Simplii Financial High Interest Savings Account
Monthly Fee
$0
Regular Rate
0.3%
Annual rate up to $50,000. Higher balance tiers: 0.50%, 0.60%, 0.70%, then 1.00% above $1,000,000. Not available to residents of Quebec.Rate as of · Checked · Institution source
Promotional interest
4.6%
153 daysNew clients with no prior Simplii relationship: first HISA opened as primary holder by October 31, 2026 at 11:59 pm UTC and within 60 days of the client number being created. Total annual rate for 153 days on up to $200,000, then regular rates.Rate as of · Checked · Institution source
Account highlights4.60% for 153 days on up to $200,000, eligible new clients; open by October 31, 2026.
4.60% for 153 days on up to $200,000, eligible new clients; open by October 31, 2026.
Ends Oct 31, 2026
Account Overview
Whatever your savings goal, Simplii makes it easy with the Simplii Financial High Interest Savings Account. Save easily without tying up your money for an extended period. Enjoy an account with no monthly fees, no minimum balance and set up automatic deposits.
0.3%. Annual rate up to $50,000. Higher balance tiers: 0.50%, 0.60%, 0.70%, then 1.00% above $1,000,000. Not available to residents of Quebec. Total promotional annual rate: 4.6%. New clients with no prior Simplii relationship: first HISA opened as primary holder by October 31, 2026 at 11:59 pm UTC and within 60 days of the client number being created. Total annual rate for 153 days on up to $200,000, then regular rates.
Account highlights
4.60% for 153 days on up to $200,000, eligible new clients; open by October 31, 2026.
Ends Oct 31, 2026
Pros & Cons
Pros
- No monthly fee
- Promotional rate of 4.6%
- Unlimited transactions
Cons
- Low regular interest rate
Account Features
- E-StatementIncluded
- Included transactionsUnlimited
- Interac e-TransfersUnlimited Interac included
Terms and conditions
This product is not available for Quebec residents.
0.3%. Annual rate up to $50,000. Higher balance tiers: 0.50%, 0.60%, 0.70%, then 1.00% above $1,000,000. Not available to residents of Quebec. Total promotional annual rate: 4.6%. New clients with no prior Simplii relationship: first HISA opened as primary holder by October 31, 2026 at 11:59 pm UTC and within 60 days of the client number being created. Total annual rate for 153 days on up to $200,000, then regular rates.
Save easily without locking your money for an extended period:
- No monthly fees
- Set up automatic deposits
- No minimum balance required
- Earn great interest rates on every dollar
- Skip the transaction fees
- Access your savings if you need them
Related Accounts
*Conditions apply.
Conditions apply. All information is believed accurate but not guaranteed. Account details, rates, and offers are subject to change at any time. Always verify the latest terms on the institution's website. Milesopedia may receive compensation through affiliate links. This does not affect our editorial choices or rankings. © 2026 Simplii Financial. All trademarks are property of their respective owners.