{"id":91736,"date":"2022-01-04T01:50:00","date_gmt":"2022-01-04T06:50:00","guid":{"rendered":"https:\/\/milesopedia.com\/news\/tugo-travel-insurance\/"},"modified":"2024-08-31T04:38:04","modified_gmt":"2024-08-31T08:38:04","slug":"tugo-travel-insurance-packages","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/reviews\/products\/tugo-travel-insurance-packages\/","title":{"rendered":"Discover Tugo Travel Insurance Packages"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_custom_heading el_id=&#8221;introducing_tugo_travel_insurance&#8221; text=&#8221;Introducing Tugo Travel Insurance&#8221; google_fonts=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]The <a target=\"_blank\" href=\"\/?page_id=81221\">COVID-19<\/a> pandemic reminded us that having travel insurance is essential and <strong>should be part of the travel budget.<\/strong> While some credit cards <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/insurance\/\">have great insurance<\/a>, dedicated travel insurance may be required.[\/vc_column_text][vc_column_text el_class=&#8221;checkmarks&#8221;]Far too many travellers think they are safe or covered by provincial healthcare. But as soon as you leave the province&#8217;s borders, you will not be able to take advantage of this system! You will then have to arrange for care and pay the expenses that may arise.<\/p>\n<p><a class=\"thirstylink\" title=\"Tugo\" href=\"https:\/\/milesopedia.com\/en\/go\/tugo\/\" >Tugo Travel Insurance<\/a> has <strong>3 types<\/strong> of insurance packages:<\/p>\n<ul>\n<li>The Non-Medical Package<\/li>\n<li>The All Inclusive Holiday Package<\/li>\n<li>The Visitor to Canada Package<\/li>\n<\/ul>\n<p>You can get some insurance separately, such as:<\/p>\n<ul>\n<li>Emergency medical insurance<\/li>\n<li>Hospital\/medical insurance (students)<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_single_image image=&#8221;91714&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]And these packages can be completed with <strong>optional coverages:<\/strong><\/p>\n<ul>\n<li>Sports<\/li>\n<li>Baggage<\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/theft-damage-car-rental-credit-cards\/\">Rental Car protection<\/a><\/li>\n<\/ul>\n<p>While optional coverage for sports and activities is attractive, baggage or rental car coverages are more worthwhile with <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/insurance\/\">some credit cards.<\/a><\/p>\n<p>Before you see the different coverages in detail, here is a general overview of the 3 <a href=\"https:\/\/milesopedia.com\/en\/go\/tugo\/\">Tugo<\/a>travel insurance packages.[\/vc_column_text][vc_message el_class=&#8221;checkmarks&#8221;]<\/p>\n<h6>Choice of insurers<\/h6>\n<p><a href=\"https:\/\/milesopedia.com\/en\/go\/tugo\/\">Tugo<\/a> does business with several providers. You&#8217;ll have a choice to make when defining your province of residence. For example, for Quebec, <a href=\"https:\/\/milesopedia.com\/en\/go\/tugo\/\">Tugo<\/a> works with:<\/p>\n<ul>\n<li>Allstate<\/li>\n<li>Industrial Alliance<\/li>\n<li>Ogilvy<\/li>\n<\/ul>\n<p>If the rates are pretty much the same for emergency medical insurance, it can vary for the different packages. We, therefore, encourage you to compare the different providers.[\/vc_message][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=&#8221;the_3_tugo_travel_insurance_packages&#8221; text=&#8221;The 3 Tugo Travel Insurance Packages&#8221; google_fonts=&#8221;&#8221;][vc_custom_heading el_id=&#8221;tugo_non-medical_package&#8221; text=&#8221;Tugo Non-Medical Package&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; google_fonts=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<a href=\"https:\/\/milesopedia.com\/en\/go\/tugo\/\">Tugo&#8217;s<\/a> non-medical package includes:<\/p>\n<table style=\"border-collapse: collapse;width: 100%;height: 120px\">\n<thead>\n<tr style=\"height: 24px\">\n<td style=\"width: 50%;text-align: center;height: 24px\">Insurance<\/td>\n<td style=\"width: 50%;text-align: center;height: 24px\">Coverage<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 24px\">\n<td style=\"width: 50%;text-align: center;height: 24px\">Trip Cancellation Insurance<\/td>\n<td style=\"width: 50%;text-align: center;height: 24px\">up to $10,000<\/td>\n<\/tr>\n<tr style=\"height: 24px\">\n<td style=\"width: 50%;text-align: center;height: 24px\">Trip Interruption Insurance<\/td>\n<td style=\"width: 50%;text-align: center;height: 24px\">up to $25,000<\/td>\n<\/tr>\n<tr style=\"height: 24px\">\n<td style=\"width: 50%;text-align: center;height: 24px\">Accidental Death &amp; Dismemberment<\/td>\n<td style=\"width: 50%;text-align: center;height: 24px\">$100,000<\/td>\n<\/tr>\n<tr style=\"height: 24px\">\n<td style=\"width: 50%;text-align: center;height: 24px\">Baggage<\/td>\n<td style=\"width: 50%;text-align: center;height: 24px\">$500<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>To apply for this insurance, you must be:<\/p>\n<ul>\n<li>a <strong>Canadian resident<\/strong><\/li>\n<li>insured under the provincial or territorial health insurance plan of your province or territory of residence, or eligible for its benefits<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_single_image image=&#8221;76392&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=&#8221;tugo_all_inclusive_holiday_package&#8221; text=&#8221;Tugo All Inclusive Holiday Package&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; google_fonts=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<a href=\"https:\/\/milesopedia.com\/en\/go\/tugo\/\">Tugo&#8217;s<\/a> All Inclusive Holiday Package includes:<\/p>\n<table style=\"border-collapse: collapse;width: 100%;height: 120px\">\n<thead>\n<tr style=\"height: 24px\">\n<td style=\"width: 50%;text-align: center;height: 24px\">Insurance<\/td>\n<td style=\"width: 50%;text-align: center;height: 24px\">Coverage<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"width: 50%;text-align: center\">Emergency medical insurance (worldwide)<\/td>\n<td style=\"width: 50%;text-align: center\">$5,000,000<\/td>\n<\/tr>\n<tr style=\"height: 24px\">\n<td style=\"width: 50%;text-align: center;height: 24px\">Trip Cancellation Insurance<\/td>\n<td style=\"width: 50%;text-align: center;height: 24px\">up to $10,000<\/td>\n<\/tr>\n<tr style=\"height: 24px\">\n<td style=\"width: 50%;text-align: center;height: 24px\">Trip Interruption Insurance<\/td>\n<td style=\"width: 50%;text-align: center;height: 24px\">up to $25,000<\/td>\n<\/tr>\n<tr style=\"height: 24px\">\n<td style=\"width: 50%;text-align: center;height: 24px\">Accidental Death &amp; Dismemberment<\/td>\n<td style=\"width: 50%;text-align: center;height: 24px\">$100,000<\/td>\n<\/tr>\n<tr style=\"height: 24px\">\n<td style=\"width: 50%;text-align: center;height: 24px\">Baggage<\/td>\n<td style=\"width: 50%;text-align: center;height: 24px\">$500<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>To get this insurance, you must be:<\/p>\n<ul>\n<li>a <strong>Canadian resident<\/strong><\/li>\n<li><strong>aged 59 and under<\/strong><\/li>\n<li>insured or eligible for benefits offered by your province&#8217;s or territory of residence health insurance plan<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_custom_heading el_id=&#8221;an_example_for_canadian_residents_travelling_within_canada&#8221; text=&#8221;An example for Canadian residents travelling within Canada&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; google_fonts=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]Here is the rate for a typical case:<\/p>\n<ul>\n<li>A couple of travellers with their two children<\/li>\n<li>Living in Quebec and visiting British Columbia<\/li>\n<li>For a period of 2 weeks<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_single_image image=&#8221;91698&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]Several options are then offered:<\/p>\n<ul>\n<li>Emergency medical insurance for travel within Canada Only: $33.45<\/li>\n<li>Non-medical package only: $280*<\/li>\n<li>Canada Vacation Package: $416*<\/li>\n<\/ul>\n<p><em>* For these two packages, we indicated $1,000 as the total cost of the trip per traveller (or $4,000 for this family).<\/em>[\/vc_column_text][vc_single_image image=&#8221;91718&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=&#8221;tugo_visitor_to_canada_package&#8221; text=&#8221;Tugo Visitor to Canada Package&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; google_fonts=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<a href=\"https:\/\/milesopedia.com\/en\/go\/tugo\/\">Tugo&#8217;s<\/a> visitor to Canada package includes:<\/p>\n<table style=\"border-collapse: collapse;width: 100%;height: 120px\">\n<thead>\n<tr style=\"height: 24px\">\n<td style=\"width: 50%;text-align: center;height: 24px\">Insurance<\/td>\n<td style=\"width: 50%;text-align: center;height: 24px\">Coverage<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"width: 50%;text-align: center\">Emergency Medical insurance for visitors to Canada<\/td>\n<td style=\"width: 50%;text-align: center\">up to $150,000<\/td>\n<\/tr>\n<tr style=\"height: 24px\">\n<td style=\"width: 50%;text-align: center;height: 24px\">Trip Cancellation Insurance<\/td>\n<td style=\"width: 50%;text-align: center;height: 24px\">up to $20,000<\/td>\n<\/tr>\n<tr style=\"height: 24px\">\n<td style=\"width: 50%;text-align: center;height: 24px\">Trip Interruption Insurance<\/td>\n<td style=\"width: 50%;text-align: center;height: 24px\">up to $25,000<\/td>\n<\/tr>\n<tr style=\"height: 24px\">\n<td style=\"width: 50%;text-align: center;height: 24px\">Accidental Death &amp; Dismemberment<\/td>\n<td style=\"width: 50%;text-align: center;height: 24px\">$100,000<\/td>\n<\/tr>\n<tr style=\"height: 24px\">\n<td style=\"width: 50%;text-align: center;height: 24px\">Baggage<\/td>\n<td style=\"width: 50%;text-align: center;height: 24px\">$500<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>To get this insurance, you must be:<\/p>\n<ul>\n<li>a visitor to Canada<\/li>\n<li>an immigrant or Canadian returning home waiting for their provincial healthcare to take effect<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_custom_heading el_id=&#8221;an_example_of_tugo_visitor_to_canada_package&#8221; text=&#8221;An example of Tugo Visitor to Canada Package&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; google_fonts=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]Here is the rate for a typical case known to many UK people living in Canada:<\/p>\n<ul>\n<li>A 70-year-old English grandmother<\/li>\n<li>Visiting her children and grandchildren in Canada<\/li>\n<li>for a period of 2 weeks<\/li>\n<li>Hosted by the family<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_single_image image=&#8221;91695&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]Several options are then offered:<\/p>\n<ul>\n<li>Emergency visitor medical insurance in Canada Only: $142.35<\/li>\n<li>Non-medical package only: $102*<\/li>\n<li>Visitor to Canada package: $289*<\/li>\n<\/ul>\n<p><em>For these two packages, we indicated $1,200 as the total cost of the trip per traveller (the typical cost of a flight from Europe).<\/em>[\/vc_column_text][vc_single_image image=&#8221;76626&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=&#8221;tugo_travel_insurance_coverage&#8221; text=&#8221;Tugo Travel Insurance Coverage&#8221; google_fonts=&#8221;&#8221;][vc_custom_heading el_id=&#8221;tugo_s_emergency_medical_insurance&#8221; text=&#8221;Tugo&#8217;s Emergency Medical Insurance&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; google_fonts=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<a href=\"https:\/\/milesopedia.com\/en\/go\/tugo\/\">Tugo&#8217;s<\/a> emergency medical insurance includes:<\/p>\n<ul>\n<li>licensed ambulance<\/li>\n<li>emergency dental expense<\/li>\n<li>prescription drug reimbursement<\/li>\n<li>expenses to bring a family member to your bedside if hospitalized<\/li>\n<li>board and lodging for you or your travelling companion while confined to a hospital<\/li>\n<li>escorting home of insured children<\/li>\n<li>and more.<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_custom_heading el_id=&#8221;tugo_visitor_to_canada_medical_insurance&#8221; text=&#8221;Tugo Visitor to Canada Medical Insurance&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; google_fonts=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<a href=\"https:\/\/milesopedia.com\/en\/go\/tugo\/\">Tugo&#8217;s<\/a> visitor to Canada medical insurance includes:<\/p>\n<ul>\n<li>medical transport,<\/li>\n<li>Emergency dental services,<\/li>\n<li>prescription drug reimbursement<\/li>\n<li>Additional living expenses for your travel companion while you are hospitalized,<\/li>\n<li>and more.<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_custom_heading el_id=&#8221;tugo_s_trip_cancellation_and_trip_interruption_insurance&#8221; text=&#8221;Tugo&#8217;s trip cancellation and trip interruption insurance&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; google_fonts=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]Risks covered in <a href=\"https:\/\/milesopedia.com\/en\/go\/tugo\/\">Tugo&#8217;s<\/a> trip cancellation and trip interruption insurance are:<\/p>\n<ul>\n<li>unexpected sickness, injury, and\/or death of you, your travelling companion, immediate family or your travelling companion\u2019s immediate family<\/li>\n<li>natural disaster<\/li>\n<li>travel advisory<\/li>\n<li>subpoena<\/li>\n<li>involuntary job loss,<\/li>\n<li>missed connection<\/li>\n<li>the non-issuance of a travel visa<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_custom_heading el_id=&#8221;tugo_accidental_death_and_dismemberment_insurance&#8221; text=&#8221;Tugo Accidental Death and Dismemberment Insurance&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; google_fonts=&#8221;&#8221;][vc_column_text]Purchase this insurance as an annual multiple travel policy or single trip.<\/p>\n<p>The benefit limit is $100,000.[\/vc_column_text][vc_single_image image=&#8221;91720&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=&#8221;optional_tugo_travel_insurance_coverage&#8221; text=&#8221;Optional Tugo Travel Insurance Coverage&#8221; google_fonts=&#8221;&#8221;][vc_custom_heading el_id=&#8221;tugo_s_activities_and_sports_insurance&#8221; text=&#8221;Tugo&#8217;s activities and sports insurance&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; google_fonts=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<a href=\"https:\/\/milesopedia.com\/en\/go\/tugo\/\">Tugo<\/a> Travel Insurance is one of the few in Canada to offer optional coverage of sports and activities when you travel.<\/p>\n<p>Here are the three types offered, as well as the excluded activities.[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_custom_heading el_id=&#8221;contact_sports_coverage&#8221; text=&#8221;Contact sports coverage&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; google_fonts=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<a href=\"https:\/\/milesopedia.com\/en\/go\/tugo\/\">Tugo&#8217;s<\/a> optional coverage is up to $5,000,000 for the following contact sports:<\/p>\n<ul>\n<li>Australian football<\/li>\n<li>Boxing<\/li>\n<li>Football<\/li>\n<li>Ice Hockey<\/li>\n<li>Lacrosse<\/li>\n<li>Rugby<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_custom_heading el_id=&#8221;extreme_sports_coverage&#8221; text=&#8221;Extreme sports coverage&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; google_fonts=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<a href=\"https:\/\/milesopedia.com\/en\/go\/tugo\/\">Tugo&#8217;s<\/a> optional coverage is up to $500,000 for the following extreme activities:<\/p>\n<ul>\n<li>Base Jumping<\/li>\n<li>Bull Riding\/Bull Fighting<\/li>\n<li>Scuba Diving or Free Diving over 30m<\/li>\n<li>Motorized Speed Contests<\/li>\n<li>Motorized X Game Sports (or those sports in similar type events)<\/li>\n<li>Mountaineering over 6,000m<\/li>\n<li>Rodeo<\/li>\n<li>Running with the Bulls<\/li>\n<li>Scuba Diving (if not certified by an internationally recognized and accepted program)<\/li>\n<li>Scuba Diving or Free Diving over 30m<\/li>\n<li>Ultimate Fighting &amp; Mixed Martial Arts<\/li>\n<li>Wingsuit Jumping\/Wingsuit Flying<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_custom_heading el_id=&#8221;adventure_sports_coverage&#8221; text=&#8221;Adventure sports coverage&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; google_fonts=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<a href=\"https:\/\/milesopedia.com\/en\/go\/tugo\/\">Tugo&#8217;s<\/a> optional coverage is up to $5,000,000 for the following adventure activities:<\/p>\n<ul>\n<li>Flying as a pilot or passenger in a glider or ultralight<\/li>\n<li>Backcountry Snowshoeing<\/li>\n<li>Bobsledding<\/li>\n<li>Canyoning\/Canyoneering<\/li>\n<li>Downhill Freestyle Skiing\/Downhill Snowboarding in Organized Contests<\/li>\n<li>Downhill Longboarding<\/li>\n<li>Downhill Mountain Biking<\/li>\n<li>Downhill Skating<\/li>\n<li>Endurance Activities over 6 hours<\/li>\n<li>Hang Gliding<\/li>\n<li>High Risk Snowmobiling<\/li>\n<li>Ice Climbing<\/li>\n<li>Luge\/Skeleton<\/li>\n<li>Mountaineering up to 6,000m<\/li>\n<li>Non-motorized X Game Sports<\/li>\n<li>Parachuting\/Skydiving\/Tandem Skydiving<\/li>\n<li>Paragliding\/Parapenting<\/li>\n<li>Paramotoring<\/li>\n<li>Parasailing\/Parascending over Land<\/li>\n<li>Snow Kiting<\/li>\n<li>Stunt\/Aerobatic Flying<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_single_image image=&#8221;91711&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221;][vc_custom_heading el_id=&#8221;excluded_activities&#8221; text=&#8221;Excluded activities&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; google_fonts=&#8221;&#8221;][vc_column_text el_class=&#8221;red-cross&#8221;]Excluded from the optional coverage of <a href=\"https:\/\/milesopedia.com\/en\/go\/tugo\/\">Tugo<\/a>, activities of Training, Instruction, Participation, or Practice Out-of-bounds:<\/p>\n<ul>\n<li>skiing<\/li>\n<li>snowboarding<\/li>\n<li>snowshoeing<\/li>\n<li>non-motorized snow-biking<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=&#8221;tugo_s_baggage_insurance&#8221; text=&#8221;Tugo&#8217;s baggage insurance&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; google_fonts=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<a href=\"https:\/\/milesopedia.com\/en\/go\/tugo\/\">Tugo&#8217;s<\/a> baggage insurance pays for the loss, damage, destruction or theft of your personal effects while:<\/p>\n<ul>\n<li>in transit<\/li>\n<li>in any hotel or any other building<\/li>\n<li>en route anywhere in the world, on water, land or in the air<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_custom_heading el_id=&#8221;tugo_rental_car_protection&#8221; text=&#8221;Tugo rental car protection&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; google_fonts=&#8221;&#8221;][vc_column_text]This protection covers physical damage to, or loss of, a leased\/rented automobile. You must have a valid driver&#8217;s license.<\/p>\n<p><span class=\"coverage-category\">Rental car protection benefit limit: <\/span> <strong><span class=\"coverage-limit\">$50,000<\/span><\/strong>[\/vc_column_text][vc_message color=&#8221;info&#8221;]<\/p>\n<h6>Credit card insurance<\/h6>\n<p>Here it will be more interesting to use <a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/theft-damage-car-rental-credit-cards\/\">your credit card insurance<\/a> as the coverage will be higher: from $65,000 to $80,000 depending on the credit cards.[\/vc_message][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=&#8221;credit_card_payment&#8221; text=&#8221;Credit card payment&#8221; google_fonts=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]You can pay for your <a href=\"https:\/\/milesopedia.com\/en\/go\/tugo\/\">Tugo<\/a> travel insurance with your credit card:<\/p>\n<ul>\n<li>American Express<\/li>\n<li>Mastercard<\/li>\n<li>Visa<\/li>\n<\/ul>\n<p>It&#8217;s a great way to earn points, <a href=\"https:\/\/milesopedia.com\/en\/guides\/strategies\/tips-unlock-bonus\/\">or even unlock a welcome bonus!<\/a>[\/vc_column_text][vc_message color=&#8221;info&#8221;]<\/p>\n<h6>Get a refund before you travel<\/h6>\n<p>Be aware that if you cancel your travel plans, it is possible to get a full refund of your travel insurance. To do so, call Tugo at 1-855-929-8846.[\/vc_message][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=&#8221;tugo_travel_insurance_faqs&#8221; text=&#8221;Tugo Travel Insurance FAQs&#8221; google_fonts=&#8221;&#8221;][vc_column_text el_class=&#8221;red-cross&#8221;]On the Tugo website, you will find <a target=\"_blank\" href=\"https:\/\/tugo.com\/fr\/assurance-voyage\/faq\/\">a complete FAQ,<\/a> including on COVID-19 related issues.<\/p>\n<p>Like most travel insurance, <a href=\"https:\/\/milesopedia.com\/en\/go\/tugo\/\">Tugo<\/a> does not cover travel <strong>outside of Canada<\/strong> at this time because:<\/p>\n<ul>\n<li>COVID-19 pandemic is a <strong>known situation for travellers<\/strong><\/li>\n<li>The Canadian government has issued a travel warning (avoid non-essential travel outside of Canada)<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_column_text el_class=&#8221;checkmarks&#8221;]On the other hand, you are covered for:<\/p>\n<ul>\n<li>Travel within Canada<\/li>\n<li>any other medical emergency not related to COVID-19<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_single_image image=&#8221;91716&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=&#8221;conclusion&#8221; text=&#8221;Conclusion&#8221; google_fonts=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p><a href=\"https:\/\/milesopedia.com\/en\/go\/tugo\/\">Tugo<\/a> offers customizable and comprehensive travel insurance.<\/p>\n<p>If <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/insurance\/\">high-end credit cards<\/a> can cover you for most situations, including travel <a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/cancellation-interruption-travel-credit-cards\/\">interruption\/cancellation insurance<\/a> &#8211; such as these best credit cards in Canada for travel <a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/best-cards-credit-rewards-insurance\/\">insurance<\/a> &#8211; they can:<\/p>\n<ul>\n<li>be inaccessible for people with incomes of less than $80,000<\/li>\n<li>have limits on the number of days outside the province of residence<\/li>\n<li>have age limits<\/li>\n<li>have exclusions for certain blankets<\/li>\n<\/ul>\n<p>It is then advisable to apply for travel insurance like <a href=\"https:\/\/milesopedia.com\/en\/go\/tugo\/\">Tugo&#8217;s<\/a> to be well protected.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"401432\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Tugo Travel Insurance is great for Canadian residents, seniors, students and visitors to Canada. 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