Neo Secured World Mastercard® – Everywhere

Welcome Bonus
No Welcome Offer
  • No annual fee
  • Accepted at Costco
  • Up to 1% cash back on all purchases
Annual Fee
$0
Interest rates
Purchase Rates
19.99%
Cash Advance Rates
22.99%
Balance Transfer Rates
22.99%
Neo World Mastercard
Neo Secured World Mastercard® – Everywhere
No Welcome Offer
Apply Now

Offer

  • 1% cash back on all purchases, with no cap or categories to manage
  • Additional cash back at over 10,000 Neo network partners (5% on average, up to 15%)
  • Instant credit limit up to $30,000
  • No annual fee ($0)
  • Secured option to build credit history (same cash back rates)

Fees & Conditions

Personal Income
Household Income
Annual Fee $0
Foreign Transaction Fee 2.5%

Advantages

Costco

Earnings

Per dollar of purchases

All Spending 1 %
Groceries 1 %
Gas 1 %
Dining and Food delivery 1 %
Convenience Stores 1 %
Drugstores 1 %
Local Transport 1 %
Travel 1 %
Entertainment 1 %
Recurring Payments 1 %
Telecom/Internet 1 %
Streaming services 1 %
Online transactions 1 %
Office Supplies 1 %

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
$1,000
90 day(s)
Mobile Device Insurance
Price Protection

Our review

Secured credit card: this card requires a security deposit and is designed for people building or rebuilding their credit history, including newcomers to Canada. Your credit limit matches the deposit you provide.

The Neo Secured World Mastercard® – Everywhere is designed for those who want simple and consistent cash back, without tracking categories. One single rate, 1% on every purchase, with no cap.

With no annual fee, it’s a « set it and forget it » card: no optimization required, no categories to activate. You also benefit from additional cash back at over 10,000 Neo partner merchants, and the cash back is deposited directly into your Neo wallet.

As a secured card, it’s a hassle-free option to earn rewards on every expense while you build your credit.

Alternative Cards

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