Business · Cards and points
Business card optimizer: how many points your spending earns
Answer a few questions to see how many points each business card earns you a year, and what they are worth per our valuation.
Site card catalog and valuations · welcome bonuses excluded · results rounded to dollars
Question 1 of 6
What kind of rewards are you looking for?
Answer this question to continue.
Method and sources
Monthly spending repeats over 12 months. The comparator engine applies category rates and available catalog caps. Point values come from the program valuation used by the site. Net value = estimated rewards − regular annual fees.
Welcome bonuses, first-year rebates, credits, benefits, interest, foreign exchange fees, additional cards and taxes are excluded. Check eligibility, qualifying merchants and unlisted caps on the card page and with the issuer. Rewards are not business profit; their value depends on redemption.
Membership Rewards: eligible purchase credits and flexible travel use 1¢ per point. Transfers use the site valuation, without guaranteeing redemption value.
American Express · Use points for purchases