{"id":486417,"date":"2026-03-02T07:30:00","date_gmt":"2026-03-02T12:30:00","guid":{"rendered":"https:\/\/milesopedia.com\/?p=486417"},"modified":"2026-03-02T14:12:48","modified_gmt":"2026-03-02T19:12:48","slug":"casa-scotiabank-rent-scene","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/news\/finance\/casa-scotiabank-rent-scene\/","title":{"rendered":"Casa and Scotiabank: Earn Scene+ Points on Rent"},"content":{"rendered":"\n<p class=\"has-medium-font-size\">The <a target=\"_blank\" href=\"https:\/\/www.scotiabank.com\/ca\/en\/personal\/credit-cards\/visa\/scotiagold-passport-card-casa.html?cid=S1eCASA0825-101\">ScotiaGold Passport<sup>&reg;<\/sup> Visa* Card<\/a> becomes the first credit card in Canada to allow rent payments without transaction fees on the <a target=\"_blank\" href=\"https:\/\/www.paywithcasa.com\/\">Casa<\/a> platform, while earning 1 Scene+ point per dollar spent.<\/p>\n\n<p>This collaboration between Casa and Scotiabank, announced on March 2, 2026, revolutionizes housing expense payments in Canada. ScotiaGold Passport<sup>&reg;<\/sup> Visa* Card holders can now turn their largest monthly expense into a rewards opportunity, with no additional fees. Unfortunately, Casa is not currently available for Quebec residents.  <\/p>\n<figure class=\"component component__image has-text-align-center wp-block-milesgutenberg-image\">\n\t\t\t\t<img decoding=\"async\" class=\"miles_img img-large\" src=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2026\/03\/casa-paiement.png\" alt=\"casa paiement\" loading=\"lazy\" width=\"1012\" height=\"560\">\n\t\t\t<\/figure>\n\n<h2 class=\"wp-block-heading\" id=\"h-comment-fonctionne-le-paiement-de-loyer-sans-frais-avec-casa\">How Does Fee-Free Rent Payment Work with Casa?<\/h2>\n\n<p>The process is simple: use your ScotiaGold Passport<sup>&reg;<\/sup> Visa* Card on the Casa platform to pay your rent or condo fees, and the transaction fees usually charged by Casa are automatically waived. You earn 1 Scene+ point per dollar spent on all your daily purchases, and if you spend a minimum of $350 per month, you also get 1 Scene+ point per dollar on your rent payments made via Casa. <\/p>\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li><strong>$0 transaction fees<\/strong> on Casa with the ScotiaGold Passport<sup>&reg;<\/sup> Visa* Card<\/li>\n\n\n\n<li><strong>1 Scene+ point per dollar<\/strong> on daily purchases<\/li>\n\n\n\n<li><strong>1 Scene+ point per dollar<\/strong> on rent (minimum $350\/month in purchases required)<\/li>\n\n\n\n<li><strong>Over 500,000 units<\/strong> in the Casa Community network<\/li>\n<\/ul><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-quelle-est-la-valeur-des-points-scene-obtenus-sur-le-loyer\">What is the Value of Scene+ points Earned on Rent?<\/h2>\n\n<p>With an average rent of $2,000 per month, you can earn 2,000 Scene+ points monthly, or 24,000 points annually just on your rent. The value of a Scene+ point varies between 0.67 and 1 cent depending on usage, representing a potential value of $160 to $240 per year in rewards on your rent alone. <\/p>\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Monthly Rent Amount<\/th><th>Scene+ points per month<\/th><th>Scene+ points per year<\/th><th>Estimated Annual Value<\/th><\/tr><\/thead><tbody><tr><td>$1,500<\/td><td>1&nbsp;500<\/td><td>18&nbsp;000<\/td><td>$120 &#8211; $180<\/td><\/tr><tr><td>2,000$<\/td><td>2&nbsp;000<\/td><td>24&nbsp;000<\/td><td>$160 &#8211; $240<\/td><\/tr><tr><td>2 500$<\/td><td>2&nbsp;500<\/td><td>30&nbsp;000<\/td><td>$200 &#8211; $300<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n<p>To maximize the value of your Scene+ points, read our article on the <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/best-use-scene-points\/\">best ways to redeem your Scene+ points<\/a>.<\/p>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"413985\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n<h2 class=\"wp-block-heading\" id=\"h-qui-peut-utiliser-casa-pour-payer-son-loyer\">Who Can Use Casa to Pay Rent?<\/h2>\n\n<p>Casa is available to all Canadian residents, with the exception of Quebec. The platform now extends beyond the initial Casa Community network, allowing tenants across Canada to pay their rent via Casa, even in buildings that do not normally accept credit cards. <\/p>\n\n<p>The Casa Community network currently includes partnerships with industry leaders such as:<\/p>\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>FirstService Residential<\/li>\n\n\n\n<li>Westdale Properties<\/li>\n\n\n\n<li>Signet Group<\/li>\n\n\n\n<li>Deveraux Apartment Communities<\/li>\n\n\n\n<li>Fengate<\/li>\n<\/ul><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-quels-sont-les-frais-pour-les-autres-cartes-de-credit-sur-casa\">What are the Fees for Other Credit Cards on Casa?<\/h2>\n\n<p>Users of other Canadian Visa and Mastercard credit cards can also use Casa, but standard transaction fees apply. Only the ScotiaGold Passport<sup>&reg;<\/sup> Visa* Card benefits from a complete exemption from transaction fees on the Casa platform. <\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-avantages-de-la-carte-visa-or-passeport-scotia-sur-casa\">Advantages of the ScotiaGold Passport<sup>&reg;<\/sup> Visa* Card on Casa<\/h3>\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li>No Casa transaction fees<\/li>\n\n\n\n<li>Accumulation of Scene+ points on rent<\/li>\n\n\n\n<li>Loyalty program with over 15 million members<\/li>\n\n\n\n<li>Points redeemable for travel, groceries, gas, entertainment<\/li>\n\n\n\n<li>First card in Canada with this exclusive offer<\/li>\n<\/ul><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"h-inconvenients-a-considerer\">Disadvantages to Consider<\/h3>\n\n<div class=\"component component__list red-cross\"><ul class=\"wp-block-list is-style-red-cross\">\n<li>Not available in Quebec<\/li>\n\n\n\n<li>Minimum $350 in monthly purchases required for points on rent<\/li>\n\n\n\n<li>Offer exclusive to the ScotiaGold Passport<sup>&reg;<\/sup> Visa* Card; fees apply with other cards<\/li>\n\n\n\n<li>Requires use of the Casa platform<\/li>\n<\/ul><\/div>\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\n\n<p>Currently, the only way to apply for the ScotiaGold Passport<sup>&reg;<\/sup> Visa* Card is through the <a href=\"https:\/\/www.paywithcasa.com\/#mission\">Casa website<\/a>.<\/p>\n\n\t<\/div>\n<\/aside>\n\n<h2 class=\"wp-block-heading\" id=\"h-comment-les-proprietaires-beneficient-ils-de-casa\">How Do Landlords Benefit from Casa?<\/h2>\n\n<p>Casa also offers significant benefits to landlords and property managers. The platform simplifies rent collection, streamlines accounting reconciliation, and reduces administrative burden. Landlords can even offer Scene+ points as incentives to encourage lease signing or renewal.  <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-quelle-est-la-difference-avec-les-autres-options-de-paiement-de-loyer\">What is the Difference from Other Rent Payment Options?<\/h2>\n\n<p>Unlike other <a href=\"https:\/\/milesopedia.com\/en\/reviews\/products\/chexy-earn-rewards-rent-payments\/\" type=\"post\" id=\"299514\" target=\"_blank\" rel=\"noreferrer noopener\">credit card rent payment platforms like Chexy<\/a> which typically charge between 1.75% and 3.5% in fees, Casa with the ScotiaGold Passport<sup>&reg;<\/sup> Visa* Card offers 0% transaction fees, representing a saving of $35 per month on a $2,000 rent.<\/p>\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Platform<\/th><th>Transaction fees<\/th><th>Cost on $2,000\/month rent<\/th><th>Rewards<\/th><\/tr><\/thead><tbody><tr><td>Casa + ScotiaGold Passport<sup>&reg;<\/sup> Visa* Card<\/td><td>0&nbsp;%<\/td><td>$0<\/td><td>2,000 Scene+ points<\/td><\/tr><tr><td><a rel=\"noindex\" title=\"Chexy\" href=\"https:\/\/milesopedia.com\/go\/chexy\/\" data-shortcode=\"true\">Chexy<\/a><\/td><td>1,75&nbsp;%<\/td><td>$35<\/td><td>Variable depending on the card used<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n<p>There is an alternative to Casa in Canada: <strong>Chexy<\/strong>, a Toronto-based platform that also allows you to pay your rent by credit card. <a rel=\"noindex\" title=\"Chexy\" href=\"https:\/\/milesopedia.com\/go\/chexy\/\" data-shortcode=\"true\">Chexy<\/a> charges a 1.75% fee for Canadian Visa and American Express cards (2.5% for international cards), but offers the advantage of being available across Canada, including Quebec. The platform also offers additional services such as Credit Builder to improve your credit score and the <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/chexy-bills-taxes-credit-card\/\" type=\"post\" id=\"438781\">ability to pay bills and taxes<\/a>. However, with its 0% fees on the Casa platform, the ScotiaGold Passport<sup>&reg;<\/sup> Visa* Card remains the most economical option for paying rent by credit card in Canada.  <\/p>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"299825\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n<h2 class=\"wp-block-heading\" id=\"h-comment-s-inscrire-a-casa-et-obtenir-la-carte\">How to Register for Casa and Get the Card?<\/h2>\n\n<p>To start paying your rent fee-free and earning Scene+ points, follow these simple steps:<\/p>\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Visit <strong><a target=\"_blank\" href=\"https:\/\/www.paywithcasa.com\/\">paywithcasa.com<\/a><\/strong> to check if your property is eligible<\/li>\n\n\n\n<li>Apply for the ScotiaGold Passport<sup>&reg;<\/sup> Visa* Card at <strong><strong><strong><a target=\"_blank\" href=\"https:\/\/www.scotiabank.com\/ca\/en\/personal\/credit-cards\/visa\/scotiagold-passport-card-casa.html?cid=S1eCASA0825-101\">scotiabank.com\/casa<\/a><\/strong><\/strong><\/strong><\/li>\n\n\n\n<li>Create your Casa account and link your card<\/li>\n\n\n\n<li>Set up your automatic rent payments<\/li>\n\n\n\n<li>Start accumulating Scene+ points fee-free<\/li>\n<\/ul><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion\">Bottom Line<\/h2>\n\n<p>The alliance between Casa and Scotiabank marks a major turning point in the Canadian housing payment industry. Tenants can transform their largest monthly expense into a rewards opportunity, with no additional fees. With no payment fees on rent, plus the value of accumulated Scene+ points, this innovation represents an interesting opportunity for millions of Canadian tenants.  <\/p>\n\n<p>This exclusive offer for the ScotiaGold Passport<sup>&reg;<\/sup> Visa* Card sets a new industry standard and could well transform how Canadians perceive and manage their housing payments. It is unfortunate, however, that it is not accessible to Quebec residents.<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-questions-frequemment-posees\">Frequently Asked Questions<\/h2>\n<aside class=\"component component__faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_much_exactly_does_the_scotiagold_passport_visa_card_cost_in_2026_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow Much Exactly Does the ScotiaGold Passport<sup>&reg;<\/sup> Visa* Card Cost in 2026?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The Scotiabank Gold Passport Visa card has an annual fee of $110 in 2026, but the first year annual fee is waived for new cardholders. However, with the savings on Casa transaction fees (normally 2.5% to 3.5%), this annual fee is quickly compensated for the following years. <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"can_i_pay_my_mortgage_with_casa_and_earn_points_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tCan I Pay My Mortgage with Casa and Earn Points?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>No, Casa is designed specifically for rent and condo fee payments. Mortgage payments are not accepted on the Casa platform. The offer is only for tenants and condo owners who pay monthly fees.  <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"what_is_the_real_value_of_a_scene_point_in_2026_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat is the Real Value of a Scene+ point in 2026?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>One Scene+ point is worth between 0.67 cents and 1 cent in 2026, depending on how you redeem it. The best values are obtained when redeeming for travel or groceries at Sobeys\/IGA. <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"my_landlord_refuses_credit_cards_can_i_still_use_casa_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tMy Landlord Refuses Credit Cards, Can I Still Use Casa?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes, this is one of Casa&#8217;s great advantages. The platform allows you to pay by credit card even in buildings that do not normally accept this payment method. Casa makes the payment to your landlord according to their preferred method (transfer, check, etc.) while you pay Casa by card.  <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_long_does_it_take_for_my_rent_payment_to_be_processed_via_casa_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow Long Does It Take for My Rent Payment to Be Processed via Casa?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Payments via Casa are generally processed within 2 to 5 business days. It is recommended to set up your automatic payments at least 7 days before your rent due date to avoid any delays. <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"is_there_a_maximum_limit_on_the_rent_amount_i_can_pay_with_casa_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tIs There a Maximum Limit on the Rent Amount I Can Pay with Casa?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Casa does not impose a specific limit on rent amounts, but your credit limit on the ScotiaGold Passport<sup>&reg;<\/sup> Visa* Card applies. Most cards have sufficient limits to cover average Canadian rents of $1,500 to $3,000 per month. Contact Scotiabank to increase your limit if necessary.  <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>","protected":false},"excerpt":{"rendered":"<p>Earn Scene+ points by paying your rent through Casa, thanks to this new partnership with Scotiabank. <\/p>","protected":false},"author":2464,"featured_media":486416,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"432701,93459,382939,437546,247905,217286","_relevanssi_noindex_reason":"","footnotes":""},"categories":[48417],"tags":[],"mc_loyalty_program":[697],"class_list":["post-486417","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","mc_loyalty_program-sceneplus"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":"","mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- 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