{"id":484455,"date":"2026-02-12T12:21:30","date_gmt":"2026-02-12T17:21:30","guid":{"rendered":"https:\/\/milesopedia.com\/?p=484455"},"modified":"2026-02-12T12:21:37","modified_gmt":"2026-02-12T17:21:37","slug":"comparison-td-rewards-vs-scotiabank-sceneplus","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/guide\/strategy\/comparison-td-rewards-vs-scotiabank-sceneplus\/","title":{"rendered":"Head-to-Head: TD Rewards vs. Scotiabank Scene+"},"content":{"rendered":"\n<p>TD Rewards and Scotiabank&#8217;s Scene+ are two notable bank rewards programs that offer members the chance to earn valuable points and redeem them for travel, free groceries, and more.<\/p>\n\n\n\n<p>In this head-to-head, we\u2019ll compare these two programs to see how they stack up in key categories, and to see which one is best suited to your earning and redeeming preferences.<\/p>\n\n\n<figure class=\"component component__image has-text-align-center wp-block-milesgutenberg-image\">\n\t\t\t\t<img decoding=\"async\" class=\"miles_img img-large\" src=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2026\/02\/Greece-white-buildings-blue-roofs-1024x533.png\" alt=\"Greece - white buildings blue roofs\" loading=\"lazy\" width=\"1012\" height=\"527\">\n\t\t\t<\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-td-rewards-vs-scotiabank-scene\">TD Rewards vs. Scotiabank Scene+<\/h2>\n\n\n\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/td-rewards\/\" type=\"card_reward\" id=\"213934\">TD Rewards program<\/a> and the <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/sceneplus\/\" type=\"card_reward\" id=\"166073\">Scotiabank Scene+ program<\/a> both offer members a number of great ways to earn points and redeem them for valuable things like travel, free groceries, statement credits, and more.<\/p>\n\n\n\n<p>To help us figure out which of these program is the best, let&#8217;s compare the following 3 key program areas:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li>Earning points<\/li>\n\n\n\n<li>Redemption options<\/li>\n\n\n\n<li>Program benefits<\/li>\n<\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-earning-points\">Earning Points<\/h2>\n\n\n\n<p>Both TD Rewards and Scotiabank&#8217;s Scene+ give its members a diversity of ways to earn points through their programs. <\/p>\n\n\n\n<p>In the sections below, we&#8217;ll compare the different earning options to see which program makes it easiest to stack up a bunch of points.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-co-branded-credit-cards\">Co-branded credit cards<\/h3>\n\n\n\n<p>With the TD Rewards program, you can <strong>earn TD Rewards Points with the following personal credit cards<\/strong>:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/td-rewards-visa-card\/\" type=\"card\" id=\"22726\">TD Rewards Visa* Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/td-platinum-travel-visa-card\/\" type=\"card\" id=\"22725\">TD Platinum Travel Visa* Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/td-first-class-travel-visa-infinite-card\/\" type=\"card\" id=\"22724\">TD First Class Travel Visa Infinite* Card<\/a><\/li>\n<\/ul><\/div>\n\n\n\n<p>With these cards, you can <strong>earn between 1 and 8 TD Rewards Points for each $1 you spend<\/strong> across all purchase categories, giving you lots of opportunity to pile up these valuable rewards.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22726,22725,22724\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p>Comparatively, you can <strong>earn Scene+ points with these Scotiabank credit cards<\/strong>:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scene-visa-card\/\">Scotiabank<sup><sup>&reg;<\/sup><\/sup> Scene+\u2122 Visa* Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-passport-visa-infinite-card\/\">Scotiabank Passport\u2122 Visa Infinite* Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-passport-visa-infinite-privilege-card\/\">Scotiabank Passport<sup><sup>&reg;<\/sup><\/sup> Visa Infinite Privilege* Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-american-express-card\/\">Scotiabank American Express<sup><sup>&reg;<\/sup><\/sup> Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup><sup>&reg;<\/sup><\/sup> Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-platinum-american-express\/\">Scotiabank<sup><sup>&reg;<\/sup><\/sup>* Platinum American Express<sup><sup>&reg;<\/sup><\/sup> Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-passport-visa-infinite-business-card\/\">Scotiabank Passport<sup><sup>&reg;<\/sup><\/sup> Visa Infinite Business* Card<\/a><\/li>\n<\/ul><\/div>\n\n\n\n<p>With the Scene+ credit cards, there&#8217;s a good mix of both Visa and American Express options, and depending on which card you choose, you can <strong>earn from 1 to 6 Scene+ points per $1 spent<\/strong>. <\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='10'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--7 container_count--lots'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22642,22638,434951,22639,22640,22641,381456\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p>From the lists above, we can see that both TD Rewards and Scene+ offer a range of cards, making the programs accessible to all types of rewards collectors.<\/p>\n\n\n\n<p>It&#8217;s nice to see that each program offers <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/no-fee\/\" type=\"page\" id=\"207264\">no-annual-fee options<\/a> alongside premium options so that there&#8217;s something for everyone.<\/p>\n\n\n\n<p>Additionally, all of the above cards from both programs typically come with a welcome offer to help jump start your new points journey.<\/p>\n\n\n\n<p><a rel=\"noindex\" title=\"TD Rewards Visa* Card - ROC\" href=\"https:\/\/milesopedia.com\/en\/go\/td-rewards-visa-card\/\" data-shortcode=\"true\"><br><\/a><\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m'\n\t\t\t\tdata-post_type='page'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_page container_template--m container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"page_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"48550,216328,207264\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-other-ways-to-earn\">Other ways to earn<\/h3>\n\n\n\n<p>In addition to earning points with the credit cards listed above, fans of Scene+ are able to also earn points just by holding a program membership card and scanning it any time they make an eligible purchase.<\/p>\n\n\n\n<p>Scene+ stands out in this way since it&#8217;s <a href=\"https:\/\/www.sceneplus.ca\/\">free to join via the program&#8217;s website<\/a>, and it lets you earn at participating merchants like Sobeys, IGA, Cineplex, Home Hardware, and more \u2014&nbsp;all without having to get a new credit card (though the credit cards are definitely worthwhile too!). <br><br>As a member of Scene+ and\/or a Scene+ credit card holder, you can <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/best-ways-earn-scene-points\/\" type=\"post\" id=\"407754\">earn additional points<\/a> in the following ways:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li><a href=\"https:\/\/milesopedia.com\/en\/news\/programs\/promo-voyage-scene-plus\/\" type=\"post\" id=\"329203\">Booking travel<\/a> through <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/save-travel-sceneplus-points\/\" type=\"post\" id=\"248186\">Scene+ Travel,<\/a> powered by Expedia<\/li>\n\n\n\n<li>Spending at partnered grocery stores like <a href=\"https:\/\/milesopedia.com\/en\/rewards\/sceneplus-points-iga-sobeys\/\" type=\"post\" id=\"216187\">Sobeys, IGA, Foodland, FreshCo<\/a>, and more<\/li>\n\n\n\n<li>Spending at partnered merchants like Home Hardware, Cineplex, and more<\/li>\n\n\n\n<li>Looking out for personalized discounts and offers<\/li>\n\n\n\n<li>Buying items that offer bonus points<\/li>\n\n\n\n<li>Shopping during <a href=\"https:\/\/milesopedia.com\/en\/rewards\/special-offers\/scene-points-days\/\" type=\"post\" id=\"465970\">Scene+ Points Days<\/a><\/li>\n\n\n\n<li>Shopping with <a href=\"https:\/\/milesopedia.com\/en\/rewards\/special-offers\/promotion-rakuten-scene-cashback\/\" type=\"post\" id=\"269802\">Rakuten<\/a><\/li>\n<\/ul><\/div>\n\n\n\n<p>On the other side of our comparison, <strong>earning TD Rewards Points is limited exclusively to spending on the associated credit cards<\/strong>.<\/p>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\t<span class=\"h6 component__notice__title\">\n\t\t\t\tAdvantage: Scotiabank Scene+\t\t\t<\/span>\n\t\t\t\t\n\n<p>In the earning category, we&#8217;re going to crown Scotiabank&#8217;s Scene+ program since you&#8217;re able to not only earn with the family of credit cards, but you&#8217;re also able to earn just by becoming a member and scanning your card during eligible purchases.<\/p>\n\n\n\n<p>Additionally, we like that Scotiabank offers both Visa and American Express cards to give customers options for their everyday spending.<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='6'\n\t\t\t\tclass='deferred_container--preload container_post container_template--m container_count--6 container_count--lots'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"329203,248186,465970,269802,216187,407754\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-redemption-options\">Redemption Options<\/h2>\n\n\n\n<p>We all know that the really satisfying part of rewards programs is when we finally get to start redeeming points and saving money across our purchases.<\/p>\n\n\n\n<p>Conveniently, both TD Rewards and Scotiabank Scene+ give you multiple different ways to redeem your points:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li>Travel<\/li>\n\n\n\n<li>Free groceries, dining, and entertainment<\/li>\n\n\n\n<li>Online shopping<\/li>\n\n\n\n<li>Gift cards and merchandise<\/li>\n\n\n\n<li>Statement credits and education<\/li>\n<\/ul><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-travel\">Travel<\/h3>\n\n\n\n<p>Regardless of whether you&#8217;re earning TD Rewards Points or Scene+ points, one of the best ways to redeem your stash is for travel.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-td-rewards\">TD Rewards<\/h4>\n\n\n\n<p>With TD Rewards, the most valuable way you can redeem your points is for <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/expedia-for-td-guide\/\" type=\"post\" id=\"214598\">travel booked through Expedia for TD<\/a>. When you use this option, you <strong>get 0.5 cents per TD Rewards Point <\/strong>to help cover flights, hotels, and more.<\/p>\n\n\n\n<p>TD Rewards also lets you save on travel through their Pay Off Purchases option. <\/p>\n\n\n\n<p>With this payment feature, you can <a href=\"https:\/\/milesopedia.com\/en\/avis\/produits\/8-reasons-td-first-class-travel-card\/\" type=\"post\" id=\"442259\">cover eligible travel expenses made on your credit card<\/a> at a rate of <strong>225 TD Rewards Points = $1 (or 0.44 cents per point)<\/strong>. <\/p>\n\n\n\n<p>It&#8217;s worth noting that this redemption option can also be used to cover non-travel purchases, but when you go this route, you&#8217;ll only get a value of <strong>400 TD Rewards Points = $1 (or 0.25 cents per point)<\/strong>.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"214598,442259\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\t<span class=\"h6 component__notice__title\">\n\t\t\t\tBook Any way\t\t\t<\/span>\n\t\t\t\t\n\n<p>Additionally, TD advertises a Book Any Way redemption option through which you can get a value of 250 TD Rewards Points = $1 (or 0.4 cents per point), but this option seems to be limited to select client. You can check your TD account or contact customer if this option is of interest to you.<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-scotiabank-scene\">Scotiabank Scene+<\/h4>\n\n\n\n<p>Comparatively, Scene+ also offers two different ways to redeem your points for travel. <\/p>\n\n\n\n<p>First, you can use your accumulated points to help cover the cost of <strong>travel booked through Scene+ by Expedia<\/strong>. This option is basically identical to the TD Rewards one mentioned above, but you&#8217;ll get higher value since you can <strong>redeem your Scene+ points for 1 cent each<\/strong>.<\/p>\n\n\n\n<p>For travel that isn&#8217;t booked the Scene+ by Expedia, you can use the <strong>Points for Travel<\/strong> feature. This option helps you save on travel with Scene+ points by giving you a<strong> value of 1 cent per point <\/strong>when you redeem for eligible travel purchases made on your credit card within the last 12 months.<\/p>\n\n\n\n<p>This is a great option to help cover expenses incurred at <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/independent-hotels\/\" type=\"post\" id=\"354257\">Airbnbs and smaller boutique hotels, as well as for other travel costs<\/a> that aren&#8217;t redeemable through airline and hotel loyalty programs.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"354257\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-free-groceries-dining-and-entertainment\">Free groceries, dining, and entertainment<\/h3>\n\n\n\n<p>Probably one of the Scene+ program&#8217;s most familiar redemption options is the ability to instantly <a href=\"https:\/\/milesopedia.com\/en\/guide\/grocery-rewards-credit-card\/\" type=\"post\" id=\"232179\">redeem points at eligible grocery stores<\/a>, restaurants, and entertainment venues.<\/p>\n\n\n\n<p>Through this option, Scene+ members can <strong>redeem 1,000 points for $10 off<\/strong> at the IGA, Sobeys, Swiss Chalet, Cineplex, and more. <\/p>\n\n\n\n<p>TD Rewards, comparatively, doesn&#8217;t offer this type of instant in-store redemption.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"232179\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-online-shopping\">Online shopping<\/h3>\n\n\n\n<p>For fans of online shopping, you can <strong>redeem your TD Rewards Points through Shop with Points at a rate 0.33 cents per point<\/strong> for <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/amazon-shop-with-points\/\" type=\"post\" id=\"465777\">purchases made on Amazon.ca<\/a>.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"465777\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-gift-cards-and-merchandise\">Gift cards and merchandise<\/h3>\n\n\n\n<p>Another redemption avenue that&#8217;s available through these programs is the option to use your points for gift cards and merchandise. <\/p>\n\n\n\n<p>Within the gift card category, the available value for your points can fluctuate depending on which gift card you choose, but generally speaking, you can get a <strong>value of around 0.75 cents per Scene+ point or 0.25 cents per TD Rewards Point<\/strong>.<\/p>\n\n\n\n<p>With TD Rewards, you can also redeem your points for merchandise through your account and the rewards portal, accessing <strong>value of 0.25\u20130.33 cents per TD Rewards Point.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-statement-credit\">Statement credit<\/h3>\n\n\n\n<p>Both TD Rewards and Scotiabank Scene+ let you redeem your points for statement credits that help pay down your credit card bill, as follows:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong>TD Rewards:<\/strong> 0.25 cents per TD Rewards Point<\/li>\n\n\n\n<li><strong>Scene+:<\/strong> Starting at 3,000 points = $20 or 0.67 cents per Scene+ point<\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\t<span class=\"h6 component__notice__title\">\n\t\t\t\tAdvantage: Scotiabank Scene+\t\t\t<\/span>\n\t\t\t\t\n\n<p>In this category, we&#8217;re giving the advantage to the Scene+ program thanks to its higher redemption value of 1 cent per point, and the fact that you can redeem your points instantly in-store for savings on groceries, dining, and entertainment. <\/p>\n\n\t<\/div>\n<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-program-benefits\">Program Benefits<\/h2>\n\n\n\n<p>Beyond the ability to earn points and redeem them a number of different ways, both the TD Rewards program and the Scotiabank Scene+ program give their credit card holders a nice offering of additional benefits. <\/p>\n\n\n\n<p>The exact selection of perks that you can enjoy will depend on the credit card that you hold, but generally speaking, you can find the following within the different card families:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-td-rewards-0\">TD Rewards<\/h3>\n\n\n\n<p>With the TD Rewards family of cards, you can enjoy the following benefits:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li><a href=\"https:\/\/milesopedia.com\/en\/guides\/strategies\/free-airport-lounge-access\/\" type=\"post\" id=\"49443\">Airport lounge access<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/how-to-use-annual-travel-credit-td-first-class-visa-infinite\/\" type=\"post\" id=\"439342\">Annual travel credit<\/a><\/li>\n\n\n\n<li>Book travel through Expedia for TD<\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/travel-insurance-credit-cards\/\" type=\"post\" id=\"192394\">Comprehensive travel insurance<\/a><\/li>\n\n\n\n<li>Car rental insurance<\/li>\n\n\n\n<li>Savings with Avis and Budget car rentals<\/li>\n\n\n\n<li>&#8230;and more<\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--m container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"49443,192394,439342\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-scotiabank-scene-0\">Scotiabank Scene+<\/h3>\n\n\n\n<p>Depending on which Scotiabank credit card you have, you can potentially have the following perks:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li><a href=\"https:\/\/milesopedia.com\/en\/avis\/cartes-credit\/best-no-foreign-transaction-fees-cards\/\">No F\/X fees<\/a><\/li>\n\n\n\n<li>Complimentary airport lounge access<\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/annual-credits\/\">Annual travel credit<\/a><\/li>\n\n\n\n<li>Book travel through Scene+ Travel, powered by Expedia<\/li>\n\n\n\n<li>Access to <a href=\"https:\/\/milesopedia.com\/en\/rewards\/special-offers\/american-express-offers\/\">Amex Offers<\/a>, Amex Experiences, and Amex Front-of-the-Line (if you hold an American Express card)<\/li>\n\n\n\n<li>Priority airport services<\/li>\n\n\n\n<li>Elite status with eligible car rental companies<\/li>\n\n\n\n<li>Diverse travel insurance coverage<\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/theft-damage-car-rental-credit-cards\/\">Car rental insurance<\/a><\/li>\n\n\n\n<li>\u2026and more<\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--4'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"88339,137717,70999,116748\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\t<span class=\"h6 component__notice__title\">\n\t\t\t\tAdvantage: Scotiabank scene+\t\t\t<\/span>\n\t\t\t\t\n\n<p>In terms of the benefits category, we think that these programs are nearly tied since both families of credit cards offer excellent travel perks that can save you money when you travel and make your trips more comfortable. <\/p>\n\n\n\n<p>However, we&#8217;re once again giving the win to Scotiabank Scene+ as we think it stands out just a little more with its offer of no FX fees with certain cards. We also like that Scotiabank offers both Visa and American Express options, giving you more ways to earn and save.<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bottom-line\">Bottom Line<\/h2>\n\n\n\n<p>So, after comparing the programs across the above three key categories, which do we think should take the top prize: TD Rewards or Scotiabank Scene+?<\/p>\n\n\n\n<p>In each of the categories (i.e., earning, redeeming, and benefits), we gave the advantage to the Scene+ program since it tends to offer just a little bit more across the board. <\/p>\n\n\n\n<p>That said, the TD Rewards program was such a close second in each category that it&#8217;s hardly fair to choose a favourite, especially considering that ultimately, the best rewards program is the one that you&#8217;ll use to its fullest potential.<\/p>\n\n\n\n<p>Both TD Rewards and Scotiabank Scene+ offer excellent value and diverse redemption opportunities, so we think that the best program is whichever one feels the most accessible to you.<\/p>\n\n\n\n<p>Since both programs are easy to join, you may want to watch for a <a href=\"https:\/\/milesopedia.com\/en\/offers\/cards\/td-credit-card-welcome-offers\/\" type=\"post\" id=\"86712\">lucrative welcome offer from either TD Rewards<\/a> or <a href=\"https:\/\/milesopedia.com\/en\/offers\/cards\/scotiabank-sceneplus-credit-card-offers\/\" type=\"post\" id=\"216135\">Scene+<\/a> to help tilt the scale one way or the other.<\/p>\n\n\n\n<p>You can also read our head-to-head between the <a href=\"https:\/\/milesopedia.com\/en\/avis\/cartes-credit\/comparison-visa-infinite-passport-bank-scotia-vs-td-first-class-travel\/\" type=\"post\" id=\"339228\">TD First Class Travel Visa Infinite Card and the Scotiabank Visa Infinite Passport Card<\/a> to further compare these two programs and help you choose.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"86712,216135\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-faqs\">FAQs<\/h3>\n\n\n<aside class=\"component component__faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"which_credit_cards_earn_td_rewards_points_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhich credit cards earn TD Rewards points?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>You can earn TD Rewards points with the following credit cards:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/td-rewards-visa-card\/\" type=\"card\" id=\"22726\">TD Rewards Visa* Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/td-platinum-travel-visa-card\/\" type=\"card\" id=\"22725\">TD Platinum Travel Visa* Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/td-first-class-travel-visa-infinite-card\/\" type=\"card\" id=\"22724\">TD First Class Travel Visa Infinite* Card<\/a><\/li>\n<\/ul><\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"which_credit_cards_can_i_use_to_earn_scene_points_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhich credit cards can I use to earn Scene+ points?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>For those interested in earning Scene+, you can use the credit cards listed below:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scene-visa-card\/\">Scotiabank<sup><sup>&reg;<\/sup><\/sup> Scene+\u2122 Visa* Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-passport-visa-infinite-card\/\">Scotiabank Passport\u2122 Visa Infinite* Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-passport-visa-infinite-privilege-card\/\">Scotiabank Passport<sup><sup>&reg;<\/sup><\/sup> Visa Infinite Privilege* Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-american-express-card\/\">Scotiabank American Express<sup><sup>&reg;<\/sup><\/sup> Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup><sup>&reg;<\/sup><\/sup> Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-platinum-american-express\/\">Scotiabank<sup><sup>&reg;<\/sup><\/sup>* Platinum American Express<sup><sup>&reg;<\/sup><\/sup> Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-passport-visa-infinite-business-card\/\">Scotiabank Passport<sup><sup>&reg;<\/sup><\/sup> Visa Infinite Business* Card<\/a><\/li>\n<\/ul><\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"whats_the_best_way_to_redeem_td_rewards_points_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat&#8217;s the best way to redeem TD Rewards points?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>If you want to maximize the value you get from your stash of rewards, the best way to redeem TD Rewards Points is for travel bookings made through Expedia for TD. This option provides a value of 0.5 cents per TD Reward Point.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"whats_the_best_way_to_redeem_scene_points_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat&#8217;s the best way to redeem Scene+ points?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The best way to redeem your accumulated Scene+ points is for free travel, groceries, dining, and entertainment at a rate of 1 Scene+ point = 1 cent.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"can_i_earn_scene_points_without_a_credit_card_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tCan I earn Scene+ points without a credit card?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes, you can absolutely earn Scene+ points without a credit card. All you need to do is go <a target=\"_blank\" href=\"https:\/\/www.sceneplus.ca\/\">the Scene+ program website<\/a> and sign up for a free membership. You can then add your membership card to your e-wallet and start earning points on all eligible purchases.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>","protected":false},"excerpt":{"rendered":"<p>Welcome to our comparison of two bank loyalty programs: TD Rewards and Scotiabank Scene+. <\/p>","protected":false},"author":2499,"featured_media":484719,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"376119,148567,448750,398932,410376,469467","_relevanssi_noindex_reason":"","footnotes":""},"categories":[48137],"tags":[],"mc_loyalty_program":[],"class_list":["post-484455","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-strategy"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":"","mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Head-to-Head: TD Rewards vs. Scotiabank Scene+ | Milesopedia<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/comparison-td-rewards-vs-scotiabank-sceneplus\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Head-to-Head: TD Rewards vs. Scotiabank Scene+\" \/>\n<meta property=\"og:description\" content=\"Welcome to our comparison of two bank loyalty programs: TD Rewards and Scotiabank Scene+.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/comparison-td-rewards-vs-scotiabank-sceneplus\/\" \/>\n<meta property=\"og:site_name\" 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