Account Overview

The Scotiabank StartRight® Program is designed for newcomers to Canada (permanent residents within their first 5 years, international students, and foreign workers). It offers:

  • Up to $2,300 in first-year value (chequing account, credit card, and bundled offers)*
  • No monthly fee for the first year on an eligible chequing account, with no minimum balance required*
  • A credit card with no Canadian credit history required, with a credit limit of up to $15,000*
  • Unlimited no-fee international money transfers*
  • Transfer up to $50,000 to an International Account before you arrive*

Offer & conditions

Up to $2,300 in first-year value*

Ends Oct 29, 2026

Pros & Cons

Pros

  • +Fee waived with $4,000 minimum balance

Cons

  • Monthly fee of $16.95

Account Features

  • E-StatementNot specified
  • Included transactionsNot specified
  • Unlimited Interac e-TransfersNot specified

Terms and conditions

The Scotiabank StartRight® Program is designed for newcomers to Canada (permanent residents within their first 5 years, international students, and foreign workers). It offers:

  • Up to $2,300 in first-year value (chequing account, credit card, and bundled offers)*
  • No monthly fee for the first year on an eligible chequing account, with no minimum balance required*
  • A credit card with no Canadian credit history required, with a credit limit of up to $15,000*
  • Unlimited no-fee international money transfers*
  • Transfer up to $50,000 to an International Account before you arrive*

Related Accounts

*Conditions apply. Offer valid July 3 to October 29, 2026. Visit startright.scotiabank.com for full details.

Conditions apply. All information is believed accurate but not guaranteed. Account details, rates, and offers are subject to change at any time. Always verify the latest terms on the institution's website. Milesopedia may receive compensation through affiliate links. This does not affect our editorial choices or rankings. © 2026 Scotiabank. All trademarks are property of their respective owners.