When did the United® MileagePlus® Neo World Eliteᴹᴰ Mastercard® become available?

The card was launched on April 15, 2026. It is now available to eligible Canadians.

What is the minimum income requirement for the United Neo World Elite Mastercard?

You need a personal income of at least CAD 80,000 or a household income of CAD 150,000. These thresholds are in line with the usual requirements for World Elite Mastercard cards in Canada.

Can MileagePlus miles be used on Air Canada and other Star Alliance airlines?

Yes. MileagePlus miles earned with the card can be used to book flights on any Star Alliance member carrier, including Air Canada, Lufthansa, ANA, and others.

Who is Neo Financial?

Neo Financial is a Canadian fintech founded in 2019 in Calgary. The company offers credit cards, bank accounts, and savings products to over one million Canadians. It is recognized as the fastest-growing company in Canada by Deloitte and the Globe and Mail.

What is the Neo rewards network?

The Neo rewards network includes over 10,000 local and national partners in Canada. With the United card, purchases at these merchants will allow you to earn MileagePlus miles at an accelerated rate, in addition to the base earn rate on all purchases.

Does the United Neo card replace Aeroplan cards for travelling with Star Alliance?

No, the two programs are separate. Aeroplan is Air Canada’s loyalty program, while MileagePlus is United Airlines’ program. Both allow you to book flights on Star Alliance, but with different award charts and rules. Depending on your travel habits, one may be more advantageous than the other.