Up to 3% With Rogers and Chexy Until May 10, 2027
The Rogers and Chexy offer adds 1% cash back on qualifying payments. See eligible cards, fees and worked examples of the amount you could keep.
The Rogers and Chexy offer runs from November 11, 2026, to May 10, 2027 and provides up to 3% in gross cash back on qualifying payments, depending on your card and customer profile. Chexy’s processing fee still needs to come out of that amount.
Key Takeaways
- Extra 1% cash back. Rogers adds the bonus to your regular cash back on qualifying Chexy payments through May 10, 2027.
- $26.05 after fees on a $2,000 bill. With a $35 Chexy fee, this estimate assumes the full charge earns 2% in regular cash back plus the extra 1%, with room under both caps.
- A $10,000 or $25,000 cap per account. The limit depends on your card and includes Chexy fees.
- Automatic bonus for an eligible card you’ve already linked. The payment must also qualify.
All amounts are in Canadian dollars. Some links may earn us a commission. A card should first suit your circumstances and its actual costs.
What the offer includes
Under the official Rogers and Chexy offer terms, qualifying payments earn an extra 1% cash back on top of your card’s standard rate. If your regular rate is 2%, you can earn up to 3% before fees. Chexy lists rent, utilities, taxes, and tuition among the eligible payments.
- Offer starts November 11, 2026, at 12:01 a.m. EST.
- Offer ends May 10, 2027, at 11:59 p.m. EST, as stated in the terms.
- Bonus timing The extra cash back may take up to five months to post to your card’s rewards balance.
- Chexy fee Credit card payments carry a non-refundable 1.75% fee.
A bonus arriving several months later does not pay today’s card bill. You need to be able to repay the amount charged without relying on that future reward.
Which Rogers cards qualify for the Chexy bonus?
Chexy confirms that these four cards qualify:
- Rogers Red World Mastercard
- Rogers Red World Elite Mastercard
- Rogers Red World Elite Business Mastercard
- Rogers Red World Legend Mastercard
The base Rogers Red Mastercard is excluded from the offer. Check your exact card name before adding it to Chexy.
The Rogers Red World Elite Mastercard can be a practical option if you pay bills regularly through Chexy. It has no annual fee. It earns 2% on eligible non-U.S.-dollar purchases with a qualifying Rogers, Fido, Shaw, or Comwave service, subject to the annual cap. The regular rate without a qualifying service is 1.5%.
What remains after fees?
Start with the amount the payee needs to receive, then add the processing fee. Our example assumes both that principal and the fee earn the regular rate and the bonus.
For a $2,000 bill:
- Chexy fee: $35.
- Card charge: $2,035.
- Regular cash back at 2%: $40.70.
- Extra 1% cash back: $20.35.
- Gross cash back: $61.05.
- Net after the fee: $26.05.
The table below shows separate payments, rather than a cumulative monthly series. Each row assumes sufficient cap room, a 2% regular rate, the 1% bonus and no other costs.
| Bill | Chexy fee | Simulated net gain |
|---|---|---|
| $1,000 | $17.50 | $13.03 |
| $1,500 | $26.25 | $19.54 |
| $2,000 | $35.00 | $26.05 |
| $3,000 | $52.50 | $39.08 |
The $26.05 gain is 1.30% of the original bill. If the regular 2% rate applied to the bill amount only and the extra 1% applied to the full charge, the net gain would be $25.35.
If you do not earn 2%
A World Elite cardholder without a qualifying service may earn 1.5% regularly on eligible Canadian-dollar purchases. If the bonus applies to the same amount, the total gross rate becomes 2.5%. On the same $2,000 bill plus $35 fee, that would leave approximately $15.88 net.
With a regular 1% rate, a total gross rate of 2% would leave $5.70 net under the same assumptions. These are rate scenarios. Check your exact card and the rate that applies to your account.
Taking a more expensive telecommunications plan just to qualify for a higher rate could erase the extra reward. Compare the plan’s added cost with the expected additional cash back.
Caps can change the answer
The cap counts total eligible payments, including Chexy fees, throughout the offer. It is $10,000 per account for World, World Elite, and World Elite Business cards, and $25,000 per account for World Legend. Payments by authorized users count toward the same cap.
The 1% bonus can therefore reach $100 or $250, depending on the card. Once you reach the promotional cap, eligible payments may still earn your standard cash back, subject to your card’s own rules and limits.
Our Rogers spending-cap guide provides context on the regular limits. Count other purchases already charged to the account before applying the highest rate to every bill.
How to use the offer if you need a Rogers card
Start with the regular earn rate and eligibility requirements. The Rogers Red World Mastercard may suit consumers who already have a qualifying service. The World Elite Business is designed for business spending.
If you’re considering the Rogers Red World Elite Mastercard, check the minimum income requirements of $80,000 individually or $150,000 per household.
Once you receive and activate your card, create a Chexy account, add the card, and schedule your payment. Allow enough time for Chexy to charge the card within the offer period.
If you already have the card
Check the exact product name and the reward rate shown for your account. If you are new to Chexy, our Chexy guide explains the process and fees.
If you already use Chexy, sign in and select your eligible card for the payment. Chexy’s announcement confirms that the bonus applies automatically if your card is already linked and the payment meets the offer terms.
Payment timing matters
Your Rogers Bank and Chexy accounts must be open and in good standing. You must initiate and complete the payment in Chexy during the offer period, and Chexy must charge it directly to your eligible card during that period. Rogers Bank must be able to identify the charge as a qualifying Chexy transaction.
A rent due date is not necessarily the card-charge date. Check the schedule Chexy shows for your payment and allow time for the payee to receive it.
Fees, interest and late payments can consume the reward. Compare a free bank-payment option as well. We assume no stacking with an old Chexy bonus, a referral discount or Chexy Plus.
Method and sources
These are simulations, with no personal transaction or observed promotional payout. The calculation is regular rewards on their qualifying base, plus the bonus on its qualifying base, less Chexy fees and other incremental costs. Displayed results are rounded to cents; issuer rounding rules may produce small differences.
We compared the official offer terms with the regular rewards rules for the Rogers Red World Elite Mastercard. Chexy also publishes a page for business payments.
Rogers card rewards change on November 18, 2026. Our examples use the regular cash back rate on Chexy payments and the extra 1% bonus.
For more comparisons, see our best credit cards in Canada and newsletter.
