{"id":84496,"date":"2026-03-01T09:00:00","date_gmt":"2026-03-01T14:00:00","guid":{"rendered":"https:\/\/milesopedia.com\/news\/ultimate-package-scotia\/"},"modified":"2026-03-19T15:12:45","modified_gmt":"2026-03-19T19:12:45","slug":"forfaits-bancaires-scotia","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/offers\/bank-accounts\/forfaits-bancaires-scotia\/","title":{"rendered":"Up to a $700 bonus with Scotiabank banking packages"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row el_id=&#8221;offers&#8221;][vc_column][vc_column_text css=&#8221;&#8221;]<\/p>\n<p><strong>Scotiabank<\/strong> offers five<strong> banking packages <\/strong>:<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare-simple'\n\t\t\t\tdata-post_type='bank_account'\n\t\t\t\tdata-per_page='8'\n\t\t\t\tclass='deferred_container--preload container_bank_account container_template--compare-simple container_count--5 container_count--lots'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"bank_account_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"368871,368867,368868,368869,368870\"\n\t\t\t\t\t\t\t>\n\t\t\n\t<div class=\"card card-list card-list-header\">\n\t\t<div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n\t<\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n\t\t<\/div>\n\n\t\t<\/div>[vc_column_text]<\/p>\n<p>Scotiabank offers <strong>5 savings accounts<\/strong>:<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare-simple'\n\t\t\t\tdata-post_type='bank_account'\n\t\t\t\tdata-per_page='8'\n\t\t\t\tclass='deferred_container--preload container_bank_account container_template--compare-simple container_count--5 container_count--lots'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"bank_account_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"368990,368972,368973,368974,368976\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n\t\t<\/div>\n\n\t\t<\/div>[vc_column_text css=&#8221;&#8221;]<\/p>\n<p>At the end of the article, you will find a list of the features of all these packages and savings accounts.<\/p>\n<p>The package that interests us most as travellers\u2014and that has been recommended by <a target=\"_blank\" href=\"https:\/\/www.facebook.com\/groups\/milesopedia\/\">several members of the Facebook group<\/a>\u2014is the <a class=\"thirstylink\" title=\"Scotiabank Ultimate Package\" href=\"https:\/\/milesopedia.com\/en\/go\/scotia-ultimate-package\/\">Scotiabank Ultimate Package<\/a>. In addition, for a limited time, it offers <strong>a welcome bonus of up to <span class=\"nowrap\">$700<\/span><\/strong>! <\/p>\n<p>This package<strong> helps you avoid paying certain fees<\/strong>, such as a credit card annual fee or foreign ATM withdrawal fees.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"367214\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=&#8221;&#8221; el_id=&#8221;&#8221; el_id=&#8221;&#8221; text=&#8221;Scotiabank Ultimate Package Review&#8221; el_id=&#8221;le_forfait_ultime_de_la_banque_scotia&#8221;][vc_single_image image=&#8221;84509&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/go\/scotia-ultimate-package\/&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]The <a href=\"https:\/\/milesopedia.com\/en\/go\/scotia-ultimate-package\/\">Scotiabank Ultimate Package<\/a> is a single package for:<\/p>\n<ul>\n<li>Spending<\/li>\n<li>Saving<\/li>\n<li>Investing<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_custom_heading el_id=&#8221;-1&#8243; el_id=&#8221;-1&#8243; el_id=&#8221;-1&#8243; text=&#8221;Special offer&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;offre_sp_ciale&#8221;]<p>Right now, when you open a new Scotiabank Ultimate Package, you can earn up to <strong><span class=\"nowrap\">$700<\/span> in bonuses!<\/strong><\/p>\n<p>To get a <strong><span class=\"nowrap\">$500<\/span> bonus<\/strong>, you must set up two of the following operations:<\/p>\n<ul>\n<li>A recurring direct deposit such as a payroll or pension at least once a month, for 6 consecutive months<\/li>\n<li>Two pre-authorized transactions (such as hydro bill and internet bill) of at least $50 per month, for 6 consecutive months<\/li>\n<li>A bill payment of at least $50 (such as your mobile provider) on your online bank<\/li>\n<\/ul>\n<p>Then you can earn a <strong> <span class=\"nowrap\">$100<\/span> bonus<\/strong> by also opening a new RRSP, TFSA or FHSA and making a minimum contribution of $5,000.<\/p>\n<p>Finally, you&#8217;ll earn <strong>another $100 bonus<\/strong> when you open a Money Master savings account and maintain your Smart Savings Tool registration for 90 consecutive days.<\/p>\n<p>Scotiabank&#8217;s Ultimate Package includes a number of attractive benefits:<\/p>\n<ul>\n<li><strong>Waiver of annual fees<\/strong> (up to $150) on certain credit cards such as the Scotia Bank Passport Visa Infinite or Scotia Momentum Visa Infinite.<\/li>\n<li><strong>Unlimited free Global non-Scotiabank ABM withdrawals<\/strong><\/li>\n<li>Unlimited debit transactions<\/li>\n<li>Unlimited free international money transfer transactions<\/li>\n<li>Unlimited Interac e-Transfer transactions<\/li>\n<li>No monthly Overdraft Protection fee<\/li>\n<li>Free personalized cheques and drafts<\/li>\n<li>Get Scene+ points<\/li>\n<li>No monthly account fee on a Scotia U.S. Dollar Daily Interest Account<\/li>\n<li>$55 annual fee waiver for rental of small safe deposit box compartment<\/li>\n<\/ul>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='l'\n\t\t\t\tdata-post_type='bank_account'\n\t\t\t\tdata-per_page='8'\n\t\t\t\tclass='deferred_container--preload container_bank_account container_template--l container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"bank_account_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"368871\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card mcs-bank_account\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"product-image-wrapper\">\n\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[vc_custom_heading el_id=&#8221;-2&#8243; el_id=&#8221;-2&#8243; el_id=&#8221;-2&#8243; text=&#8221;A free credit card from year to year&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;une_carte_de_cr_dit_gratuite_d_ann_e_en_ann_e&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>As a <a class=\"thirstylink\" title=\"Scotiabank Ultimate Package\" href=\"https:\/\/milesopedia.com\/en\/go\/scotia-ultimate-package\/\">Scotiabank Ultimate Package<\/a> holder, you could keep your credit card year after year without paying an annual fee!<\/p>\n<p>Such as the excellent <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-passport-visa-infinite-card\/\">Scotiabank Passport Visa Infinite Card<\/a>, which has the advantage of:<\/p>\n<ul>\n<li>Charging <strong>no foreign transaction fees<\/strong><\/li>\n<li>Offering <strong>6 free annual airport lounge passes<\/strong><\/li>\n<li>Participating in the <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/sceneplus\/\">Scene+ loyalty program<\/a>, which allows you to apply your points to travel purchases such as <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/save-money-airbnb\/\">an Airbnb rental<\/a>, a <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/use-points-purchase\/\">car rental<\/a>, or <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/save-money-flights\/\">even a plane ticket<\/a><\/li>\n<\/ul>\n<p>Here is the <a href=\"https:\/\/milesopedia.com\/en\/offers\/cards\/scotia-passport-visa-infinite-offer\/\">current promotional offer<\/a>:<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22642\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text el_class=&#8221;checkmarks&#8221;]Or the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotia-momentum-visa-infinite-card\/\">Scotia Momentum Visa Infinite Card<\/a>, which is one of the <strong>best cash back credit cards<\/strong> in Canada:<\/p>\n<ul>\n<li>4% on groceries and recurring payments<\/li>\n<li>2% on gas and public transit<\/li>\n<li>1% on all other purchases<\/li>\n<li>Visa Infinite Concierge<\/li>\n<li>Premium Insurance<\/li>\n<\/ul>\n<p>Here is the <a href=\"https:\/\/milesopedia.com\/en\/offers\/cards\/scotia-momentum-visa-infinite-promo\/\">current promotional offer:<\/a>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22637\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Or the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a>, which earns plenty of travel points:<\/p>\n<ul>\n<li>5X points on food: grocery stores, restaurants, bars, meal delivery<\/li>\n<li>5X points on entertainment purchases (movies, theatre, ticketing)<\/li>\n<li>3X points on travel: gas and public transit<\/li>\n<li>3X points on streaming services (Netflix, Spotify&#8230;)<\/li>\n<li>1X points on all other purchases<\/li>\n<li>Premium Insurance<\/li>\n<li>Access to American Express Offers<\/li>\n<\/ul>\n<p>Here is <a href=\"https:\/\/milesopedia.com\/en\/offres\/cartes\/new-offer-scotiabank-gold-american-express\/\">the current promotional offer<\/a>:<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22640\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[vc_custom_heading el_id=&#8221;-3&#8243; el_id=&#8221;-3&#8243; el_id=&#8221;-3&#8243; text=&#8221;Rewards&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; el_id=&#8221;r_compenses&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]Scotiabank is one of the only institutions to offer rewards on transactions made with a DEBIT card linked to the chequing account of the <a class=\"thirstylink\" title=\"Scotiabank Ultimate Package\" href=\"https:\/\/milesopedia.com\/en\/go\/scotia-ultimate-package\/\">Ultimate Package<\/a>.<\/p>\n<p>This makes it possible to earn <strong>1 Scene+ point for every $5 spent<\/strong> with a Scotiabank debit card.<\/p>\n<p>[\/vc_column_text][vc_custom_heading el_id=&#8221;-4&#8243; el_id=&#8221;-4&#8243; el_id=&#8221;-4&#8243; text=&#8221;Fees&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; el_id=&#8221;frais&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a class=\"thirstylink\" title=\"Scotiabank Ultimate Package\" href=\"https:\/\/milesopedia.com\/en\/go\/scotia-ultimate-package\/\">Scotiabank Ultimate Package<\/a> costs <strong>$30.95 per month<\/strong>.<\/p>\n<p>However, <strong>it could be FREE<\/strong> ($0 per month) by meeting one of these two conditions. By maintaining: <\/p>\n<ul>\n<li><strong>a minimum daily closing balance of $6,000<\/strong> in your Ultimate Package<\/li>\n<li>a combined minimum daily closing balance of $30,000 in your Ultimate Package and your MomentumPLUS Savings Account<\/li>\n<\/ul>\n<p>If you have $6,000 that is not invested, it would be worth leaving it in your Ultimate Package chequing account so you do not pay:<\/p>\n<ul>\n<li>any monthly banking fees<\/li>\n<li>any credit card annual fee<\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='l'\n\t\t\t\tdata-post_type='bank_account'\n\t\t\t\tdata-per_page='8'\n\t\t\t\tclass='deferred_container--preload container_bank_account container_template--l container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"bank_account_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"368871\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card mcs-bank_account\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"product-image-wrapper\">\n\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=&#8221;-5&#8243; el_id=&#8221;-5&#8243; el_id=&#8221;-5&#8243; text=&#8221;Scotiabank Preferred Package&#8221; el_id=&#8221;le_forfait_essentiel_de_la_banque_scotia&#8221;][vc_single_image image=&#8221;84511&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/go\/scotia-preferred-package\/&#8221;][vc_custom_heading el_id=&#8221;-6&#8243; el_id=&#8221;-6&#8243; el_id=&#8221;-6&#8243; text=&#8221;Special offer&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;offre_sp_ciale&#8221;]<p>Right now, when you open a new Scotiabank Preferred Package, you can earn up to <strong><span class=\"nowrap\">$700<\/span> in bonuses!<\/strong><\/p>\n<p>To get a <strong><span class=\"nowrap\">$500<\/span> bonus<\/strong>, all you&#8217;d have to do is set up two pre-authorized debits (like Hydro-Quebec and Bell, for example) of at least <span class=\"nowrap\">$50<\/span> for 6 consecutive months, and make one bill payment of at least <span class=\"nowrap\">$50<\/span> (like your mobile provider).<\/p>\n<p>Then you can get a <strong><span class=\"nowrap\">$100<\/span> bonus<\/strong> by also opening a new RRSP, TFSA or FHSA.<\/p>\n<p>Finally, you&#8217;ll earn <strong>another $100 bonus<\/strong> when you open a Money Master savings account and maintain your Smart Savings Tool registration for 90 consecutive days.<\/p>\n<p>Scotiabank&#8217;s Essential Package has the following key features:<\/p>\n<ul>\n<li>Unlimited Interac Debit and e-Transfer transactions<\/li>\n<li><strong>First-year<\/strong> annual fee waiver on select credit cards (up to $150)<\/li>\n<li>Preferred rates on certain GICs<\/li>\n<li>One free non-Scotiabank ATM withdrawal per month in Canada<\/li>\n<\/ul>\n[vc_custom_heading el_id=&#8221;-7&#8243; el_id=&#8221;-7&#8243; el_id=&#8221;-7&#8243; text=&#8221;Fees&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; el_id=&#8221;frais&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a class=\"thirstylink\" title=\"Scotiabank Preferred Package\" href=\"https:\/\/milesopedia.com\/en\/go\/scotia-preferred-package\/\">Scotiabank Preferred Package<\/a> costs <strong>$16.95 per month<\/strong>.<\/p>\n<p>However, <strong>it could be FREE<\/strong> ($0 per month) by maintaining <strong>a minimum daily closing balance of $4,000<\/strong> in your Preferred Package.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='l'\n\t\t\t\tdata-post_type='bank_account'\n\t\t\t\tdata-per_page='8'\n\t\t\t\tclass='deferred_container--preload container_bank_account container_template--l container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"bank_account_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"368868\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card mcs-bank_account\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"product-image-wrapper\">\n\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=&#8221;-8&#8243; el_id=&#8221;-8&#8243; el_id=&#8221;-8&#8243; text=&#8221;Le Forfait Essentiel pour les \u00e9tudiants et les jeunes de la Banque Scotia&#8221; css=&#8221;&#8221; el_id=&#8221;le_forfait_essentiel_pour_les_tudiants_et_les_jeunes_de_la_banque_scotia&#8221;][vc_custom_heading el_id=&#8221;-9&#8243; el_id=&#8221;-9&#8243; el_id=&#8221;-9&#8243; text=&#8221;Special offer&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;offre_sp_ciale&#8221;]<p>Right now, when you open a new <strong>Scotiabank Preferred Package for Students and Youth<\/strong>, you can get a <strong>125$ welcome bonus<\/strong>!<\/p>\n<p>To get this $175 bonus, you must first <strong>open your account between January 2 and July 1, 2026<\/strong>. Then, you just need to complete 2 of the following 3 activities within 60 days of opening your account: <\/p>\n<ul>\n<li>Set up at least <strong>1 eligible recurring automatic direct deposit<\/strong>, which will recur monthly for a minimum of 3 consecutive months<\/li>\n<li>Set up at least <strong>1 eligible recurring pre-authorized transaction<\/strong> with a minimum value of $25 per transaction, which will recur monthly for a minimum of 3 consecutive months  <\/li>\n<li>Make at least <strong>5 online Visa* Debit purchases<\/strong> with your Scotiabank\u00ae Card wherever Visa* Debit is accepted. Only the following types of Visa Debit transactions are eligible: online debit purchases and in-store purchases made outside Canada. <\/li>\n<\/ul>\n<p>The <strong>Scotiabank Preferred Package for Students and Youth<\/strong> has the following key features:<\/p>\n<ul>\n<li>Unlimited Interac Debit and e-Transfer transactions<\/li>\n<li>Earn points on your everyday purchases with Scene+<\/li>\n<li>0.05% interest rate boost to your MomentumPLUS savings account<\/li>\n<li>Free Scotia iTRADE operations<\/li>\n<li>No monthly account fees if you are under 25 or if you are pursuing full-time studies at a post-secondary educational institution in Canada or the United States<\/li>\n<\/ul>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='l'\n\t\t\t\tdata-post_type='bank_account'\n\t\t\t\tdata-per_page='8'\n\t\t\t\tclass='deferred_container--preload container_bank_account container_template--l container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"bank_account_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"368867\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card mcs-bank_account\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"product-image-wrapper\">\n\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=&#8221;-10&#8243; el_id=&#8221;-10&#8243; el_id=&#8221;-10&#8243; text=&#8221;Scotiabank Basic Plus Bank Account&#8221; el_id=&#8221;le_compte_bancaire_de_base_plus_de_la_banque_scotia&#8221;][vc_single_image image=&#8221;84507&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/go\/scotia-base-plus\/&#8221;]<p>The Scotiabank Basic Plus Bank Account has the following key features:<\/p>\n<ul>\n<li>25 free debit transactions per month<\/li>\n<li>10 free Interac e-Transfer transactions per month<\/li>\n<li>Send money globally for $1.99 with Scotia International Money Transfer<\/li>\n<li>Earn points on everyday purchases with the Scene+\u2122 program<\/li>\n<\/ul>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='l'\n\t\t\t\tdata-post_type='bank_account'\n\t\t\t\tdata-per_page='8'\n\t\t\t\tclass='deferred_container--preload container_bank_account container_template--l container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"bank_account_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"368870\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card mcs-bank_account\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"product-image-wrapper\">\n\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[vc_custom_heading el_id=&#8221;-11&#8243; el_id=&#8221;-11&#8243; el_id=&#8221;-11&#8243; text=&#8221;Fees&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; el_id=&#8221;frais&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a class=\"thirstylink\" title=\"Scotiabank Basic Banking Account Plus\" href=\"https:\/\/milesopedia.com\/en\/go\/scotia-basic-plus\/\">Scotiabank Basic Plus Bank Account<\/a> has an <strong>$11.95 monthly fee<\/strong>.<\/p>\n<p>However, <strong>it could be FREE<\/strong> ($0 per month) by maintaining <strong>a minimum daily closing balance of $3,000<\/strong> in your Basic Banking Account Plus.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=&#8221;-12&#8243; el_id=&#8221;-12&#8243; el_id=&#8221;-12&#8243; text=&#8221;The Basic Bank Account&#8221; el_id=&#8221;le_compte_bancaire_de_base&#8221;][vc_single_image image=&#8221;84503&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/go\/scotiabank-basic\/&#8221;]<p>Discover <strong>Scotiabank Basic Bank Account<\/strong> with a <strong>monthly fee of $3.95<\/strong> and <strong>12 free transactions per month<\/strong>.<\/p>\n<p>Take advantage of <strong>free Interac e-Transfers<\/strong> and overdraft protection.<\/p>\n<p>Seniors benefit from an automatic discount on monthly fees. Easy access to your online and mobile banking services.<\/p>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='l'\n\t\t\t\tdata-post_type='bank_account'\n\t\t\t\tdata-per_page='8'\n\t\t\t\tclass='deferred_container--preload container_bank_account container_template--l container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"bank_account_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"368869\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card mcs-bank_account\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"product-image-wrapper\">\n\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[vc_custom_heading el_id=&#8221;-13&#8243; el_id=&#8221;-13&#8243; el_id=&#8221;-13&#8243; text=&#8221;Fees&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; el_id=&#8221;frais&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]The <a class=\"thirstylink\" title=\"Scotiabank Basic Bank Account\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-basic\/\">Scotiabank Basic Banking Account<\/a> costs <strong>$3.95 per month<\/strong>.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=&#8221;-14&#8243; el_id=&#8221;-14&#8243; el_id=&#8221;-14&#8243; text=&#8221;MomentumPlus Savings Account&#8221; el_id=&#8221;le_compte_d_pargne_momentumplus&#8221;][vc_custom_heading el_id=&#8221;-15&#8243; el_id=&#8221;-15&#8243; el_id=&#8221;-15&#8243; text=&#8221;Features&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;caract_ristiques&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a class=\"thirstylink\" title=\"Scotiabank MomentumPLUS Savings Account\" href=\"https:\/\/milesopedia.com\/en\/go\/scotia-momentumplus-savings-account\/\" target=\"_blank\" rel=\"nofollow noopener\">MomentumPLUS Savings Account<\/a> has the following key features:<\/p>\n<ul>\n<li><strong>For a limited time, get a high interest savings rate for 3 months<\/strong><\/li>\n<li>Save for multiple goals in a single account<\/li>\n<li>Pay no monthly fees<\/li>\n<li>Earn even more interest by starting one or more bonus periods and depositing funds into them<\/li>\n<li>The longer you keep your savings, the higher the interest rate<\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='l'\n\t\t\t\tdata-post_type='bank_account'\n\t\t\t\tdata-per_page='8'\n\t\t\t\tclass='deferred_container--preload container_bank_account container_template--l container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"bank_account_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"368990\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card mcs-bank_account\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"product-image-wrapper\">\n\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[vc_custom_heading el_id=&#8221;-16&#8243; el_id=&#8221;-16&#8243; el_id=&#8221;-16&#8243; text=&#8221;Money Master Savings Account&#8221; el_id=&#8221;le_compte_d_pargne_ma_tre_compte&#8221;][vc_custom_heading el_id=&#8221;-17&#8243; el_id=&#8221;-17&#8243; el_id=&#8221;-17&#8243; text=&#8221;Features&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;caract_ristiques&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a class=\"thirstylink\" title=\"Scotiabank Preferred Package Savings Account\" href=\"https:\/\/milesopedia.com\/en\/go\/scotia-money-master-savings-account\/\" target=\"_blank\" rel=\"nofollow noopener\">Preferred Package Savings Account<\/a> has the following key features:<\/p>\n<ul>\n<li>Easy access to your funds at any time<\/li>\n<li>No monthly account fees and no minimum balance required<\/li>\n<li>With the Deposit the Change<sup><sup>&reg;<\/sup><\/sup> savings program, save every time you make a purchase with your debit card<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;review&#8221;][vc_column][vc_custom_heading el_id=&#8221;-18&#8243; el_id=&#8221;-18&#8243; el_id=&#8221;-18&#8243; text=&#8221;Our review of Scotiabank Online&#8221; el_id=&#8221;notre_avis_sur_la_banque_scotia_en_ligne&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]In Quebec and elsewhere in Canada, Scotiabank offers many online banking services to its clients. With a Scotiabank debit card, you can access Scotiabank online banking services at no cost. <\/p>\n<p>Several online banking services are offered by Scotiabank:<\/p>\n<ul>\n<li>View your Scotiabank chequing or savings accounts online<\/li>\n<li>Manage your Scotiabank loans and mortgages online<\/li>\n<li>Scotiabank mobile app for smartphones to manage your accounts anywhere<\/li>\n<li>Send money from your Scotiabank online account with Interac<\/li>\n<li>And more!<\/li>\n<\/ul>\n<p>Scotiabank\u2019s online banking offering is comprehensive, especially in Quebec, thanks to the presence of many Scotiabank branches, including Scotiabank Express locations. Scotiabank is therefore an excellent choice.[\/vc_column_text][vc_single_image image=&#8221;67809&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221; css=&#8221;&#8221;][\/vc_column][\/vc_row][vc_row el_id=&#8221;services&#8221;][vc_column][vc_custom_heading el_id=&#8221;-19&#8243; el_id=&#8221;-19&#8243; el_id=&#8221;-19&#8243; text=&#8221;Online services offered by Scotiabank&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;les_services_en_ligne_offerts_par_la_banque_scotia&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]As a Scotiabank online client, you can benefit from many advantages through <strong>Scotia OnLine<\/strong>:<\/p>\n<ul>\n<li>24\/7 access to Scotiabank online banking services<\/li>\n<li>Online payments of your transactions and bills<\/li>\n<li>Rewards on all your purchases with <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/sceneplus\/\">Scene+ points<\/a><\/li>\n<li>Overdraft protection<\/li>\n<li>Send money quickly to the person of your choice with an Interac e-Transfer<\/li>\n<li>Receive government benefits into the Scotiabank account of your choice with CRA direct deposit<\/li>\n<li>Deposit your cheques anywhere with the Scotiabank mobile app<\/li>\n<li>Download a Scotiabank void cheque<\/li>\n<li>In case of loss or theft, block, unblock, or replace your credit card in your Scotiabank online banking<\/li>\n<li>More than 4,000 conveniently located branches and ATMs<\/li>\n<li>Personalized advice for your finances<\/li>\n<\/ul>\n<p>Also note that Scotiabank offers <strong>discounts and benefits<\/strong> for newcomers (Scotiabank StartRight program), students, and seniors.[\/vc_column_text][vc_single_image image=&#8221;80850&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221; css=&#8221;&#8221;][\/vc_column][\/vc_row][vc_row el_id=&#8221;faq&#8221;][vc_column el_class=&#8221;faq&#8221;][vc_custom_heading el_id=&#8221;-20&#8243; el_id=&#8221;-20&#8243; el_id=&#8221;-20&#8243; text=&#8221;Frequently Asked Questions about Scotiabank Online&#8221; el_id=&#8221;les_questions_fr_quentes_sur_la_banque_scotia_en_ligne&#8221;][vc_toggle title=&#8221;Where can I find Scotiabank abroad?&#8221; open=&#8221;true&#8221;]<\/p>\n<p>Scotiabank is a founding member of the <a target=\"_blank\" href=\"https:\/\/www.scotiabank.com\/ca\/en\/personal\/ways-to-bank\/manage-accounts\/global-atm-alliance.html\">Global ATM Alliance<\/a>. When you travel, you can use the ATMs of the Alliance\u2019s international banks without paying a surcharge or access fee.  With over 44,000 branches in more than 40 countries, you&#8217;ll find a partner bank branch wherever you are, and save on fees.<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;How do I get my Scotiabank debit card?&#8221; open=&#8221;true&#8221;]Your Scotiabank debit card is provided when you open your chequing account. You can choose your personal identification number (PIN) on the spot, directly at the counter. If there is no ATM at your branch, a card and a PIN are mailed to you.  <\/p>\n<p class=\"articleAnswer\">To change or replace your Scotia OnLine Card:<\/p>\n<ol class=\"List__list List__list--nested\">\n<li class=\"ListItem__item\">On the Account summary page, select <strong class=\"articleAnswerBold\">Account management<\/strong>.<\/li>\n<li class=\"ListItem__item\">Click on Get a <strong class=\"articleAnswerBold\">new Scotiabank Card<\/strong>.<\/li>\n<li class=\"ListItem__item\">Under ScotiaCard Type, use the drop-down menu to select a ScotiaCard with <strong class=\"articleAnswerBold\">Visa Debit<\/strong>.<\/li>\n<\/ol>\n<p>[\/vc_toggle][vc_toggle title=&#8221;What should I do if my Scotiabank debit card has been lost or stolen?&#8221; open=&#8221;true&#8221;]If your Scotiabank debit card has been lost or stolen, contact Scotiabank online quickly:<\/p>\n<ul class=\"List__list List__list--nested\">\n<li class=\"ListItem__item\"><span class=\"Link__text\">1-800-575-2424<\/span><\/li>\n<li class=\"ListItem__item\"><span class=\"Link__text\">1-800-645-0288<\/span> (For services for the deaf and hearing-impaired)<\/li>\n<li class=\"ListItem__item\"><span class=\"Link__text\">416-701-7200<\/span> (Greater Toronto, outside Canada\/US: call collect)<\/li>\n<\/ul>\n<p>[\/vc_toggle][vc_toggle title=&#8221;How do I pay a bill with Scotiabank online?&#8221; open=&#8221;true&#8221;]<\/p>\n<p class=\"articleAnswer\">To pay a bill with Scotiabank online:<\/p>\n<ol class=\"List__list List__list--nested\">\n<li class=\"ListItem__item\">On the Online Account Summary page, select <strong class=\"articleAnswerBold\">Bill Payment<\/strong>.<\/li>\n<li class=\"ListItem__item\">Choose a one-time payment or set up recurring payments.<\/li>\n<li class=\"ListItem__item\">Select the account you want to pay from, select the payee, and enter the payment amount.<\/li>\n<\/ol>\n<p class=\"articleAnswer\">Scotiabank mobile website:<\/p>\n<ol class=\"List__list List__list--nested\">\n<li class=\"ListItem__item\">On the app home page, tap <strong class=\"articleAnswerBold\">Bills<\/strong>.<\/li>\n<li class=\"ListItem__item\">Touch <strong class=\"articleAnswerBold\">Make a payment<\/strong>.<\/li>\n<li class=\"ListItem__item\">Select an account for the bill payment and a payee.<\/li>\n<li class=\"ListItem__item\">Enter the amount and click <strong class=\"articleAnswerBold\">Continue<\/strong>.<\/li>\n<li class=\"ListItem__item\">Check the payment details, then touch <strong class=\"articleAnswerBold\">Confirm<\/strong>.<\/li>\n<\/ol>\n<p>[\/vc_toggle][vc_toggle title=&#8221;How do I get a sample cheque from Scotiabank?&#8221; open=&#8221;true&#8221;]<\/p>\n<p class=\"articleAnswer\">If you do not have cheques for your Scotiabank account, you can view or print your void cheque details online:<\/p>\n<ol class=\"List__list List__list--nested\">\n<li class=\"ListItem__item\">On the online Account Summary page, select your Scotiabank chequing account.<\/li>\n<li class=\"ListItem__item\">Choose <strong class=\"articleAnswerBold\">Direct deposits and pre-authorized debits<\/strong>.<\/li>\n<li class=\"ListItem__item\">Select <strong class=\"articleAnswerBold\">View\/Print<\/strong> under Check specimen.<\/li>\n<\/ol>\n<p>[\/vc_toggle][vc_toggle title=&#8221;How do I contact Scotiabank online?&#8221; open=&#8221;true&#8221;]Here are some of the most frequently used phone numbers to contact Scotiabank online.<\/p>\n<p>For any questions, to open an account, or to get help with your Scotiabank online banking services, borrowing, and investments, here are the numbers:<\/p>\n<p>1-800-575-2424<br \/>1-800-645-0288 (TTY\/ATS service)<br \/>1-416-701-7200 (Toronto area\/collect calls from outside Canada\/the United States)<\/p>\n<p><strong>TeleScotia<sup><sup>&reg;<\/sup><\/sup><\/strong><br \/>1-800-575-1212 (French service)<br \/>1-800-267-1234 (English service)<br \/>1-800-830-8800 (Cantonese service)<br \/>1-800-830-8080 (Mandarin service)<\/p>\n<p><strong>Mobile banking support line<\/strong><br \/>1-877-918-8866<\/p>\n<p><strong>Scotia iTRADE<\/strong><br \/>1-800-361-6601 (French service)<br \/>1-800-263-3430 (English service)<br \/>1-877-662-3838 (Cantonese and Mandarin service)<\/p>\n<p><strong>Scotia iTRADE<\/strong><br \/>1-888-TRADE88 (1-888-872-3388)<\/p>\n<p><strong>Credit Card Customer Service<\/strong><br \/>1-800-387-4994 (Canada\/United States)<br \/>416-288-1440 (Greater Toronto Area\/collect calls from outside Canada\/the United States)<br \/>1-800-645-0288 (TTY calls from Canada\/the United States)<\/p>\n<p><strong>Scotia Life <\/strong><br \/>1-800-361-8570<\/p>\n<p><strong>Scotia Mutual Funds<\/strong><br \/>1-800-387-5004<\/p>\n<p><strong>Scotiabank Student Loans Centre<\/strong><br \/>1-800-972-6842<br \/>416-288-4655 (Toronto area)[\/vc_toggle][vc_toggle title=&#8221;What are Scotiabank credit cards?&#8221; open=&#8221;true&#8221;]Scotiabank offers many credit cards. <a href=\"https:\/\/milesopedia.com\/en\/cards\/scotiabank\/\">See our dedicated page on the best Scotiabank credit card offers<\/a>.[\/vc_toggle]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='page'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_page container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"page_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"207332\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div><div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='14'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--14 container_count--lots'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_tax\"\n\t\t\t\t\t\t\tdata-mc_issuer=\"557\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer 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