Taxes, payroll and business
Income tax calculator
Estimate ordinary-income tax and the effect of deductions in each province or territory.
2026 tax year · rates verified October 1, 2026 · amounts rounded to dollars
Your income
Salary, net self-employment profit, interest and other ordinary taxable income. For a business, subtract operating expenses before entering profit. Dividends and capital gains are excluded.
RRSP within your allowed room and other eligible deductions, including deductible contributions already calculated. Do not subtract them twice. The same taxable-income base is used federally and provincially.
Your result
Estimated annual income tax
$20,230
- Federal income tax
- $9,450
- Provincial or territorial tax
- $10,779
- Monthly tax budget
- $1,686
- Tax reduction from deductions
- $0
- Average rate on taxable income
- 24%
Scenario basis
- Taxable income
- $85,000
- Federal basic personal amount
- $16,452
- Provincial basic personal amount
- $18,952
Income-tax estimate only, not take-home pay or a balance owing. CPP/QPP, EI and QPIP contributions are not calculated. Contribution and employment credits, age, spouse, children, benefits, NB/NS/PE/NL low-income reductions, Quebec drug premium and health-services contribution, minimum tax and amounts already withheld are excluded. Employees should use the Take-home pay calculator.
| Province / territory | Estimated annual tax |
|---|---|
| Alberta | $16,772 |
| British Columbia | $16,065 |
| Manitoba | $19,534 |
| New Brunswick | $19,526 |
| Newfoundland and Labrador | $19,912 |
| Nova Scotia | $21,463 |
| Northwest Territories | $16,123 |
| Nunavut | $14,807 |
| Ontario | $16,980 |
| Prince Edward Island | $20,596 |
| Quebec | $20,230 |
| Saskatchewan | $18,712 |
| Yukon | $16,393 |
Method and sources
2026 annual progressive brackets, basic personal credits and their net-income phase-outs (federal, Yukon and Manitoba), 16.5% Quebec federal abatement, Ontario surtax, basic reduction and health premium, and British Columbia basic reduction. Full-year resident with no dependants; net income assumed equal to taxable income after your deductions. Calculated in cents before display rounding.
Income-tax estimate only, not take-home pay or a balance owing. CPP/QPP, EI and QPIP contributions are not calculated. Contribution and employment credits, age, spouse, children, benefits, NB/NS/PE/NL low-income reductions, Quebec drug premium and health-services contribution, minimum tax and amounts already withheld are excluded. Employees should use the Take-home pay calculator.