{"id":492181,"date":"2026-05-08T13:20:00","date_gmt":"2026-05-08T17:20:00","guid":{"rendered":"https:\/\/milesopedia.com\/?p=492181"},"modified":"2026-05-08T13:30:49","modified_gmt":"2026-05-08T17:30:49","slug":"earn-moi-rbc-visa","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/guide\/strategy\/earn-moi-rbc-visa\/","title":{"rendered":"moi RBC<sup><sup>&reg;<\/sup><\/sup> Visa<sup>\u2021<\/sup>: How to Earn More Moi Points"},"content":{"rendered":"\n<p>Making sure that our weekly and monthly expenses stay under control is a ton of work, and all of us could use some support as we try to balance our budget.<\/p>\n\n\n\n<p>Luckily, credit cards like the <a href=\"https:\/\/milesopedia.com\/go\/rbc-moi-visa\/\">moi RBC Visa<\/a> make it easy to <strong>earn Moi points<\/strong> on everyday purchases and save on groceries, household supplies, and drugstore items.<\/p>\n\n\n\n<p>To help you get the most (and save the most), we&#8217;ve put together the guide below so that you can earn more Moi points with the <a href=\"https:\/\/milesopedia.com\/en\/go\/rbc-moi-visa-credit-card\/\" target=\"_blank\" rel=\"noreferrer noopener\">moi RBC Visa<\/a>.<\/p>\n\n\n<figure class=\"component component__image has-text-align-center wp-block-milesgutenberg-image\">\n\t\t\t\t<img decoding=\"async\" class=\"miles_img img-large\" src=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2026\/04\/moi-RBC-Visa-image-of-credit-card.png\" alt=\"moi RBC Visa card\" loading=\"lazy\" width=\"960\" height=\"568\">\n\t\t\t<\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-earn-points-with-the-moi-rbc-visa\">Earn Points with the moi RBC Visa<\/h2>\n\n\n\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/go\/rbc-moi-visa-credit-card\/\" target=\"_blank\" rel=\"noreferrer noopener\">moi RBC Visa<\/a> is an incredibly accessible credit card option thanks to the fact that it has <strong>no annual fee<\/strong> and <strong>no minimum income requirement<\/strong>.<\/p>\n\n\n\n<p>Co-branded with the <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/metromoi\/\" id=\"144542\" target=\"_blank\" rel=\"noreferrer noopener\">Moi program<\/a>, this card <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/program-moi-tricks\/\" id=\"278264\" target=\"_blank\" rel=\"noreferrer noopener\">earns Moi points everywhere<\/a> you shop, giving you a helpful rewards balance that saves you money on groceries, drugstore items, and more.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"278264\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-moi-rbc-visa-earning-rates\">moi RBC Visa earning rates<\/h3>\n\n\n\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/go\/rbc-moi-visa-credit-card\/\" target=\"_blank\" rel=\"noreferrer noopener\">moi RBC Visa <\/a>lets you <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/moi-program-strategy\/\" id=\"289098\" target=\"_blank\" rel=\"noreferrer noopener\">earn Moi points<\/a> on all your purchases, with a few elevated categories. The earning rates are as follows:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li><strong>Earn 2 Moi Points per $1 spent<\/strong> at <a href=\"https:\/\/milesopedia.com\/en\/news\/programs\/metro-inc-new-moi-rewards-program\/\" id=\"233470\" target=\"_blank\" rel=\"noreferrer noopener\">participating Metro<\/a>, Brunet, and Premi\u00e8re Moisson stores in Quebec when you swipe your Moi membership card and pay with your <a href=\"https:\/\/milesopedia.com\/en\/go\/rbc-moi-visa-credit-card\/\" target=\"_blank\" rel=\"noreferrer noopener\">moi RBC Visa credit card<\/a><\/li>\n\n\n\n<li><strong>Earn 2 Moi points per $1 spent<\/strong> at participating Jean Coutu locations in Quebec, New Brunswick, and Ontario when you swipe your Moi membership card and pay with your <a href=\"https:\/\/milesopedia.com\/en\/go\/rbc-moi-visa-credit-card\/\" target=\"_blank\" rel=\"noreferrer noopener\">moi RBC Visa credit card<\/a><\/li>\n\n\n\n<li><strong>Earn 2 Moi points per $1 spent<\/strong> on dining, gas, and EV charging<\/li>\n\n\n\n<li><strong>Earn 1 Moi point per $1 spent<\/strong> everywhere else, including at Super C<\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='l'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--l container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"270728\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"289098,233470\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-moi-rbc-visa-welcome-offer\">moi RBC Visa welcome offer<\/h3>\n\n\n\n<p id=\"h-moi-rbc-visa-welcome-offerthe-moi-rbc-visa-credit-card-typically-comes\">With the <a href=\"https:\/\/milesopedia.com\/en\/go\/rbc-moi-visa-credit-card\/\" target=\"_blank\" rel=\"noreferrer noopener\">moi RBC Visa<\/a>, one of the best ways to earn a bunch of Moi points is by taking advantage of the available welcome offer.<\/p>\n\n\n\n<p>When you apply as a new cardholder, you&#8217;ll typically be offered a bunch of points to entice you to earn faster on the rewards program with the <a href=\"https:\/\/milesopedia.com\/en\/go\/rbc-moi-visa-credit-card\/\">moi RBC Visa<\/a> rewards program.<\/p>\n\n\n\n<p id=\"h-moi-rbc-visa-welcome-offerthe-moi-rbc-visa-credit-card-typically-comes\">Currently, the <a href=\"https:\/\/milesopedia.com\/en\/go\/rbc-moi-visa-credit-card\/\" target=\"_blank\" rel=\"noreferrer noopener\">moi RBC Visa<\/a> is offering <strong>a welcome offer of up to 5,000 Moi points<\/strong>, which can be earned in two chunks:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li>Earn 3,000 Moi points when you make your first purchase on the card<\/li>\n\n\n\n<li>Earn 2,000 more Moi points after you spend at least $500 on your card within 3 months of becoming a cardholder<\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"270400\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-earn-more-moi-points-with-personalized-coupons\">Earn More Moi Points with Personalized Coupons<\/h3>\n\n\n\n<p>Another great way to earn more points with the <a href=\"https:\/\/milesopedia.com\/en\/go\/rbc-moi-visa-credit-card\/\" target=\"_blank\" rel=\"noreferrer noopener\">moi RBC Visa<\/a> is with your Moi loyalty personalized coupons that are found in Moi account. <\/p>\n\n\n\n<p>These coupons are personalized based on your province (Quebec, New Brunswick, or Ontario) and your spending preferences, so you&#8217;ll almost always find something helpful. <\/p>\n\n\n\n<p>The coupons are updated once a week, and you can also toggle to see coupons for specific stores. For example, coupons may give you a discount, bonus points (e.g., 10x points when you spend a certain amount), or extra points (e.g., 250 points when you buy a specific product).<\/p>\n\n\n\n<p>By combining these easy-to-use offers with the points-earning potential of the <a href=\"https:\/\/milesopedia.com\/en\/go\/rbc-moi-visa-credit-card\/\" target=\"_blank\" rel=\"noreferrer noopener\">moi RBC Visa<\/a>, you can double- or even triple-dip on Moi points. <\/p>\n\n\n\n<p>Just make sure to always add your coupons and present your Moi card at checkout to earn more points!<\/p>\n\n\n<figure class=\"component component__image has-text-align-center wp-block-milesgutenberg-image\">\n\t\t\t\t<img decoding=\"async\" class=\"miles_img img-large\" src=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2026\/04\/moi-RBC-Visa-my-coupons-Quebec-EN-1024x621.png\" alt=\"Moi Rewards Quebec coupons examples\" loading=\"lazy\" width=\"1012\" height=\"614\">\n\t\t\t<\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-earn-bonus-moi-points-with-in-store-and-flyer-offers\">Earn Bonus Moi Points with In-Store and Flyer Offers<\/h3>\n\n\n\n<p>Another great way of building your points balance in tandem with using your <a href=\"https:\/\/milesopedia.com\/en\/go\/rbc-moi-visa-credit-card\/\" target=\"_blank\" rel=\"noreferrer noopener\">moi RBC Visa<\/a> credit card is to watch for bonus points events and special points offers in the stores and in the weekly flyers.<\/p>\n\n\n\n<p>Stack these offers on top of the points earned with your <a href=\"https:\/\/milesopedia.com\/en\/go\/rbc-moi-visa-credit-card\/\" target=\"_blank\" rel=\"noreferrer noopener\">moi RBC Visa<\/a> and your account balance is sure to grow quickly.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-member-offers-to-boost-your-moi-points\"><strong>Member Offers to Boost Your Moi Points<\/strong><\/h3>\n\n\n\n<p id=\"h-member-offerscheck-out-the-exclusive-member-offers-for-discounts-and-deals-with-a-bunch-of-merchants-and-then-use-your-moi-rbc-visa-to-earn\">As a member of <a target=\"_blank\" href=\"https:\/\/www.programmemoi.ca\/en\">Moi rewards<\/a>, you can also check out the exclusive member offers for discounts and deals with a bunch of popular merchants.<\/p>\n\n\n\n<p id=\"h-member-offerscheck-out-the-exclusive-member-offers-for-discounts-and-deals-with-a-bunch-of-merchants-and-then-use-your-moi-rbc-visa-to-earn\">By clicking through the offers that appeal to you (available through your Moi account), you can access lots of helpful discounts, and then use your <a href=\"https:\/\/milesopedia.com\/en\/go\/rbc-moi-visa-credit-card\/\" target=\"_blank\" rel=\"noreferrer noopener\">moi RBC Visa<\/a> to earn 1 point per $1 spent on these purchases.<\/p>\n\n\n<figure class=\"component component__image has-text-align-center wp-block-milesgutenberg-image\">\n\t\t\t\t<img decoding=\"async\" class=\"miles_img img-large\" src=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2026\/04\/moi-RBC-Visa-moi-rewards-offers-EN-1024x524.png\" alt=\"moi rewards member offers\" loading=\"lazy\" width=\"1012\" height=\"518\">\n\t\t\t<\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-use-the-card-everywhere\">Use the card everywhere<\/h3>\n\n\n\n<p>Since you can earn 2 Moi points per $1 spent at 900 merchant locations across 3 provinces, as well as on dining, gas, and EV charging, spending in these categories is a fantastic way to earn more points quickly.<\/p>\n\n\n\n<p>Since Moi points have a value of 0.8 cents each, 2 points are worth 1.6 cents. This essentially means that you&#8217;re saving 1.6% every time you use your <a href=\"https:\/\/milesopedia.com\/en\/go\/rbc-moi-visa-credit-card\/\" target=\"_blank\" rel=\"noreferrer noopener\">moi RBC Visa<\/a> for these elevated categories.<\/p>\n\n\n\n<p>In fact, even the base earning rate of 1 Moi point per $1 spent still nets you a value of 0.8% on every dollar you spend on the card.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-redeeming-moi-points\">Redeeming Moi Points<\/h2>\n\n\n\n<p>Using your Moi points to save at participating stores like Metro, Jean Coutu, Super C, Brunet, and Premi\u00e8re Moisson is easy.<\/p>\n\n\n\n<p>You can redeem your Moi points online or in-store once your account balance reaches 500 points (worth $4 off your bill). Then, after the initial 500 points accumulation, you can redeem increments of 125 points for another $1 off.<\/p>\n\n\n\n<p>You can redeem up to a maximum of 25,000 Moi points, saving up to $200 in a single transaction.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"278264,283813\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-other-benefits-of-the-moi-rbc-visa\">Other Benefits of the moi RBC Visa<\/h2>\n\n\n\n<p>Beyond earning lots of Moi points that will help you save on key expenses like groceries, household items, and beauty supplies, the <a href=\"https:\/\/milesopedia.com\/en\/go\/rbc-moi-visa-credit-card\/\" target=\"_blank\" rel=\"noreferrer noopener\">moi RBC Visa<\/a> also comes with the following benefits:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li><strong>Save at Petro-Canada:<\/strong> Enjoy 3 cents off per litre of gas, plus earn 20% more Petro-Points when you <a href=\"https:\/\/milesopedia.com\/en\/news\/programs\/points-moi-rbc\/\" id=\"415932\" target=\"_blank\" rel=\"noreferrer noopener\">link your accounts<\/a><\/li>\n\n\n\n<li><strong><a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/extended-warranty-credit-cards\/\" id=\"132067\" target=\"_blank\" rel=\"noreferrer noopener\">Extended warranty<\/a>:<\/strong> Doubles the original manufacturer&#8217;s warranty, up to 1 year<\/li>\n\n\n\n<li><strong>Purchase security insurance:<\/strong> Covers loss, theft, or damage to an eligible item purchased on the card for up to 90 days<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/milesopedia.com\/en\/finances-personnelles\/assurances\/insurance-mobile-devices\/\" id=\"137724\" target=\"_blank\" rel=\"noreferrer noopener\">Mobile device insurance<\/a>:<\/strong> Covers up to $1,000 in case your device is lost, stolen, or damaged<\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--m container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"137724,132067,415932\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bottom-line\">Bottom Line<\/h2>\n\n\n\n<p>For fans of the Moi program, the <a href=\"https:\/\/milesopedia.com\/en\/go\/rbc-moi-visa-credit-card\/\" target=\"_blank\" rel=\"noreferrer noopener\">moi RBC Visa<\/a> is a helpful credit card that will save you money on groceries, household items, beauty supplies, and more.<\/p>\n\n\n\n<p>With no annual fee and no minimum income requirement, this accessible card is particularly worth considering if you often shop at the eligible stores (which are particularly plentiful in Quebec) like Metro, Jean Coutu, Super C, Brunet, and Premi\u00e8re Moisson.<\/p>\n\n\n\n<p>We also recommend our other helpful articles for more ways to <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/how-to-save-grocery\/\" id=\"126405\">save on groceries<\/a> and <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/learn-manage-budget\/\" id=\"179267\">keep your budget under control<\/a>.<\/p>\n\n\n\n<p>Not sure if the <a href=\"https:\/\/milesopedia.com\/en\/go\/rbc-moi-visa-credit-card\/\" target=\"_blank\" rel=\"noreferrer noopener\">moi RBC Visa<\/a> is right for you? Take a look at the other <a href=\"https:\/\/milesopedia.com\/en\/cards\/rbc\/\" id=\"48542\" target=\"_blank\" rel=\"noreferrer noopener\">great cards on offer from RBC<\/a>, and the other <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/savings-supermarket-comparison-programs-rewards\/\" id=\"257485\" target=\"_blank\" rel=\"noreferrer noopener\">rewards programs that can help you tame your grocery bill<\/a>.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='page'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_page container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"page_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"48542\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--m container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"179267,126405,257485\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='l'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--l container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"270728\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-faqs\">FAQs<\/h3>\n\n\n<aside class=\"component component__faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"whats_the_annual_fee_for_the_moi_rbc_visa_credit_card_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat&#8217;s the annual fee for the moi RBC Visa credit card?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>There is no annual fee for the RBC moi Visa credit card!<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"whats_the_minimum_income_requirement_for_the_rbc_moi_visa_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat&#8217;s the minimum income requirement for the RBC moi Visa?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The <a rel=\"noindex\" title=\"moi RBC Visa credit card\" href=\"https:\/\/milesopedia.com\/en\/go\/rbc-moi-visa-credit-card\/\" data-shortcode=\"true\">moi RBC Visa credit card<\/a> has no minimum income requirement, making it incredibly accessible.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"do_moi_points_expire_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tDo Moi points expire?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>No, moi points don&#8217;t expire; however, your account can be closed (and your points lost) if it&#8217;s inactive for 18 months.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_many_moi_points_do_i_earn_with_the_moi_rbc_visa_card_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow many Moi points do I earn with the moi RBC Visa card?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The <a rel=\"noindex\" title=\"moi RBC Visa credit card\" href=\"https:\/\/milesopedia.com\/en\/go\/rbc-moi-visa-credit-card\/\" data-shortcode=\"true\">moi RBC Visa credit card<\/a> earns Moi points at the following rates:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li>Earn 2 Moi Points per $1 spent at <a href=\"https:\/\/milesopedia.com\/en\/news\/programs\/metro-inc-new-moi-rewards-program\/\" id=\"233470\" target=\"_blank\" rel=\"noreferrer noopener\">participating Metro<\/a>, Brunet, and Premi\u00e8re Moisson stores in Quebec when you swipe your Moi membership card and pay with your <a href=\"https:\/\/milesopedia.com\/en\/go\/rbc-moi-visa-credit-card\/\" target=\"_blank\" rel=\"noreferrer noopener\">moi RBC Visa credit card<\/a><\/li>\n\n\n\n<li>Earn 2 Moi points per $1 spent at participating Jean Coutu locations in Quebec, New Brunswick, and Ontario when you swipe your moi membership card and pay with your <a href=\"https:\/\/milesopedia.com\/en\/go\/rbc-moi-visa-credit-card\/\" target=\"_blank\" rel=\"noreferrer noopener\">moi RBC Visa credit card<\/a><\/li>\n\n\n\n<li>Earn 2 Moi points per $1 spent on dining, gas, and EV charging<\/li>\n\n\n\n<li>Earn 1 Moi point per $1 spent on everything else<\/li>\n<\/ul><\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Learn how to use the moi RBC Visa credit card to maximize the number of Moi points you earn, and save even more on your daily expenses.<\/p>","protected":false},"author":2499,"featured_media":492339,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"292177,243765,166039,1595,261694,389770","_relevanssi_noindex_reason":"","footnotes":""},"categories":[48137],"tags":[],"mc_loyalty_program":[47082],"class_list":["post-492181","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-strategy","mc_loyalty_program-moi-en"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":270728,"mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>moi RBC\u00ae Visa\u2021: How to Earn More Moi Points | Milesopedia<\/title>\n<meta name=\"description\" content=\"Learn how to use the moi RBC Visa credit card to maximize the number of Moi points you earn, and save even more on your daily expenses.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/earn-moi-rbc-visa\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"moi RBC\u00ae Visa\u2021: How to Earn More Moi Points\" \/>\n<meta property=\"og:description\" content=\"Learn how to use the moi RBC Visa credit card to maximize the number of Moi points you earn, and save even more on 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