{"id":488745,"date":"2026-03-22T10:00:00","date_gmt":"2026-03-22T14:00:00","guid":{"rendered":"https:\/\/milesopedia.com\/?p=488745"},"modified":"2026-03-21T09:43:14","modified_gmt":"2026-03-21T13:43:14","slug":"points-pc-optimum-comment-fonctionne-le-programme-et-maximiser-vos-economies","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/guide\/tutorials\/points-pc-optimum-comment-fonctionne-le-programme-et-maximiser-vos-economies\/","title":{"rendered":"PC Optimum Points: How the Program Works and Maximizing Your Savings"},"content":{"rendered":"\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/pc-optimum\/\">PC Optimum program<\/a> offers Canadian consumers a unified platform to earn and redeem PC Optimum points at over 2,500 locations across the country.<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-qu-est-ce-que-le-programme-pc-optimum\">What is the PC Optimum program?<\/h2>\n\n<p>With over 15 million active members, this rewards program allows you to save on your everyday purchases at Loblaws, Shoppers Drug Mart, Esso, and several other participating retailers. Members can accumulate points on their purchases and redeem them for discounts of up to several hundred dollars per transaction.  For other options, see our selection of the <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/\">best credit cards<\/a> in Canada.<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-carte-pc-optimum-comment-obtenir-et-activer-votre-carte\">PC Optimum Card &#8211; How to Get and Activate Your Card<\/h2>\n\n<h3 class=\"wp-block-heading\" id=\"h-comment-activer-votre-carte-pc-optimum\">How to activate your PC Optimum card<\/h3>\n\n<p>To start enjoying the program, you must first obtain your Optimum Maxi card or PC Optimum card. Registration is free and can be done in three ways: <\/p>\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>online on the PC Optimum website,<\/li>\n\n\n\n<li>via the PC Optimum mobile app,<\/li>\n\n\n\n<li>or directly in-store at one of the participating locations.<\/li>\n<\/ul><\/div>\n\n<p>Once you have your card, activation is done simply by creating your PC account online with your email address.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-comment-enregistrer-ma-carte-pc-optimum\">How to register my PC Optimum card<\/h3>\n\n<p>Registering your card is essential to access all the program features. Go to the website or download the PC Optimum app, create your account with a valid email address, then enter the unique number of your physical card. This step will allow you to check your balance, access personalized offers, and manage your preferences.  <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-pc-optimum-historique-et-evolution-du-programme\">PC Optimum &#8211; Program History and Evolution<\/h2>\n\n<h3 class=\"wp-block-heading\" id=\"h-la-fusion-strategique-de-2018\">The strategic merger of 2018<\/h3>\n\n<p>In February 2018, Loblaw Companies Limited merged PC Plus and Shoppers Optimum. This merger created today\u2019s PC Optimum program, allowing members to enjoy the benefits of both previous programs without losing their accumulated points. Shoppers Optimum cardholders were able to automatically transfer their points to the new unified platform.  <\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-acquisition-par-eqb-en-2026\">Acquisition by EQB in 2026<\/h3>\n\n<p>A major change is coming in 2026: <a href=\"https:\/\/milesopedia.com\/en\/news\/finance\/eqb-to-acquire-pc-financial\/\">EQB, owner of EQ Bank, will acquire PC Financial<\/a> and become the exclusive financial partner of the program. This transition promises to bring even more benefits and ways to accumulate points for Canadian members. <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-les-avantages-du-programme-pc-optimum\">The benefits of the PC Optimum program<\/h2>\n\n<h3 class=\"wp-block-heading\" id=\"h-etendue-de-la-couverture\">Extensive coverage<\/h3>\n\n<p><strong>The PC Optimum program<\/strong> is overseen by the <strong>Loblaws<\/strong> grocery chain and lets you earn points through purchases of President\u2019s Choice-branded products.<\/p>\n\n<p>PC members can now earn and redeem <strong>PC Optimum<\/strong> points at various stores. This includes popular brands such as Real Canadian Superstore, Loblaws, and many other Loblaw-affiliated retailers, as well as <a href=\"https:\/\/milesopedia.com\/en\/guides\/grocery-rewards-credit-card\/#h-chez-maxi-avec-le-programme-pc-optimum\">Maxi<\/a>, Provigo, Shoppers Drug Mart, Joe Fresh, Esso and Mobil in Quebec.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-une-base-de-membres-solide\">A strong membership base<\/h3>\n\n<p>The PC Optimum program has rapidly gained in popularity since its launch. Today, it boasts over 10 million members in Canada, testifying to its relevance and added value for Canadian consumers.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-telecharger-mes-offres-avec-l-application\">Download my offers with the application<\/h3>\n\n<p>As a loyal buyer, you can access personalized and exclusive offers visible on <a target=\"_blank\" href=\"https:\/\/www.pcoptimum.ca\/\">optimum.ca<\/a> or the Optimum PC application. To download the application, go to Google Play or Apple.<\/p>\n\n<p>To sign up and create your account, you will need to provide some personal information, such as an email address and your name. You can link your unique identification number if you already have a card in the store. The app is easy to use, and you can add offers to your favourites. Thanks to the application, you can optimize your savings according to the products you buy.<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-accumuler-des-points-pc-optimum\">Earn PC Optimum points<\/h2>\n\n<h3 class=\"wp-block-heading\" id=\"h-comment-gagner-des-points-pc-optimum\">How do I earn PC Optimum points?<\/h3>\n\n<p>The primary way to earn <a target=\"_blank\" href=\"https:\/\/www.pcoptimum.ca\/company-policy\/terms-and-conditions\">PC Optimum points<\/a> is to make purchases at participating stores and present your PC Optimum card. Each purchase earns you PC Optimum points, which can be exchanged for rewards. From time to time, special promotions are organized, offering members the chance to earn bonus points. Keep an eye out for these offers to maximize your earnings.<\/p>\n\n<p>However, we recommend <strong>combining your membership in this loyalty program with applying for one of the <a href=\"https:\/\/milesopedia.com\/en\/cards\/pc-financial\/\">President\u2019s Choice Financial credit cards<\/a>.<\/strong> This will help you optimize your spending and quickly multiply your points.<\/p>\n\n<p>Here are the different ways to accumulate and maximize your PC Optimum points.<\/p>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"329347,22761,22760\"\n\t\t\t\t\t\t\tdata-utm=\"pc-optimum\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n<h3 class=\"wp-block-heading\" id=\"h-shoppers-drug-mart-pharmaprix\">Shoppers Drug Mart \/ Pharmaprix<\/h3>\n\n<p>Since the PC Optimum program was originally the Shoppers Optimum program, some of the best ways to earn (and redeem) points are offered through Shoppers Drug Mart\/Shoppers Drug Mart.<\/p>\n\n<p>With your PC Optimum card, you can earn a base rate of 15 points per dollar spent at Shoppers Drug Mart and Pharmaprix locations across the country.<\/p>\n\n<h4 class=\"wp-block-heading\" id=\"h-evenements-promotionnels\">Promotional events<\/h4>\n\n<p>In addition to the regular PC Optimum earn rate, Shoppers Drug Mart\/Shoppers Drug Mart offers promotional deals and special earn events throughout the year, such as the famous 20x the points events.<\/p>\n\n<p>By timing your major purchases and product stockpiling with these events, you have the opportunity to quickly accumulate a large number of points.<\/p>\n\n<h4 class=\"wp-block-heading\" id=\"h-offres-personnalisees\">Customized offers<\/h4>\n\n<p>Check the PC Optimum app regularly to stay up to date on <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/pc-optimum-offers\/\">PC Optimum program personalized offers<\/a> that give you bonus points on specific items\u2014or even free items.<\/p>\n\n<h4 class=\"wp-block-heading\" id=\"h-s-inscrire-pour-recevoir-des-courriels-textes\">Sign up to receive emails\/texts<\/h4>\n\n<p>Shoppers Drug Mart\/Pharmaprix typically offers bonus points if you sign up for promotional emails or text messages and spend a certain amount.<\/p>\n\n<p>While this is a one-time offer and you must spend money to earn these points, it&#8217;s an easy way to increase your account balance.<\/p>\n\n<p>Discover our <a href=\"https:\/\/milesopedia.com\/en\/guides\/strategies\/guide-tips-save-shoppers-drug-mart-pc-optimum\/\">best tips to save at Shoppers Drug Mart with the PC Optimum program<\/a>.<\/p>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"473089,482266\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n<h3 class=\"wp-block-heading\" id=\"h-programme-pc-optimum-epiceries-participantes\">PC Optimum Program &#8211; Participating Grocery Stores<\/h3>\n\n<p>You can earn <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/pc-optimum\/\">PC Optimum<\/a> points at the following grocery stores in Canada:<\/p>\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li><a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/7-ways-to-save-at-loblaws-no-frills-with-pc-optimum\/\">Loblaws<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/guides\/strategies\/how-to-save-at-maxi-and-provigo-with-pc-optimum\/\">Provigo<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/guides\/strategies\/how-to-save-at-maxi-and-provigo-with-pc-optimum\/\">Maxi<\/a><\/li>\n\n\n\n<li>Maxi &amp; Cie<\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/7-ways-to-save-at-loblaws-no-frills-with-pc-optimum\/\">No Frills<\/a><\/li>\n\n\n\n<li>Fortinos<\/li>\n\n\n\n<li>Real Canadian Superstore<\/li>\n\n\n\n<li>Your Independent Grocer<\/li>\n\n\n\n<li>Atlantic Superstore<\/li>\n\n\n\n<li>Save Easy<\/li>\n\n\n\n<li>Valu-mart<\/li>\n\n\n\n<li>Zehrs<\/li>\n\n\n\n<li>Independent City Market<\/li>\n\n\n\n<li>Extra Foods<\/li>\n\n\n\n<li>Bloor Street Market<\/li>\n\n\n\n<li>Dominion<\/li>\n\n\n\n<li>PC Express (Loblaws\u2019 online grocery delivery service)<\/li>\n<\/ul><\/div>\n\n<p>While you don&#8217;t accumulate points based on amounts spent, you can earn a good number by purchasing specific promotional items in-store, thanks to weekly offers and your personalized offers that you can find in the app. Also see our <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/grocery\/\">best credit cards for groceries<\/a> to maximize your rewards.<\/p>\n\n<p>If you prefer to shop from home, you can still earn PC Optimum points when you order groceries online through PC Express. In addition, bonus points are often offered if you choose to subscribe to the <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/pc-express-pass\/\">PC Express Pass<\/a>. <\/p>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--m container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"474053,475730,479105\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n<h3 class=\"wp-block-heading\" id=\"h-cartes-de-credit-pc-finance\">PC Financial Credit Cards<\/h3>\n\n<p>One of the easiest ways to earn PC Optimum points on all your purchases is to use one of the four available <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/pc-financial-credit-cards-which-is-the-right-one-for-you\/\">PC Financial credit cards<\/a>:<\/p>\n\n<div class=\"component component__list links\"><ul class=\"wp-block-list is-style-links\">\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/pc-mastercard\/\">PC Mastercard<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/pc-world-mastercard\/\">PC World Mastercard<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/pc-world-elite-mastercard\/\">World Elite Mastercard PC<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/pc-insiders-world-elite-mastercard\/\">PC Insiders\u2122 World Elite Mastercard<sup>&reg;<\/sup><\/a><\/li>\n<\/ul><\/div>\n\n<p>As a cardholder, you accumulate points with every use and benefit from a multi-tier earning rate, up to 45 PC Optimum points per dollar spent.<\/p>\n\n<p>To help you choose the card that best suits your needs and goals, see our guide to the <a href=\"https:\/\/milesopedia.com\/en\/cards\/pc-financial\/\">best PC Financial credit cards<\/a>.<\/p>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h4 id=\"pc_mastercard_\">PC&reg; Mastercard&reg;<\/h4>\n\t\t\t\t<p>The PC<sup><sup>&reg;<\/sup><\/sup> Mastercard<sup><sup>&reg;<\/sup><\/sup> offers a <strong>20,000 PC Optimum<sup>\u2122<\/sup> welcome bonus<\/strong> after you spend $50 in the first two months, all with <strong>no annual fee<\/strong>. It\u2019s an ideal entry-level card to start earning points within the Loblaw ecosystem.<\/p>\n<ul>\n<li><strong>1% back in points<\/strong> at Loblaw banner grocery stores, including <strong>Loblaws<sup>MD<\/sup><\/strong>, <strong>No Frills<sup>MD<\/sup><\/strong>, <strong>Real Canadian Superstore<sup>MD<\/sup><\/strong>, <strong>Maxi<sup>MD<\/sup><\/strong>, and other locations<sup>3<\/sup>.<\/li>\n<li><strong>At least 3\u00a2 <\/strong><strong> per litre <\/strong>back in points on fuel at <strong>Esso<\/strong> and <strong>Mobil<\/strong> stations<\/li>\n<li><strong>2.5% back in points<\/strong> at <strong>Shoppers Drug Mart<\/strong> and <strong>Pharmaprix<\/strong><\/li>\n<li><strong>1% back in points<\/strong> at <strong>Joe Fresh<\/strong><\/li>\n<li><strong>1% back in points<\/strong> everywhere else<\/li>\n<\/ul>\n<p>This way, you earn between <strong>1% and 3% back<\/strong> on your purchases at PC Optimum stores. Your points can then be redeemed for <strong>discounts at checkout<\/strong> or a <strong>$7 credit per 10,000 points<\/strong> applied directly to your card balance.<\/p>\n<p>With its <strong>90-day purchase assurance<\/strong>, <strong>extended warranty<\/strong>, and <strong>Mastercard Global Service<\/strong>, this card offers valuable protections for a no-annual-fee card.<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22760\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h4 id=\"pc_world_mastercard_\">PC&reg; World Mastercard&reg;<\/h4>\n\t\t\t\t<p>With a <strong>welcome bonus of 20,000 PC Optimum points<\/strong> after spending $50 in the first two months and <strong>no annual fee<\/strong>, the PC World Mastercard is a solid option for regular customers in the Loblaw ecosystem. Here\u2019s what it offers: <\/p>\n<ul>\n<li><strong>3.5% back in points<\/strong> at <strong>Shoppers Drug Mart<\/strong> and <strong>Shoppers Drug Mart<\/strong><\/li>\n<li><strong>At least 3\u00a2 per litre back in points<\/strong> at <strong>Esso<\/strong> and <strong>Mobil<\/strong> stations<\/li>\n<li><strong>Earn 2% back in points<\/strong> at Loblaw banner grocery stores including <strong>Loblaws<sup><sup>&reg;<\/sup><\/sup><\/strong>, <strong>No Frills<sup><sup>&reg;<\/sup><\/sup><\/strong>, <strong>Real Canadian Superstore<sup>&reg;<\/sup><\/strong>, <strong>Maxi<sup><sup>&reg;<\/sup><\/sup><\/strong> and more<sup>3<\/sup>.<\/li>\n<li><strong>1% back in points<\/strong> everywhere else<\/li>\n<\/ul>\n<p>In practical terms, this represents between <strong>1% and 3.5% back<\/strong> on your purchases at PC Optimum partner stores. Your points can be redeemed for <strong>discounts<\/strong> at checkout or converted into a <strong>$7 statement credit for every 10,000 points<\/strong>. <\/p>\n<p>The card also includes a <strong>24\/7 concierge service<\/strong>, <strong>90-day purchase assurance<\/strong>, an <strong>extended warranty<\/strong>, and <strong>Mastercard Global Service<\/strong> in case of emergency \u2014 all without paying a single dollar in annual fees.<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22761\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h4 id=\"pc_world_elite_mastercard_\">PC&reg; World Elite&reg; Mastercard&reg;<\/h4>\n\t\t\t\t<p>The PC World Elite Mastercard currently offers a <strong>20,000 PC Optimum points welcome bonus<\/strong> after spending $50 in the first two months, <strong>with no annual fee<\/strong>. With this Card:<\/p>\n<ul>\n<li>4.5% back in points at <strong>Shoppers Drug Mart<sup><sup>&reg;<\/sup><\/sup><\/strong> and <strong>Pharmaprix<sup><sup>&reg;<\/sup>5<\/sup><\/strong><\/li>\n<li><strong>Get 3% back in points<\/strong> at Loblaw banner grocery stores including <strong>Loblaws<sup><sup>&reg;<\/sup><\/sup><\/strong>, <strong>No Frills<sup><sup>&reg;<\/sup><\/sup><\/strong>, <strong>Real Canadian Superstore<sup><sup>&reg;<\/sup><\/sup><\/strong>, <strong>Maxi<sup><sup>&reg;<\/sup><\/sup><\/strong> and at <strong>Joe Fresh<\/strong>.<\/li>\n<li><strong>At least 3\u00a2 per litre back in points<\/strong> on fuel at <strong>Esso<\/strong> and <strong>Mobil<\/strong><\/li>\n<li><strong>1% back in points<\/strong> per dollar spent <strong>everywhere else<\/strong><\/li>\n<\/ul>\n<p>This means you get between <strong>1% and 4.5% back<\/strong> on your purchases made at PC Optimum stores. You can then use your points for <strong>discounts at checkout<\/strong> or convert them into <strong>$7 credit per 10,000 points<\/strong> directly on your card balance. <\/p>\n<p>Additionally, this card includes <strong>travel medical insurance<\/strong>, <strong>rental car collision insurance<\/strong>, a <strong>concierge service<\/strong>, and <strong>90-day purchase assurance<\/strong>\u2014rare benefits for a no-annual-fee card.<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"329347\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"472862\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n<h3 class=\"wp-block-heading\" id=\"h-le-compte-pc-argent\">The PC Money account<\/h3>\n\n<p>You can also accumulate <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/pc-optimum\/\">PC Optimum<\/a> points by opening and using a <a href=\"https:\/\/milesopedia.com\/en\/news\/finance\/pc-money-account\/\">PC Money Account<\/a>.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-programme-pc-optimum-stations-service-participantes\">PC Optimum Program &#8211; Participating Gas Stations<\/h3>\n\n<p>Scan your <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/pc-optimum\/\">PC Optimum<\/a> card when you fill up at over 4,500 Esso and Mobil <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/best-credit-cards-gas\/\">gas stations<\/a> in Canada and accumulate points as follows:<\/p>\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li><strong>10 points per litre:<\/strong> Earn 10 points per full litre of gas purchased<\/li>\n\n\n\n<li><strong>10 points per dollar:<\/strong> Earn 10 points per dollar spent at the gas station convenience store or car wash<\/li>\n<\/ul><\/div>\n\n<p>Stack these rewards with the extra points you earn with your <a href=\"https:\/\/milesopedia.com\/en\/cards\/pc-financial\/\">PC Financial credit card<\/a> and watch your balance grow. Also see our <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/gas-transit\/\">best credit cards for gas and transportation<\/a>. <\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-joursplus-pc-optimum\">PC Optimum Plus Days<\/h3>\n\n<p>In addition to the special points events offered by Shoppers Drug Mart\/Shoppers Drug Mart, you can also watch for another key points event available at more banners: PC Optimum <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/pc-optimum\/\">Bonus Days<\/a>.<\/p>\n\n<p>PC Optimum Bonus Days offer exclusive deals, such as the opportunity to get 50% back in points on specific items, at Shoppers Drug Mart\/Shoppers Drug Mart, Loblaws, Real Canadian Superstore, Esso, Mobil, and more.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-les-adeptes-pc\">PC Insiders<\/h3>\n\n<p>PC Insiders is a subscription service that offers subscribers additional benefits and higher point earning rates within the <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/pc-optimum\/\">PC Optimum program<\/a>.<\/p>\n<aside class=\"component component__notice component__notice--warning wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-exclamation-triangle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\t<span class=\"h6 component__notice__title\">\n\t\t\t\tRegistration currently closed\t\t\t<\/span>\n\t\t\t\t\n\n<p>Registration for the PC Optimum Insiders program is not currently available due to high demand. Here are the features for reference. <\/p>\n\n\t<\/div>\n<\/aside>\n\n<h4 class=\"wp-block-heading\" id=\"h-comparatif-des-deux-programmes-de-pc-optimum\">Comparison of the two PC Optimum programs<\/h4>\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><\/th><th><strong>Optimum<\/strong><\/th><th><strong>Optimum Insiders<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>Annual Fee<\/strong><\/td><td>Free<\/td><td>$119 + taxes<\/td><\/tr><tr><td><strong>Earning points through personalized offers<\/strong><\/td><td>Yes<\/td><td>Yes<\/td><\/tr><tr><td><strong>10% discount on all PC products<\/strong><\/td><td>No<\/td><td>Yes<\/td><\/tr><tr><td><strong>Easy online ordering and no collection fees<\/strong><\/td><td>No<\/td><td>Yes \u2014 Priority time slots<\/td><\/tr><tr><td><strong>Free delivery with no minimum purchase at Joefresh.com and ShoppersDrugMart.ca<\/strong><\/td><td>No<\/td><td>Yes<\/td><\/tr><tr><td><strong>10% off all Joe Fresh items<\/strong><\/td><td>No<\/td><td>Yes<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"h-application-pc-sante\">PC Health App<\/h3>\n\n<p>A fun way to accumulate a few extra <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/pc-optimum\/\">PC Optimum<\/a> points is to download and use the <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/pc-health\/\">PC Health app<\/a>.<\/p>\n\n<p>This app helps you manage your health with resources and support. In addition, it generally offers the opportunity to earn PC Optimum points when you first sign up and when you participate in health programs and challenges. <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-echanger-vos-points-pc-optimum\">Redeeming your PC Optimum points<\/h2>\n\n<p>As a general rule, <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/pc-optimum-points-value\/\">PC Optimum points are worth 0.1 cents each<\/a> and must typically be redeemed in increments of 10,000.<\/p>\n\n<p>However, there are a few exceptions, particularly for obtaining added value or adding bonus points to your redemptions.<\/p>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"481780\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n<h3 class=\"wp-block-heading\" id=\"h-economiser-sur-l-epicerie\">Save on groceries<\/h3>\n\n<p>One of the most common ways to use <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/pc-optimum\/\">PC Optimum<\/a> points is to redeem points in-store to save on your bill at participating grocery stores. Discover <a href=\"https:\/\/milesopedia.com\/en\/guides\/strategies\/how-to-save-at-maxi-and-provigo-with-pc-optimum\/\">our best tips at Maxi<\/a>, for example. <\/p>\n\n<p>Points can be redeemed at the rate of 10,000 points = $10 when you check out, and they must be redeemed in increments of 10,000.<\/p>\n\n<p>Watch for special event redemption days, as they offer extra value for your points.<\/p>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"474053\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\t<span class=\"h6 component__notice__title\">\n\t\t\t\tPoints redemption exclusions\t\t\t<\/span>\n\t\t\t\t\n\n<p>You cannot earn or redeem points on the following items: tobacco, lottery tickets, alcohol, gift cards, prepaid card products, passport photos, public transit tickets and passes, event tickets, and a few other items.<\/p>\n\n\t<\/div>\n<\/aside>\n\n<h3 class=\"wp-block-heading\" id=\"h-en-savoir-plus-sur-les-journees-d-echange-promotionnelles\">Learn more about promotional redemption days<\/h3>\n\n<p>You can redeem your points at Shoppers Drug Mart\/Shoppers Drug Mart at the regular rate of 10,000 points = $10. However, if you want to get the most out of your <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/pc-optimum\/\">PC Optimum<\/a> points, wait for one of the <a href=\"https:\/\/milesopedia.com\/en\/rewards\/special-offers\/promotion-shoppers-drug-mart-pc-optimum\/\">Shoppers Drug Mart\/Shoppers Drug Mart Spend Your Points<\/a> events. <\/p>\n\n<p>These events offer bonus points when you redeem a certain number of points. For example, at previous events, you could redeem 70,000 points for $70 plus $30 in bonus points, giving you a value of $100. <\/p>\n\n<p>You can also redeem your PC Optimum points at the Shoppers Drug Mart\/Pharmaprix online store, which gives you access to a number of products that are not available in physical stores.<\/p>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"474642\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n<h3 class=\"wp-block-heading\" id=\"h-economiser-sur-l-essence-et-les-lavages-de-voiture\">Save on gas and car washes<\/h3>\n\n<p>PC Optimum points can also be redeemed for a discount the next time you fill up your vehicle at participating Esso or Mobil gas stations.<\/p>\n\n<p>By redeeming 4,000 points, you get $0.10 off per whole liter of fuel (up to 40 liters), which is a value equivalent to the 10,000 points = $10 redemption you can get at grocery stores and pharmacies.<\/p>\n\n<p>You can also redeem 10,000 points for a car wash package of your choice at the same gas stations. Depending on the package you choose, this redemption can be worth more than $10, making it a good use of your points. <\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-echanger-chez-joefresh\">Redeem at JoeFresh<\/h3>\n\n<p>For those looking to refresh their wardrobe, <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/pc-optimum\/\">PC Optimum<\/a> points can also be redeemed at Joe Fresh at the regular rate of 10,000 points = $10.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-credit-sur-le-releve-pour-les-cartes-de-credit-pc-finance\">Statement credit for PC Financial credit cards<\/h3>\n\n<p>If you hold one of the <a href=\"https:\/\/milesopedia.com\/en\/cards\/pc-financial\/\">4 PC Financial credit cards<\/a>, you can redeem your PC Optimum points for a statement credit to help cover your expenses at the rate of <strong>10,000 points = $7<\/strong>.<\/p>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='page'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_page container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"page_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"48538\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n<p>We <strong>strongly recommend redeeming your PC points during a promotional period<\/strong> when redemption rates are especially attractive. This will give you a higher cash return for the same number of points. <\/p>\n\n<p><strong>By combining the <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/pc-optimum\/\">PC Optimum loyalty card<\/a>, a <a href=\"https:\/\/milesopedia.com\/en\/cards\/pc-financial\/\">PC Financial credit card<\/a>, and the <a href=\"https:\/\/milesopedia.com\/en\/news\/finance\/pc-money-account\/\">PC Money Account<\/a>, you will get the best return of PC points on your everyday spending.<\/strong><\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-verdict\">Verdict<\/h2>\n\n<p><strong>PC Optimum offers a highly compelling loyalty program<\/strong> with a strong lineup of financial products, simple and generous points earning, and regular, attractive promotional offers.<\/p>\n\n<p><strong>PC Financial credit cards<\/strong> appeal to Canadian consumers thanks to no annual fee, an attractive rewards earn rate, and included insurance. The PC Money Account also includes several benefits such as <strong>no monthly fees<\/strong> and a <strong>50,000 PC points welcome offer<\/strong>. <\/p>\n\n<p>However, while this program has several advantages, a few elements could be improved. <strong>PC Optimum credit cards are excellent<\/strong>, but <strong>the PC Optimum card on its own and the Money Account do not stand out as much<\/strong> in terms of points earning or meaningful benefits.<\/p>\n\n<p>These two products deliver the most value when combined with President\u2019s Choice Financial credit cards, but a <strong>higher earn rate would have been appreciated<\/strong>. In short, <strong>the PC Optimum points program is an excellent option for Canadian consumers who shop frequently<\/strong> at Maxi, Provigo, Joe Fresh, Shoppers Drug Mart, and Esso. <\/p>\n\n<p>Joining the three financial products offered through this loyalty program will allow you to quickly earn rewards that can be redeemed for attractive cash discounts. If you are only an occasional shopper at one of these retailers, your cash returns will be modest. To receive our analyses each week, subscribe to our <a href=\"https:\/\/milesopedia.com\/en\/newsletter\/\">newsletter<\/a>.  <\/p>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='page'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_page container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"page_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"48538\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n<aside class=\"component component__promo__banner wp-block-milesgutenberg-promo-banner\">\n\t<i class=\"fontawesome-icon\">\n<svg width=\"16\" height=\"16\" viewBox=\"0 0 512 512\" aria-hidden=\"true\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t   <path fill=\"currentColor\" d=\"M48 64C21.5 64 0 85.5 0 112c0 15.1 7.1 29.3 19.2 38.4L236.8 313.6c11.4 8.5 27 8.5 38.4 0L492.8 150.4c12.1-9.1 19.2-23.3 19.2-38.4c0-26.5-21.5-48-48-48L48 64zM0 176L0 384c0 35.3 28.7 64 64 64l384 0c35.3 0 64-28.7 64-64l0-208L294.4 339.2c-22.8 17.1-54 17.1-76.8 0L0 176z\"\/>\n\t\t  \t<\/svg>\n<\/i>\t<div class=\"component__promo__banner__content\">\n\t\t<div>\n\t\t\t\t\t\t\t<span class=\"component__promo__banner__title\">\n\t\t\t\t\tNe ratez rien&nbsp;!\t\t\t\t<\/span>\n\t\t\t\t\t\t\n\t\t\t\n\n<p>News, great deals, and updates directly to your inbox.<\/p>\n\n\t\t<\/div>\n\t\t\t\t\t<div>\n\t\t\t\t<a class=\"inline-btn component__promo__banner__button\" href=\"https:\/\/milesopedia.com\/infolettre\/\" target=\"_blank\" rel=\"noopener noreferrer external\" title=\"Recevez notre newsletter chaque semaine&nbsp;!\">\n\t\t\t\t\tJe m&#039;inscris\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t<\/div>\n\t<div class=\"miles-clouds\"><img decoding=\"async\" src=\"https:\/\/milesopedia.com\/wp-content\/themes\/milesopedia\/images\/clouds.png\" alt=\"Milesopedia\" loading=\"lazy\"><\/div><\/aside>\n<h3 class=\"wp-block-heading\" id=\"pc_optimum_-_frequently_asked_questions\">PC Optimum &#8211; Frequently asked questions<\/h3>\n<aside class=\"component component__faq wp-block-milesgutenberg-faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item__title wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"do_pc_optimum_points_expire_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tDo PC Optimum points expire?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>PC Optimum points do not expire, but they may be forfeited if your account remains inactive for more than two years, as it could be closed. Earn or redeem points at least once to keep them active. <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item__title wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_to_activate_my_pc_optimum_card_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow to activate my PC Optimum card?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Visit the PC Optimum website or download the mobile app. Create an account with your email address, then enter the unique number of your physical card to activate it and start accumulating points. <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item__title wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_to_see_my_pc_optimum_points_balance_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow to see my PC Optimum points balance?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Check your balance via the PC Optimum app (displayed on the home page), on the pcoptimum.ca website after logging in, or directly on your receipts after each purchase at participating stores.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item__title wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_do_i_become_a_member_of_the_pc_optimum_program_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow do I become a member of the PC Optimum program?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>You can sign up online or through the mobile app. You will need a valid e-mail address to complete the registration process.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item__title wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_do_i_download_pc_optimum_offers_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow do I download PC Optimum offers?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Download the PC Optimum app from your mobile app store. Once installed, open the application and log in using your unique identifier, usually your e-mail address.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item__title wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_do_i_redeem_pc_optimum_points_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow do I redeem PC Optimum points?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Go to one of the participating stores, such as Shoppers Drug Mart, Real Canadian Superstore, or Loblaws. You can also redeem your points through the app by following the instructions provided. <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item__title wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_do_i_get_the_maxi_points_card_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow do I get the Maxi points card?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>You can register in-store or online to become a Maxi member and benefit from the PC Optimum program. Once registered, you&#8217;ll receive a Maxi points card that you can use to earn PC Optimum points.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item__title wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"which_stores_use_pc_optimum_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhich stores use PC Optimum?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>PC Optimum is accepted at Loblaws, Provigo, Maxi, Shoppers Drug Mart, Joe Fresh, Real Canadian Superstore, No Frills, as well as participating Esso and Mobil gas stations, among other Loblaw-affiliated banners.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item__title wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_do_i_contact_pc_optimum_technical_support_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow do I contact PC Optimum technical support?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>If you have any questions or concerns about the PC Optimum program, you can contact PC Optimum support at 1-866-727-6468.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>","protected":false},"excerpt":{"rendered":"<p>The PC Optimum program is one of the most popular in Canada, allowing you to quickly accumulate points at grocery stores, pharmacies, and gas stations. Discover how to use your PC Optimum card to save on your everyday purchases and maximize the value of your points. <\/p>","protected":false},"author":3,"featured_media":436140,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[48139],"tags":[],"mc_loyalty_program":[751],"class_list":["post-488745","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tutorials","mc_issuer-pc-financial","mc_loyalty_program-optimum-en","mc_market-all-of-canada"],"acf":{"post_series":false,"mc_series_order":"","mc_approved_badge":false,"mc_card_used":329347,"mc_featured_card_specific":329347,"mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>PC Optimum points | Complete Guide | Milesopedia<\/title>\n<meta name=\"description\" content=\"PC Optimum is a grocery, drugstore and gas station rewards program in Canada. 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