Pros & Cons

Pros

  • +Welcome Bonus: 50,000 Avios
  • +Purchase protection included
  • +Travel medical insurance included

Cons

  • High annual fee ($165/yr)
  • Foreign Transaction Fee (2.5%)
  • No airport lounge access despite fee

Our Review

With this exceptional welcome offer for the RBC British Airways Visa Infinite Card, you can earn 50,000 Avios!

With this card, you benefit from a companion voucher (by spending $30,000 or more during a calendar year). Additionally, you can enjoy a 10% discount on British Airways flights when booking with your RBC British Airways Visa Infinite Card.

With the RBC British Airways Visa Infinite Card, you get:

  • 3 Avios per dollar spent with British Airways and BA Holidays
  • 2 Avios per dollar on groceries, dining, and food delivery
  • 1 Avios per dollar for all your other purchases

In addition, you benefit from extensive insurance coverage:

  • Out-of-province/country emergency medical insurance
  • Travel Accident Insurance
  • Flight delay and essential items purchase insurance
  • Hotel or motel burglary insurance
  • Rental vehicle collision and damage insurance

Rewards

All Spending

1x

British Airways Club pts per dollar

Groceries

2x

British Airways Club pts per dollar

Restaurants

2x

British Airways Club pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.85¢5.1¢
Groceries2x
$700/month
Gas & EV1x
$200/month
Transit1x
$100/month
Restaurants2x
$300/month
Pharmacy1x
$50/month
Travel1x
$150/month
Bills & recurring payments1x
$250/month
Telecom1x
$150/month
Entertainment & streaming1x
$100/month
Office supplies1x
$0/month
All other spending1x
$500/month

Points Earned

42,000

British Airways Club/yr

Estimated Value

$714

After Fees

+$549

1st Year Value

$1,399

incl. welcome bonus

Annual rewards breakdown

Groceries$8,400/yr × 2x16,800 pts
Gas & EV$2,400/yr × 1x2,400 pts
Transit$1,200/yr × 1x1,200 pts
Restaurants$3,600/yr × 2x7,200 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 1x1,800 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Monthly spend$2,500
Average earn rate on spend per year1.4x
Average earn rate on spend 1st year with welcome bonus3.07x
Total points earned on spend42,000 pts
Welcome bonus points+50,000 pts
  • Earn 50,000 British Airways Club after $6,000 in purchases within the first 3 months
Total points earned92,000 pts
Value of points accumulated in the first year$1,564

Perks & Benefits

Concierge Service

24/7

Travel Insurance

Travel medical (under 55)

Included

Travel medical (55-64)

Included

Travel medical (65+)

Included

Delayed Baggage

Up to $500

Lost Baggage

Up to $500

Flight Delay

Up to $500

Hotel Burglary

Up to $2,500

Travel Accident

Up to $500,000

Purchase Protection

Purchase Protection

Up to $50,000 / 90 days

Extended Warranty

+1 year(s)

Auto Rental

Up to $65,000 / 48 days

View the insurance certificate (PDF)

Fees and interest rates

  • Annual Fee
    $165
  • Additional card fee
    $75
  • Foreign currency conversion fee
    2.5%
  • Purchase Rate
    20.5%
  • Balance transfer rate22.99%
    Quebec21.99%
  • Cash advance rate22.99%
    Quebec21.99%

Eligibility

Personal Income

$60,000

Household Income

$100,000

Terms & Conditions

Card Features

Earn 50,000 Aviosˆ with the RBC® British Airways Visa Infinite‡ Card

Here is how to earn 50,000 bonus Aviosˆ:

  • Earn 50,000 Avios when you spend a minimum of $6,000 CAD in the first 3 months of account opening.

Benefits:

  • Earn 3X Avios for all purchases made with British Airways and BA Holidays*
  • Earn 2X Avios per Canadian dollar on groceries, dining, and food delivery*
  • Earn 1 Avios per Canadian dollar on eligible net purchases*
  • Earn a companion voucher when you spend $30,000 CAD in a year. Invite a companion or travel alone and enjoy a 50% discount on the Avios price of your reward flight. You can also pay a low flat fee to cover taxes, fees, and carrier charges, along with a fixed amount of Avios, when you book your trip.˜
  • 10% discount on British Airways flights when booking and paying with your card∞
  • Redeem your Avios for flights with British Airways and oneworld network partner airlines**
  • Comprehensive insurance coverage, including 31-day out-of-province/country emergency medical insurance1, flight delay insurance2, hotel burglary insurance3, and rental car insurance4. Additionally, eligible purchases made with the card are protected3.
  • Premium Visa Infinite benefits5, such as skip-the-line access for events as well as dining and hotel privileges through www.visainfinite.ca
  • 24/7 Concierge Service5
  • Link your RBC card to your Petro-Points card and instantly save per litre on fuel at Petro-Canada stations, plus always earn 20% more Petro-Points and 20% more Avion Rewards points
  • Link your RBC British Airways Visa Infinite Card to a Rexall Be Well account and earn 50 Be Well points for every dollar spent on eligible products at Rexall. Redeem Be Well points faster to save on in-store purchases, as 25,000 Be Well points = $10
  • Get a complimentary DashPass subscription from DoorDash for up to 12 months, a value of up to $120. Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card±

Related Cards

FAQ

What are the main benefits of the RBC British Airways Visa Infinite Card?

The RBC British Airways Visa Infinite Card offers 50,000 bonus Avios, a companion voucher after spending $30,000 CAD in a year, a 10% discount on British Airways flights, and triple Avios on purchases with British Airways and BA Holidays.

Does the RBC British Airways Visa Infinite Card offer insurance benefits?

Yes, it includes out-of-province/country emergency medical insurance, travel accident insurance, flight delay insurance, hotel burglary insurance, and rental vehicle insurance.

How does the Avios points system work with the RBC British Airways Visa Infinite Card?

You earn 3 Avios per dollar spent with British Airways, 2 Avios per dollar spent on groceries and dining, and 1 Avios per dollar for all other purchases made with the RBC British Airways Visa Infinite Card.

What are the specific benefits related to British Airways flights with the RBC British Airways Visa Infinite Card?

In addition to the 10% discount on flights, you receive a companion voucher after spending $30,000 CAD in a year with the RBC British Airways Visa Infinite Card, and you can redeem your Avios points for flights with British Airways and partner airlines.

Does the RBC British Airways Visa Infinite Card offer rewards on purchases other than those related to British Airways?

Yes, you earn one Avios for every Canadian dollar spent on eligible net purchases other than those made with British Airways using the RBC British Airways Visa Infinite Card. You also earn 2 Avios per dollar on dining-related purchases.

How can I maximize the benefits of the RBC British Airways Visa Infinite Card?

To maximize benefits, it is recommended to make all travel-related purchases, including airfare and holiday services, through British Airways, and to use the card regularly for other expenses to accumulate Avios points and reach the spending threshold for the companion voucher.

Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 RBC. All trademarks are property of their respective owners.