{"id":453303,"date":"2025-07-12T08:39:44","date_gmt":"2025-07-12T12:39:44","guid":{"rendered":"https:\/\/milesopedia.com\/?p=453303"},"modified":"2025-07-12T08:54:04","modified_gmt":"2025-07-12T12:54:04","slug":"flex-pay-for-air-canada-and-aeroplan","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/guides\/tutoriels\/flex-pay-for-air-canada-and-aeroplan\/","title":{"rendered":"Flex Pay for Air Canada and Aeroplan: How Does It Work?"},"content":{"rendered":"

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For various reasons, it can happen when booking a flight or vacation to realize that you don’t have enough cash in your account to pay for the whole cost.<\/p>\n

Whether you want the flight for a family emergency, to get to a special event, or just to escape the darkness of a Canadian winter, having the ability to spread the price over multiple payments can be quite helpful.<\/p>\n

In this article, we show you how Air Canada\/Aeroplan’s Flex Pay option lets you do just this, giving you access to flights and vacation packages even if you don’t currently have the funds.<\/p>\n

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Flex Pay for Air Canada<\/strong> is a payment option available when you book an eligible cash fare, the cash portion of an Aeroplan<\/a> award’s flight, Air Canada Vacations<\/a>, flight & hotel package, tour package, or flight and cruise package through Air Canada\u2019s booking portal.<\/p>\n

Flex Pay lets you break up the cost of your trip and pay it back over the course of multiple months.<\/p>\n

At its core, Flex Pay is a short-term, one-off loan that charges between 0% and 31.99% and gives you the ability to purchase a flight or vacation whenever you want, paying down the balance of the trip cost over a set number of months.<\/p>\n

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To use Flex Pay for your next trip, simply follow these steps:<\/p>\n

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Shop for your Air Canada or Aeroplan<\/a> flight\/vacation as normal.<\/p>\n

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After choosing your flight\/vacation and following the prompts, when you get to the check-out page select the Flex Pay option.<\/p>\n

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At this stage, you\u2019ll need to enter a few pieces of information so that Flex Pay can decide whether you qualify for the loan and with what interest rate and payment schedule. The required information typically includes your full name, address, email, and gross annual income.<\/p>\n

Note that for our example, we tried entering $30,000 gross annual income and $70,000 gross annual income, with both amounts giving back the same payment options.<\/p>\n

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Once your information is entered, Flex Pay will let you know what payment plans you qualify for. You can then select the one you prefer and complete your purchase.<\/p>\n

Even when using the Flex Pay option, you’ll still want to also choose the right travel-focused credit card<\/a> for this purchase to help you earn valuable rewards. With Air Canada purchases, an Aeroplan co-branded credit card like the\u00a0®<\/sup> Aeroplan®<\/sup> Visa Infinite Privilege* Card\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/td-aeroplan-visa-infinite-privilege-card\/\" rel=\"noindex\">TD®<\/sup> Aeroplan®<\/sup> Visa Infinite Privilege* Card<\/a> or the®<\/sup> Aeroplan®<\/sup>* Card\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-card\/\" rel=\"noindex\">American Express®<\/sup> Aeroplan®<\/sup>* Card<\/a> are always a solid choice.<\/p>\n

Once you’ve set up your payments, all that’s left to do is pack your bags!<\/p>\n

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A few additional things that are worth noting when considering the Flex Pay for Air Canada<\/strong> option:<\/p>\n