{"id":481174,"date":"2026-04-14T09:10:47","date_gmt":"2026-04-14T13:10:47","guid":{"rendered":"https:\/\/milesopedia.com\/?p=481174"},"modified":"2026-04-15T14:24:00","modified_gmt":"2026-04-15T18:24:00","slug":"comparison-scotiabank-sceneplus-vs-pc-optimum","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/guide\/strategy\/comparison-scotiabank-sceneplus-vs-pc-optimum\/","title":{"rendered":"Head-to-Head: Scotiabank Scene+ vs. PC Optimum"},"content":{"rendered":"\n<p>When it comes to using reward points to save money, it can be very attractive to look towards bigger ticket items like a free flight or spending the night in a luxury hotel. <\/p>\n\n\n\n<p>And while we here at Milesopedia are obviously big fans of travelling for cheap or free (who wouldn&#8217;t be, right?), we also think it&#8217;s super worthwhile getting to know the programs that can help save you money on your day-to-day expenses. <\/p>\n\n\n\n<p>In this article, we&#8217;re going to look at two such programs, PC Optimum and Scotiabank&#8217;s Scene+, to see how they compare in terms of earning, redeeming, and benefits. <\/p>\n\n\n<figure class=\"component component__image has-text-align-center wp-block-milesgutenberg-image\">\n\t\t\t\t<img decoding=\"async\" class=\"miles_img img-large\" src=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2026\/01\/Scene-vs-PC-Optimum-grocery-store-people-shopping-1024x571.png\" alt=\"Scene vs PC Optimum - grocery store people shopping\" loading=\"lazy\" width=\"1012\" height=\"564\">\n\t\t\t<\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-scotiabank-scene-vs-pc-optimum\">Scotiabank Scene+ vs. PC Optimum<\/h2>\n\n\n\n<p><a href=\"https:\/\/milesopedia.com\/en\/reward-program\/sceneplus\/\">Scotiabank&#8217;s Scene+<\/a> and <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/pc-optimum\/\">PC Optimum<\/a> are both easy-to-access rewards programs that can help you <strong>save money on day-to-day expenses like groceries, dining, and more<\/strong>.<\/p>\n\n\n\n<p>In our comparison, we&#8217;ll look at the following three areas to help determine which program is better and why:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li><a target=\"_blank\" href=\"http:\/\/h-earning-points\">Earning points<\/a><\/li>\n\n\n\n<li><a target=\"_blank\" href=\"http:\/\/h-redemption-options\">Redemption options<\/a><\/li>\n\n\n\n<li><a target=\"_blank\" href=\"http:\/\/h-program-benefits\">Program benefits<\/a><\/li>\n<\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-earning-points\">Earning Points<\/h2>\n\n\n\n<p>Both the <strong>Scene+<\/strong> and <strong>PC Optimum<\/strong> program offer members a few different ways to earn points, so let&#8217;s see which one makes it easiest to fill up your account.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-free-program-membership\">Free program membership<\/h3>\n\n\n\n<p>One of the great features of both the rewards programs in this comparison is that they are <strong>free to join<\/strong> and members can <strong>earn points without needing a credit card<\/strong>.<\/p>\n\n\n\n<p>Both Scene+ and PC Optimum let you earn points by scanning your membership card when you make purchases at participating merchants as follows:<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-scene\">Scene+<\/h4>\n\n\n\n<p>Anyone can easily join Scene+ by signing up on the <a href=\"https:\/\/www.sceneplus.ca\/\">program&#8217;s website<\/a> and adding their membership card to their virtual wallet or requesting a physical card.<\/p>\n\n\n\n<p>Once you&#8217;re a member, you can <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/best-ways-earn-scene-points\/\">earn Scene+ points<\/a> when you shop at eligible merchants such as:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li><a href=\"https:\/\/milesopedia.com\/en\/rewards\/sceneplus-points-iga-sobeys\/\">Sobeys, IGA<\/a>, <a href=\"https:\/\/milesopedia.com\/en\/reviews\/products\/voila-iga\/\">Voil\u00e0 by IGA<\/a>, and other partnered grocery stores<\/li>\n\n\n\n<li>Restaurants like Swiss Chalet, Harvey&#8217;s, Montana&#8217;s, East Side Mario&#8217;s, and more<\/li>\n\n\n\n<li>Home Hardware<\/li>\n\n\n\n<li>Cineplex, Playdium, and The Rec Room<\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/rewards\/special-offers\/promotion-rakuten-scene-cashback\/\">Scene+ Rakuten<\/a><\/li>\n<\/ul><\/div>\n\n\n\n<p>Through these options, you will typically <strong>earn between 1\u20135 Scene+ points per $1 spent<\/strong>.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--m container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"216187,263856,269802\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-pc-optimum\">PC Optimum<\/h4>\n\n\n\n<p>Similarly to Scene+, individuals looking to earn PC Optimum points can get started by simply visiting the <a href=\"https:\/\/www.pcoptimum.ca\/\">program&#8217;s website<\/a> and signing up for a free membership.<\/p>\n\n\n\n<p>They can then scan their membership card and earn points whenever they shop at the following merchants:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li><a href=\"https:\/\/milesopedia.com\/en\/guides\/strategies\/guide-tips-save-shoppers-drug-mart-pc-optimum\/\">Shoppers Drug Mart\/Pharmaprix<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/7-ways-to-save-at-loblaws-no-frills-with-pc-optimum\/\">Loblaws, No Frills<\/a>, <a href=\"https:\/\/milesopedia.com\/en\/guides\/strategies\/how-to-save-at-maxi-and-provigo-with-pc-optimum\/\">Provigo, Maxi,<\/a> and other partnered grocery stores<\/li>\n\n\n\n<li>Grocery deliveries through PC Express (with or with the <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/pc-express-pass\/\">PC Express Pass<\/a>)<\/li>\n\n\n\n<li>Joe Fresh<\/li>\n\n\n\n<li>Participating gas stations like Esso and Mobil<\/li>\n<\/ul><\/div>\n\n\n\n<p>Through these avenues, you can earn up to <strong>15 PC Optimum points per $1<\/strong>.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--4'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"479105,473089,474053,475730\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-co-branded-credit-cards\">Co-branded credit cards<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-scene-0\">Scene+<\/h4>\n\n\n\n<p>Scotiabank offers the following credit cards that earn Scene+ points on all their purchases:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scene-visa-card\/\">Scotiabank<sup><sup>&reg;<\/sup><\/sup> Scene+\u2122 Visa* Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-passport-visa-infinite-card\/\">Scotiabank Passport\u2122 Visa Infinite* Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-passport-visa-infinite-privilege-card\/\">Scotiabank Passport<sup><sup>&reg;<\/sup><\/sup> Visa Infinite Privilege* Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-american-express-card\/\">Scotiabank American Express<sup><sup>&reg;<\/sup><\/sup> Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup><sup>&reg;<\/sup><\/sup> Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-platinum-american-express\/\">Scotiabank<sup><sup>&reg;<\/sup><\/sup>* Platinum American Express<sup><sup>&reg;<\/sup><\/sup> Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-passport-visa-infinite-business-card\/\">Scotiabank Passport<sup><sup>&reg;<\/sup><\/sup> Visa Infinite Business* Card<\/a><\/li>\n<\/ul><\/div>\n\n\n\n<p>As you can see, Scotiabank gives you the option of both Visa and American Express cards, with annual fees ranging from $0 to $599, plus the cards offer an impressive range of perks like no FX fees, free airport lounge access, and more.<\/p>\n\n\n\n<p>Depending on which card you choose, you can <strong>earn between 1\u20136 Scene+ points per $1 spent<\/strong>, and this is in addition to the base rates that you already earn at eligible merchants.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare-simple'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare-simple container_count--4'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22638,22642,434951,22639,22640,22641,381456\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-pc-optimum-0\">PC Optimum<\/h4>\n\n\n\n<p><a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/pc-financial-credit-cards-which-is-the-right-one-for-you\/\">PC Financial<\/a> doesn&#8217;t offer quite as many credit cards for PC Optimum earners, but it does offer the following four:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/pc-mastercard\/\">PC<sup>&reg;<\/sup> Mastercard<sup>&reg;<\/sup><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/pc-world-mastercard\/\">PC<sup>&reg;<\/sup> World Mastercard<sup>&reg;<\/sup><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/pc-world-elite-mastercard\/\">PC<sup>&reg;<\/sup> World Elite Mastercard<sup>&reg;<\/sup><\/a><\/li>\n\n\n\n<li><a target=\"_blank\" href=\"http:\/\/milesopedia.com\/en\/credit-cards\/pc-insiders-world-elite-mastercard\/\">PC Insiders\u2122 World Elite<sup>&reg;<\/sup> Mastercard<sup>&reg;<\/sup><\/a><a rel=\"noindex\" title=\"PC Insiders\u2122 World Elite<sup>&reg;<\/sup> Mastercard<sup>&reg;<\/sup>\" href=\"https:\/\/milesopedia.com\/en\/go\/pc-insiders-world-elite-mastercard\/\" data-shortcode=\"true\">PC Insiders\u2122 World Elite<sup>&reg;<\/sup> Mastercard<sup>&reg;<\/sup><\/a><\/li>\n<\/ul><\/div>\n\n\n\n<p><strong>Earning rates for these cards vary from 10 points per $1 spent all the way up to 50 points per $1 spent<\/strong> (including the base number of points you earn as a free member). This gives you a return of between 1-5% on every dollar you spend on these cards.<\/p>\n\n\n\n<p>Additionally, all of these cards, with the exception of the <a rel=\"noindex\" title=\"PC Insiders\u2122 World Elite<sup>&reg;<\/sup> Mastercard<sup>&reg;<\/sup>\" href=\"https:\/\/milesopedia.com\/en\/go\/pc-insiders-world-elite-mastercard\/\" data-shortcode=\"true\">PC Insiders\u2122 World Elite<sup>&reg;<\/sup> Mastercard<sup>&reg;<\/sup><\/a> are available for <a target=\"_blank\" href=\"\/?p=123149\">no annual fee<\/a>, making it incredibly easy to earn PC Optimum points at an elevated rate.<\/p>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\t<span class=\"h6 component__notice__title\">\n\t\t\t\t<br>\t\t\t<\/span>\n\t\t\t\t\n\n<p>Take note that in 2026, <a href=\"https:\/\/milesopedia.com\/en\/news\/finance\/eqb-to-acquire-pc-financial\/\">EQB, the owner of EQ Bank, will acquire PC Financial<\/a> and become the exclusive financial partner with PC Optimum. This change should introduce even more ways to earn and save.<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--m container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"475681,472862,123149\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare-simple'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare-simple container_count--4'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22760,22761,329347,22762\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-other-ways-to-earn\">Other ways to earn<\/h3>\n\n\n\n<p>In addition to the above ways to earn, members of Scene+ and PC Optimum can earn points by watching for personalized offers and discounts in their respective accounts and by shopping during promotional events such as <a href=\"https:\/\/milesopedia.com\/en\/rewards\/special-offers\/scene-points-days\/\">Scene+ Points Days<\/a> and <a target=\"_blank\" href=\"\/?p=433981\">PC Optimum Moredays<\/a>.<\/p>\n\n\n\n<p>With Scene+, you can also earn by <a href=\"https:\/\/milesopedia.com\/en\/news\/programs\/promo-voyage-scene-plus\/\">booking travel<\/a> through <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/tutorial-scene-plus-expedia\/\">Scene+ Travel<\/a>, powered by Expedia.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"465970,433981,329203,266245\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\t<span class=\"h6 component__notice__title\">\n\t\t\t\tAdvantage: Scene+\t\t\t<\/span>\n\t\t\t\t\n\n<p>In the earning category, we&#8217;re crowning Scene+ the winner thanks it&#8217;s higher\/more valuable earning rates and the greater number of credit cards it offers. <\/p>\n\n\n\n<p>Additionally, the Scotiabank Scene+ credit cards offer some unique and valuable perks that help set them even further apart.<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-redemption-options\">Redemption options<\/h2>\n\n\n\n<p>Once you&#8217;ve got some points waiting in your account, you&#8217;re ready to redeem and save!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-pc-optimum-1\">PC Optimum<\/h3>\n\n\n\n<p>With PC Optimum, you can redeem your points for:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li>Free groceries<\/li>\n\n\n\n<li>Products from Shoppers Drug Mart\/Pharmaprix<\/li>\n\n\n\n<li>Clothing at Joe Fresh<\/li>\n\n\n\n<li>Savings on gas and car washes<\/li>\n\n\n\n<li>Statement credits<\/li>\n<\/ul><\/div>\n\n\n\n<p>When using your points for <strong>free groceries, products at Shoppers Drug Mart, Pharmaprix, and Joe Fresh, or savings at the gas pump<\/strong>, you&#8217;ll get a redemption value of <strong>10,000 PC Optimum points = $10 (or 0.1 cents each). <\/strong><\/p>\n\n\n\n<p>To <a href=\"https:\/\/milesopedia.com\/en\/guides\/strategies\/guide-tips-save-shoppers-drug-mart-pc-optimum\/\">maximize the value you get from your PC Optimum points<\/a>, you can wait to redeem during a special redemption event like <a href=\"https:\/\/milesopedia.com\/en\/rewards\/special-offers\/promotion-shoppers-drug-mart-pc-optimum\/\">Shoppers Bonus Redemption Days<\/a>, during which you can expect improved redemption rates. <\/p>\n\n\n\n<p>Additionally, you can usually redeem 10,000 points for your choice of eligible car washes. Since these are often worth more than $10, you&#8217;ll enjoy a little bit more value for your points.<\/p>\n\n\n\n<p>Finally, if you have a PC Financial credit card, you can <strong>redeem your PC Optimum points for a statement credit at a rate of 10,000 points = $7<\/strong> (or 0.07 cents per point). <\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"474642,473089\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-scene-nbsp\">Scene+&nbsp;<\/h3>\n\n\n\n<p>Comparatively, with the Scene+ program, you can redeem your points for the following:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li>Free groceries, meals, and entertainment<\/li>\n\n\n\n<li>Travel<\/li>\n\n\n\n<li>Statement credits<\/li>\n\n\n\n<li>Gift cards<\/li>\n<\/ul><\/div>\n\n\n\n<p>With your Scene+, you can redeem <strong>1,000 points for $10 off<\/strong> your eligible grocery, dining, or entertainment purchases at places like Sobeys, IGA, Swiss Chalet, Harvey&#8217;s, Cineplex, and more.<\/p>\n\n\n\n<p>You can also <strong>redeem your Scene+ points for gift cards at around 0.75 cents per point<\/strong>. For example, you could get a $100 Apple gift card for 13,400 points.<\/p>\n\n\n\n<p>Similarly to PC Optimum points, Scene+ points can also be redeemed for statement credits to help you <strong>pay down your eligible credit card bill, starting at 3,000 points = $20 (or 0.67 cents per point)<\/strong>.<\/p>\n\n\n\n<p>Additionally, and most interestingly for anyone looking to travel the world or <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/tutorial-scene-plus-expedia\/\">spend the night in a hotel<\/a>, <strong><a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/best-use-scene-points\/\">Scene+ points can be redeemed<\/a> when you book travel through <a href=\"https:\/\/milesopedia.com\/en\/news\/programs\/promo-voyage-scene-plus\/\">Scene+ by Expedia<\/a>,<\/strong> or through the Points for Travel feature that lets you pay down eligible travel expenses made on your Scene+ credit card.<\/p>\n\n\n\n<p><strong>Both of the travel options give you a value of <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/save-travel-sceneplus-points\/\">1 cent = 1 Scene+ point<\/a><\/strong><a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/save-travel-sceneplus-points\/\">, and help you cover costs like flights, hotels, Airbnbs, and more<\/a>.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--4'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"413985,266245,329203,248186\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\t<span class=\"h6 component__notice__title\">\n\t\t\t\tAdvantage: Scene+\t\t\t<\/span>\n\t\t\t\t\n\n<p>We&#8217;re once again giving the category win to the Scene+ program since it offers more diversity in its redemption options and better value (even when accounting for the different earning rates of each program).<\/p>\n\n\n\n<p>PC Optimum points are a great way to save on groceries and drug store purchases, and they can really add up quickly if you have one of the PC Financial credit cards. <\/p>\n\n\n\n<p>However, the fact that you can not only redeem Scene+ points for groceries and dining but also for travel just puts this program over the top.<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-program-benefits\">Program Benefits<\/h2>\n\n\n\n<p>Thanks to the co-branded credit cards, both the <strong>Scene+<\/strong> and <strong>PC Optimum<\/strong> programs offer members additional benefits beyond the ability to earn and redeem points.<\/p>\n\n\n\n<p>The exact set of perks will depend on the which card you choose, and each co-branded credit card has a different offering based on its annual fee and intended audience. That said, you can expect to find some or all of the following with the Scene+ and PC Optimum credit cards:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-scotiabank-scene\">Scotiabank Scene+<\/h3>\n\n\n\n<p>With the cards earning Scene+ points, you may enjoy the following perks:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li><a href=\"https:\/\/milesopedia.com\/en\/avis\/cartes-credit\/best-no-foreign-transaction-fees-cards\/\">No F\/X fees<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/annual-credits\/\">Annual travel credit<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/canadian-airport-lounge-access-credit-card\/\">Free airport lounge passes<\/a><\/li>\n\n\n\n<li>Complimentary airport lounge access<\/li>\n\n\n\n<li>Ability to save on travel through Scene+ Travel, powered by Expedia<\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/rewards\/special-offers\/american-express-offers\/\">Amex Offers<\/a>, Amex Experiences, and Amex Front-of-the-Line (if you hold an American Express card)<\/li>\n\n\n\n<li>Priority airport services<\/li>\n\n\n\n<li>Elite status with eligible car rental companies<\/li>\n\n\n\n<li>Diverse travel insurance coverage<\/li>\n\n\n\n<li>Car rental insurance<\/li>\n\n\n\n<li>\u2026and more<\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--4'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"88339,137717,80216,70999\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-pc-optimum-nbsp\">PC Optimum&nbsp;<\/h3>\n\n\n\n<p>Comparatively, the PC Optimum-earning cards come with some or all of the following benefits:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li>Purchase assurance<\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/extended-warranty-credit-cards\/\">Extended Warranty<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/travel-insurance-credit-cards\/\">Travel medical insurance<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/theft-damage-car-rental-credit-cards\/\">Car rental insurance<\/a><\/li>\n\n\n\n<li>&#8230;and more<\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--m container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"132067,116748,192394\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\t<span class=\"h6 component__notice__title\">\n\t\t\t\tAdvantage: Scene+\t\t\t<\/span>\n\t\t\t\t\n\n<p>In this third and final category, we&#8217;re once again giving the win to Scene+. <\/p>\n\n\n\n<p>In this case, the Scene+ credit cards and associated benefits are notably more expansive and valuable than those offered by the PC Financial cards. However, if you&#8217;re in the market for a no-annual-fee card, the benefits offered will likely be more comparable across both programs.<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bottom-line\">Bottom Line<\/h2>\n\n\n\n<p>In our head-to-head comparison of PC Optimum and Scene+, we looked at how each program lets you earn and redeem points and what additional benefits are on offer if you choose to hold one of the co-branded credit cards.<\/p>\n\n\n\n<p>After looking at each of the categories and seeing Scene+ come out on top across the board, we have to say that Scotiabank&#8217;s Scene+ offers members more earning potential, more redemption avenues, and more benefits.<\/p>\n\n\n\n<p>However, the great thing about these two programs is that you don&#8217;t need a credit card to save money as a member.<\/p>\n\n\n\n<p>Since both Scene+ and PC Optimum are free to join, anyone looking to save on groceries, drug store items, and more can easily join these programs and enjoy their associated perks.<\/p>\n\n\n\n<p>If we haven&#8217;t yet convinced you to join both programs, or if you need further help choosing a new rewards credit card, take a look at <a href=\"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/pc-world-elite-mastercard\/\" type=\"post\" id=\"487225\" target=\"_blank\" rel=\"noreferrer noopener\">our other reviews<\/a>, comparisons, and guides for further guidance:<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='9'\n\t\t\t\tclass='deferred_container--preload container_post container_template--m container_count--9 container_count--lots'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"479233,216135,473089,126411,323643,216789,487225,407754,216187\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-faqs\">FAQs<\/h3>\n\n\n<aside class=\"component component__faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"which_credit_cards_earn_scene_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhich credit cards earn Scene+?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The following credit cards earn Scene+ points on all their purchases:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scene-visa-card\/\">Scotiabank<sup><sup>&reg;<\/sup><\/sup> Scene+\u2122 Visa* Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-passport-visa-infinite-card\/\">Scotiabank Passport\u2122 Visa Infinite* Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-passport-visa-infinite-privilege-card\/\">Scotiabank Passport<sup><sup>&reg;<\/sup><\/sup> Visa Infinite Privilege* Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-american-express-card\/\">Scotiabank American Express<sup><sup>&reg;<\/sup><\/sup> Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup><sup>&reg;<\/sup><\/sup> Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-platinum-american-express\/\">Scotiabank<sup><sup>&reg;<\/sup><\/sup>* Platinum American Express<sup><sup>&reg;<\/sup><\/sup> Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-passport-visa-infinite-business-card\/\">Scotiabank Passport<sup><sup>&reg;<\/sup><\/sup> Visa Infinite Business* Card<\/a><\/li>\n<\/ul><\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"which_credit_cards_earn_pc_optimum_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhich credit cards earn PC Optimum?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>You can earn PC Optimum points on all your daily purchases with the following credit cards:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/pc-mastercard\/\">PC<sup>&reg;<\/sup> Mastercard<sup>&reg;<\/sup><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/pc-world-mastercard\/\">PC<sup>&reg;<\/sup> World Mastercard<a rel=\"noindex\" title=\"PC Financial World Mastercard\" href=\"https:\/\/milesopedia.com\/en\/go\/pc-financial-world-mastercard\/\" data-shortcode=\"true\">PC Financial World Mastercard<\/a><sup>&reg;<\/sup><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/pc-world-elite-mastercard\/\">PC<sup>&reg;<\/sup> World Elite Mastercard<a rel=\"noindex\" title=\"PC Financial World Mastercard\" href=\"https:\/\/milesopedia.com\/en\/go\/pc-financial-world-mastercard\/\" data-shortcode=\"true\">PC Financial World Mastercard<\/a><\/a><sup>&reg;<\/sup><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/pc-insiders-world-elite-mastercard\/\">PC Insiders\u2122<a rel=\"noindex\" title=\"PC Financial World Elite Mastercard\" href=\"https:\/\/milesopedia.com\/en\/go\/pc-financial-world-elite-mastercard\/\" data-shortcode=\"true\"> <\/a>World Elite Mastercard<\/a><sup>&reg;<\/sup><\/li>\n<\/ul><\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"can_i_earn_scene_points_without_a_credit_card_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tCan I earn Scene+ points without a credit card?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes! You can earn Scene+ points by simply being becoming a member and scanning your membership card when you make an eligible purchase. <\/p>\n\n\n\n<p>You can enrol in the Scene+ program at <a target=\"_blank\" href=\"https:\/\/www.sceneplus.ca\/\">www.sceneplus.ca<\/a>. <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"can_i_earn_pc_optimum_points_without_a_credit_card_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tCan I earn PC Optimum points without a credit card?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>You can earn PC Optimum points without having a credit card by signing up for a free membership card and account on the <a target=\"_blank\" href=\"https:\/\/www.pcoptimum.ca\/\">PC Optimum website<\/a>. <br><br>Once you&#8217;ve signed up, you can scan your membership card when you make an eligible purchase and earn points for free.<br><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>","protected":false},"excerpt":{"rendered":"<p>Our comparison of two popular rewards programs that help you save on groceries, dining, and more: PC Optimum and Scotiabank&#8217;s Scene+.<\/p>","protected":false},"author":2499,"featured_media":481636,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"252943,203078,7376,446565,354775,460965","_relevanssi_noindex_reason":"","footnotes":""},"categories":[48137],"tags":[],"mc_loyalty_program":[],"class_list":["post-481174","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-strategy"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":"","mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Head-to-Head: Scotiabank Scene+ vs. PC Optimum | Milesopedia<\/title>\n<meta name=\"description\" content=\"Compare two popular rewards programs that help you save on groceries, dining, and more: PC Optimum and Scotiabank&#039;s Scene+.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/comparison-scotiabank-sceneplus-vs-pc-optimum\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Head-to-Head: Scotiabank Scene+ vs. PC Optimum\" \/>\n<meta property=\"og:description\" content=\"Compare two popular rewards programs that help you save on groceries, dining, and more: PC Optimum and Scotiabank&#039;s Scene+.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/comparison-scotiabank-sceneplus-vs-pc-optimum\/\" \/>\n<meta property=\"og:site_name\" content=\"Milesopedia\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/milesopedia\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-14T13:10:47+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-15T18:24:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2026\/01\/PC-Optimum-vs-Scene.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"538\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Erin Partridge\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@milesopedia\" \/>\n<meta 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