RBC High Interest Savings Account
Monthly Fee
$0
Account highlightsEarn 4.60% annually for 90 days on eligible balances up to $1,000,000 when you open your first eligible RBC High Interest eSavings Account. Opening offer ends October 27, 2026 at 3 pm EST.
Earn 4.60% annually for 90 days on eligible balances up to $1,000,000 when you open your first eligible RBC High Interest eSavings Account.
Ends Oct 27, 2026
Account Overview
The RBC High Interest Savings Account has no monthly fee and includes free electronic statements and self-serve transfers between your RBC deposit accounts.
Eligible first-time clients can earn an annual promotional rate of 4.60% for 90 calendar days from account opening, on balances up to $1,000,000. Open by October 27, 2026 at 3 pm EST. The regular annual rate is currently 0.55% and applies above the promotional balance cap and after the promotional period. Rates may change.
Account highlights
Earn 4.60% annually for 90 days on eligible balances up to $1,000,000 when you open your first eligible RBC High Interest eSavings Account. Opening offer ends October 27, 2026 at 3 pm EST.
Ends Oct 27, 2026
Pros & Cons
Pros
- No monthly fee
- Promotional rate of 4.6%
- E-statements available
Cons
- Low regular interest rate
- ATM fees apply
Account Features
- E-StatementIncluded
- ATM Fee (Institution)Free
- ATM Fee (Canada)$2
- ATM fee — United States$3
- ATM fee — international$5
- NSF Fee$5
Terms and conditions
- No monthly fee or minimum deposit.
- Free electronic statements and self-serve transfers between your RBC deposit accounts.
- One free RBC ATM cash withdrawal per month; other transaction fees may apply.
- The promotional offer is for Canadian residents of the age of majority who were not a primary owner of an RBC High Interest eSavings Account before June 12, 2026. Open as primary owner between June 12 and October 27, 2026 at 3 pm EST. Converting another account is not eligible.
- The 4.60% annual promotional rate applies for 90 calendar days from opening to the first $1,000,000. The regular rate applies to any excess balance and to the full balance after 90 days.
- The regular annual rate is 0.55% as checked on October 26, 2026. Regular and promotional rates are variable and may change without notice.
Source: RBC account details and offer conditions, checked October 26, 2026.
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