{"id":441609,"date":"2026-01-02T08:22:00","date_gmt":"2026-01-02T13:22:00","guid":{"rendered":"https:\/\/milesopedia.com\/?p=441609"},"modified":"2026-01-03T10:42:01","modified_gmt":"2026-01-03T15:42:01","slug":"comparison-american-express-platinum-vs-scotiabank-passport-visa-infinite-privilege","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/comparison-american-express-platinum-vs-scotiabank-passport-visa-infinite-privilege\/","title":{"rendered":"Comparison: American Express Platinum Card<sup>&reg;<\/sup> vs. Scotiabank Passport Visa Infinite Privilege Card"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>American Express Canada and Scotiabank offer two cards for frequent travellers:<\/p>\n<ul>\n<li><a title=\"American Express Platinum Card<sup>&reg;<\/sup>\" href=\"https:\/\/milesopedia.com\/en\/go\/amex-platinum-card\/\" rel=\"noindex\">American Express Platinum Card<sup>&reg;<\/sup><\/a><\/li>\n<li><a title=\"Scotiabank Passport Visa Infinite Privilege Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-passport-visa-infinite-privilege-card\/\" rel=\"noindex\">Scotiabank Passport Visa Infinite Privilege Card<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare-v'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='2'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare-v container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22616,434951\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card-compare--offer-heading\">\n    <div class=\"card-compare-v-item-heading\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<div class=\"card-compare--value-heading\">\n    <div class=\"card-compare-v-item-heading\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<div class=\"card-compare--fee-heading\">\n    <div class=\"card-compare-v-item-heading\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-1\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer card-compare--offer-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Value -->\n<div class=\"card-compare--value card-compare--value-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Annual Fee -->\n<div class=\"card-compare--annual-fee card-compare--annual-fee-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-2\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer card-compare--offer-2\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Value -->\n<div class=\"card-compare--value card-compare--value-2\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Annual Fee -->\n<div class=\"card-compare--annual-fee card-compare--annual-fee-2\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text css=&#8221;&#8221; el_class=&#8221;links&#8221;]<\/p>\n<p>Welcome to our comparison of two titans of Canada&#8217;s high-end credit card sector: the prestigious <a title=\"American Express Platinum Card<sup>&reg;<\/sup>\" href=\"https:\/\/milesopedia.com\/en\/go\/amex-platinum-card\/\" rel=\"noindex\">American Express Platinum Card<sup>&reg;<\/sup><\/a> and the brand-new <a title=\"Scotiabank Passport Visa Infinite Privilege Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-passport-visa-infinite-privilege-card\/\" rel=\"noindex\">Scotiabank Passport<sup>&reg;<\/sup> Visa Infinite Privilege* Card<\/a>. Let&#8217;s see which one is the best.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Bonus&#8221;][vc_column][vc_custom_heading text=&#8221;Welcome Bonus&#8221; el_id=&#8221;welcome_bonus&#8221;][vc_column_text]The welcome bonus offered by each of these cards varies according to the promotions.<\/p>\n<p> Here&#8217;s how the current offer is structured:[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;80221&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With this welcome offer from the <a title=\"American Express Platinum Card<sup>&reg;<\/sup>\" href=\"https:\/\/milesopedia.com\/en\/go\/amex-platinum-card\/\" rel=\"noindex\">American Express Platinum Card<sup>&reg;<\/sup><\/a>, you can earn up to <strong>100,000 Membership Rewards points<\/strong>:<\/p>\n<ul>\n<li><strong>70,000 points after charging <span class=\"nowrap\">$10,000<\/span> to<\/strong> your Card in the first 3 months of Card membership<\/li>\n<li><strong>30,000 additional points<\/strong> when making a purchase within 14 to 17 months of membership<\/li>\n<\/ul>\n<p>Based on our Membership Rewards points <a href=\"https:\/\/milesopedia.com\/en\/points-miles-value-canada\/\">valuation<\/a> (1.7 cents per point), this welcome bonus corresponds to a value of <strong><span class=\"nowrap\">$1,700<\/span><\/strong>.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;435183&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With this welcome offer for the <a title=\"Scotiabank Passport Visa Infinite Privilege Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-passport-visa-infinite-privilege-card\/\" rel=\"noindex\">Scotiabank Passport Visa Infinite Privilege Card<\/a>, you can earn up to <strong><span class=\"nowrap\">100,000<\/span> Scene+ points:<\/strong><\/p>\n<ul>\n<li><strong><span class=\"nowrap\">30&nbsp;000<\/span> Scene+ points<\/strong> after you have charged <span class=\"nowrap\">$3,000<\/span> to your Card in the first 3 months<br \/><u><\/u><\/li>\n<li><strong><span class=\"nowrap\">45,000<\/span> Scene+ points<\/strong> after spending <span class=\"nowrap\">$20,000<\/span> on your Card within the first 6 months<\/li>\n<li><strong><span class=\"nowrap\">25,000<\/span> additional Scene+ points<\/strong> by making an eligible purchase within the 14th month after account opening<\/li>\n<\/ul>\n<p>Based on our <a href=\"https:\/\/milesopedia.com\/en\/points-miles-value-canada\/\">valuation<\/a> of Scene+ points (1 cent per point), this welcome bonus is worth<strong> <span class=\"nowrap\">$1,000<\/span><\/strong>.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1625129765214{padding-right: 1.5em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: American Express Platinum Card<sup>&reg;<\/sup>.&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; css=&#8221;&#8221; el_id=&#8221;advantage_american_express_platinum_card_&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>The American Express Platinum Card<sup>&reg;<\/sup> offer provides significantly more points and value than the Scotiabank offer.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Income&#8221;][vc_column][vc_custom_heading text=&#8221;Minimum Income&#8221; el_id=&#8221;minimum_income&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;80221&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>American Express Platinum Card<sup>&reg;<\/sup> requires no minimum income.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;435183&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The Scotiabank Passport Visa Infinite Privilege Card requires at least $150,000 in annual income or $200,000 in family income.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1625130006692{padding-right: 1.5em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: American Express Platinum Card<sup>&reg;<\/sup>.&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; css=&#8221;&#8221; el_id=&#8221;advantage_american_express_platinum_card_&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>Like the vast majority of American Express cards, American Express Platinum Card<sup>&reg;<\/sup> requires no minimum income and is therefore more accessible to all.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Fees&#8221;][vc_column][vc_custom_heading text=&#8221;Annual Fee&#8221; el_id=&#8221;annual_fee&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;80221&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The American Express Platinum Card<sup>&reg;<\/sup> has an annual fee of $799.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;435183&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The Scotiabank Passport Visa Infinite Privilege Card has an annual fee of $599.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579508645{padding-right: 1.5em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: Scotiabank Passport Visa Infinite Privilege Card&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; css=&#8221;&#8221; el_id=&#8221;advantage_scotiabank_passport_visa_infinite_privilege_card&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>At first glance, it&#8217;s the Scotiabank Passport Visa Infinite Privilege Card that costs less in annual fees than the American Express Platinum Card<sup>&reg;<\/sup>.<\/p>\n<p>However, American Express Platinum Card<sup>&reg;<\/sup> comes with a <a href=\"https:\/\/milesopedia.com\/en\/guides\/tutoriels\/american-express-annual-travel-credit\/\">$200 Annual Travel Credit <\/a>and a <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/amex-platinum-card-annual-dining-credit\/\">$200 annual credit for certain restaurants<\/a>, bringing the net cost of the membership to $399.<\/p>\n<p>In addition, the <a title=\"Scotiabank Passport Visa Infinite Privilege Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-passport-visa-infinite-privilege-card\/\" rel=\"noindex\">Scotiabank Passport<sup>&reg;<\/sup> Visa Infinite Privilege* Card<br \/><\/a>has an annual travel credit of $250, bringing the annual fee down to $349 net.<\/p>\n<p>If these credits are well used, the two cards have only a slight difference of $50 in this category. But the Scotiabank Passport Visa Infinite Privilege Card still wins! <\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Earning Points&#8221;][vc_column][vc_custom_heading text=&#8221;Earning Points&#8221; el_id=&#8221;earning_points&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup><\/a> and <a title=\"Scotiabank Passport Visa Infinite Privilege Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-passport-visa-infinite-privilege-card\/\" rel=\"noindex\">ScotiaBank Passport Visa Infinite Privilege cards<\/a> offer different point accumulation options.<\/p>\n<p>[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;80221&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With the American Express Platinum Card<sup>&reg;<\/sup>, you earn:<\/p>\n<ul>\n<li><strong>2 points<\/strong> per dollar on restaurant and bar purchases, food delivery, travel (plane, train, hotel, travel agency, cruise, etc.) and Amex Travel Services purchases (accommodation and car rental);<\/li>\n<li><strong>1 point<\/strong> per dollar for the rest.<\/li>\n<\/ul>\n<p>Each Membership Rewards point is valued at 1.7 cents. This value can be even higher if you transfer them to another loyalty program to make an advantageous redemption, such as for a business class flight ticket or an expensive hotel room. <\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;435183&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a title=\"Scotiabank Passport Visa Infinite Privilege Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-passport-visa-infinite-privilege-card\/\" rel=\"noindex\">Scotiabank Passport Visa Infinite Privilege Card <\/a>earns:<\/p>\n<ul>\n<li><strong>3 Scene+ points<\/strong> for every $1 in travel purchases;<\/li>\n<li><strong>3 Scene+ points<\/strong> for every $1 in travel purchases booked through Scene+ Travel, administered by Expedia, such as hotel stays, car rentals and activities;<\/li>\n<li><strong>2 Scene+ points<\/strong> for every $1 spent at food and beverage establishments;<\/li>\n<li><strong>1 Scene+ point<\/strong> for every dollar spent on any other eligible purchase.<\/li>\n<\/ul>\n<p>Each Scene+ point has a maximum value of 1 cent.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579508645{padding-right: 1.5em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: American Express Platinum Card<sup>&reg;<\/sup>.&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; css=&#8221;&#8221; el_id=&#8221;advantage_american_express_platinum_card_&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>For its value, American Express Platinum Card<sup>&reg;<\/sup> wins this battle. Additionally, its points have another type of value, as Membership Rewards points are flexible and can be transferred to other programs, as we explain below. <\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;use&#8221;][vc_column][vc_custom_heading text=&#8221;Redeeming Points&#8221; el_id=&#8221;redeeming_points&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Both cards are made for travellers.<\/p>\n<p>However, their loyalty programs are completely different:<\/p>\n<ul>\n<li><a href=\"https:\/\/milesopedia.com\/en\/reward-program\/membership-rewards-american-express\/\">American Express Membership Rewards points<\/a> for the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup><\/a>.<\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/reward-program\/sceneplus\/\" target=\"_blank\" rel=\"noopener\">Scene+<\/a> points for the <a title=\"Scotiabank Passport Visa Infinite Privilege Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-passport-visa-infinite-privilege-card\/\" rel=\"noindex\">Scotiabank Passport Visa Infinite Privilege Card<br \/><\/a><\/li>\n<\/ul>\n<p>As a result, the way points are used is different.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;For Travel&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;for_travel&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;80221&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With the American Express Platinum Card<sup>&reg;<\/sup>, you can apply its Membership Rewards points to reimburse any travel purchase charged to the card (airline tickets, hotels, Airbnb, car rentals, etc.), where <strong>1,000 points = $10 <\/strong>in reimbursement.<\/p>\n<p>You can also use the <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/american-express-fixed-points-travel-program\/\">American Express fixed rate chart<\/a> for specific flights.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;435183&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Scene+ points and travel:<\/p>\n<p>You can apply them to travel purchases in two ways, thanks to the <strong>fixed<\/strong> redemption rate where <strong>1,000 points = $10 credit<\/strong>:<\/p>\n<ul>\n<li>Redeem points directly when booking travel with <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/tutorial-scene-plus-expedia\/\" target=\"_blank\" rel=\"noopener\">Scene+ Travel, powered by<\/a> Expedia<\/li>\n<li>Make your own travel purchase as you wish and use your points to pay off the card balance.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579610554{padding-right: 1.5em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: Draw&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; css=&#8221;&#8221; el_id=&#8221;advantage_draw&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>The two ways of using points for travel are relatively similar for the 2 cards.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;For Everyday Shopping&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;for_everyday_shopping&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;80221&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup><\/a>, you can apply Membership Rewards points to everyday purchases charged to the card.<\/p>\n<p>The usage rate is <strong>1,000 points = $10<\/strong>.<\/p>\n<p><strong>A minimum of 1,000 points<\/strong> (minimum $10) must be applied.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;435183&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>You can redeem <strong>1,000 Scene+ points for a $10 discount<\/strong> at the IGA\/Sobeys checkout.<\/p>\n<p>Points can also be used to purchase gift cards on the Scotiabank\/Sc\u00e8ne+ website, starting from 1,000 to 1,400 points for a $10 card.<\/p>\n<p>Scene+ points can also be redeemed for:<\/p>\n<ul>\n<li>500 points for a $5 discount at selected restaurants (Harvey&#8217;s, Swiss Chalet, etc.);<\/li>\n<li>100 points for $1 off movie tickets at Cineplex;<\/li>\n<li>500 points for $5 off food and beverages at Cineplex, Rec Room and tokens for Playdium&nbsp;;<\/li>\n<li>At least 14,500 points for a $100 statement credit on any card expense.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579610554{padding-right: 1.5em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: American Express Platinum Card&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; css=&#8221;&#8221; el_id=&#8221;advantage_american_express_platinum_card&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>With the American Express Platinum Card<sup>&reg;<\/sup>, whether you want to use your points for travel or everyday purchases, you&#8217;ll get the same value: 1,000 points = $10 less to pay out of pocket.<\/p>\n<p>This is not the case if you want to use Scene+ points for a statement credit on anything, where using your Scene+ points is not advantageous at all.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Transfers to Other Programs&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;transfers_to_other_programs&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;80221&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup> <\/a>you can transfer your points to other rewards programs:<\/p>\n<ul>\n<li><a href=\"https:\/\/milesopedia.com\/en\/reward-program\/aeroplan\/\">Aeroplan<\/a><\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/reward-program\/flying-blue\/\">Air France KLM Flying Blue<\/a><\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/reward-program\/british-airways-club\/\">British Airways Club<\/a><\/li>\n<li>Delta Skymiles<\/li>\n<li>Asia Miles<\/li>\n<li>Etihad Guest<\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/reward-program\/marriott-bonvoy\/\">Marriott Bonvoy<\/a><\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/reward-program\/hilton-honors\/\">Hilton Honors<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;435183&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>You cannot transfer your Scene+ points to other programs.<\/p>\n<p>Once your Scene+ points are in your Scene+ account, they are permanently linked to this program. You cannot transfer them or use them elsewhere. <\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579610554{padding-right: 1.5em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: American Express Platinum Card&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; css=&#8221;&#8221; el_id=&#8221;advantage_american_express_platinum_card&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>Membership Rewards points from the American Express Platinum Card<sup>&reg;<\/sup> are highly flexible and can be transferred elsewhere at a great advantage.<\/p>\n<p>This flexibility is not available with the <a title=\"Scotiabank Passport Visa Infinite Privilege Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-passport-visa-infinite-privilege-card\/\" rel=\"noindex\">Scotiabank Passport Visa Infinite Privilege Card.<br \/><\/a><\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Advantage&#8221;][vc_column][vc_custom_heading text=&#8221;The Benefits&#8221; el_id=&#8221;the_benefits&#8221;][vc_custom_heading text=&#8221;Access to Airport Lounges&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;access_to_airport_lounges&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;80221&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With the <a class=\"thirstylink\" title=\"American Express Platinum Card<sup>&reg;<\/sup>\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\" rel=\"nofollow sponsored\">American Express Platinum Card<sup>&reg;<\/sup> <\/a>you and a guest have unlimited free access to many airport lounges around the world:<\/p>\n<ul>\n<li><a target=\"_blank\" href=\"https:\/\/www.prioritypass.com\/\">Priority Pass Lounges<\/a><\/li>\n<li><a target=\"_blank\" href=\"https:\/\/www.executivelounges.com\/airport-lounges\/montreal-airport-swissport-lounge\">National Bank Lounge Montreal-Trudeau<\/a><\/li>\n<li><a target=\"_blank\" href=\"https:\/\/www.aeroportdequebec.com\/fr\/pages\/salon-vip\">V.I.P Lounge at Jean Lesage International Airport Quebec<\/a><\/li>\n<li><a target=\"_blank\" href=\"https:\/\/www.executivelounges.com\/\">Executive Lounges by Swissport<\/a><\/li>\n<li><a target=\"_blank\" href=\"https:\/\/www.plazapremiumlounge.com\/en-uk\">Plaza Premium Lounge<\/a><\/li>\n<li><a target=\"_blank\" href=\"https:\/\/www.delta.com\/us\/en\/delta-sky-club\/overview\">Delta Sky Club<\/a><\/li>\n<li><a target=\"_blank\" href=\"http:\/\/www.airspacelounge.com\/\">Airspace Lounges<\/a><\/li>\n<li><a target=\"_blank\" href=\"http:\/\/www.escapelounges.com\/\">Escape Lounges<\/a><\/li>\n<li><a target=\"_blank\" href=\"https:\/\/thecenturionlounge.com\/\">Centurion Lounges<\/a><\/li>\n<li><a href=\"https:\/\/www.americanexpress.com\/fr-ca\/travel\/lounges\/the-platinum-card\/#\">American Express International lounges<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;435183&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a title=\"Scotiabank Passport Visa Infinite Privilege Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-passport-visa-infinite-privilege-card\/\" rel=\"noindex\">Scotiabank Passport Visa Infinite Privilege Card<\/a> provides <strong>10 complimentary lounge visits<\/strong> per year, starting from the program enrollment date. The card is linked to the <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/how-dragonpass-works\/#dragonpass_et_les_cartes_de_cr_dit_visa\" target=\"_blank\" rel=\"noopener\">DragonPass \/ Visa Airport Companion<\/a> networks.<\/p>\n<p>Once all 10 accesses have been used, the cost is USD 32 per person for entering alounge.<\/p>\n<p>Secondary cardholders also benefit from 10 free accesses per year. This can be very advantageous, especially since the <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/how-to-add-supplementary-credit-card\/\" target=\"_blank\" rel=\"noopener\">additional card<\/a> only costs $199 per year. <\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579523801{padding-right: 1.5em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: American Express Platinum Card<sup>&reg;<\/sup>.&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; css=&#8221;&#8221; el_id=&#8221;advantage_american_express_platinum_card_&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>If you travel regularly, it&#8217;s easy: the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup><\/a> will open the doors of numerous lounges around the world for you and one guest (or up to two children, <a href=\"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/benefits-unique-platinum-american-express-card\/#Les_avantages_voyages_de_la_Carte_de_PlatineMD\">depending on the lounge<\/a>), as well as in Canada in the <a target=\"_blank\" href=\"\/?p=141464\">Plaza Premium<\/a> lounges, <a href=\"https:\/\/milesopedia.com\/en\/reviews\/airport-lounges\/air-france-lounge-montreal-trudeau-yul\/\">Air France Lounge<\/a>, <a href=\"https:\/\/milesopedia.com\/en\/reviews\/airport-lounges\/national-bank-airport-lounge-montreal-trudeau\/\">National Bank Lounge<\/a> or the <a href=\"https:\/\/milesopedia.com\/en\/reviews\/airport-lounges\/westjet-elevation-lounge-yyc\/\">WestJet Elevation Lounge<\/a>.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Other Benefits&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;other_benefits&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;80221&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With the <a class=\"thirstylink\" title=\"American Express Platinum Card<sup>&reg;<\/sup>\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\" rel=\"nofollow sponsored\">American Express Platinum Card<sup>&reg;<\/sup><\/a>, you enjoy the following benefits:<\/p>\n<ul>\n<li>$200 Annual Travel Credit<\/li>\n<li>$200 Annual Dining Credit for certain restaurants<\/li>\n<li>$100 NEXUS membership credit<\/li>\n<li>Pearson Priority Security Control<\/li>\n<li>Access to over 1,300 airport lounges (including American Express Centurion)<\/li>\n<li>Free access to Priority Pass lounges for cardholder and one guest<\/li>\n<li>Hilton Honors Gold status<\/li>\n<li>Marriott Bonvoy Elite Gold Status<\/li>\n<li>Fine Hotels Resorts Program<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;435183&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The Scotiabank Passport Visa Infinite Privilege Card offers you the following benefits:<\/p>\n<ul>\n<li>$250 annual travel credit;<\/li>\n<li>No foreign currency conversion charges (0%);<\/li>\n<li>10 free airport lounge visits per year;<\/li>\n<li>Free and automatic President&#8217;s Club status with Avis;<\/li>\n<li>Priority queuing and other airport discounts;<\/li>\n<li>VIP in the <a href=\"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/advantages-visa-infinite-privilege-canada\/\" target=\"_blank\" rel=\"noopener\">Visa Infinite<\/a> Luxury Hotel Collection;<\/li>\n<li>Diamond status at Sandman hotels and RSVP Rewards;<\/li>\n<li>Golf benefits, exclusive restaurant reservations, wine, etc.<\/li>\n<\/ul>\n<p>Read all about it in our article on <a href=\"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/travel-benefits-scotiabank-passport-visa-infinite-privilege\/\" target=\"_blank\" rel=\"noopener\">How to maximize the travel benefits<\/a> of this card.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579523801{padding-right: 1.5em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: American Express Platinum Card<sup>&reg;<\/sup>.&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; css=&#8221;&#8221; el_id=&#8221;advantage_american_express_platinum_card_&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup><\/a> offers greater value to frequent travelers, making their airport experience smoother, and benefiting those who stay in hotels and frequent top restaurants. High-tier statuses at popular hotels, obtained automatically and effortlessly, can be very useful when traveling.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Insurance&#8221;][vc_column][vc_custom_heading text=&#8221;Insurance&#8221; el_id=&#8221;insurance&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 336px;\">\n<thead>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px;\">Insurance<\/td>\n<td style=\"width: 33.8352%; height: 24px;\"><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2020\/02\/new-platinum-card-200x127.png\" alt=\"New Platinum Card\" width=\"200\" height=\"127\"><\/a><\/td>\n<td style=\"width: 32.8314%; height: 24px;\"><img class=\"wp-image-435182 \" title=\"Scotiabank<sup>&reg;<\/sup>* Platinum American Express Card<sup>&reg;<\/sup>\" src=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2025\/03\/Carte-Visa-Infinite-Privilege-Passeport-Banque-Scotia-450x284.png\" alt=\"Scotiabank Passport Visa Infinite Privilege Card\" width=\"190\" height=\"120\"><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px;\">Trip Cancellation Insurance<\/td>\n<td style=\"width: 33.8352%; height: 24px;\"><strong>up to $5,000<\/strong><\/td>\n<td style=\"width: 32.8314%; height: 24px;\">up to $2,500<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px;\">Trip interruption insurance<\/td>\n<td style=\"width: 33.8352%; height: 24px;\"><strong>up to $6,000<\/strong><\/td>\n<td style=\"width: 32.8314%; height: 24px;\">up to $5,000<\/td>\n<\/tr>\n<tr style=\"height: 48px;\">\n<td style=\"width: 33.3333%; height: 48px;\">Out-of-Province\/Country Emergency Medical Insurance<\/td>\n<td style=\"width: 33.8352%; height: 48px;\">Up to $5,000,000<br \/>\n15 days<\/td>\n<p><\/p>\n<td style=\"width: 32.8314%; height: 48px;\">Up to $5,000,000<br \/><strong>31 days<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px;\">Flight delay insurance<\/td>\n<td style=\"width: 33.8352%; height: 24px;\">Up to $1,000 after 4 hours<\/td>\n<p><\/p>\n<td style=\"width: 32.8314%; height: 24px;\">Up to $1,000<br \/>after 4 hours<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px;\">Delayed baggage insurance<\/td>\n<td style=\"width: 33.8352%; height: 24px;\">Up to $1,000<br \/>\nafter 6 hours<\/td>\n<p><\/p>\n<td style=\"width: 32.8314%; height: 24px;\"><strong>up to $1,000<\/strong><br \/><strong>after 4 hours<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px;\">Baggage loss or theft insurance<\/td>\n<td style=\"width: 33.8352%; height: 24px;\">up to $1,000<\/td>\n<td style=\"width: 32.8314%; height: 24px;\"><strong>up to $2,500<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px;\">Hotel burglary insurance<\/td>\n<td style=\"width: 33.8352%; height: 24px;\">up to $1,000<\/td>\n<td style=\"width: 32.8314%; height: 24px;\"><strong>up to $2,500<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px;\">Rental car theft and damage insurance<\/td>\n<td style=\"width: 33.8352%; height: 24px;\">up to $85,000<\/td>\n<td style=\"width: 32.8314%; height: 24px;\">up to $85,000<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px;\">Travel accident insurance<\/td>\n<td style=\"width: 33.8352%; height: 24px;\">$500,000<\/td>\n<td style=\"width: 32.8314%; height: 24px;\">$500,000<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px;\">Purchase Protection<\/td>\n<td style=\"width: 33.8352%; height: 24px;\">1 additional year<\/td>\n<td style=\"width: 32.8314%; height: 24px;\"><strong>2 additional years<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px;\">Purchase Guarantee<\/td>\n<td style=\"width: 33.8352%; height: 24px;\">Up to $1,000<br \/>\n120 days<\/td>\n<p><\/p>\n<td style=\"width: 32.8314%; height: 24px;\">Up to $1,000<br \/><strong>180 days<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px;\">Standby medical concierge service<\/td>\n<td style=\"width: 33.8352%; height: 24px;\"><strong>Included<\/strong><\/td>\n<td style=\"width: 32.8314%; height: 24px;\">&#8211;<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.3333%;\">Mobile device insurance<\/td>\n<td style=\"width: 33.8352%;\">&#8211;<\/td>\n<td style=\"width: 32.8314%;\"><strong>up to $1,000<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579523801{padding-right: 1.5em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: Scotiabank Passport Visa Infinite Privilege Card&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; css=&#8221;&#8221; el_id=&#8221;advantage_scotiabank_passport_visa_infinite_privilege_card&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>The insurance offered by the two cards is similar in many respects, but the Scotiabank Passport Visa Infinite Privilege Card has a slight advantage. Depending on your priorities, you may prefer one or the other. What&#8217;s more, the <a title=\"Scotiabank Passport Visa Infinite Privilege Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-passport-visa-infinite-privilege-card\/\" rel=\"noindex\">Scotiabank Passport Visa Infinite Privilege Card<\/a> comes with practical mobile device insurance.  <\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Bottom Line&#8221; el_id=&#8221;bottom_line&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>So? Which Card is the winner?<\/p>\n<p>[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;80221&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup><\/a> is the best because it has:<\/p>\n<ul>\n<li>More attractive welcome offer;<\/li>\n<li>Its flexible points allow a multitude of possibilities;<\/li>\n<li>Its multiple annual credits;<\/li>\n<li>A wide range of airline and hotel partners for transferring points;<\/li>\n<li>A wide choice of airport lounges for free, endless access.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;435183&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a title=\"Scotiabank Platinum American Express<sup>&reg;<\/sup> Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-platinum-american-express\/\" rel=\"noindex\">Scotiabank Platinum American Express<sup>&reg;<\/sup> Card<\/a> is a good compromise and stands out from the crowd:<\/p>\n<ul>\n<li>No foreign currency conversion charges (0%);<\/li>\n<li>10 annual accesses to airport lounges;<\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/advantages-visa-infinite-privilege-canada\/\" target=\"_blank\" rel=\"noopener\">Visa Infinite Privilege<\/a> benefits;<\/li>\n<li>Unsurpassed insurance excellence;<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare-v'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='2'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare-v container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22616,434951\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-3\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer 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Express Platinum Card and the Scotiabank Passport Visa Infinite Privilege Card, two premium cards for travellers.<\/p>","protected":false},"author":127,"featured_media":441803,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[45831],"tags":[],"mc_loyalty_program":[690,697],"class_list":["post-441609","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","mc_issuer-american-express-canada-en","mc_loyalty_program-american-express-membership-rewards","mc_loyalty_program-sceneplus","mc_market-all-of-canada","post_region-canada-en","tutorial-comparisons","travel_type-luxury"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":"","mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>American Express Platinum vs Scotia Passport VIP: Which Card is Better? | Milesopedia<\/title>\n<meta name=\"description\" content=\"Here&#039;s our detailed comparison of the Scotiabank Platinum American Express\u00ae Card and the Scotiabank Visa Infinite Privilege Passport Card.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/comparison-american-express-platinum-vs-scotiabank-passport-visa-infinite-privilege\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Comparison: American Express Platinum Card\u00ae vs. Scotiabank Passport Visa Infinite Privilege Card\" \/>\n<meta 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