{"id":438148,"date":"2026-04-18T08:00:00","date_gmt":"2026-04-18T12:00:00","guid":{"rendered":"https:\/\/milesopedia.com\/?p=438148"},"modified":"2026-04-20T07:50:50","modified_gmt":"2026-04-20T11:50:50","slug":"bmo-viporter-mastercard","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/offres\/cartes\/bmo-viporter-mastercard\/","title":{"rendered":"Get up to 70,000 points with BMO VIPorter Mastercard credit cards!"},"content":{"rendered":"\n<p>After <a href=\"https:\/\/milesopedia.com\/en\/news\/finance\/porter-credit-card-bmo-mastercard-viporter\/\">Porter\u2019s announcement<\/a> in January 2025, two VIPorter credit cards were launched in the Canadian market:<\/p>\n\n<div class=\"component component__list links\"><ul class=\"wp-block-list is-style-links\">\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/bmo-viporter-mastercard\/\">BMO VIPorter Mastercard<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/bmo-viporter-world-elite-mastercard\/\">BMO VIPorter World Elite Mastercard<\/a><\/li>\n<\/ul><\/div>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='10'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"438104,438105\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n<p>These <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/viporter\/\">VIPorter<\/a> credit cards offer several advantages for passengers travelling withj Porter (and indirectly for <a href=\"https:\/\/milesopedia.com\/en\/news\/programs\/new-exchange-points-viporter-air-transat-alaska-airlines\/\" target=\"_blank\" rel=\"noopener\">Air Transat and Alaska Airlines<\/a>).<\/p>\n\n<p>What&#8217;s more, to mark the launch of these VIPorter credit cards, you can earn <strong>up to <span class=\"nowrap\">70,000<\/span> VIPorter points<\/strong> as a welcome bonus, plus other exclusive benefits!<\/p>\n\n<p>For inspiration, read our article on several <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/destination-ideas-viporter-points\/\" target=\"_blank\" rel=\"noopener\">destinations for travelling with 50,000 VIPorter points<\/a>.<\/p>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"437600,442437\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n<h2 class=\"wp-block-heading\" id=\"h-carte-mastercard-bmo-viporter\">BMO VIPorter Mastercard<\/h2>\n\n<h3 class=\"wp-block-heading\" id=\"h-carte-mastercard-bmo-viporter-offre-de-bienvenue\">BMO VIPorter Mastercard &#8211; Welcome Offer<\/h3>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h3 id=\"bmo_viporter_mastercard_\">BMO VIPorter Mastercard&reg;*<\/h3>\n\t\t\t\t<p>With this offer for the BMO VIPorter Mastercard, you&rsquo;ll earn up to <strong><span class=\"nowrap\">40,000<\/span> VIPorter points<\/strong> and a <strong>35% off flight voucher<\/strong>. Plus, you pay <strong>no annual fee for the first year<\/strong>. <\/p>\n<p>Here&rsquo;s how to get your full welcome bonus:<\/p>\n<ul>\n<li>10,000 points after $3,000 in purchases within the first 110 days of account opening<\/li>\n<li>15,000 points and a 35% off flight voucher after <span class=\"nowrap\">$6,000<\/span> in purchases within the first 180 days of account opening<\/li>\n<li>15,000 points after $10,000 in purchases within the first 365 days of account opening<\/li>\n<\/ul>\n<p>So, to get the full welcome bonus of <span class=\"nowrap\">40,000<\/span> VIPorter points, you&rsquo;ll need to spend <span class=\"nowrap\">$10,000<\/span> in the first year.<\/p>\n<p>With the BMO VIPorter Mastercard, you earn <strong>2 points per dollar at Porter<\/strong> and 1 point per dollar on gas, transportation, grocery, restaurant and hotel purchases. And 0.5 points per dollar on all other purchases, including Costco. <\/p>\n<p>With the BMO VIPorter Mastercard, you and up to 8 companions travelling on the same booking enjoy Porter travel benefits such as:<\/p>\n<ul>\n<li>Priority rebooking on another flight in case of a delay<\/li>\n<li>Exclusive check-in.<\/li>\n<li>Early boarding<\/li>\n<\/ul>\n<p>Additionally, as a BMO VIPorter Mastercard holder, <strong>your VIPorter points do not expire<\/strong> and you automatically receive <strong>VIPorter Passport Grand Traveller status<\/strong>. You also earn $1 in eligible spending towards your <strong>Porter status<\/strong> for every $25 spent. <\/p>\n<p>Finally, you are covered by a wide range of insurance policies:<\/p>\n<ul>\n<li>8-day out-of-province or country emergency medical insurance<\/li>\n<li>Car rental-collision\/loss damage insurance<\/li>\n<li>Common carrier insurance<\/li>\n<li>Flight Delay Insurance<\/li>\n<li>Baggage insurance<\/li>\n<li>Hotel burglary insurance<\/li>\n<li>Purchase Protection<\/li>\n<li>Extended warranty insurance<\/li>\n<\/ul>\n<p>Finally, enjoy <strong>three months of Instacart+ membership<\/strong> and a $5 monthly Instacart credit when you sign up with your eligible BMO credit card.<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"438104\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n<h3 class=\"wp-block-heading\" id=\"h-carte-mastercard-bmo-viporter-accumulation-de-points-viporter\">BMO VIPorter Mastercard &#8211; Earn VIPorter Points<\/h3>\n\n<p>In everyday life, the <a title=\"BMO VIPorter Mastercard\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-viporter-mastercard\/\" rel=\"noindex\">BMO VIPorter Mastercard<\/a> earn VIPorter points as follows:<\/p>\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li><strong>2 points per dollar<\/strong> eligible spent on Porter flights;<\/li>\n\n\n\n<li><strong>1 point per dollar<\/strong> eligible on transit, gas, groceries, restaurants, and hotels;<\/li>\n\n\n\n<li><strong>0.5 point per dollar<\/strong> eligible on all other purchases.<\/li>\n<\/ul><\/div>\n\n<p>The spending limit at 2 points per dollar is <span class=\"nowrap\">$10,000<\/span> annually from January to December. Over <span class=\"nowrap\">$10,001<\/span>, the earning rate will be capped at 0.5 VIPorter points per dollar. <\/p>\n\n<p>Next, the 1X spending limit on gas, hotel and transportation is <span class=\"nowrap\">$3,000<\/span> annually from January to December. Above <span class=\"nowrap\">$3,001<\/span>, the earning rate will also be capped at 0.5 VIPorter points per dollar. <\/p>\n\n<p>The 1X spending limit on dining and grocery stores is <span class=\"nowrap\">$5,000<\/span> annually from January to December. Over <span class=\"nowrap\">$5,001<\/span>, the earning rate will be capped at 0.5 VIPorter points per dollar. <\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-carte-mastercard-bmo-viporter-avantages\">BMO VIPorter Mastercard &#8211; Benefits<\/h3>\n\n<p>Moreover, the <a title=\"BMO VIPorter Mastercard\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-viporter-mastercard\/\" rel=\"noindex\">BMO VIPorter Mastercard<\/a> offers you other benefits to make your flights on Porter&#8217;s wings even more enjoyable:<\/p>\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li>Annual fee fully rebated in the first year (<span class=\"nowrap\">$89<\/span> value), including three additional cardholders (<span class=\"nowrap\">$35<\/span> value each);<\/li>\n\n\n\n<li>Earn $1 in eligible Frequent Flyer Qualifying Spend for every <span class=\"nowrap\">$25<\/span> charged to the card;<\/li>\n\n\n\n<li>There is no minimum individual income required for this card.<\/li>\n<\/ul><\/div>\n\n<p>What&#8217;s really interesting is the automatic <strong>VIPorter Passport<\/strong> membership. It&#8217;s valid for as long as you hold the credit card.<\/p>\n\n<p>With VIPorter Passport Elite Status, the primary cardholder AND additional <a title=\"BMO VIPorter Mastercard\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-viporter-mastercard\/\" rel=\"noindex\">BMO VIPorter Mastercard<\/a> credit cardholders receive the following benefits:<\/p>\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li>Earn <strong>6 points per dollar on Porter flights<\/strong> (in addition to the 2 points offered by the <a title=\"BMO VIPorter Mastercard\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-viporter-mastercard\/\" rel=\"noindex\">BMO VIPorter Mastercard<\/a> when you use it to pay for your Porter flights).<\/li>\n\n\n\n<li>No <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/expiration-points-miles\/\" target=\"_blank\" rel=\"noopener\">points expiry <\/a><\/li>\n\n\n\n<li>Priority rebooking on another flight in case of a delay<\/li>\n\n\n\n<li>Exclusive check-in, priority security control and boarding before everyone else for you and up to eight travel companions<\/li>\n\n\n\n<li>Priority Airport Standby<\/li>\n\n\n\n<li>Priority call centre service<\/li>\n<\/ul><\/div>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"438104\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n<h2 class=\"wp-block-heading\" id=\"h-carte-mastercard-bmo-viporter-world-elite\">BMO VIPorter World Elite Mastercard<\/h2>\n\n<p>For more frequent Porter travelers, the <a title=\"BMO VIPorter World Elite Mastercard\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-viporter-world-elite-mastercard\/\" rel=\"noindex\">BMO VIPorter World Elite Mastercard<\/a> comes with even more comprehensive benefits and better VIPorter point earning rates.<br\/><br\/>To learn more about the VIPorter Grand Voyageur elite status, see the complete guide <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/complete-guide-viporter-elite-status\/\">here<\/a>. <\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-carte-mastercard-bmo-viporter-world-elite-offre-de-bienvenue\">BMO VIPorter World Elite Mastercard &#8211; Welcome Offer<\/h3>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h3 id=\"bmo_viporter_world_elite_mastercard_\">BMO VIPorter World Elite&reg;* Mastercard&reg;*<\/h3>\n\t\t\t\t<p>With this offer for the BMO VIPorter World Elite Mastercard, you get up to <strong><span class=\"nowrap\">70,000<\/span> VIPorter points<\/strong> and a <strong>round-trip companion pass<\/strong>. Plus, you pay <strong>no annual fees for the first year<\/strong> and receive $1,000 in eligible spending towards your VIPorter status. <\/p>\n<p>Here&rsquo;s how to get your full welcome bonus:<\/p>\n<ul>\n<li>20,000 points after $5,000 in purchases within the first 110 days of account opening<\/li>\n<li>20,000 points, a round-trip companion pass, and <span class=\"nowrap\">$1,000<\/span> in eligible spending towards your VIPorter status after <span class=\"nowrap\">$9,000<\/span> in purchases within the first 180 days of account opening<\/li>\n<li>30,000 points after $18,000 in purchases within the first 365 days of account opening<\/li>\n<\/ul>\n<p>So, to get the full welcome bonus of <span class=\"nowrap\">70,000<\/span> VIPorter points, you&rsquo;ll need to spend <span class=\"nowrap\">$18,000<\/span> in the first year.<\/p>\n<p>With the BMO VIPorter World Elite Mastercard, you earn <strong>3 points per dollar at Porter<\/strong> and 2 points per dollar on gas, transportation, grocery, restaurant and hotel purchases. And 1 point per dollar on all other purchases, including Costco. <\/p>\n<p>With the BMO VIPorter World Elite Mastercard, you and up to 8 companions travelling on the same booking enjoy Porter travel benefits such as:<\/p>\n<ul>\n<li>On free checked bag<\/li>\n<li>1 complimentary carry-on bag on all Porter fare types<\/li>\n<li>Free PorterClassic seat selection<\/li>\n<li>Priority security screening.<\/li>\n<li>Priority rebooking on another flight in case of a delay<\/li>\n<li>Exclusive check-in.<\/li>\n<li>Early boarding<\/li>\n<\/ul>\n<p>Additionally, as a BMO VIPorter World Elite Mastercard holder, <strong>your VIPorter points do not expire<\/strong>, and you automatically receive <strong>VIPorter Horizon Grand Traveller status<\/strong>. You also earn $1 in eligible spending towards your <strong>Porter status<\/strong> for every $25 spent. <\/p>\n<p>You can also earn one round-trip companion pass <strong>per year<\/strong> if you spend $50,000 on your BMO VIPorter World Elite Mastercard during your membership year.<\/p>\n<p>Finally, you are covered by a wide range of insurance policies:<\/p>\n<ul>\n<li>21-day out-of-province or country emergency medical insurance<\/li>\n<li>Trip Cancellation\/Interruption\/Delay insurance<\/li>\n<li>Car rental-collision\/loss damage insurance<\/li>\n<li>Common carrier insurance<\/li>\n<li>Flight Delay Insurance<\/li>\n<li>Baggage insurance<\/li>\n<li>Hotel burglary insurance<\/li>\n<li>Purchase Protection<\/li>\n<li>Extended warranty insurance<\/li>\n<\/ul>\n<p>Finally, enjoy <strong>six months of Instacart+ membership<\/strong> and a monthly $10 Instacart credit when you sign up with your eligible BMO credit card.<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"438105\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n<h3 class=\"wp-block-heading\" id=\"h-carte-mastercard-bmo-viporter-world-elite-accumulation-de-points-viporter\">BMO VIPorter World Elite Mastercard &#8211; Earn VIPorter Points<\/h3>\n\n<p>In everyday life, the <a title=\"BMO VIPorter World Elite Mastercard\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-viporter-world-elite-mastercard\/\" rel=\"noindex\">BMO VIPorter World Elite Mastercard<\/a> earns VIPorter points in this way:<\/p>\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li><strong>3 points per dollar<\/strong> eligible spent on Porter flights;<\/li>\n\n\n\n<li><strong>2 points per dollar<\/strong> eligible on transit, gas, groceries, restaurants, and hotels;<\/li>\n\n\n\n<li><strong>1 point per dollar<\/strong> eligible on all other purchases.<\/li>\n<\/ul><\/div>\n\n<p>The spending limit at 3 points per dollar is <span class=\"nowrap\">$20,000<\/span> annually from January to December. From <span class=\"nowrap\">$20,001<\/span>, the earning will be capped at 1 VIPorter point per dollar. <\/p>\n\n<p>Next, the 2X spending limit on gas, hotel and transportation is <span class=\"nowrap\">$5,000<\/span> annually from January to December. Over <span class=\"nowrap\">$5,001<\/span>, the earning will be capped at 1 VIPorter point per dollar. <\/p>\n\n<p>The 2X spending limit on dining and grocery stores is <span class=\"nowrap\">$10,000<\/span> annually from January to December. Over <span class=\"nowrap\">$10,001<\/span>, the earning will be capped at 1 VIPorter point per dollar. <\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-carte-mastercard-bmo-viporter-world-elite-avantages\">BMO VIPorter World Elite Mastercard &#8211; Benefits<\/h3>\n\n<p>In addition, the <a title=\"BMO VIPorter World Elite Mastercard\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-viporter-world-elite-mastercard\/\" rel=\"noindex\">BMO VIPorter World Elite Mastercard<\/a> offers you other benefits worth up to <span class=\"nowrap\">$1,228<\/span> to make your flights on Porter&#8217;s wings even more enjoyable:<\/p>\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li>Annual fee fully rebated in the first year (<span class=\"nowrap\">$199<\/span> value)<\/li>\n\n\n\n<li>Earn $1 in eligible Frequent Flyer Qualifying Spend for every <span class=\"nowrap\">$25<\/span> in eligible spend charged to the card.<\/li>\n<\/ul><\/div>\n\n<p>To be eligible for the <a title=\"BMO VIPorter World Elite Mastercard\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-viporter-world-elite-mastercard\/\" rel=\"noindex\">BMO VIPorter World Elite Mastercard<\/a>, you must have an individual annual income of <span class=\"nowrap\">$80,000<\/span> or more, or a household annual income of at least <span class=\"nowrap\">$150,000<\/span>. If this is not the case, choose the other version, the <a title=\"BMO VIPorter Mastercard\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-viporter-mastercard\/\" rel=\"noindex\">BMO VIPorter Mastercard<\/a>. <\/p>\n\n<p>With the <a title=\"BMO VIPorter World Elite Mastercard\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-viporter-world-elite-mastercard\/\" rel=\"noindex\">BMO VIPorter World Elite Mastercard<\/a>, you automatically receive <strong>VIPorter Horizon status.<\/strong> It begins approximately 2 days after your card application is approved, and is valid for as long as you hold the credit card. For example, if you apply for the card today, you&#8217;ll retain this status until at least December 31, 2026. <\/p>\n<figure class=\"component component__image has-text-align-center wp-block-milesgutenberg-image\">\n\t\t\t\t<img decoding=\"async\" class=\"miles_img img-large\" src=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2025\/03\/vip-porter-horizon.png\" alt=\"vip porter horizon\" loading=\"lazy\" width=\"861\" height=\"627\">\n\t\t\t<\/figure>\n\n<p>With the VIPorter Venture Elite Status, the primary AND additional <a title=\"BMO VIPorter World Elite Mastercard\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-viporter-world-elite-mastercard\/\" rel=\"noindex\">BMO VIPorter World Elite Mastercard<\/a> credit cardholders receive the following benefits:<\/p>\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li>Earn 6 points per dollar on Porter flights (in addition to the 3 points offered by the <a title=\"BMO VIPorter World Elite Mastercard\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-viporter-world-elite-mastercard\/\" rel=\"noindex\">BMO VIPorter World Elite Mastercard<\/a> if you pay for your Porter flights with it).<\/li>\n\n\n\n<li>No <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/expiration-points-miles\/\" target=\"_blank\" rel=\"noopener\">points expiry <\/a><\/li>\n\n\n\n<li>Priority rebooking on another flight in case of a delay<\/li>\n\n\n\n<li>Priority Airport Standby<\/li>\n\n\n\n<li>Exclusive check-in, priority security control and boarding before everyone else for you and up to eight travel companions<\/li>\n\n\n\n<li>Priority call centre service<\/li>\n\n\n\n<li>Complimentary seat selection<\/li>\n\n\n\n<li>1 Complimentary <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/travel-light-with-carry-on-luggage\/\" target=\"_blank\" rel=\"noopener\">carry-on bag<\/a><\/li>\n\n\n\n<li>1 free <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/free-baggage-porter\/\" target=\"_blank\" rel=\"noopener\">checked bag<\/a><\/li>\n\n\n\n<li>Complimentary confirmed PorterReserve experience on Porter flights at <span class=\"nowrap\">$3,000<\/span> in qualifying spend<\/li>\n<\/ul><\/div>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"438105\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n<h2 class=\"wp-block-heading\" id=\"h-viporter-un-programme-de-fidelite-a-connaitre\">VIPorter: A Loyalty Program Worth Knowing<\/h2>\n\n<p>VIPorter points are not only redeemable on Porter flights. <a href=\"https:\/\/milesopedia.com\/en\/guide\/destinations-porter-airlines-viporter\/\">They are also valid<\/a> for flights with <a title=\"Air Transat\" href=\"https:\/\/milesopedia.com\/en\/go\/air-transat\/\" rel=\"noindex\">Air Transat<\/a> and Alaska Airlines!<\/p>\n\n<p>For example, fly to Paris and back with 50,000 VIPorter points and $232 with <a title=\"Air Transat\" href=\"https:\/\/milesopedia.com\/en\/go\/air-transat\/\" rel=\"noindex\">Air Transat<\/a>.<\/p>\n<figure class=\"component component__image has-text-align-center wp-block-milesgutenberg-image\">\n\t\t\t\t<img decoding=\"async\" class=\"miles_img img-large\" src=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2025\/03\/YUL-porter-CDG-ENG-1024x349.png\" alt=\"porter CDG YUL FR\" loading=\"lazy\" width=\"1012\" height=\"345\">\n\t\t\t<\/figure>\n\n<p>Read our guide to the <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/viporter\/\">VIPorter loyalty program<\/a>.<\/p>\n\n<p>Porter is a fast-growing airline building a new terminal at<a href=\"https:\/\/milesopedia.com\/en\/news\/airlines\/porter-flights-airport-saint-hubert\/\" target=\"_blank\" rel=\"noopener\"> Montreal St-Hubert Airport<\/a>. It will be ready by the end of 2025. <\/p>\n\n<p>What&#8217;s more, <a href=\"https:\/\/milesopedia.com\/en\/news\/airlines\/porter-summer-2025\/\" target=\"_blank\" rel=\"noopener\">Porter is constantly announcing new destinations<\/a> and new aircraft. In Canada, <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/viporter\/\" target=\"_blank\" rel=\"noopener\">Porter Airlines<\/a> is a growing airline that deserves your attention: it offers economy class, where all travellers enjoy free wine, beer and quality snacks. <\/p>\n\n<p>The new E195-E2 aircraft goes even further, offering complimentary high-speed WiFi and a superior menu.<\/p>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"349647,399342,331905,268832\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n<h2 class=\"wp-block-heading\" id=\"h-faut-il-embarquer-avec-les-cartes-mastercard-bmo-viporter\">Should You Apply for a BMO VIPorter Mastercard?<\/h2>\n\n<p>Here is a summary of the two BMO VIPorter cards and their benefits:<\/p>\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>VIPorter credit cards<\/strong><\/td><td><strong>BMO VIPorter Mastercard<\/strong><\/td><td><strong>BMO VIPorter World Elite Mastercard<\/strong><\/td><\/tr><tr><td>Welcome points<\/td><td>Up to 40,000 <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/viporter-tutorial-book-flight-points\/\" target=\"_blank\" rel=\"noopener\">VIPorter<\/a> points<\/td><td>Up to 70,000 VIPorter points<\/td><\/tr><tr><td>Welcome Offer<\/td><td>A 35% off voucher with the welcome offer<\/td><td><ul>\n\t<li>1 companion pass with welcome offer<\/li>\n\t<li>1,000 bonus for qualifying spend<\/li>\n<\/ul><\/td><\/tr><tr><td>Annual Fee<\/td><td><\/td><td><\/td><\/tr><tr><td>Earning Points<\/td><td><ul>\n\t<li><strong>2 points per dollar<\/strong> with Porter;<\/li>\n\t<li><strong>1 point per dollar<\/strong> on transportation, gas, groceries, dining and hotels;<\/li>\n\t<li><strong>0.5 points per dollar<\/strong> on all other purchases.<\/li>\n<\/ul><\/td><td><ul>\n\t<li><strong>3 points per dollar<\/strong> with Porter;<\/li>\n\t<li><strong>2 points per dollar<\/strong> on transportation, gas, groceries, dining and hotels;<\/li>\n\t<li><strong>1 point per dollar<\/strong> on all other purchases.<\/li>\n<\/ul><\/td><\/tr><tr><td>VIPorter status automatically obtained with the card<\/td><td>VIPorter Passport status<\/td><td>VIPorter Horizon status<\/td><\/tr><tr><td>Earn Frequent Flyer Qualifying Spend for every $25 in eligible spend<\/td><td>$1<\/td><td>$1<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n<p>These two Canadian airline credit cards enter a competitive market (<a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/aeroplan\/\">Air Canada Aeroplan<\/a> and <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/westjet-rewards\/\">WestJet Rewards<\/a>). However, they are the only credit cards that <strong>offer Elevated Elite status automatically<\/strong>, simply by holding them in your wallet. <\/p>\n\n<p>The <a title=\"BMO VIPorter Mastercard\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-viporter-mastercard\/\" rel=\"noindex\"><strong>BMO VIPorter Mastercard<\/strong><\/a> is ideal for travellers planning group getaways. Its 35% discount coupon, applicable to a maximum of four people, offers significant savings when travelling with family or friends. You can also get VIP benefits (without having to fly thousands of miles on Porter&#8217;s wings) or a little boost to reach a higher Elite status faster.  <\/p>\n\n<p>As for the <a title=\"BMO VIPorter World Elite Mastercard\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-viporter-world-elite-mastercard\/\" rel=\"noindex\"><strong>VIPorter World Elite Mastercard<\/strong><\/a>, this card is ideal for frequent flyer couples who appreciate comfort and benefits. Its companion ticket &#8211; offering <span class=\"nowrap\">100%<\/span> discount on a second flight ticket &#8211; represents exceptional value for duos exploring together. While complimentary baggage and an included seat selection enhance every trip for two.  <\/p>\n\n<p><em>Note that there is, in fact, a third Porter credit card, the <strong>BMO VIPorter World Mastercard<\/strong>, which will be offered to those who apply for the <a title=\"BMO VIPorter Mastercard\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-viporter-mastercard\/\" rel=\"noindex\"><strong>BMO VIPorter Mastercard<\/strong><\/a>. This card will have the same benefits as a <a href=\"https:\/\/milesopedia.com\/en\/rewards\/special-offers\/advantages-world-elite-mastercard\/\">World Mastercard<\/a>, and all other aspects (fees, earning rates, insurance, Porter benefits) will be similar to the <a title=\"BMO VIPorter Mastercard\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-viporter-mastercard\/\" rel=\"noindex\"><strong>BMO VIPorter Mastercard<\/strong><\/a>. <\/em><\/p>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='10'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"438104,438105\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n<aside class=\"component component__promo__banner wp-block-milesgutenberg-promo-banner\">\n\t<i class=\"fontawesome-icon\">\n<svg width=\"16\" height=\"16\" viewBox=\"0 0 512 512\" aria-hidden=\"true\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t   <path fill=\"currentColor\" d=\"M48 64C21.5 64 0 85.5 0 112c0 15.1 7.1 29.3 19.2 38.4L236.8 313.6c11.4 8.5 27 8.5 38.4 0L492.8 150.4c12.1-9.1 19.2-23.3 19.2-38.4c0-26.5-21.5-48-48-48L48 64zM0 176L0 384c0 35.3 28.7 64 64 64l384 0c35.3 0 64-28.7 64-64l0-208L294.4 339.2c-22.8 17.1-54 17.1-76.8 0L0 176z\"\/>\n\t\t  \t<\/svg>\n<\/i>\t<div class=\"component__promo__banner__content\">\n\t\t<div>\n\t\t\t\t\t\t\t<span class=\"component__promo__banner__title\">\n\t\t\t\t\tNe ratez rien&nbsp;!\t\t\t\t<\/span>\n\t\t\t\t\t\t\n\t\t\t\n\n<p>News, great deals, and updates directly to your inbox.<\/p>\n\n\t\t<\/div>\n\t\t\t\t\t<div>\n\t\t\t\t<a class=\"inline-btn component__promo__banner__button\" href=\"https:\/\/milesopedia.com\/infolettre\/\" target=\"_blank\" rel=\"noopener noreferrer external\" title=\"Recevez notre newsletter chaque semaine&nbsp;!\">\n\t\t\t\t\tJe m&#039;inscris\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t<\/div>\n\t<div class=\"miles-clouds\"><img decoding=\"async\" src=\"https:\/\/milesopedia.com\/wp-content\/themes\/milesopedia\/images\/clouds.png\" alt=\"Milesopedia\" loading=\"lazy\"><\/div><\/aside>\n\n<h2 class=\"wp-block-heading\" id=\"h-questions-frequentes-sur-les-cartes-bmo-viporter-mastercard\">Frequently Asked Questions about BMO VIPorter Mastercard Credit Cards<\/h2>\n<aside class=\"component component__faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"whats_the_difference_between_the_bmo_viporter_mastercard_and_the_world_elite_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat&#8217;s the difference between the BMO VIPorter Mastercard and the World Elite?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The BMO VIPorter World Elite Mastercard offers higher point earning rates, more comprehensive travel privileges (free baggage, upgrades, complimentary seats) and VIPorter Horizon status. In contrast, the BMO VIPorter Mastercard offers VIPorter Passport status. The BMO VIPorter World Elite Mastercard also requires a higher annual income ($80,000 personal or $150,000 household). <\/p>\n\n\n\n<p>Read our comparison between <a href=\"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/comparison-td-aeroplan-visa-infinite-vs-mastercard-bmo-viporter-world-elite\/\" target=\"_blank\" rel=\"noopener\">the TD Aeroplan Visa Infinite Card and the BMO VIPorter World Elite MasterCard<\/a>.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"what_vip_benefits_are_included_with_bmo_viporter_cards_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat VIP benefits are included with BMO VIPorter cards?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Both cards offer exclusive privileges on Porter flights, such as priority boarding, alternate flight placement in case of delays, exclusive check-in and priority services for up to 8 companions on the same reservation. With the BMO VIPorter World Elite Mastercard, you&#8217;ll enjoy additional benefits such as complimentary baggage, complimentary seat selection and upgrades to PorterReserve on purchases of $3,000 or more. <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_do_i_earn_viporter_points_with_a_bmo_viporter_credit_card_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow do I earn VIPorter points with a BMO VIPorter credit card?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Here are the BMO VIPorter Mastercard credit cards earning rates:<\/p>\n\n\n\n<p><\/p><ul>\n\t<li data-start=\"1333\" data-end=\"1484\">\n<p data-start=\"1335\" data-end=\"1484\">BMO VIPorter Mastercard: 2 points\/$ at Porter, 1 point\/$ for transportation, gas, groceries, dining, hotels (with limits), 0.5 point\/$ for other purchases.<\/p>\n<\/li>\n\t<li data-start=\"1485\" data-end=\"1749\">\n<p data-start=\"1487\" data-end=\"1749\">BMO VIPorter World Elite Mastercard: 3 points\/$ at Porter, 2 points\/$ for the same categories (with higher limits), and 1 point\/$ for other purchases.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>In both cases, <strong data-start=\"1651\" data-end=\"1684\">annual limits apply<\/strong>, beyond which the rate drops to 0.5 points or 1 point depending on the BMO VIPorter credit card.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"do_viporter_points_expire_with_these_cards_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tDo VIPorter points expire with these cards?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>No. If you&#8217;re a BMO VIPorter Mastercard credit cardholder (regular or World Elite), your VIPorter points never expire. This is a significant advantage, especially if you&#8217;re earning points over the long term for future travel. <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"can_viporter_points_be_used_for_anything_other_than_porter_flights_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tCan VIPorter points be used for anything other than Porter flights?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes. In addition to Porter flights, VIPorter points can be redeemed for flights with Air Transat and Alaska Airlines. This dramatically expands the possibilities for using points beyond the Porter network. <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>","protected":false},"excerpt":{"rendered":"<p>Porter Airlines offers two BMO VIPorter Mastercard credit cards that provide status, points, and travel benefits.<\/p>","protected":false},"author":3,"featured_media":437966,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[48123,48126],"tags":[],"mc_loyalty_program":[49123],"class_list":["post-438148","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cartes","category-cards","mc_issuer-bmo-en","mc_loyalty_program-viporter-en","mc_market-all-of-canada","post_region-canada-en","travel_type-adventure"],"acf":{"mc_approved_badge":false,"mc_card_used":438105,"mc_featured_card_specific":438105,"mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Get up to 70,000 points with BMO VIPorter Mastercard credit cards! | Milesopedia<\/title>\n<meta name=\"description\" content=\"Porter Airlines offers two BMO VIPorter Mastercard credit cards that provide status, points, and travel benefits.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/milesopedia.com\/en\/offres\/cartes\/bmo-viporter-mastercard\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Get up to 70,000 points with BMO VIPorter Mastercard credit cards!\" \/>\n<meta property=\"og:description\" content=\"Porter Airlines offers two BMO VIPorter Mastercard credit cards that provide status, points, and travel benefits.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/milesopedia.com\/en\/offres\/cartes\/bmo-viporter-mastercard\/\" \/>\n<meta property=\"og:site_name\" content=\"Milesopedia\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/milesopedia\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/milesopedia\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-18T12:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-20T11:50:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2025\/03\/Porter-1024x538-BMO-carte.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"538\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jean-Maximilien Voisine\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@milesopedia\" \/>\n<meta name=\"twitter:site\" content=\"@milesopedia\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/offres\\\/cartes\\\/bmo-viporter-mastercard\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/offres\\\/cartes\\\/bmo-viporter-mastercard\\\/\"},\"author\":{\"name\":\"Jean-Maximilien Voisine\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#\\\/schema\\\/person\\\/910fb721150b290316f16836cc905cad\"},\"headline\":\"Get up to 70,000 points with BMO VIPorter Mastercard credit cards!\",\"datePublished\":\"2026-04-18T12:00:00+00:00\",\"dateModified\":\"2026-04-20T11:50:50+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/offres\\\/cartes\\\/bmo-viporter-mastercard\\\/\"},\"wordCount\":1583,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/offres\\\/cartes\\\/bmo-viporter-mastercard\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/Porter-1024x538-BMO-carte.jpg\",\"articleSection\":[\"Cartes de cr\u00e9dit\",\"Credit Cards\"],\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/milesopedia.com\\\/en\\\/offres\\\/cartes\\\/bmo-viporter-mastercard\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/offres\\\/cartes\\\/bmo-viporter-mastercard\\\/\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/offres\\\/cartes\\\/bmo-viporter-mastercard\\\/\",\"name\":\"Get up to 70,000 points with BMO VIPorter Mastercard credit cards! 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