{"id":474795,"date":"2025-12-08T16:31:36","date_gmt":"2025-12-08T21:31:36","guid":{"rendered":"https:\/\/milesopedia.com\/?p=474795"},"modified":"2026-02-03T16:30:42","modified_gmt":"2026-02-03T21:30:42","slug":"visa-infinite-vs-visa-infinite-privilege","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/visa-infinite-vs-visa-infinite-privilege\/","title":{"rendered":"Visa Infinite vs. Visa Infinite Privilege: What Are the Differences?"},"content":{"rendered":"\n<p>When you&#8217;re looking to add a new card to your loyalty wallet, and you&#8217;re in the market for something a little more premium, you&#8217;ve likely looked at the Visa Infinite and Visa Infinite Privilege options that are on offer. <\/p>\n\n\n\n<p>While both types of Visas are available through multiple Canadian banks and have a minimum income requirement, the Visa Infinite Privilege cards set that access barrier all the way up at a six-figure personal income requirement.<\/p>\n\n\n\n<p>Given this, one would assume that these high-end cards offer considerably more than their Visa Infinite relatives, which require a considerably more approachable minimum personal income requirement \u2014 but is this actually the case?<\/p>\n\n\n\n<p>In this article, we&#8217;ll compare the differences across all relevant areas to see which type of Visa suits you best.<\/p>\n\n\n<figure class=\"component component__image has-text-align-center wp-block-milesgutenberg-image\">\n\t\t\t\t<img decoding=\"async\" class=\"miles_img img-large\" src=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2025\/11\/Visa-Infinite-vs-Visa-Infinite-Privilege-woman-looking-confused-with-credit-cards-in-hand.png\" alt=\"Visa Infinite vs Visa Infinite Privilege - woman looking confused with credit cards in hand\" loading=\"lazy\" width=\"789\" height=\"495\">\n\t\t\t<\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-visa-infinite-vs-visa-infinite-privilege\">Visa Infinite vs. Visa Infinite Privilege<\/h2>\n\n\n\n<p>To get a good understanding of the differences between Visa Infinite cards and Visa Infinite Privilege cards, we&#8217;ll look at the following categories:<\/p>\n\n\n\n<div class=\"component component__list links\"><ul class=\"wp-block-list is-style-links\">\n<li><a href=\"#h-minimum-income-requirements\">Minimum Income Requirements<\/a><\/li>\n\n\n\n<li><a href=\"#h-annual-fees\">Annual Fees<\/a><\/li>\n\n\n\n<li><a href=\"#h-available-card-options\">Available Card Options<\/a><\/li>\n\n\n\n<li><a href=\"#h-reward-programs\">Rewards Programs<\/a><\/li>\n\n\n\n<li><a href=\"#h-insurance-coverage\">Insurance Coverage<\/a><\/li>\n\n\n\n<li><a href=\"#h-perks-and-benefits\">Perks and Benefits<\/a><\/li>\n<\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-minimum-income-requirements\">Minimum Income Requirements<\/h2>\n\n\n\n<p>As mentioned above, <strong>Visa Infinite <\/strong>cards and <strong>Visa Infinite Privilege <\/strong>cards both require that you meet a minimum income threshold in order to be eligible.<\/p>\n\n\n\n<p>These minimum income requirements are:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li><strong>Visa Infinite:<\/strong> $60,000 personal or $100,000 household<\/li>\n\n\n\n<li><strong>Visa Infinite Privilege:<\/strong> $150,000 personal or $200,000 household<\/li>\n<\/ul><\/div>\n\n\n\n<p>As you can see, to be eligible the Visa Infinite Privilege tier of cards, you need a whopping 2.5x the personal income requirement requested by the Visa Infinite tier, making these cards inaccessible to most people.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-annual-fees\">Annual Fees<\/h2>\n\n\n\n<p>In terms of <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/pay-credit-card-annual-fee\/\">annual fees<\/a>, you can expect the following ranges across all Canadian banks:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li>Visa Infinite: $99 to $150 (occasionally waived for the first year)<\/li>\n\n\n\n<li>Visa Infinite Privilege: $395 to $599<\/li>\n<\/ul><\/div>\n\n\n\n<p>It&#8217;s worth noting that some banks offer a partial rebate on the Visa Infinite Privilege annual fee if you&#8217;re a member or if you hold a specific type of account. <\/p>\n\n\n\n<p>That said, these are still considerable expenses just to have a credit card, so let&#8217;s continue our exploration of these cards to see if these fees are justified and if these are <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/credit-card-fees-justified\/\">cards you could keep year after year.<\/a><\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--m container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"168079,299092,228046\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-available-card-options\">Available Card Options<\/h2>\n\n\n\n<p>There are <strong>over 20 different Visa Infinite cards<\/strong> available through banks and credit unions in Canada, while, comparatively, there are only around <strong>10 Visa Infinite Privilege<\/strong> cards.<\/p>\n\n\n\n<p>From this we can understand that there is more diversity in the Visa Infinite offerings and their characteristics than there is with the Visa Infinite Privilege cards.<\/p>\n\n\n\n<p>Most notably this means that there is<a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/choose-best-points-program-trip\/\"> more choice in rerward programs<\/a> at the Visa Infinite tier, including different programs available within the same bank. For example, both CIBC and RBC offer three different Visa Infinite cards for three different rewards programs.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"246675\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-reward-programs\">Reward Programs<\/h2>\n\n\n\n<p>Across the range of Visa Infinite cards, there are around <strong>15 different rewards programs available<\/strong>.<\/p>\n\n\n\n<p>However, at the Visa Infinite Privilege level, your choices go down to <strong>7 different rewards programs.<\/strong><\/p>\n\n\n\n<p>The types of rewards that you can earn with either a Visa Infinite card or a Visa Infinite Privilege card include:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li><strong>Cash back<\/strong><\/li>\n\n\n\n<li><strong>Travel programs<\/strong> (e.g., <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/aeroplan\/\">Aeroplan<\/a>, <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/british-airways-club\/\">British Airways Avios<\/a>, <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/cibc-aventura\/\">CIBC&#8217;s Aventura<\/a>, and <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/rbc-avion-rewards\/\">RBC&#8217;s Avion<\/a>)<\/li>\n\n\n\n<li><strong>Lifestyle programs<\/strong> (e.g., <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/sceneplus\/\">Scotiabank&#8217;s Scene+<\/a>)<\/li>\n\n\n\n<li><strong>Bank rewards programs<\/strong> (e.g., <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/bmo-rewards\/\">BMO Rewards<\/a> and<a href=\"https:\/\/milesopedia.com\/en\/reward-program\/td-rewards\/\"> TD Rewards<\/a>)<\/li>\n<\/ul><\/div>\n\n\n\n<p>Visa Infinite cards are available in all of these categories, while Visa Infinite Privilege cards are limited to the latter three.<\/p>\n\n\n\n<p>Additionally, it&#8217;s worth noting that overall the Visa Infinite Privilege cards are essentially designed with a traveller in mind since the additional perks and benefits that come with Visa Infinite Privileges tend to be travel focused. (More on this below.)<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m'\n\t\t\t\tdata-post_type='page'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_page container_template--m container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"page_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"207248,303249,336436\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-welcome-bonuses\">Welcome bonuses<\/h3>\n\n\n\n<p>Both <strong>Visa Infinite<\/strong> cards and <strong>Visa Infinite Privilege<\/strong> cards offer welcome bonuses to new cardholders if they can meet set spending requirements.<\/p>\n\n\n\n<p>These bonuses are often structured in a way so that you earn the full advertised welcome offer in multiple chunks over the course of your first year as a card member. They also typically include an anniversary bonus that requires you keep the card into the second year if you want to earn the full bonus.<\/p>\n\n\n\n<p>As we would expect, the <strong>welcome offers tend to be higher for Visa Infinite Privilege cards than for Visa Infinite cards<\/strong>, but unfortunately, the spending requirements attached usually match this increase. <\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='page'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_page container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"page_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"207228\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p>For example, lets look at two cards from different tiers that both earn Aeroplan points: the <a href=\"https:\/\/milesopedia.com\/en\/go\/td-aeroplan-visa-infinite-card\/\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card<\/a> and the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/td-aeroplan-visa-infinite-privilege-card\/\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite Privilege* Card<\/a>.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-td-aeroplan-visa-infinite-card-welcome-offer-of-40-000-aeroplan-points\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card: Welcome offer of 40,000 Aeroplan points<\/h4>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li>i) Earn 10,000 points when you make your first purchase <\/li>\n\n\n\n<li>ii) Earn 15,000 more after spending $7,500 in the first 6 months<\/li>\n\n\n\n<li>iii) Earn an anniversary bonus of 15,000 points if you spend $12,000 in the year and keep the card open<\/li>\n<\/ul><\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-td-aeroplan-visa-infinite-privilege-card-welcome-offer-of-85-000-aeroplan-points\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite Privilege* Card: Welcome offer of 85,000 Aeroplan points<\/h4>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li>i) Earn 20,000 points when you make your first purchase <\/li>\n\n\n\n<li>ii) Earn 35,000 more after spending $12,000 in the first 180 days<\/li>\n\n\n\n<li>iii) Earn an anniversary bonus of 30,000 points if you spend $24,000 in the year and keep the card open<\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"100492,22723\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p>As you can see, both cards offer the chance to earn 45-55,000 Aeroplan points when you spend $12,000 on the card. However, you have a considerably shorter amount of time to spend this amount with the Visa Infinite Privilege option.<\/p>\n\n\n\n<p>However, this same card does give you a shot at another 30,000 Aeroplan points if you keep spending at the same rate over the second half of your first year as a cardholder, and you hang onto the card for a second year.<\/p>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\t<span class=\"h6 component__notice__title\">\n\t\t\t\tHave a plan\t\t\t<\/span>\n\t\t\t\t\n\n<p>It&#8217;s essential to have a plan for how you&#8217;ll meet the spending requirement within the allotted time when you sign up for a new credit card. This is especially important with higher cost cards like the Visa Infinite Privilege, since the welcome bonus is often a big part of how you can justify the annual fee.<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-earning-rates\">Earning rates<\/h3>\n\n\n\n<p>In terms of earning rates, Visa Infinite Privilege cards tend to have higher earning rates compared to their same-family <strong>Visa Infinite<\/strong> cards.<\/p>\n\n\n\n<p>It&#8217;s not really possible to compare earning rates across multiple rewards programs since the value of most currencies is not fixed and can fluctuate considerably depending on how they&#8217;re redeemed.<\/p>\n\n\n\n<p>With this in mind, for this category, we&#8217;re exclusively comparing the earning rates between the two tiers within the same bank and the same rewards program to demonstrate the incremental differences in earning rates.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-example-1\">Example 1<\/h4>\n\n\n\n<p>Let&#8217;s compare the earning rates of the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/bmo-eclipse-visa-infinite-card\/\">BMO eclipse Visa Infinite* Card<\/a> and the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/bmo-eclipse-visa-infinite-privilege-card\/\">BMO eclipse Visa Infinite Privilege* Card<\/a>.<\/p>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">Spend Categories<\/th><th class=\"has-text-align-center\" data-align=\"center\">BMO eclipse Visa Infinite* Card<\/th><th class=\"has-text-align-center\" data-align=\"center\">BMO eclipse Visa Infinite Privilege* Card<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Groceries<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">5x<\/td><td class=\"has-text-align-center\" data-align=\"center\">5x<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Gas<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">5x<\/td><td class=\"has-text-align-center\" data-align=\"center\">5x<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Dining out<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">5x<\/td><td class=\"has-text-align-center\" data-align=\"center\">5x<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Transit<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">5x<\/td><td class=\"has-text-align-center\" data-align=\"center\">1x<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Beauty\/drugstore<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1x<\/td><td class=\"has-text-align-center\" data-align=\"center\">5x<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Travel<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1x<\/td><td class=\"has-text-align-center\" data-align=\"center\">5x<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Everything else<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1x<\/td><td class=\"has-text-align-center\" data-align=\"center\">1x<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n<p>In this chart, we can see that the Visa Infinite Privilege option offers an extra elevated category and also appears to be focused on higher value categories, like travel, with more earning potential.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare-acv'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare-acv container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"105658,105731\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-example-2\">Example 2<\/h4>\n\n\n\n<p>Looking at the earning rates available with the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/cibc-aeroplan-visa-infinite-card\/\">CIBC Aeroplan<sup>&reg;<\/sup> Visa Infinite Privilege* Card<\/a> and <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/cibc-aeroplan-visa-infinite-privilege-card\/\">CIBC Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card<\/a>, we can see a similar pattern to above:<\/p>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">Spend Categories<\/th><th class=\"has-text-align-center\" data-align=\"center\">CIBC Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card<\/th><th class=\"has-text-align-center\" data-align=\"center\">CIBC Aeroplan<sup>&reg;<\/sup> Visa Infinite Privilege* Card<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Groceries<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1.5 points per $1<\/td><td class=\"has-text-align-center\" data-align=\"center\">1.5 points per $1<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Gas<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1.5 points per $1<\/td><td class=\"has-text-align-center\" data-align=\"center\">1.5 points per $1<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>EV charging<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1.5 points per $1<\/td><td class=\"has-text-align-center\" data-align=\"center\">1.5 points per $1<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Dining out<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1 points per $1<\/td><td class=\"has-text-align-center\" data-align=\"center\">1.5 points per $1<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Travel<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1 points per $1<\/td><td class=\"has-text-align-center\" data-align=\"center\">1.5 points per $1<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Air Canada purchases<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1.5 points per $1<\/td><td class=\"has-text-align-center\" data-align=\"center\">2 points per $1<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Everything else<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1 points per $1<\/td><td class=\"has-text-align-center\" data-align=\"center\">1.25 point per $1<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n<p>Once again, we&#8217;re seeing slightly elevated earning rates for the Visa Infinite Privilege card, especially focused in more premium areas like dining out and travel.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare-acv'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare-acv container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22693,22692\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-redemption-options\">Redemption options<\/h3>\n\n\n\n<p>Interestingly, redemption options for <strong>Visa Infinite<\/strong> cards and <strong>Visa Infinite Privilege<\/strong> cards are the same across the board with one exception.<\/p>\n\n\n\n<p>With the <a href=\"https:\/\/milesopedia.com\/en\/go\/cibc-aventura-visa-infinite-privilege-card\/\">CIBC Aventura<sup>&reg;<\/sup> Visa Infinite Privilege* Card<\/a>, you&#8217;re allowed to book business class award flights using the <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/aventura-flight-rewards-chart\/\">CIBC Aventura Flight Rewards Chart<\/a>. Cardholders with all other Aventura cards are only able to book economy class award flights.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"472210\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare-simple'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='7'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare-simple container_count--7 container_count--lots'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22690,22689,153316,67771,22698,22701,22691\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-insurance-coverage\">Insurance Coverage<\/h2>\n\n\n\n<p>When it comes to insurance coverage, both card tiers offer fairly comprehensive packages, but <strong>Visa Infinite Privilege<\/strong> cards tend to expand and improve on what&#8217;s offered by their <strong>Visa Infinite<\/strong> counterparts.<\/p>\n\n\n\n<p>To get an idea of how your insurance coverage could improve if you were to select a Visa Infinite Privilege card instead of a Visa Infinite card, let&#8217;s look at the coverage offered by the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/avion-visa-infinite-rbc\/\">RBC Avion Visa Infinite<\/a> and the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/rbc-avion-visa-infinite-privilege-card\/\">RBC Avion Visa Infinite Privilege<\/a>.<\/p>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Coverage<\/th><th class=\"has-text-align-center\" data-align=\"center\">RBC Avion Visa Infinite<\/th><th class=\"has-text-align-center\" data-align=\"center\">rbc avion visa infinite privilege<\/th><\/tr><\/thead><tbody><tr><td>Travel medical insurance<\/td><td class=\"has-text-align-center\" data-align=\"center\">up to 15 days<\/td><td class=\"has-text-align-center\" data-align=\"center\">up to 31 days<\/td><\/tr><tr><td>Trip cancellation insurance<\/td><td class=\"has-text-align-center\" data-align=\"center\">$1,500<\/td><td class=\"has-text-align-center\" data-align=\"center\">$2,500<\/td><\/tr><tr><td>Trip interruption insurance<\/td><td class=\"has-text-align-center\" data-align=\"center\">$5,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">$5,000<\/td><\/tr><tr><td>Common carrier travel accident insurance<\/td><td class=\"has-text-align-center\" data-align=\"center\">$500,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">$500,000<\/td><\/tr><tr><td>Flight delay insurance<\/td><td class=\"has-text-align-center\" data-align=\"center\">$500<\/td><td class=\"has-text-align-center\" data-align=\"center\">$500<\/td><\/tr><tr><td>Delayed baggage insurance<\/td><td class=\"has-text-align-center\" data-align=\"center\">$500<\/td><td class=\"has-text-align-center\" data-align=\"center\">$500<\/td><\/tr><tr><td>Lost\/stolen baggage insurance<\/td><td class=\"has-text-align-center\" data-align=\"center\">$500<\/td><td class=\"has-text-align-center\" data-align=\"center\">$2,500<\/td><\/tr><tr><td>Auto rental\/loss insurance<\/td><td class=\"has-text-align-center\" data-align=\"center\">$65,000 &#8211; 48 days<\/td><td class=\"has-text-align-center\" data-align=\"center\">$85,000 &#8211; 48 days<\/td><\/tr><tr><td>Hotel\/motel burglary insurance<\/td><td class=\"has-text-align-center\" data-align=\"center\">$2,500<\/td><td class=\"has-text-align-center\" data-align=\"center\">$3,000<\/td><\/tr><tr><td>Extended warranty<\/td><td class=\"has-text-align-center\" data-align=\"center\">1 year<\/td><td class=\"has-text-align-center\" data-align=\"center\">2 years<\/td><\/tr><tr><td>Purchase protection<\/td><td class=\"has-text-align-center\" data-align=\"center\">90 days<\/td><td class=\"has-text-align-center\" data-align=\"center\">120 days<\/td><\/tr><tr><td>Mobile device insurance<\/td><td class=\"has-text-align-center\" data-align=\"center\">$1,500 for 1 year<\/td><td class=\"has-text-align-center\" data-align=\"center\">$1,500 for 1 year<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n<p>As you can see from the chart above, there are a few coverage areas that receive a boost when you&#8217;re a Visa Infinite Privilege cardholder, such as a longer term for your travel medical insurance and higher values for trip cancellation, lost\/stolen baggage, and hotel\/motel burglary insurance.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare-simple'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare-simple container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22739,22745\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-perks-and-benefits\">Perks and Benefits<\/h2>\n\n\n\n<p>In the perks and benefits category, we see the same trend that we saw across the other categories \u2014 namely that the <strong>Visa Infinite<\/strong> cards give you some solid offerings from which the <strong>Visa Infinite Privilege<\/strong> cards expand.<\/p>\n\n\n\n<p>Additionally, some Visa Infinite Privilege cards offer <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/annual-credits\/\">annual travel and\/or dining credits<\/a> that can help offset the high annual fees and make the cards more appealing long-term and in general.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"137717\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p>To look at an example, here&#8217;s a comparison of the perks and benefits offer by the<a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/td-aeroplan-visa-infinite-card\/\"> TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card<\/a> and the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/td-aeroplan-visa-infinite-privilege-card\/\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite Privilege* Card<\/a>.<\/p>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table c\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">Perks &amp; Benefits<\/th><th class=\"has-text-align-center\" data-align=\"center\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card<\/th><th class=\"has-text-align-center\" data-align=\"center\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite Privilege* Card<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Free checked bags on Air Canada flights<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><br>X<\/td><td class=\"has-text-align-center\" data-align=\"center\">X<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>NEXUS credit<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">X<\/td><td class=\"has-text-align-center\" data-align=\"center\">X<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Free airport lounge access, including <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/acces-salons-feuille-erable-air-canada\/\">Maple Leaf Lounges<\/a><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><td class=\"has-text-align-center\" data-align=\"center\">X<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong><a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/air-canada-worldwide-companion-pass\/\">Annual Worldwide Travel Companion Pass<\/a><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><td class=\"has-text-align-center\" data-align=\"center\">X<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Concierge service<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">X<\/td><td class=\"has-text-align-center\" data-align=\"center\">X<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Visa Infinite services (exclusive access to experiences and entertainment)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">X<\/td><td class=\"has-text-align-center\" data-align=\"center\">X<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Priority airport services (check-in, boarding, etc.)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><td class=\"has-text-align-center\" data-align=\"center\">X<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Discount on Avis\/Budget car rentals<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">X<\/td><td class=\"has-text-align-center\" data-align=\"center\">X<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong><a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/gigsky-visa\/\">Free eSIM through GigSky<\/a><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">X<\/td><td class=\"has-text-align-center\" data-align=\"center\">X<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Visa RSVP Rewards<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">X<\/td><td class=\"has-text-align-center\" data-align=\"center\">X<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--m container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"226849,198146,416226\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p>As we&#8217;ve seen across all the other categories, both cards offer a nice selection of benefits,  with the Visa Infinite Privilege upping the ante in terms of travel perks.<\/p>\n\n\n\n<p>To really dig in to all the benefits offered by either tier of card, you can always take a look at the <a target=\"_blank\" href=\"https:\/\/www.visa.ca\/en_CA\/pay-with-visa\/cards\/credit-cards\/infinite.html\">Visa Infinite benefits<\/a> and the <a target=\"_blank\" href=\"https:\/\/www.visa.ca\/en_CA\/pay-with-visa\/cards\/credit-cards\/infinite-privilege.html\">Visa Infinite Privilege benefits<\/a> on their associated websites. Just keep in mind that these lists will not include the additional benefits that are offered by each bank and partnered reward program.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare-simple'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare-simple container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"100492,22723\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-so-which-card-should-you-choose\">So Which Card Should You Choose?<\/h2>\n\n\n\n<p>If you qualify for a <strong>Visa Infinite Privilege<\/strong> card, they&#8217;re usually most valuable when chosen thoughtfully with a good understanding of how you\u2019ll use them to earn and redeem points and take advantage of any perks and annual credits.<\/p>\n\n\n\n<p>However, since they command high annual fees, high income requirements, and a considerable spend requirement to earn the welcome offers, these cards are not particularly accessible.<\/p>\n\n\n\n<p>Comparatively, <strong>Visa Infinite <\/strong>cards come in with much lower annual fees and income requirements, all while offering fairly similar earning rates and many of the same benefits.<\/p>\n\n\n\n<p>The Visa Infinite level is definitely the sweet spot where you can earn rewards and build your loyalty wallet without having to be too strategic.<\/p>\n\n\n\n<p>This is also the level where benefits really start to be noticeable \u2013 especially compared to the Visa Platinum level, which typically offers fewer perks and benefits and lower earning rates.<\/p>\n\n\n\n<p>In the end, we think that the Visa Infinite cards are the more versatile and accessible option; however, a Visa Infinite Privilege card can also be powerful addition to any rewards wallet \u2014 just make sure you do your research before applying.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bottom-line\">Bottom Line<\/h2>\n\n\n\n<p>Visa Infinite cards and Visa Infinite Privilege cards are popular choices thanks to their solid benefits packages, diverse choice of banks and reward programs, and the wide acceptance of Visa around the world. <\/p>\n\n\n\n<p>Luckily, there&#8217;s loads of options among this family of cards, so if you&#8217;re in the market for a new addition to your wallet, you&#8217;re sure to find something that suits your rewards style.<\/p>\n\n\n\n<p>Read on about some of your options in a handful of our head-to-head comparisons below:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li><a href=\"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/comparison-cibc-aventura-visa-infinite-vs-scotiabank-passport-visa-infinite\/\" type=\"post\" id=\"480784\">Head-to-Head: CIBC Aventura Visa Infinite vs. Scotiabank Passport Visa Infinite<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/avis\/cartes-credit\/comparison-card-visa-infinite-passport-scotiabank-vs-american-express-gold-scotiabank-card\/\" type=\"post\" id=\"323643\">Head to Head: Scotiabank Passport Visa Infinite Card vs Scotiabank Gold American Express Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/comparison-rbc-avion-visa-infinite-passport-scotiabank\/\" type=\"post\" id=\"339470\">Head to Head: RBC Avion Visa Infinite Card vs Scotia Passport Visa Infinite Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/comparison-cibc-aventura-visa-infinite-vs-rbc-avion-visa-infinite\/\" type=\"post\" id=\"247856\">Head to Head: CIBC Aventura Visa Infinite Card vs RBC Avion Visa Infinite Card<\/a><\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--4'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"480784,247856,339470,323643\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-faqs\">FAQs<\/h3>\n\n\n<aside class=\"component component__faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"which_banks_offer_visa_infinite_cards_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhich banks offer Visa Infinite cards?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The following banks and credit unions offer Visa Infinite cards:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li>BMO<\/li>\n\n\n\n<li>CIBC<\/li>\n\n\n\n<li>Laurentian Bank<\/li>\n\n\n\n<li>Manulife Bank<\/li>\n\n\n\n<li>Meridian<\/li>\n\n\n\n<li>RBC<\/li>\n\n\n\n<li>Scotiabank<\/li>\n\n\n\n<li>TD<\/li>\n\n\n\n<li>Vancity<\/li>\n\n\n\n<li>Plus additional smaller credit unions<br><\/li>\n<\/ul><\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"which_banks_offer_visa_infinite_privilege_cards_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhich banks offer Visa Infinite Privilege cards?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The following banks and credit unions offer a Visa Infinite Privilege card:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li>BMO<\/li>\n\n\n\n<li>CIBC<\/li>\n\n\n\n<li>Desjardins<\/li>\n\n\n\n<li>RBC<\/li>\n\n\n\n<li>Scotiabank<\/li>\n\n\n\n<li>TD<\/li>\n\n\n\n<li>Vancity<\/li>\n<\/ul><\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"what_rewards_programs_are_available_with_visa_infinite_and_visa_infinite_privilege_cards_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat rewards programs are available with Visa Infinite and Visa Infinite Privilege cards?<br>\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The following rewards programs are available with either Visa Infinite or Visa Infinite Privilege cards:<\/p>\n\n\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li>Aeroplan<\/li>\n\n\n\n<li>BMO Rewards<\/li>\n\n\n\n<li>RBC Avion<\/li>\n\n\n\n<li>CIBC Aventura<\/li>\n\n\n\n<li>Scotiabank Scene+<\/li>\n\n\n\n<li>British Airways Avios<\/li>\n\n\n\n<li>TD Rewards<\/li>\n\n\n\n<li>Laurentian Bank rewards points<\/li>\n\n\n\n<li>Meridian Rewards<\/li>\n\n\n\n<li>More Rewards<\/li>\n\n\n\n<li>Vancity Rewards<\/li>\n\n\n\n<li>Cash back<\/li>\n<\/ul><\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>","protected":false},"excerpt":{"rendered":"<p>Compare the differences between Visa Infinite cards and Visa Infinite Privilege cards to see which tier best suits yours rewards wallet.<\/p>","protected":false},"author":2499,"featured_media":476001,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"93966,228046,431500,396943,8159,240483","_relevanssi_noindex_reason":"","footnotes":""},"categories":[45831],"tags":[],"mc_loyalty_program":[],"class_list":["post-474795","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":"","mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- 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