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Pros & Cons
Pros
- +Purchase protection included
- +No annual fee
Cons
- –Foreign Transaction Fee (2.5%)
Our Review
Support the Breast Cancer Foundation’s cause at Quebec by becoming a National Bank Allure Mastercard cardholder with this exclusive offer!
For every $2 in purchases charged to your National Bank Allure Mastercard account, you earn 1 point. Once a year, in January, you will receive a $10 cashback for every 1,000 points earned.
And for every $10 you spend with your card, National Bank of Canada donates 10 cents to the Quebec Breast Cancer Foundation! It can be as much as $750,000 per year for all cardholders!
For example, if you charge $1,000/month to your card, National Bank will donate $10/month to the foundation, or $120/year. And since it’s an NBC mycredit Mastercard, you can use it at Costco.
Rewards
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Cash Back pts per dollar
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Cashback earned
$150
$/yr
Estimated Value
$150
After Fees
+$150
1st Year Value
$150
incl. welcome bonus
Annual rewards breakdown
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Fees and interest rates
- Annual Fee$0
- Additional card fee$0
- Foreign currency conversion fee2.5%
- Purchase Rate20.99%
- Balance transfer rate22.49%
- Cash advance rate22.49%
Terms & Conditions
Card Features
- Your cause, your card. Designed for women, the Allure card lets you support the Breast Cancer Foundation of Quebec.
- One of the only cards in Canada associated with a cause
- Easily earn 1 point for every $2 in purchases and receive $10 cash back for every 1,000 points earned.
- Take advantage of 10% discounts from fashion and health partners.
- Discounts on select gift card purchases
- Purchase protection
- Extended warranty
- Secure online shopping
- Fraud protection
- No annual fee
Legal
Cash back details
The cashback is based on a point-accumulation system. You get 1 point for every $2 in purchases charged to your Allure Mastercard® credit card account, providing your account is in good standing. Once a year, in January, you will receive a $10 cashback for every 1,000 points earned. The cashback will be paid as a credit applied to your account and cannot be paid in cash. Your account is in good standing when you meet the obligations of your credit card agreement (for example, making the minimum payment by the due date). Interest charges, annual fees, balance transfers, cash advances, service charges, insurance premiums, Mastercard promotional cheques and refunded purchase amounts are not eligible for point accumulation. For full details, see the Applicable Rules [PDF].
Discount on gift cards
The 10% discount on gift cards applies to the total amount of the purchase on yourallure.ca. Gift cards are redeemable at participating Allure partners: Amerispa, Banana Republic, Gap, Old Navy and Winners/HomeSense/Marshalls. Choice of gift card amounts: $25, $50 or $100 (subject to partner availability). No discount will be given in store upon presentation of the Allure card. Gift cards cannot be replaced in the event of damage, loss or theft. The list of Allure partners is subject to change without notice. Gap, Old Navy and Banana Republic gift cards can be used at all Gap, Old Navy and Banana Republic stores in North America. Gift cards are redeemable for in-store merchandise only. For questions about Gap, Old Navy and Banana Republic gift cards, call 1 800 GAP-STYLE, 1 800 OLD-NAVY and 1 888 BR-STYLE respectively.
Credit terms
Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers.
Minimum payment: If your account balance is lower than $10, you must pay the entire balance.
If you reside in the province of Quebec, your minimum payment is the greater of 5% of your account balance, plus any overdue amounts, or $10.
If you live outside Quebec, your minimum payment is 2.5% of your credit card balance, plus any past-due amount or $10, whichever is greater.
Account statement: A statement is sent monthly.
Example of credit charges over a 30-day period
| Annual interest rate | Average balance | |
| $500 | $3,000 | |
| 22.49% (regular card) | $9.24 | $55.45 |
| 20.99% (regular card) | $8.63 | $51.76 |
| 13.2% (Syncro card) | $5.53 | $33.16 |
| 9.2% (Syncro card) | $3.78 | $22.68 |
*Variable interest rate in effect on September 1, 2021.
Balance transfer and cash advance are subject to credit approval by National Bank. Each balance transfer must be at least $250.
Legal notes
® ALLURE and NATIONAL BANK are registered trademarks of National Bank of Canada.
® Mastercard and Tap and Go are registered trademarks, and the circles design of the logo is a trademark of Mastercard International Incorporated. National Bank is an authorized user.
™ ID Check and Identity Check are trademarks of Mastercard International Inc. Authorized user: National Bank.
National Bank donates $0.10 for every $10 charged to an Allure Mastercard® credit card account over a 12-month period to the Quebec Breast Cancer Foundation. The annual donation is capped at $750,000.
These protections apply as long as the purchases or expenses in question are charged to the National Bank Allure Mastercard credit card. Extended warranties apply to most new items purchased with the card, in Canada or abroad, as long as the manufacturer’s warranty is in effect and valid in Canada. Certain conditions and restrictions apply. For more information and details concerning your insurance coverage, please consult the insurance certificate attached to your card.
Balance transfers and cash advances are subject to credit approval by National Bank. Each balance transfer must be at least $250.
Certain conditions apply to the Zero Liability protection. Visit mastercard.ca for more information. Refer to the credit card terms and conditions.
Related Cards
FAQ
What are the annual fees for the National Bank Allure Mastercard?
The National Bank Allure Mastercard has no annual fee for the main card or additional cards.
How does the National Bank Allure Mastercard rewards program work?
For every $2 spent with the Allure Mastercard, you earn 1 point.
What is the interest rate on the National Bank Allure Mastercard?
The interest rate on purchases is 20.99%, while for cash advances and balance transfers it is 22.49%.
What insurance is included with the National Bank Allure Mastercard?
The card includes purchase insurance against theft or damage for 90 days from the date of purchase, and an extended warranty that doubles the manufacturer’s warranty for up to an additional year.
How does the National Bank Allure Mastercard support the Breast Cancer Foundation of Quebec?
National Bank donates $0.10 to the Breast Cancer Foundation at Quebec for every $10 in card purchases, with a total annual donation of up to $750,000.
What are the rebate advantages of the National Bank Allure Mastercard?
Cardholders receive a 10% discount on gift cards purchased on yourallure.ca, redeemable at fashion and health partners such as Amerispa, Banana Republic, Gap, Old Navy and Winners/HomeSense/Marshalls.
What are the eligibility requirements for the National Bank Allure Mastercard?
You must be a permanent resident or Canadian citizen and have reached the age of majority in your province or territory of residence. There is no minimum income required to qualify for this card.
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Banque Nationale. All trademarks are property of their respective owners.