{"id":443160,"date":"2025-05-22T07:41:00","date_gmt":"2025-05-22T11:41:00","guid":{"rendered":"https:\/\/milesopedia.com\/?p=443160"},"modified":"2025-05-22T14:24:56","modified_gmt":"2025-05-22T18:24:56","slug":"td-direct-investing-aeroplan","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/rewards\/special-offers\/td-direct-investing-aeroplan\/","title":{"rendered":"TD Direct Investing Offer: Earn Aeroplan Points on Transfers Into a New or Existing Account"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text css=&#8221;&#8221;]<\/p>\n<p><a title=\"TD Direct Investing - Aeroplan Offer\" href=\"https:\/\/milesopedia.com\/en\/go\/placements-directs-td-offre-aeroplan\/\" rel=\"noindex\">TD Direct Investing<\/a> is launching an attractive promotional offer for Canadian investors and <strong>TD co-branded Aeroplan credit card holders<\/strong>.<\/p>\n<p>From May 1 to July 31, 2025, new and existing customers can earn <strong>up to one million Aeroplan points <\/strong>by funding their <strong>TD Direct Investing<\/strong> account.<\/p>\n<p>An excellent opportunity to grow not only your investment portfolio, but also your Aeroplan points balance!<\/p>\n<p>[\/vc_column_text][vc_single_image image=&#8221;443114&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221; css=&#8221;&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;TD Direct Investing&#039;s Aeroplan Offer &#8211; Details&#8221; css=&#8221;&#8221; el_id=&#8221;td_direct_investing_039_s_aeroplan_offer_-_details&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>From <strong>May 1 to July 31, 2025<\/strong>, <strong>TD Direct Investing<\/strong> <a title=\"TD Direct Investing - Aeroplan Offer\" href=\"https:\/\/milesopedia.com\/en\/go\/placements-directs-td-offre-aeroplan\/\" rel=\"noindex\">is offering an attractive offer<\/a> that allows you to earn <strong>bonus Aeroplan points<\/strong> when you transfer your assets to their platform.<\/p>\n<p>The offer is structured according to a tier system, so the higher the amount transferred, the higher the number of <strong>Aeroplan<\/strong> points offered.<\/p>\n<p>Here is the detailed chart:<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 185px;\">\n<thead>\n<tr style=\"height: 23px;\">\n<td style=\"width: 50%; height: 23px;\">Transfer Amount<\/td>\n<td style=\"width: 50%; height: 23px;\">Aeroplan Points Offered<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 23px;\">\n<td style=\"width: 50%; height: 23px;\">$10,000 &#8211; $49,999 <\/td>\n<td style=\"width: 50%; height: 23px;\">10,000<\/td>\n<\/tr>\n<tr style=\"height: 23px;\">\n<td style=\"width: 50%; height: 23px;\">$50,000 &#8211; $99,999 <\/td>\n<td style=\"width: 50%; height: 23px;\">25,000<\/td>\n<\/tr>\n<tr style=\"height: 23px;\">\n<td style=\"width: 50%; height: 23px;\">$100,000 &#8211; $249,999 <\/td>\n<td style=\"width: 50%; height: 23px;\">75,000<\/td>\n<\/tr>\n<tr style=\"height: 23px;\">\n<td style=\"width: 50%; height: 23px;\">$250,000 &#8211; $499,999 <\/td>\n<td style=\"width: 50%; height: 23px;\">150,000<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 50%; height: 24px;\">$500,000 &#8211; $999,999 <\/td>\n<td style=\"width: 50%; height: 24px;\">300,000<\/td>\n<\/tr>\n<tr style=\"height: 23px;\">\n<td style=\"width: 50%; height: 23px;\">$1,000,000 &#8211; $1,999,999<\/td>\n<td style=\"width: 50%; height: 23px;\">500,000<\/td>\n<\/tr>\n<tr style=\"height: 23px;\">\n<td style=\"width: 50%; height: 23px;\">$2,000,000 or more<\/td>\n<td style=\"width: 50%; height: 23px;\">1,000,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>In our <a href=\"https:\/\/milesopedia.com\/en\/points-miles-value-canada\/\">semi-annual evaluation of reward points<\/a>, we estimate that one <strong> Aeroplan point<\/strong> is worth an average of 2 cents, although <a href=\"https:\/\/milesopedia.com\/en\/news\/points-value-target\/\">this value may vary depending on your redemption<\/a>.<\/p>\n<p>A bonus of 10,000 Aeroplan points represents a value of approximately <span class=\"nowrap\">$200<\/span> in travel, or a <strong> <span class=\"nowrap\">2%<\/span> return on a <span class=\"nowrap\">$10,000<\/span> transfer<\/strong>.<\/p>\n<p>[\/vc_column_text][vc_message css=&#8221;&#8221;]<\/p>\n<p>Transfers can be made to several eligible accounts (a TFSA and an RRSP, for example) and will be added together to determine the points tier.<\/p>\n<p>[\/vc_message][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;TD Direct Investing&#039;s Aeroplan Offer &#8211; Eligibility Requirements&#8221; css=&#8221;&#8221; el_id=&#8221;td_direct_investing_039_s_aeroplan_offer_-_eligibility_requirements&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>To take part in the offer, you must:<\/p>\n<ul>\n<li>Be a legal resident of Canada,<\/li>\n<li>Have reached the age of majority in your province,<\/li>\n<li>Be an Aeroplan member in good standing,<\/li>\n<li>Hold an active <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/aeroplan\/\">TD Aeroplan Credit Card<\/a> by July 31, 2025,<\/li>\n<li>Transfer a minimum of $10,000 in eligible assets,<\/li>\n<li>Initiate the transfer from one or more financial institution(s) that are unassociated with TD Bank Group (internal transfers from one TD account to another are not eligible) within 30 days of registering for the offer.<\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"247773\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;TD Direct Investing&#039;s Aeroplan Offer &#8211; How to Participate?&#8221; css=&#8221;&#8221; el_id=&#8221;td_direct_investing_039_s_aeroplan_offer_-_how_to_participate_&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>The special offer from <strong>TD Direct Investing<\/strong> is open to both existing and new platform customers. To take advantage of the offer as a new customer, you must&nbsp;: <\/p>\n<ol>\n<li>Open an eligible <a title=\"TD Direct Investing\" href=\"https:\/\/milesopedia.com\/en\/go\/td-direct-investing\/\" rel=\"noindex\">TD Direct Investing<\/a> account before July 31, 2025<\/li>\n<li>Use <strong>promotional code AEROPLAN2025<\/strong> when opening<\/li>\n<li>For account opening in-branch or by phone, ask the representative to enter the promotional code.<\/li>\n<li>Initiate the transfer within 30 days of account opening<\/li>\n<\/ol>\n<p>If you are already a customer, you must:<\/p>\n<ol>\n<li>Register for the offer via <a target=\"_blank\" href=\"https:\/\/www.td.com\/ca\/en\/investing\/direct-investing\/direct-investing-offer\">the registration form<\/a> before July 31, 2025<\/li>\n<li>If you are opening a new eligible account, use <strong>code AEROPLAN2025<\/strong><\/li>\n<li>For multiple accounts, all your eligible accounts will be automatically registered for the promotion.<\/li>\n<li>Initiate the transfer within 30 days of registration<\/li>\n<\/ol>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"210593\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p><strong> Aeroplan Bonus Points<\/strong> will be paid into your account starting in November 30, 2025, in three increments:<\/p>\n<ul>\n<li>25% of bonus points to be paid out by November 30, 2025<\/li>\n<li>25% of bonus points to be paid out by April 30, 2026<\/li>\n<li>The remaining 50% of bonus points will be paid out by August 31, 2026.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Eligible Accounts and Cards&#8221; font_container=&#8221;tag:h3|text_align&nbsp;: left&#8221; css=&#8221;&#8221; el_id=&#8221;eligible_accounts_and_cards&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Eligible accounts are:<\/p>\n<table>\n<tbody>\n<tr>\n<td><a target=\"_blank\" href=\"https:\/\/www.td.com\/ca\/en\/investing\/direct-investing\/trading-accounts\/cash\">Cash account<\/a> (non-registered)<\/td>\n<\/tr>\n<tr>\n<td><a target=\"_blank\" href=\"https:\/\/www.td.com\/ca\/en\/investing\/direct-investing\/trading-accounts\/margin\">Margin account<\/a> (not recorded)<\/td>\n<\/tr>\n<tr>\n<td><a target=\"_blank\" href=\"https:\/\/www.td.com\/ca\/en\/investing\/direct-investing\/tfsa-accounts\">Self-Directed Tax-Free Savings Account (TFSA)<\/a><\/td>\n<\/tr>\n<tr>\n<td><a target=\"_blank\" href=\"https:\/\/www.td.com\/ca\/en\/investing\/direct-investing\/registered-accounts\/rrsp\">Registered Retirement Savings Plan<\/a> (RRSP)<\/td>\n<\/tr>\n<tr>\n<td><a target=\"_blank\" href=\"https:\/\/www.td.com\/ca\/en\/investing\/direct-investing\/registered-accounts\/resp\">Registered Education Savings Plan<\/a> (RESP)<\/td>\n<\/tr>\n<tr>\n<td><a target=\"_blank\" href=\"https:\/\/www.td.com\/ca\/en\/investing\/direct-investing\/registered-accounts\/lira\">Self-Directed Locked-In Retirement Account (LIRA)<\/a><\/td>\n<\/tr>\n<tr>\n<td>Non-Personal Account and Corporate Account<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>First Home Savings Accounts (<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/real-estate\/fhsa-everything-you-need-to-know\/\">FHSA<\/a>), Registered Retirement Income Funds (RRIF), Life Income Funds (LIF), and Registered Disability Savings Plans (RDSP) are excluded.<\/p>\n<p>The following Aeroplan credit cards are eligible for the promotion:<\/p>\n<ul>\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/td-aeroplan-visa-platinum-card\/\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Platinum* Credit Card<\/a><\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/td-aeroplan-visa-infinite-card\/\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card<\/a><\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/td-aeroplan-visa-infinite-privilege-card\/\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite Privilege* Credit Card<\/a><\/li>\n<li><a title=\"TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa* Business Card\" href=\"https:\/\/milesopedia.com\/en\/go\/td-aeroplan-visa-business-card\/\" rel=\"noindex\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa* Business Card<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare-simple'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare-simple container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"100492,22722,22723\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Bottom Line&#8221; el_id=&#8221;bottom_line&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p><a title=\"TD Direct Investing - Aeroplan Offer\" href=\"https:\/\/milesopedia.com\/en\/go\/placements-directs-td-offre-aeroplan\/\" rel=\"noindex\">This TD Direct Investing<\/a> offer is appealing for long-term investors who want to accumulate a large number of <strong>Aeroplan<\/strong> points without spending. The $10,000 entry threshold is accessible, and the flexibility of eligible accounts (RRSP, TFSA, RESP, business account, etc.) allows for maximizing rewards. <\/p>\n<p>However, fees on the <strong>TD Direct Investing<\/strong> platform are high:<\/p>\n<ul>\n<li>$9.99 stock commission or $7 stock commission for <a target=\"_blank\" href=\"https:\/\/www.td.com\/ca\/fr\/investir\/placement-en-direct\/pour-les-investisseurs-actifs\">Active Traders<\/a><\/li>\n<li>$25 per quarter in management fees if your balance is less than <span class=\"nowrap\">$15,000<\/span><\/li>\n<li>$150 transfer fee<\/li>\n<\/ul>\n<p>This promotion is more suitable for investors who plan to keep their investments with TD for the long term and conduct few transactions. It is also advantageous if you use your Aeroplan points for high-value redemptions, such as international business class flights. <\/p>\n<p>However, if you make several transactions a month or are looking for a low-cost brokerage platform, other options, such as <a title=\"Wealthsimple\" href=\"https:\/\/milesopedia.com\/go\/wealthsimple\/\" rel=\"noindex\">Wealthsimple<\/a> and <a title=\"Questrade\" href=\"https:\/\/milesopedia.com\/en\/go\/questrade\/\" rel=\"noindex\">Questrade<\/a>, may be better suited to you.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"100492\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div><div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--m container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"441986,371472,336193\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer 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