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Welcome offer: get 30,000 bonus points when you spend $3,000 in net purchases within the first 110 days from the account open date. Applications must be received between June 2, 2026 and June 2, 2027.
Earning: 10 Blue Points per dollar at participating Blue Rewards Partners, up to $15,000 in net purchases per calendar year; 2 points per dollar on gas and electric vehicle charging, up to $1,000 in net purchases per statement cycle; 1 point per dollar on all other purchases.
The account must be approved, open and in good standing. The offer is not available to current or former cardholders of this card, nor to BMO credit cardholders transferring into this product. The offer may be changed or withdrawn at any time.
Per dollar of purchases
This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.*
The BMO Blue Rewards Mastercard for Business (formerly AIR MILES) has no annual fee and earns a base rate of 1 Blue point per dollar on all purchases.
It offers 2 points per dollar on gas and electric vehicle charging (up to $1,000 in net purchases per statement cycle), and 10x points (10 pts/$) at Blue Rewards partners (Pharmasave, Global Pet Foods, etc.) and on the Blue Rewards Travel platform powered by Expedia, up to $15,000 in net purchases per calendar year. Beyond that cap, purchases earn the base rate.
Includes Zero Liability protection, the liability waiver program (employees), 90-day purchase protection, and an extended warranty of up to one year.
The card earns 10 Blue Points per $1 at participating Blue Rewards Partners, 2 Points per $1 on gas and electric vehicle charging, and 1 Point per $1 on all other purchases.
The 10-point rate combines the base rate of 1 Point per $1 with a 9-point bonus — the program’s “10x the Points” multiplier.
Yes. Multiplier Points at participating Blue Rewards Partners are earned on up to $15,000 in net purchases per calendar year. Once that maximum is reached, partner purchases earn only the base rate of 1 Point per $1.
This annual cap replaced the previous $500 per statement cycle limit — roughly $6,000 of accelerated spending a year before, $15,000 now.
Yes, and that cap has not changed: the 2 Points per $1 rate applies to up to $1,000 in net purchases per statement cycle at service stations, automated fuel dispensers and EV charging merchants.
Fuel bought at a Blue Rewards Partner is not eligible for this rate — it earns the 10x partner rate instead.
Earn 30,000 Bonus Points when you spend $3,000 in net purchases within the first 110 days from the account open date. Applications must be received between June 2, 2026 and June 2, 2027.
The offer is not available to current or former cardholders of this card, nor to BMO credit cardholders transferring into the product. The account must be open and in good standing when the Points are awarded.
The base rate is twice as high: 1 Point per $1 on all purchases, against 0.5 Points on the personal card. That makes the partner rate 10 Points per $1 rather than 5, and the $15,000 annual cap is identical.
On the other hand, the business card has no grocery, alcohol or warehouse club accelerator — only gas and EV charging are boosted, up to $1,000 per statement cycle. It adds Zero Liability protection, the employee liability waiver program, 90-day purchase protection and an extended warranty of up to one year.
Savings are this way:
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