{"id":74980,"date":"2022-12-29T09:30:00","date_gmt":"2022-12-29T14:30:00","guid":{"rendered":"https:\/\/milesopedia.com\/news\/credit-card-flight-delay-insurance\/"},"modified":"2024-06-29T13:52:39","modified_gmt":"2024-06-29T17:52:39","slug":"flight-delay-insurance-credit-cards","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/flight-delay-insurance-credit-cards\/","title":{"rendered":"Insurance: How does credit card flight delay insurance work?"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_custom_heading text=&#8221;Flight delay insurance&#8221; el_id=&#8221;flight_delay_insurance&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Credit cards can offer <b>flight delay<\/b> insurance.<\/p>\n<p>With this coverage, <strong>you may get a refund for some of your expenses<\/strong> arising from a <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/flight-delays\/\">delayed flight<\/a>.<\/p>\n<p>[\/vc_column_text][vc_single_image image=&#8221;22916&#8243; img_size=&#8221;large&#8221; add_caption=&#8221;yes&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Insured people&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;insured_people&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The flight delay insurance from credit cards protects:<\/p>\n<ul>\n<li><strong>credit<\/strong> card holder<\/li>\n<li>Close family travelling <strong>with the credit card holder <\/strong> <em>(will vary depending on each credit card)<\/em><\/li>\n<\/ul>\n<p>As a general rule, insurance may apply to the principal holder, their spouse and their dependent child or children.<\/p>\n<p>To be covered by your credit card&#8217;s<strong>flight delay insurance<\/strong>, you must have <strong>paid<\/strong> for your flight <strong>in full<\/strong> with your credit card<em>(except for certain cards such as the <a target=\"_blank\" href=\"\/?p=22653\">National Bank World Elite Mastercard<sup>&reg;<\/sup><\/a>, which requires partial payment, or the <a href=\"https:\/\/milesopedia.com\/cartes-de-credit\/carte-american-express-or-de-banque-scotia\/\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a>, which requires 75% of the cost of the flight to be charged to the card)<\/em>.<\/p>\n<p>[\/vc_column_text][vc_message color=&#8221;warning&#8221; message_box_color=&#8221;warning&#8221; icon_fontawesome=&#8221;fas fa-exclamation-triangle&#8221;]If you pay for the airfare for someone close to you (a spouse or child), but you are not travelling with <strong>it, he \/ she will not be covered by flight delay insurance.<\/strong>[\/vc_message][vc_single_image image=&#8221;63202&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Covered by flight delay insurance&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;covered_by_flight_delay_insurance&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The flight delay insurance offered by credit cards usually <strong>COVER <\/strong>the following situations:<\/p>\n<ul>\n<li>A <a href=\"https:\/\/milesopedia.com\/en\/news\/travel\/flight-attendants-strike-rights-travel-insurance\/\" target=\"_blank\" rel=\"noopener\">strike<\/a> by airline staff<\/li>\n<li>Forty<\/li>\n<li>Civil unrest<\/li>\n<li>A hijacking<\/li>\n<li>A natural disaster<\/li>\n<li>Bad weather<\/li>\n<li>A mechanical failure<\/li>\n<li>Refusal to board due to overbooking<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_message]To enforce flight delay insurance, the cause of this must be <strong>serious and legitimate.<\/strong>[\/vc_message]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"328551\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_single_image image=&#8221;62524&#8243; img_size=&#8221;large&#8221; add_caption=&#8221;yes&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221;][vc_custom_heading text=&#8221;Not covered by flight delay insurance&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;not_covered_by_flight_delay_insurance&#8221;][vc_column_text el_class=&#8221;red-cross&#8221;]<\/p>\n<p>Credit cards flight delay insurance <strong>WILL NOT<\/strong>:<\/p>\n<ul>\n<li>A criminal or fraudulent act perpetrated by the insured person<\/li>\n<li>War, declared or not, civil war, insurrection, rebellion or revolution<\/li>\n<li>Any act of war by a government or military forces<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_message]These are therefore rather rare major causes.[\/vc_message][vc_single_image image=&#8221;22912&#8243; img_size=&#8221;large&#8221; add_caption=&#8221;yes&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Refunds&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;refunds&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<strong>The coverage offered<\/strong> by your credit card will vary depending on each card.<\/p>\n<p>Generally, credit cards flight delay insurance will reimburse the card for reasonable and necessary expenses incurred within 48 hours of the delay or denied boarding for:<\/p>\n<ul>\n<li>Accommodation in a hotel<\/li>\n<li>meals at the restaurant<\/li>\n<li>drinks<\/li>\n<li>essential items<\/li>\n<li>various articles (magazines, paperbacks and various small articles)<\/li>\n<\/ul>\n<p><strong>Compensation<\/strong> will vary depending on credit cards<\/p>\n<ul>\n<li>$500 to $2,500 per insured person<\/li>\n<li>with a maximum amount for the whole family<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_message]Credit cards will differ in terms of coverage (types of <strong>purchases<\/strong> allowed) and <strong>amount covered<\/strong> (per person, per trip).<\/p>\n<p>As a general rule, the higher your annual credit card fee, the better is the coverage! But <a class=\"thirstylink\" title=\"the BMO Ascend World Elite Mastercard<sup>&reg;<\/sup>*.\" href=\"https:\/\/milesopedia.com\/cartes-de-credit\/carte-mastercard-bmo-ascend-world-elite\/\">some first-year free cards<\/a> already have excellent coverage.[\/vc_message][vc_single_image image=&#8221;62504&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Make a claim&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;make_a_claim&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]Is your flight delayed? Our first tip is to check your credit card brochure to find out what you are entitled to. If you can, call the issuer at the number on the back of your card.<\/p>\n<p>When you return home, open a claim procedure. Make sure you have all supporting documents on hand:<\/p>\n<ul>\n<li><b>Flight tickets<\/b><\/li>\n<li>Hotel reservations<\/li>\n<li>Taxi invoices \/ Uber<\/li>\n<li>Restaurant notes<\/li>\n<li>Purchase bills (prefer airport purchases)<\/li>\n<li>credit card bank statement<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_message]<b>Keep ALL your proofs. <\/b>And most importantly, make sure you keep your credit card open until the end of your trip! If you cancel your credit card <strong>you won&#8217;t be ableto take out insurance<\/strong>, even if you paid for the entire trip with it![\/vc_message][vc_single_image image=&#8221;21860&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Recommended credit cards by Milesopedia&#8221; el_id=&#8221;recommended_credit_cards_by_milesopedia&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]Not all credit cards are equal to <strong>flight delay<\/strong>insurance.<\/p>\n<p>As a general rule, credit cards offering flight delay insurance will stand out in <strong>three areas:<\/strong><\/p>\n<ul>\n<li><strong>Coverage (types <\/strong>of purchases allowed)<\/li>\n<li><strong>The amount covered<\/strong> (per person, per trip)<\/li>\n<li><strong>Booking conditions<\/strong> (total or partial amount on the card)<\/li>\n<\/ul>\n<p>Here are<strong> 3 credit cards<\/strong> we recommend <strong>for flight delay insurance<\/strong>, based on different income levels:[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Scotiabank Platinum American Express<sup>&reg;<\/sup> Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;scotiabank_platinum_american_express_card&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The main advantage of the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-platinum-american-express\/\">Scotiabank Platinum American Express<sup>&reg;<\/sup> Card<\/a> is that it charges <strong>no conversion fees for foreign currency transactions<\/strong>. So you can charge your travel purchases like car rentals or airline tickets abroad without paying the 2.5% conversion fee charged by most credit cards!<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-platinum-american-express\/\">Scotiabank Platinum American Express<sup>&reg;<\/sup> Card<\/a> requires an income of only $12,000. This card is part of the one offering the widest coverage by repaying <em>&#8220;reasonable and necessary expenses incurred for hotel accommodation, restaurant meals, beverages, essential items and various items (such as magazines, paperbacks and various small items).&#8221;<\/em><\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 110px;\">\n<tbody>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; text-align: center; height: 22px;\"><strong>Specificities<\/strong><\/td>\n<td style=\"width: 50%; text-align: center; height: 22px;\"><strong>Details<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; height: 22px; text-align: center;\"><strong>Amount<\/strong><\/td>\n<td style=\"width: 50%; height: 22px; text-align: center;\">up to $1,000 per <strong>insured<\/strong> <strong>person<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; height: 22px; text-align: center;\"><strong>Length of delay<\/strong><\/td>\n<td style=\"width: 50%; height: 22px; text-align: center;\">More than 4 hours<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\"><strong>Booking conditions<\/strong><\/td>\n<td style=\"width: 50%; text-align: center;\"> The coverage will reimburse the following costs <strong>if at least 75% of the total cost of the delayed flight <\/strong>has been<br \/>\npaid to your account and\/or get with<br \/>\nScene+ points<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22641\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;National Bank World Elite Mastercard&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;national_bank_world_elite_mastercard&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a target=\"_blank\" href=\"\/?p=22653\">National Bank World Elite Mastercard<sup>&reg;<\/sup><\/a> is one of the only credit cards to <strong>offer partial payment<\/strong> coverage. This is handy for those who use points!<\/p>\n<p>Its special feature is to be valid, <strong>even if only part of the trip has been taken to account.<\/strong> Reimbursable expenses are<em>reasonable additional expenses incurred for Your accommodation and travel. However, these costs must be incurred as a result of the delay.<\/em>&#8220;.<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 110px;\">\n<tbody>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; text-align: center; height: 22px;\"><strong>Specificities<\/strong><\/td>\n<td style=\"width: 50%; text-align: center; height: 22px;\"><strong>Details<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; height: 22px; text-align: center;\"><strong>Amount<\/strong><\/td>\n<td style=\"width: 50%; height: 22px; text-align: center;\">up to $500 per <strong>insured person<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; height: 22px; text-align: center;\"><strong>Length of delay<\/strong><\/td>\n<td style=\"width: 50%; height: 22px; text-align: center;\">More than 4 hours<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\"><strong>Booking conditions<\/strong><\/td>\n<td style=\"width: 50%; text-align: center;\"> The coverage will reimburse the following costs <strong>if at least part<\/strong> of the cost has been charged to the account:<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"401432\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Scotiabank Passport\u2122 Visa Infinite* Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;scotiabank_passport_visa_infinite_card&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-passport-visa-infinite-card\/\">Scotiabank Passport\u2122 Visa Infinite* Card<\/a> charges <strong>no conversion fees for foreign currency transactions<\/strong>. This means you can charge your travel purchases such as car rentals and flight tickets abroad without paying the 2.5% conversion fee charged by most credit cards!<\/p>\n<p>In addition, you get <strong>six complimentary visits to<\/strong> <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/lounges\/\">VIP airport lounges<\/a>. Enough to wait comfortably for your plane in the event of a flight delay.<\/p>\n<p><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-passport-visa-infinite-card\/\">Scotiabank Passport\u2122 Visa Infinite* Card<\/a> requires an income of $60,000. This card is part of the one offering the widest coverage by repaying &#8220;<em>reasonable and necessary expenses incurred for hotel accommodation, restaurant meals, beverages, essential items and various items (such as magazines, paperbacks and various small items).<\/em>&#8220;<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 110px;\">\n<tbody>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; text-align: center; height: 22px;\"><strong>Specificities<\/strong><\/td>\n<td style=\"width: 50%; text-align: center; height: 22px;\"><strong>Details<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; height: 22px; text-align: center;\"><strong>Amount<\/strong><\/td>\n<td style=\"width: 50%; height: 22px; text-align: center;\">up to $500 per <strong>insured<\/strong> <strong>person<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; height: 22px; text-align: center;\"><strong>Length of delay<\/strong><\/td>\n<td style=\"width: 50%; height: 22px; text-align: center;\">More than 4 hours<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\"><strong>Booking conditions<\/strong><\/td>\n<td style=\"width: 50%; text-align: center;\"> The coverage will reimburse the following costs <strong>if at least 75% of the total cost of the delayed flight <\/strong>has been<br \/>\npaid to your account and\/or get with<br \/>\nScene+ points<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22642\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Bottom Line&#8221; el_id=&#8221;bottom_line&#8221;][vc_column_text]<\/p>\n<p>By choosing the right credit card you could improve your comfort during a flight delay: hotel room, restaurant, miscellaneous items&#8230; <b>Don&#8217;t let a flight delay ruin your trip!<\/b><\/p>\n<p>In any case, remember to <strong>consult the insurance booklet<\/strong> supplied with your credit card BEFORE booking your trip.<\/p>\n<p>[\/vc_column_text]\n<div class=\"series-of-posts open-sop\">\n\t<input class=\"series-checkbox\" id=\"series-125\" type=\"checkbox\" name=\"expand-text\"  checked='checked'\/>\n\t<label class=\"series-title\" for=\"series-125\">\n\t\t\tLes assurances des cartes de cr\u00e9dit\t<\/label>\n\t<div class=\"series-of-posts-links\">\n\t\t\n\t\t<ol>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/best-cards-credit-rewards-insurance\/\"\n\t\t\t\t\t   class=\"\">\n\t\t\t\t\t\tInsurance: The Best Credit Cards for Travel Insurance When Using Rewards Points\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/travel-insurance-65-and-over\/\"\n\t\t\t\t\t   class=\"\">\n\t\t\t\t\t\tInsurance: What You Need to Know About Travel Insurance for Ages 65 and Over\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/medical-emergency-credit-card-insurance\/\"\n\t\t\t\t\t   class=\"\">\n\t\t\t\t\t\tHow does credit cards emergency medical insurance work?\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/how-to-cancel-trip-refund\/\"\n\t\t\t\t\t   class=\"\">\n\t\t\t\t\t\tHow to cancel a trip and get a refund?\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/save-travel-insurance\/\"\n\t\t\t\t\t   class=\"\">\n\t\t\t\t\t\tInsurance: How to choose and save on travel insurance?\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/best-card-travel-purchase\/\"\n\t\t\t\t\t   class=\"\">\n\t\t\t\t\t\tHow do I choose the best credit card to pay for my trip?\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/travel-insurance-credit-cards\/\"\n\t\t\t\t\t   class=\"\">\n\t\t\t\t\t\tInsurance: Credit card travel insurance\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/theft-damage-car-rental-credit-cards\/\"\n\t\t\t\t\t   class=\"\">\n\t\t\t\t\t\tCar Rental Insurance: How Does Credit Card Rental Insurance Work?\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/cancellation-interruption-travel-credit-cards\/\"\n\t\t\t\t\t   class=\"\">\n\t\t\t\t\t\tInsurance: How does credit card trip cancellation\/interruption insurance work?\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/extended-warranty-credit-cards\/\"\n\t\t\t\t\t   class=\"\">\n\t\t\t\t\t\tInsurance: How does credit card extended warranty insurance work?\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/flight-delay-insurance-credit-cards\/\"\n\t\t\t\t\t   class=\"series-link--active\">\n\t\t\t\t\t\tInsurance: How does credit card flight delay insurance work?\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ol>\n\t<\/div>\n\n<\/div>\n<div class=\"wpb_content_element 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