Pros & Cons
Pros
- +Purchase protection included
- +No annual fee
Cons
—
Our Review
The Vancity enviro™ Visa* Classic card is a no-fee way to earn Vancity Rewards points: 1 point per $2 spent, doubled on travel booked through Vancity Rewards. Points can be redeemed for travel, cash back, gift cards or charitable donations, at $1 per 100 points.
Vancity is a credit union, and 5% of enviro Visa card profits support its enviroFund™ program every year. The card is available only to British Columbia residents.
Rewards
All Spending
0.5x
Vancity Rewards pts per dollar
Travel
1x
Vancity Rewards pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
15,900
Vancity Rewards/yr
Estimated Value
$159
After Fees
+$159
1st Year Value
$159
incl. welcome bonus
Annual rewards breakdown
Travel Insurance
Travel Accident
Up to $200,000
Purchase Protection
Purchase Protection
Included
Extended Warranty
Included
Fees and interest rates
- Annual Fee$0
- Additional card fee$0
- Purchase Rate19.5%
Terms & Conditions
Card Features
- 1 Vancity Rewards point per $2 spent on all purchases
- Double points on flights, hotels and car rentals booked through Vancity Rewards
- 100 points = $1 in value
- No annual fee, and no fee for up to 4 additional cards
- Purchase interest rate of 19.50%
- For British Columbia residents aged 19 or older
Legal
*Trademark of Visa Int., used under license. Conditions apply. Vancity is a BC Financial Services Authority authorized credit union and is covered by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC). Available only to British Columbia residents aged 19 or older.
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Vancity. All trademarks are property of their respective owners.
