Offer
Offer
- 3% unlimited cash back rewards on all eligible purchases made in U.S. dollars
- 1.5% unlimited cash back rewards on all eligible regular purchases
Fees & Conditions
Personal Income
$80,000
Household Income
$150,000
First Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rates
19.99%
Cash Advance Rates
22.99%
Value
Year 1
Years 2 and +
Welcome bonus
0 $
Earned Rewards Value
Annual fee
Net value
Value
Advantages
Rewards Type
Cash Back
Transfer Partners
Cashback
Costco
Earnings
All Spending
1.5
Drugstores
1.5
Groceries
1.5
Convenience Stores
1.5
Gas
1.5
Telecom/Internet
1.5
Local Transport
1.5
Streaming services
1.5
Dining and Food delivery
1.5
Online transactions
1.5
Recurring Payments
1.5
Office Supplies
1.5
Travel
1.5
Entertainment
1.5
Insurance
Trip Cancellation Insurance
Trip Interruption Insurance
Purchase Protection
Extended Warranty