{"id":442061,"date":"2025-04-15T13:29:00","date_gmt":"2025-04-15T17:29:00","guid":{"rendered":"https:\/\/milesopedia.com\/?p=442061"},"modified":"2025-06-12T13:29:09","modified_gmt":"2025-06-12T17:29:09","slug":"best-cards-school-trip","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/guide\/strategy\/best-cards-school-trip\/","title":{"rendered":"The Best Cards for a Student on a School Trip"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_custom_heading text=&#8221;School Trip &#8211; Which Credit Card to Give to Your Child?&#8221; css=&#8221;&#8221; el_id=&#8221;school_trip_-_which_credit_card_to_give_to_your_child_&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>When your child is on their own for a school trip or a competition away from home, the question of payment can be a challenge. Whether it&#8217;s for purchasing souvenirs, meals, or an unforeseen expense, we want to provide them with a secure payment method.<\/p>\n<p>It is important to note that lending your personal credit card to your child violates the terms of use of financial institutions. This practice carries significant risks: in the event of theft or fraudulent use, the bank will refuse any reimbursement since you have knowingly violated your credit card agreement.<\/p>\n<p>Here are the options available to you to make your child a bit more independent while travelling.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;School Trip &#8211; How to Choose the Best Card for Your Child?&#8221; css=&#8221;&#8221; el_id=&#8221;school_trip_-_how_to_choose_the_best_card_for_your_child_&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>When choosing your credit or prepaid card, consider the following:<\/p>\n<ul>\n<li>Fees: Compare monthly fees, ATM withdrawal fees and foreign currency conversion fees (usually 2.5%, with some cards at 0%);<\/li>\n<li>Flexibility: Ensure that the card accepts multiple currencies;<\/li>\n<li>Mobile application: Track expenses in real time;<\/li>\n<li>Easy reloading of a prepaid card: In case of emergency or &#8220;Mom, I&#8217;d really like to have this souvenir like my friends&#8221;, you want to be able to put money back into the account quickly.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;School Trip &#8211; The Option of an Additional Credit Card&#8221; css=&#8221;&#8221; el_id=&#8221;school_trip_-_the_option_of_an_additional_credit_card&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>Your teenager can have a copy of your credit card as an authorized user. It&#8217;s one of the best options!<\/p>\n<p>Depending on their age and the financial institution, you can request an <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/how-to-add-supplementary-credit-card\/\" target=\"_blank\" rel=\"noopener\">additional card<\/a>. Read our article to find out <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/minimum-age-teenager-additional-credit-card\/\" target=\"_blank\" rel=\"noopener\">at what age your teenager<\/a> might be able to have one.<\/p>\n<p>This way, any purchases he makes will end up in your credit card account and you will pay your account afterwards, as usual.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"431635,251339\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text css=&#8221;&#8221;]<\/p>\n<p>Do you have a <a href=\"https:\/\/milesopedia.com\/en\/avis\/cartes-credit\/best-no-foreign-transaction-fees-cards\/\" target=\"_blank\" rel=\"noopener\">card in your wallet with no foreign currency conversion fees<\/a>? If so, it might be a good idea to get an extra one for your child, too, to avoid the 2.5% fee for all out-of-country transactions.<\/p>\n<p>For my oldest, this is what I chose as an option. He has the <a title=\"Scotiabank Passport<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-passport-visa-infinite-card\/\" rel=\"noindex\">Scotiabank Passport Visa Infinite<\/a>, which is accepted everywhere abroad and has no conversion fees. Plus, the first additional card is free.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"88339\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div><div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22642\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;School Trip &#8211; Prepaid Cards&#8221; css=&#8221;&#8221; el_id=&#8221;school_trip_-_prepaid_cards&#8221;][vc_custom_heading el_id=&#8221;mydoh&#8221; text=&#8221;Mydoh&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p><a href=\"https:\/\/www.mydoh.ca\/features\/cards\/\" target=\"_blank\" rel=\"noopener\">Mydoh<\/a> offers a rechargeable prepaid Visa card for a child, without being linked to a bank account. And if you want, you can even personalize the card for $6.99 with any image you choose.<\/p>\n<p>There are no hidden fees, and the parent only deposits the necessary amount on the Mydoh card, accessible instantly. Additionally, there is no card number visible on the physical card. So, if it is lost, this minimizes the risk of fraudulent use.<\/p>\n<p>Mydoh offers both a digital and physical card. Abroad, the foreign currency conversion fee is 2.5%. Its only drawback is that there is no option to withdraw cash from an ATM.<\/p>\n<p>[\/vc_column_text][vc_message css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Until May 30, 2025, earn 500 Avion points when you top up your child&#8217;s Mydoh card:<\/p>\n<ul>\n<li>250 Avion points after a $25 top-up;<\/li>\n<li>250 additional Avion points after a second $25 top-up within 14 days of the first.<\/li>\n<\/ul>\n<p>Check out this <a href=\"https:\/\/milesopedia.com\/en\/rewards\/special-offers\/list-rbc-offers-online\/\" target=\"_blank\" rel=\"noopener\">RBC offer<\/a>, if you have an eligible card, such as the <a title=\"RBC Avion Visa Infinite Card\" href=\"https:\/\/milesopedia.com\/en\/go\/rbc-avion-visa-infinite\/\" rel=\"noindex\">RBC Avion Visa Infinite Card<\/a>.<\/p>\n<p>[\/vc_message]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22739\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=&#8221;koho_and_wise_prepaid_cards&#8221; text=&#8221;KOHO and Wise Prepaid Cards&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p><a title=\"KOHO\" href=\"https:\/\/milesopedia.com\/en\/go\/koho\/\" rel=\"noindex\">KOHO<\/a> and <a title=\"Wise\" href=\"https:\/\/milesopedia.com\/go\/transferwise\/\" rel=\"noindex\">Wise<\/a> banks offer prepaid cards, but only to people who have reached the age of majority in their province of residence.<\/p>\n<p>Remember, you can&#8217;t open an account and get a prepaid card in your name, then give it to your minor child to travel with.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"381436,117031\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Vanilla Prepaid Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;vanilla_prepaid_card&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p><a href=\"https:\/\/milesopedia.com\/en\/news\/prepaid-gift-cards\/\" target=\"_blank\" rel=\"noopener\">Vanilla Visa or Mastercard prepaid cards<\/a> may be another option. However, it is forbidden to purchase such a prepaid card with an American Express credit card, as mentioned in the conditions.<\/p>\n<p>There is an activation fee on purchase, and foreign currency conversion charges are 2.5%. Also, beware of fraud with this type of card. Before making your purchase, make sure that the packaging has not been opened, as tampering occasionally occurs.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"136433\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Beware: Canada Post&#8217;s Cash Passport Prepaid Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;beware_canada_post_s_cash_passport_prepaid_card&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>Many schools suggest the <a href=\"https:\/\/www.canadapost-postescanada.ca\/cpc\/en\/personal\/prepaid-cards\/mastercard.page\" target=\"_blank\" rel=\"noopener\">Canada Post Cash Passport<\/a> card, but we don&#8217;t recommend it.<\/p>\n<p>It costs $15 to buy, you have to pay a $3 fee every time you load money into it, the foreign currency conversion fee is high (3.25%), you pay an additional 1.5% if you use it in Canada and on top of that, there&#8217;s a $20 fee if you want to withdraw the money left in it.<\/p>\n<p>Let&#8217;s just say that it seems to exist mainly to remind us how much better other options are. It&#8217;s better to explore other solutions that offer more benefits and less costs.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Bottom Line&#8221; el_id=&#8221;bottom_line&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>Before departure, take the time to educate your child about responsible practices that will allow them to fully enjoy the benefits of their card while avoiding excesses. We particularly recommend using an additional card, as this will help you accumulate points to use for a future trip with your child!<\/p>\n<p>Have a good trip!<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22642\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div><div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"370036,252943\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div 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