Taxes, payroll and business
Business credit card optimizer
Compare annual business card rewards for your spending, after annual fees.
Site card catalog and valuations · welcome bonuses excluded · results rounded to dollars
Your monthly spending
Include only purchases paid by card. Enter each amount in one category only. Include sales tax when it is charged to the card.
Other monthly spending
Your result
Highest estimated annual value · excluding welcome bonuses
$2,083
TD · Aeroplan
- Monthly spending
- $8,000
- Annual spending
- $96,000
- Estimated rewards
- $2,232
- Regular annual fee
- $149
- Value after fees
- $2,083
111,600 estimated points per year · valuation used: 2 ¢/point
21 cards compared · 11 not ranked: missing calculation data
Welcome bonuses, first-year rebates, credits, benefits, interest, foreign exchange fees, additional cards and taxes are excluded. Check eligibility, qualifying merchants and unlisted caps on the card page and with the issuer. Rewards are not business profit; their value depends on redemption.
Method and sources
Monthly spending repeats over 12 months. The comparator engine applies category rates and available catalog caps. Point values come from the program valuation used by the site. Net value = estimated rewards − regular annual fees.
Travel, dining, gas, telecom and office supplies use their matching categories. Advertising, software, shipping and other purchases use the general rate; no recurring-payment bonus is assumed.
Welcome bonuses, first-year rebates, credits, benefits, interest, foreign exchange fees, additional cards and taxes are excluded. Check eligibility, qualifying merchants and unlisted caps on the card page and with the issuer. Rewards are not business profit; their value depends on redemption.
FCAC · Choosing a credit card