- Earn 5,000 bonus Scotia Rewards points upon your first purchase1
- Earn 1 Scotia Rewards point for every $1 you spend on eligible everyday purchases
- 5% cash back on travel purchased through Scotia Rewards Flexible Point Redemption
- Enjoy flexible options for redeeming points.
- Rates, fees and other information are effective as of Mar 1, 2021. Subject to change.
Fees & Conditions
- The value of cash back or points earned
- The value of the benefits or credits earned with the Card
- The annual fee value (offered or not)
|Calculation of the offer value
in the first year
|Value per point||1.0 ¢|
Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.
Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the offer. Subject to the above exclusions, Scotiabank Small Business credit cardholders are eligible for this offer
Rates and Fees: The current annual fee is $110 for the primary card and $30 for each additional supplementary card.
The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions).
All rates, fees, features and benefits are subject to change.
Visit the card provider’s website and application page for full details of the card , terms and conditions and current offers. Reasonable efforts are made to maintain the accuracy of the information.