{"id":93472,"date":"2026-02-02T06:45:00","date_gmt":"2026-02-02T11:45:00","guid":{"rendered":"https:\/\/milesopedia.com\/news\/bmo-rewards-credit-cards\/"},"modified":"2026-02-02T07:43:50","modified_gmt":"2026-02-02T12:43:50","slug":"bmo-rewards-exclusive-credit-card-offers","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/offers\/cards\/bmo-rewards-exclusive-credit-card-offers\/","title":{"rendered":"BMO Rewards Credit Cards: Exclusive Offers Up to 200,000 points &#8211; Winter 2026"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_custom_heading text=&#8221;How to choose the best BMO card for your profile&#8221; css=&#8221;&#8221; el_id=&#8221;how_to_choose_the_best_bmo_card_for_your_profile&#8221;][vc_column_text]<\/p>\n<p>Here is a summary table of the new welcome offers for <a href=\"https:\/\/milesopedia.com\/en\/cards\/bmo\/\">BMO Rewards credit cards<\/a>. For offer details, continue reading and check out our analyses.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='5'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--4'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22672,22492,105658,105731,334052\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[vc_custom_heading text=&#8221;BMO Rewards Offer Details&#8221; el_id=&#8221;bmo_rewards_offer_details&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;links&#8221;]<\/p>\n<p>Here are the details of the offers for the five BMO Rewards credit cards:<\/p>\n<ul>\n<li><a href=\"#vip\">Up to 200,000 points with the BMO eclipse Visa Infinite Privilege Card<\/a><\/li>\n<li><a href=\"#mastercard\">Up to 115,000 points with the BMO Ascend World Elite Mastercard<\/a><\/li>\n<li><a href=\"#eclipse\">Up to 70,000 points with the BMO eclipse Visa Infinite Card<\/a><\/li>\n<li><a href=\"#rise\">Up to 25,000 points with the BMO eclipse rise Visa Card<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Mastercard&#8221;][vc_column][vc_custom_heading text=&#8221;BMO Ascend\u2122 World Elite<sup>&reg;<\/sup>* Mastercard<sup>&reg;<\/sup>*&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;bmo_ascend_world_elite_mastercard_&#8221;]<p data-start=\"530\" data-end=\"773\">The BMO Ascend World Elite Mastercard is one of the best World Elite Mastercard credit cards with travel points in Canada. With our exclusive welcome offer, you can earn <strong data-start=\"730\" data-end=\"772\">up to 100,000 BMO Rewards points<\/strong>.<\/p>\n<p data-start=\"775\" data-end=\"905\">These points have a value of approximately <strong data-start=\"811\" data-end=\"828\">$650 to $700<\/strong>, according to our estimate, and can be applied to your travel expenses.<\/p>\n<p data-start=\"907\" data-end=\"1040\">Plus, there is <strong data-start=\"925\" data-end=\"967\">no annual fee for the first year<\/strong> for the primary cardholder and additional cardholders.<\/p>\n<p data-start=\"1042\" data-end=\"1210\">You can also take advantage of a <strong data-start=\"1078\" data-end=\"1160\">0% introductory interest rate on balance transfers for 12 months<\/strong>, with a <strong data-start=\"1171\" data-end=\"1209\">2% balance transfer fee<\/strong>.<\/p>\n<p data-start=\"1212\" data-end=\"1275\">With the BMO Ascend World Elite Mastercard, you get:<\/p>\n<ul data-start=\"1277\" data-end=\"1503\">\n<li data-section-id=\"1t336rf\" data-start=\"1277\" data-end=\"1333\"><strong data-start=\"1279\" data-end=\"1302\">5 points per dollar<\/strong> on eligible travel*<\/li>\n<li data-section-id=\"1j4zfha\" data-start=\"1334\" data-end=\"1448\"><strong data-start=\"1336\" data-end=\"1359\">3 points per dollar<\/strong> on eligible dining, entertainment, and recurring bill payments*<\/li>\n<li data-section-id=\"1t815i1\" data-start=\"1449\" data-end=\"1503\"><strong data-start=\"1451\" data-end=\"1473\">1 point per dollar<\/strong> on all other purchases*<\/li>\n<\/ul>\n<p data-start=\"1505\" data-end=\"1700\">You can use BMO Rewards points for your travel (flights, hotels, car rentals, packages, etc.) or for rewards and gift cards on the BMO Rewards platform.<\/p>\n<p data-start=\"1702\" data-end=\"1728\">The card also offers:<\/p>\n<ul data-start=\"1729\" data-end=\"1967\">\n<li data-section-id=\"1p68z13\" data-start=\"1729\" data-end=\"1834\"><strong data-start=\"1731\" data-end=\"1783\">4 complimentary airport lounge accesses per year<\/strong> via Mastercard Travel Pass provided by DragonPass*<\/li>\n<li data-section-id=\"13aj19\" data-start=\"1835\" data-end=\"1967\"><strong data-start=\"1837\" data-end=\"1872\">comprehensive travel insurance<\/strong>, including emergency medical coverage up to <strong data-start=\"1925\" data-end=\"1967\">$5 million for 21 days*<\/strong><\/li>\n<\/ul>\n<p data-start=\"1969\" data-end=\"2132\">Finally, enjoy six months of Instacart+ membership and a $10 monthly Instacart credit when you sign up with your eligible BMO credit card.*<\/p>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22672\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;BMO Ascend World Elite Mastercard &#8211; How to Maximize the Welcome Offer&#8221; css=&#8221;&#8221; el_id=&#8221;bmo_ascend_world_elite_mastercard_-_how_to_maximize_the_welcome_offer&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>As you can see, to get the full 115,000-point welcome bonus, there are several spending tiers to reach.<\/p>\n<p>You could simply choose to reach the first tier, which already offers you <strong>60,000 points after $5,000 in purchases<\/strong> within the first 110 days of account opening. This already represents a <strong>value of approximately $400<\/strong> for any travel purchase charged to the card! <\/p>\n<p>But if you wish to unlock the full welcome bonus, here is a simulation of the points you could earn by making your purchases in the accelerated categories offering <strong>3 points per dollar<\/strong>:<\/p>\n<ul>\n<li>Dining<\/li>\n<li>Entertainment<\/li>\n<li>Recurring Bill Payments<\/li>\n<\/ul>\n<p>Also, remember that you earn <strong>5 points per dollar on travel purchases<\/strong>.<\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 336px;\">\n<thead>\n<tr style=\"height: 24px;\">\n<td style=\"width: 12.3747%; height: 24px; text-align: center;\">Month<\/td>\n<td style=\"width: 11.0721%; height: 24px; text-align: center;\">Purchases<\/td>\n<td style=\"width: 15.7816%; height: 24px; text-align: center;\">3x Category<\/td>\n<td style=\"width: 18.1112%; height: 24px; text-align: center;\">Bonus<\/td>\n<td style=\"width: 26.1899%; height: 24px; text-align: center;\">Cumulative Total<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"width: 12.3747%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">1<\/span><\/td>\n<td style=\"width: 11.0721%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">$1,667<\/span><\/td>\n<td style=\"width: 15.7816%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">5,001 points<\/span><\/td>\n<td style=\"width: 18.1112%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">&#8211;<\/span><\/td>\n<td style=\"width: 26.1899%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">5,001 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 12.3747%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">2<\/span><\/td>\n<td style=\"width: 11.0721%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">$1,667<\/span><\/td>\n<td style=\"width: 15.7816%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">5,001 points<\/span><\/td>\n<td style=\"width: 18.1112%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">&#8211;<\/span><\/td>\n<td style=\"width: 26.1899%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">10,002 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 12.3747%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">3<\/span><\/td>\n<td style=\"width: 11.0721%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">$1,667<\/span><\/td>\n<td style=\"width: 15.7816%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">5,001 points<\/span><\/td>\n<td style=\"width: 18.1112%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">60,000 points<\/span><\/td>\n<td style=\"width: 26.1899%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">75,003 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 12.3747%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">4<\/span><\/td>\n<td style=\"width: 11.0721%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">$1,667<\/span><\/td>\n<td style=\"width: 15.7816%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">5,001 points<\/span><\/td>\n<td style=\"width: 18.1112%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">&#8211;<\/span><\/td>\n<td style=\"width: 26.1899%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">80,004 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 12.3747%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">5<\/span><\/td>\n<td style=\"width: 11.0721%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">$1,667<\/span><\/td>\n<td style=\"width: 15.7816%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">5,001 points<\/span><\/td>\n<td style=\"width: 18.1112%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">&#8211;<\/span><\/td>\n<td style=\"width: 26.1899%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">85,005 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 12.3747%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">6<\/span><\/td>\n<td style=\"width: 11.0721%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">$1,667<\/span><\/td>\n<td style=\"width: 15.7816%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">5,001 points<\/span><\/td>\n<td style=\"width: 18.1112%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">20,000 points<\/span><\/td>\n<td style=\"width: 26.1899%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">110,006 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 12.3747%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">7<\/span><\/td>\n<td style=\"width: 11.0721%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">$1,667<\/span><\/td>\n<td style=\"width: 15.7816%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">5,001 points<\/span><\/td>\n<td style=\"width: 18.1112%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">&#8211;<\/span><\/td>\n<td style=\"width: 26.1899%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">115,007 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 12.3747%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">8<\/span><\/td>\n<td style=\"width: 11.0721%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">$1,667<\/span><\/td>\n<td style=\"width: 15.7816%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">5,001 points<\/span><\/td>\n<td style=\"width: 18.1112%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">&#8211;<\/span><\/td>\n<td style=\"width: 26.1899%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">120,008 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 12.3747%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">9<\/span><\/td>\n<td style=\"width: 11.0721%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">$1,667<\/span><\/td>\n<td style=\"width: 15.7816%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">5,001 points<\/span><\/td>\n<td style=\"width: 18.1112%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">&#8211;<\/span><\/td>\n<td style=\"width: 26.1899%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">125,009 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 12.3747%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">10<\/span><\/td>\n<td style=\"width: 11.0721%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">$1,667<\/span><\/td>\n<td style=\"width: 15.7816%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">5,001 points<\/span><\/td>\n<td style=\"width: 18.1112%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">&#8211;<\/span><\/td>\n<td style=\"width: 26.1899%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">130,010 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 12.3747%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">11<\/span><\/td>\n<td style=\"width: 11.0721%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">$1,667<\/span><\/td>\n<td style=\"width: 15.7816%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">5,001 points<\/span><\/td>\n<td style=\"width: 18.1112%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">&#8211;<\/span><\/td>\n<td style=\"width: 26.1899%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">135,011 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 12.3747%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">12<\/span><\/td>\n<td style=\"width: 11.0721%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">$1,667<\/span><\/td>\n<td style=\"width: 15.7816%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">5,001 points<\/span><\/td>\n<td style=\"width: 18.1112%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">35,000 points<\/span><\/td>\n<td style=\"width: 26.1899%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">175,012 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 12.3747%; height: 24px; text-align: center;\"><span style=\"font-size: 12pt;\">Total<\/span><\/td>\n<td style=\"width: 11.0721%; height: 24px; text-align: center;\"><span style=\"font-size: 12pt;\">$20,004<\/span><\/td>\n<td style=\"width: 15.7816%; height: 24px; text-align: center;\"><span style=\"font-size: 12pt;\">60,012 points<\/span><\/td>\n<td style=\"width: 18.1112%; height: 24px; text-align: center;\"><span style=\"font-size: 12pt;\">115,000 points<\/span><\/td>\n<td style=\"width: 26.1899%; height: 24px; text-align: center;\"><span style=\"font-size: 12pt;\"><strong>175,012 points<\/strong><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>175,012 BMO Rewards points are worth $1,172 for any travel purchase.<\/strong><\/p>\n<p>This also means that for $20,004 in purchases over 12 months, this represents a <strong>return of approximately 5.8%<\/strong> if you use your points for a statement credit for any travel purchase.<\/p>\n<p>Given that the first year is free, you have a <strong>net value of $1,172<\/strong> by unlocking the full welcome offer and making your purchases in the 3x points categories.<\/p>\n<p>And remember, this card includes annual benefits, such as <strong>four complimentary airport lounge visits<\/strong> and excellent insurance coverage for your purchases and travel!<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22672\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row el_id=&#8221;eclipse&#8221;][vc_column][vc_custom_heading text=&#8221;BMO eclipse Visa Infinite* Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;bmo_eclipse_visa_infinite_card&#8221;]<p data-start=\"1532\" data-end=\"1739\">By subscribing to our offer for the BMO eclipse Visa Infinite* Card, you can receive an exclusive welcome offer of up to <strong data-start=\"1631\" data-end=\"1664\">80,000 BMO Rewards points<\/strong>, as well as a waiver of the <strong data-start=\"1711\" data-end=\"1738\">$120 annual fee for the first year<\/strong>.*<\/p>\n<p data-start=\"1741\" data-end=\"1942\">In addition, you will benefit from a <strong data-start=\"1773\" data-end=\"1822\">$50 annual lifestyle credit<\/strong>. You also have a <strong data-start=\"1853\" data-end=\"1923\">monthly statement credit for streaming services<\/strong> for the first year.* <\/p>\n<p data-start=\"1944\" data-end=\"2061\">With the BMO eclipse Visa Infinite* Card, you can earn <strong data-start=\"2006\" data-end=\"2054\">5 BMO Rewards points per dollar spent<\/strong> on:<\/p>\n<ul data-start=\"2062\" data-end=\"2171\">\n<li data-section-id=\"hesx91\" data-start=\"2062\" data-end=\"2076\">groceries*<\/li>\n<li data-section-id=\"16h2334\" data-start=\"2077\" data-end=\"2111\">food delivery or takeout*<\/li>\n<li data-section-id=\"17i6mbx\" data-start=\"2112\" data-end=\"2130\">ridesharing*<\/li>\n<li data-section-id=\"1a0a7by\" data-start=\"2131\" data-end=\"2157\">public transit*<\/li>\n<li data-section-id=\"vw896d\" data-start=\"2158\" data-end=\"2171\">gas*<\/li>\n<\/ul>\n<p data-start=\"2173\" data-end=\"2350\">And <strong data-start=\"2176\" data-end=\"2223\">1 BMO Rewards point per dollar spent<\/strong> everywhere else. Plus, if you add a supplementary card to your account, you&rsquo;ll earn <strong data-start=\"2323\" data-end=\"2349\">10% more points*<\/strong>.<\/p>\n<p data-start=\"2352\" data-end=\"2547\">You can use BMO Rewards points for travel (flights, hotels, car rentals, packages, etc.) or for rewards and gift cards on the BMO Rewards platform.<\/p>\n<p data-start=\"2549\" data-end=\"2712\">Finally, enjoy six months of Instacart+ membership and a monthly $10 Instacart credit when you sign up with your eligible BMO credit card*.<\/p>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"105658\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[vc_custom_heading text=&#8221;Our review of this offer&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; el_id=&#8221;our_review_of_this_offer&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>BMO has decided to increase its official welcome offer for the <a href=\"https:\/\/milesopedia.com\/en\/cartes-de-credit\/bmo-eclipse-visa-infinite-card\/\">BMO eclipse Visa Infinite* Card<\/a>, from 40,000 to 70,000 points.<\/p>\n<p>The offer we are presenting above is <strong>EXCLUSIVE<\/strong> to Milesopedia: 70,000 points, which is <strong>10,000 points more<\/strong> than the one displayed on the BMO website.<\/p>\n<p>The first part of the offer is relatively simple to obtain:<\/p>\n<ul>\n<li>40,000 points after $3,000 in purchases in 3 months.<\/li>\n<li>The second part is for those who will regularly use the card: you will earn 2,500 points after $2,000 in purchases from the 4th month up to the 15th month (for a total of 30,000 points).<\/li>\n<\/ul>\n<p>To better explain the breakdown of the welcome bonus and provide a visual aid, here is a summary table, also including the required spending and points earned through these expenses (based on purchase categories of 1 to 5 points per dollar):<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 384px;\">\n<thead>\n<tr style=\"height: 24px;\">\n<td style=\"width: 5.31279%; text-align: center; height: 24px;\">Month<\/td>\n<td style=\"width: 13.6098%; text-align: center; height: 24px;\">Purchases<\/td>\n<td style=\"width: 33.7068%; text-align: center; height: 24px;\">Category (1X or 5X)<\/td>\n<td style=\"width: 17.3601%; text-align: center; height: 24px;\">Bonus<\/td>\n<td style=\"width: 30.0105%; text-align: center; height: 24px;\">Total<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"width: 5.31279%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">1<\/span><\/td>\n<td style=\"width: 13.6098%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">$1,000<\/span><\/td>\n<td style=\"width: 33.7068%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">1,000 &#8211; 5,000 points<\/span><\/td>\n<td style=\"width: 17.3601%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">&#8211;<\/span><\/td>\n<td style=\"width: 30.0105%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">1,000 &#8211; 5,000 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 5.31279%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">2<\/span><\/td>\n<td style=\"width: 13.6098%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">$1,000<\/span><\/td>\n<td style=\"width: 33.7068%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">1,000 &#8211; 5,000 points<\/span><\/td>\n<td style=\"width: 17.3601%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">&#8211;<\/span><\/td>\n<td style=\"width: 30.0105%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">1,000 &#8211; 5,000 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 5.31279%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">3<\/span><\/td>\n<td style=\"width: 13.6098%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">$1,000<\/span><\/td>\n<td style=\"width: 33.7068%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">1,000 &#8211; 5,000 points<\/span><\/td>\n<td style=\"width: 17.3601%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">40,000 points<\/span><\/td>\n<td style=\"width: 30.0105%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">41,000 &#8211; 45,000 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 5.31279%; text-align: center; height: 24px;\"><strong><span style=\"font-size: 12pt;\">Total<\/span><\/strong><\/td>\n<td style=\"width: 13.6098%; text-align: center; height: 24px;\"><strong><span style=\"font-size: 12pt;\">$3,000<\/span><\/strong><\/td>\n<td style=\"width: 33.7068%; text-align: center; height: 24px;\"><strong><span style=\"font-size: 12pt;\">3,000 &#8211; 15,000 points<\/span><\/strong><\/td>\n<td style=\"width: 17.3601%; text-align: center; height: 24px;\"><strong><span style=\"font-size: 12pt;\">40,000 points<\/span><\/strong><\/td>\n<td style=\"width: 30.0105%; text-align: center; height: 24px;\"><strong><span style=\"font-size: 12pt;\">43,000 &#8211; 55,000 points<\/span><\/strong><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 5.31279%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">4<\/span><\/td>\n<td style=\"width: 13.6098%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">$2,000<\/span><\/td>\n<td style=\"width: 33.7068%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">2,000 &#8211; 10,000 points<\/span><\/td>\n<td style=\"width: 17.3601%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">2,500 points<\/span><\/td>\n<td style=\"width: 30.0105%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">4,500 &#8211; 12,500 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 5.31279%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">5<\/span><\/td>\n<td style=\"width: 13.6098%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">$2,000<\/span><\/td>\n<td style=\"width: 33.7068%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">2,000 &#8211; 10,000 points<\/span><\/td>\n<td style=\"width: 17.3601%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">2,500 points<\/span><\/td>\n<td style=\"width: 30.0105%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">4,500 &#8211; 12,500 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 5.31279%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">6<\/span><\/td>\n<td style=\"width: 13.6098%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">$2,000<\/span><\/td>\n<td style=\"width: 33.7068%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">2,000 &#8211; 10,000 points<\/span><\/td>\n<td style=\"width: 17.3601%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">2,500 points<\/span><\/td>\n<td style=\"width: 30.0105%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">4,500 &#8211; 12,500 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 5.31279%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">7<\/span><\/td>\n<td style=\"width: 13.6098%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">$2,000<\/span><\/td>\n<td style=\"width: 33.7068%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">2,000 &#8211; 10,000 points<\/span><\/td>\n<td style=\"width: 17.3601%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">2,500 points<\/span><\/td>\n<td style=\"width: 30.0105%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">4,500 &#8211; 12,500 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 5.31279%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">8<\/span><\/td>\n<td style=\"width: 13.6098%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">$2,000<\/span><\/td>\n<td style=\"width: 33.7068%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">2,000 &#8211; 10,000 points<\/span><\/td>\n<td style=\"width: 17.3601%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">2,500 points<\/span><\/td>\n<td style=\"width: 30.0105%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">4,500 &#8211; 12,500 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 5.31279%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">9<\/span><\/td>\n<td style=\"width: 13.6098%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">$2,000<\/span><\/td>\n<td style=\"width: 33.7068%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">2,000 &#8211; 10,000 points<\/span><\/td>\n<td style=\"width: 17.3601%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">2,500 points<\/span><\/td>\n<td style=\"width: 30.0105%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">4,500 &#8211; 12,500 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 5.31279%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">10<\/span><\/td>\n<td style=\"width: 13.6098%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">$2,000<\/span><\/td>\n<td style=\"width: 33.7068%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">2,000 &#8211; 10,000 points<\/span><\/td>\n<td style=\"width: 17.3601%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">2,500 points<\/span><\/td>\n<td style=\"width: 30.0105%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">4,500 &#8211; 12,500 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 5.31279%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">11<\/span><\/td>\n<td style=\"width: 13.6098%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">$2,000<\/span><\/td>\n<td style=\"width: 33.7068%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">2,000 &#8211; 10,000 points<\/span><\/td>\n<td style=\"width: 17.3601%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">2,500 points<\/span><\/td>\n<td style=\"width: 30.0105%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">4,500 &#8211; 12,500 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 5.31279%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">12<\/span><\/td>\n<td style=\"width: 13.6098%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">$2,000<\/span><\/td>\n<td style=\"width: 33.7068%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">2,000 &#8211; 10,000 points<\/span><\/td>\n<td style=\"width: 17.3601%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">2,500 points<\/span><\/td>\n<td style=\"width: 30.0105%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">4,500 &#8211; 12,500 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 5.31279%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">13<\/span><\/td>\n<td style=\"width: 13.6098%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">$2,000<\/span><\/td>\n<td style=\"width: 33.7068%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">2,000 &#8211; 10,000 points<\/span><\/td>\n<td style=\"width: 17.3601%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">2,500 points<\/span><\/td>\n<td style=\"width: 30.0105%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">4,500 &#8211; 12,500 points<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 5.31279%; text-align: center;\"><span style=\"font-size: 10pt;\">14<\/span><\/td>\n<td style=\"width: 13.6098%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">$2,000<\/span><\/td>\n<td style=\"width: 33.7068%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">2,000 &#8211; 10,000 points<\/span><\/td>\n<td style=\"width: 17.3601%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">2,500 points<\/span><\/td>\n<td style=\"width: 30.0105%; text-align: center;\"><span style=\"font-size: 10pt;\">4,500 &#8211; 12,500 points<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 5.31279%; text-align: center;\"><span style=\"font-size: 10pt;\">15<\/span><\/td>\n<td style=\"width: 13.6098%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">$2,000<\/span><\/td>\n<td style=\"width: 33.7068%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">2,000 &#8211; 10,000 points<\/span><\/td>\n<td style=\"width: 17.3601%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">2,500 points<\/span><\/td>\n<td style=\"width: 30.0105%; text-align: center;\"><span style=\"font-size: 10pt;\">4,500 &#8211; 12,500 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 5.31279%; text-align: center; height: 24px;\"><span style=\"font-size: 12pt;\"><strong>Total<\/strong><\/span><\/td>\n<td style=\"width: 13.6098%; text-align: center; height: 24px;\"><span style=\"font-size: 12pt;\"><strong>$27,000<\/strong><\/span><\/td>\n<td style=\"width: 33.7068%; text-align: center; height: 24px;\"><span style=\"font-size: 12pt;\"><strong>27,000 &#8211; 120,000 points<\/strong><\/span><\/td>\n<td style=\"width: 17.3601%; text-align: center; height: 24px;\"><span style=\"font-size: 12pt;\"><strong>70,000 points<\/strong><\/span><\/td>\n<td style=\"width: 30.0105%; text-align: center; height: 24px;\"><span style=\"font-size: 12pt;\"><strong>97,000 &#8211; 205,000 points<\/strong><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>As you can see, during the first year, you can earn a bonus of <strong>70,000 points<\/strong>, in addition to the points accumulated with your purchases. The condition is to strictly meet the minimum spending amount during the allotted period.<\/p>\n<p>And don&#8217;t forget that this Card offers an <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/annual-credits\/\" target=\"_blank\" rel=\"noopener\">annual $50 credit<\/a> which is automatically applied to the first purchase of $50 or more made on the card. This brings the annual fee down to $70 instead of $120&#8230; every year!<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"105658\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row el_id=&#8221;vip&#8221;][vc_column][vc_custom_heading text=&#8221;BMO eclipse Visa Infinite Privilege* Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;bmo_eclipse_visa_infinite_privilege_card&#8221;]<p>The BMO eclipse Visa Infinite Privilege* Card is a premium metal card! By applying for this card, you can earn <strong>up to <span class=\"nowrap\">200,000<\/span> BMO Rewards points:<\/strong> <\/p>\n<ul>\n<li><strong>80,000 points<\/strong> after <span class=\"nowrap\">$6,000<\/span> in purchases within the first 110 days of account opening<\/li>\n<li><strong>40,000 points<\/strong> after <span class=\"nowrap\">$40,000<\/span> in purchases within the first 180 days of account opening<\/li>\n<li><strong>80,000 points<\/strong> after <span class=\"nowrap\">$75,000<\/span> in purchases within the first 365 days of account opening<\/li>\n<\/ul>\n<p>Additionally, you benefit from a 0% welcome interest rate on balance transfers for 12 months, as well as a 2% balance transfer fee.<\/p>\n<p>Plus, you&rsquo;ll receive<strong>a <span class=\"nowrap\">$200<\/span> anniversary credit<\/strong> to use as you wish!<\/p>\n<p>As well as a membership to the Visa Airport Companion program with <strong>six complimentary visits per year<\/strong> to airport lounges.<\/p>\n<p>With this Card, you can earn <strong>5 BMO Rewards points<\/strong> per dollar spent on:<\/p>\n<ul>\n<li>Groceries<\/li>\n<li>Gas<\/li>\n<li>Drugstores<\/li>\n<li>Travel<\/li>\n<li>restaurants and bars<\/li>\n<li>Food delivery<\/li>\n<\/ul>\n<p>And 1 BMO Rewards point per dollar spent everywhere else.<\/p>\n<p>You can use BMO Rewards points for all travel purchases made through the <strong>agency or website of your choice<\/strong> (plane tickets, hotels, rental cars, all-inclusive packages, Airbnb, etc.) or for rewards and gift cards on the BMO Rewards platform.<\/p>\n<p>Finally, enjoy <strong>six months of Instacart+ membership<\/strong> and a monthly $10 Instacart credit when you sign up with your eligible BMO credit card.<\/p>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"105731\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row el_id=&#8221;rise&#8221;][vc_column][vc_custom_heading text=&#8221;BMO eclipse rise Visa* Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;bmo_eclipse_rise_visa_card&#8221;]<p>The new BMO eclipse rise Visa* Card is a <strong>no-annual-fee<\/strong> credit card with travel points, requiring <strong>no minimum income<\/strong>.<\/p>\n<p>With this offer, you can earn up to <span class=\"nowrap\"><strong>25,000 points<\/strong><\/span> as a welcome bonus:<\/p>\n<ul>\n<li><strong>20,000 points<\/strong> after <span class=\"nowrap\">$1,500<\/span> in purchases in the first 3 months<\/li>\n<li><strong>2,500 points<\/strong> when you redeem 12,000 points with the Pay with Points option over a 12-month period<\/li>\n<li><strong>2,500 points<\/strong> when you pay the balance on time for 12 months<\/li>\n<\/ul>\n<p>What&rsquo;s more, you can benefit from an <strong>interest rate of <span class=\"nowrap\">0.99%<\/span> on balance transfers for nine months<\/strong> (a 2% balance transfer fee applies).<\/p>\n<p>With the new BMO eclipse rise Visa* Card, you earn&nbsp;:<\/p>\n<ul>\n<li><strong>5 points<\/strong> for every two dollars spent on recurring bill payments<\/li>\n<li><strong>5 points<\/strong> for every two dollars spent at the grocery store<\/li>\n<li><strong>5 points<\/strong> for every two dollars spent at restaurant and for takeaway<\/li>\n<li><strong>1 point<\/strong> per two dollars of purchases for all other purchase categories<\/li>\n<\/ul>\n<p>You can use BMO Rewards points for all travel purchases made through the <strong>agency or website of your choice<\/strong> (plane tickets, hotels, rental cars, all-inclusive packages, Airbnb, etc.) or for rewards and gift cards on the BMO Rewards platform.<\/p>\n<p>The new BMO eclipse rise Visa* Card also offers:<\/p>\n<ul>\n<li>Mobile Device Insurance<\/li>\n<li>Purchase Protection<\/li>\n<li>Extended warranty insurance<\/li>\n<\/ul>\n<p>Finally, enjoy <strong>three months of Instacart+ membership<\/strong> and a $5 monthly Instacart credit when you sign up with your eligible BMO credit card.<\/p>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"334052\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Which BMO card to choose?&#8221; css=&#8221;&#8221; el_id=&#8221;which_bmo_card_to_choose_&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Based on your profile, here is the BMO card to choose:<\/p>\n<ul>\n<li><a title=\"BMO Ascend\u2122 World Elite<sup>&reg;<\/sup>* Mastercard<sup>&reg;<\/sup>*\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-world-elite-mastercard\/\" rel=\"noindex\">BMO Ascend World Elite Mastercard<\/a>: Are you looking for a versatile card for your travels? Try it for the first year, especially since its annual fees are reimbursed anyway. It is perfect for its excellent travel insurance, its 4 free airport lounge accesses worldwide, and its <a href=\"https:\/\/milesopedia.com\/en\/news\/programs\/bmo-rewards-cards-use-travel-points\/\" target=\"_blank\" rel=\"noopener\">points to use to redeem for travel<\/a>.  <\/li>\n<li><a title=\"BMO eclipse Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-eclipse-visa-infinite\/\" rel=\"noindex\">BMO eclipse Visa Infinite* Card<\/a>: Are you looking for a card because groceries, gas, and restaurants make up a large part of your budget? You get a $50 credit every year and you can <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/how-to-use-bmo-reward-points\/\" target=\"_blank\" rel=\"noopener\">use BMO points<\/a> to <a href=\"https:\/\/milesopedia.com\/en\/news\/programs\/bmo-rewards-cards-use-travel-points\/\" target=\"_blank\" rel=\"noopener\">pay for a trip<\/a> from time to time, pay off your credit card balance, or <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/invest-reward-points\/\" target=\"_blank\" rel=\"noopener\">invest them<\/a> in your BMO investments. <\/li>\n<li><a title=\"BMO eclipse Visa Infinite Privilege* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-eclipse-vip\/\" rel=\"noindex\">BMO eclipse Visa Infinite Privilege* Card<\/a>: This is a blend of the first 2 cards above. Its annual fees are higher, but you get so many more benefits if you travel a lot! <\/li>\n<li><a title=\"BMO eclipse rise Visa* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-eclipse-rise-visa-card\/\" rel=\"noindex\">BMO eclipse rise Visa* Card<\/a>: A card with no annual fees and no minimum income requirement. Perfect for beginners. <\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--4'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"333787,197629,185630,334165\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Here are the exclusive offers from Bank of Montreal (BMO) for BMO Rewards credit cards: up to 200,000 points!<\/p>","protected":false},"author":2464,"featured_media":450522,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[48126],"tags":[],"mc_loyalty_program":[702],"class_list":["post-93472","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cards","mc_issuer-bmo-en","mc_loyalty_program-bmo-rewards","mc_market-all-of-canada","post_region-canada-en","tutorial-bmo-en","travel_type-beginner"],"acf":{"mc_approved_badge":false,"mc_card_used":22672,"mc_featured_card_specific":22672,"mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>New BMO Rewards Credit Card Offers | Milesopedia<\/title>\n<meta name=\"description\" content=\"Discover the best exclusive BMO card offers for 2026 with Milesopedia. Bonus up to 200,000 points and see their travel benefits.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/milesopedia.com\/en\/offers\/cards\/bmo-rewards-exclusive-credit-card-offers\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BMO Rewards Credit Cards: Exclusive Offers Up to 200,000 points - Winter 2026\" \/>\n<meta property=\"og:description\" content=\"Discover the best exclusive BMO card offers for 2026 with Milesopedia. 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