United® MileagePlus® Neo Secured World Elite® Mastercard

Welcome Bonus
Up to $25,000
Annual Fee
$89
Interest rates
Purchase Rates
19.99%
Cash Advance Rates
22.99%
Balance Transfer Rates
22.99%
United® MileagePlus® Neo Secured World Elite® Mastercard
Up to $25,000
Apply Now

Offer

Welcome Offer and Renewal

Earn up to 25,000 miles, including a welcome bonus and an annual renewal bonus.

  • 5,000 miles on card activation and first transaction
  • Additional 15,000 miles when you spend $3,000 net of refunds within 3 months
  • 5,000 miles per year (renewal) when the account remains open and active within 365 days

Earn rates: 1.25 miles/$ on United and Star Alliance flights; 1 mile/$ on dining and groceries; 0.75 miles/$ everywhere else; bonus miles via 10,000+ Neo partners.

Secured card: a security deposit is required. Limited to new customers who have not held a United Neo World Elite Mastercard. Annual personal income of $80,000 or household income of $150,000. Chubb travel insurance is not offered in Quebec.

Fees & Conditions

Personal Income $80,000
Household Income $150,000
Annual Fee $89
Foreign Transaction Fee 2.5%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Welcome Bonus amount Up to $25,000
Minimum Spending Required $3,000
Minimum Spending Timeframe (Months) 3 month(s)
Travel benefits $90

Earnings

Per dollar of purchases

All Spending 0.75
Groceries 1
Dining and Food delivery 1

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Other Insurance

Insurance Name
Included
Amount
Duration

Our review

Secured credit card: this card requires a security deposit and is designed for people building or rebuilding their credit history, including newcomers to Canada. It offers the exact same MileagePlus mile earn rates and travel benefits as the regular version.

The United® MileagePlus® Neo Secured World Elite® Mastercard is the only credit card in Canada that allows you to earn United MileagePlus miles while enjoying exclusive airline benefits directly on your credit card.

For a limited time, you can earn up to 20,000 MileagePlus miles as a welcome bonus:

  • 5,000 MileagePlus miles on card activation and first transaction
  • 15,000 additional MileagePlus miles when you spend $3,000 net of refunds within 3 months

And 5,000 miles per year when the account remains open and active with eligible spend within 365 days.

You earn MileagePlus miles on every purchase:

  • 1.25 miles per dollar on United and Star Alliance flights
  • 1 mile per dollar on dining and groceries
  • 0.75 miles per dollar everywhere else

You also earn bonus miles at over 10,000 Neo merchant partners. When travelling with United, you get a first checked bag free and Group 2 priority boarding, at least a 10% discount on award flights (15% with Premier status), exclusive Saver Award availability, paid access to DragonPass lounges, comprehensive travel insurance (not available in Quebec), and up to $120 USD reimbursed every 5 years for Nexus fees.

4.1

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