Scotiabank Launches a New Card: the Scotia Momentum Mastercard

The Scotia Momentum^® Mastercard^®* Credit Card is a no-annual-fee cash back card, built to reward your everyday spending without any complexity.

7.99% introductory interest rate on purchases for the first six months, for accounts opened by October 31, 2026. The rate then returns to 20.99%.

What the card gives you:

• 1% cash back on eligible gas station, grocery store and drug store purchases, as well as recurring bill payments
• 0.5% cash back on all other eligible everyday purchases
• No annual fee
• Cash back credited automatically, with no redemption threshold to keep track of

It makes a solid first cash back card, or a companion card to keep for everyday categories. A 2.5% conversion fee applies to foreign currency transactions.

The BMO CashBack Mastercard is a no-annual-fee, cash-back credit card. With the BMO CashBack Mastercard, you can earn 5% cash back for the first three months. This represents a maximum welcome bonus of $125 :

• 5% cash back on up to $500 in eligible grocery purchases, for a $25 bonus
• 5% cash back on up to $500 in eligible recurring bill payments, for a $25 bonus
• 5% cash back on up to $1,500 in all other eligible purchases, for a $75 bonus

Then you get a cash back rate of:

• 3% cash back on grocery purchases, including at Walmart Supercenters
• 1% cash back on recurring bill payments

You can also get a 0.99% welcome interest rate on balance transfers for nine months.

Finally, enjoy three months of Instacart+ membership and a $5 monthly Instacart credit when you sign up with your eligible BMO credit card.

The Tangerine Money-Back Credit Card has no annual fee and offers cash back.

With this limited-time welcome offer, you can earn an additional 10% cash back (up to $100) when you spend up to $1,000 on everyday purchases during the first 2 months.

You can choose two to three purchase categories that interest you (groceries, gas, home furnishings, renovations, recurring bills, pharmacy, etc.) to earn 2% cash back ! And there’s no annual cash-back limit. It is one of the best credit cards for renovations.

In addition, the Tangerine Mastercard offers several insurance coverages for your purchases :

• 90 days purchase insurance
• One year extended warranty

Finally, during the first 30 days you hold the card, transfer credit card balances and pay only 1.95% interest on these balances for the first 6 months.

Save on fuel with Shell

All Tangerine cardholders can get savings and rewards on fuel with Shell and Scene+ when you link your cards to your Shell Go+ account. Get up to 8¢/L in value with a linked Money-Back World Mastercard or Money-Back Credit Card:

• Instant savings of 3¢ per litre on all grades of Shell fuel.
• Earn up to 3¢ per litre in cash back with fuel selected as a 2% category.
• Earn 1¢ per litre in Scene+ points value on all grades of Shell fuel, or 2¢ per litre in Scene+ points value on Shell V-Power^® when you link your Scene+ Account to Shell Go+.