{"id":437624,"date":"2026-03-23T05:00:55","date_gmt":"2026-03-23T09:00:55","guid":{"rendered":"https:\/\/milesopedia.com\/?p=437624"},"modified":"2026-03-24T15:59:52","modified_gmt":"2026-03-24T19:59:52","slug":"walmart-mastercards","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/walmart-mastercards\/","title":{"rendered":"Is It Worth Getting a Walmart Mastercard?"},"content":{"rendered":"

[vc_row][vc_column][vc_column_text css=””]<\/p>\n

Walmart stores across Canada provide convenient all-in-one shopping opportunities, where busy people looking for a good deal can stock up on groceries, household essentials, and more.<\/p>\n

To help loyal shoppers get a bit extra out of their purchases, Walmart Canada offers two co-branded Mastercards that let you earn Walmart Rewards Dollars on all your purchases.<\/p>\n

[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=”” el_id=”” el_id=”” el_id=”” text=”Walmart Rewards Mastercards” css=”” el_id=”walmart_rewards_mastercards”][vc_column_text css=””]<\/p>\n

Walmart offers two co-branded credit cards in Canada, the Walmart Rewards Mastercard and the Walmart Rewards World Mastercard, both issued by Fairstone Bank.<\/p>\n

Both cards have no annual fee and let you earn Walmart Rewards Dollars on all your purchases. These rewards can then be redeemed at Walmart stores and online at Walmart.ca.<\/p>\n

In this article, we take a look at both cards to help you decide if they’re worth adding to your wallet, or whether perhaps there’s an option out there that’s better for your Walmart purchases.<\/p>\n

[\/vc_column_text][vc_single_image image=”438158″ img_size=”large” alignment=”center” style=”vc_box_rounded” css=””][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=”-1″ el_id=”-1″ el_id=”-1″ el_id=”-1″ text=”Earning rates” font_container=”tag:h3|text_align:left” css=”” el_id=”earning_rates”][vc_column_text css=””]<\/p>\n

You earn Walmart Rewards Dollars with both the Walmart Rewards Mastercard and the Walmart Rewards World Mastercard.<\/p>\n

[\/vc_column_text][vc_column_text css=””]<\/p>\n

Let’s compare:<\/p>\n\n\n\n\n\n\n
Earning Rates<\/td>\n\u00a0Walmart Rewards Mastercard<\/td>\n\u00a0Walmart Rewards World Mastercard<\/td>\n<\/tr>\n<\/thead>\n
Earn at Walmart.ca & in-store<\/td>\n3%<\/td>\n\u00a03%<\/td>\n<\/tr>\n
On everything else<\/td>\n1%<\/td>\n1%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/vc_column_text][vc_column_text css=”” el_class=”checkmarks”]<\/p>\n

As you can see, both cards offer a simple and consistent earning structure.<\/p>\n

The main return comes from purchases made at Walmart, with a base rate on all other spending.<\/p>\n

[\/vc_column_text][vc_single_image image=”438165″ img_size=”large” alignment=”center” style=”vc_box_rounded” css=””][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=”-2″ el_id=”-2″ el_id=”-2″ el_id=”-2″ text=”Benefits” font_container=”tag:h3|text_align:left” css=”” el_id=”benefits”][vc_column_text css=”” el_class=”checkmarks”]<\/p>\n

In addition to earning Rewards Dollars, both Mastercards come with a couple of benefits.<\/p>\n

The Walmart Rewards Mastercard offers Liability Protection and Mastercard Global Service, and the Walmart Rewards World Mastercard comes with the following:<\/p>\n

Liability Protection
\nMastercard Global Service
\nFree Extended Warranty Plan
\nFree Purchase Assurance<\/p>\n

Additionally, both cards include a Delivery Pass subscription benefit:<\/p>\n

– Walmart Rewards Mastercard: 3 months free
\n– Walmart Rewards World Mastercard: 6 months free<\/p>\n

Additionally, both cards currently offer a welcome bonus:<\/p>\n

Get a $25 Walmart Rewards bonus\u00b9 when you make a single Walmart purchase of at least $75 within your first 30 days.<\/p>\n

Also, take note that there’s no minimum income requirement for the Walmart Rewards Mastercard; however, the Walmart Rewards World Mastercard has a minimum household income requirement of $100,000.<\/p>\n

[\/vc_column_text][vc_message css=””]<\/p>\n

If you don\u2019t meet the minimum household income requirement for the Walmart Rewards World Mastercard, you can still qualify for the card by first getting the Walmart Rewards Mastercard and spending $15,000 within a 12-month period.<\/p>\n

[\/vc_message]

\t\t\n\t\t\n
\n
<\/div>\n
<\/div>\n <\/div>\n\n\n
\n\n\t
\n\n\t\t
\n\t\t\t
<\/div>\n\t\t<\/div>\n\n\t\t
\n\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t
\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n
\n\n\t
\n\n\t\t
\n\t\t\t
<\/div>\n\t\t<\/div>\n\n\t\t
\n\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t
\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=”-3″ el_id=”-3″ el_id=”-3″ el_id=”-3″ text=”Walmart Mastercards – The Good” font_container=”tag:h3|text_align:left” css=”” el_id=”walmart_mastercards_-_the_good”][vc_column_text css=””]<\/p>\n

Now that we’ve covered the basics of both cards, let’s review the good and the not-so-good aspects of the Walmart Mastercards.<\/p>\n

First, both cards come with no annual fee and the Walmart Rewards Mastercard also has no minimum income requirement. These features help make the card easy to access for the majority of people.<\/p>\n

Next, the ability to earn 3% back at Walmart can really boost your rewards earnings on groceries, household essentials, clothing, and more. It’s a straightforward earning structure that works well if Walmart is a regular part of your shopping routine.<\/p>\n

Finally, Rewards Dollars are easy to redeem once you have a balance of at least $5. From there, they can be redeemed in increments of $5 at Walmart stores across Canada or online at Walmart.ca.<\/p>\n

However, keep in mind that Rewards Dollars can\u2019t be redeemed for cash or for tobacco, lottery tickets, alcohol, and prescription medication.<\/p>\n

[\/vc_column_text][vc_single_image image=”438178″ img_size=”medium” alignment=”center” style=”vc_box_rounded” css=””][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=”-4″ el_id=”-4″ el_id=”-4″ el_id=”-4″ text=”Walmart Mastercards – The Not-So-Good” font_container=”tag:h3|text_align:left” css=”” el_id=”walmart_mastercards_-_the_not-so-good”][vc_column_text css=””]<\/p>\n

In terms of the not-so-good aspects of the Walmart Mastercards, there are couple that stand out.<\/p>\n

First, the Walmart Rewards World Mastercard’s minimum household income requirement of $100,000 is quite high, making the card fairly inaccessible for many Walmart shoppers.<\/p>\n

Second, neither of the two Mastercards offer much in the way of perks or benefits, so their usefulness beyond earning rewards is limited.<\/p>\n

Finally, the earning rates offered by both cards are fairly standard, especially the base return of 1% on purchases outside of Walmart.<\/p>\n

Depending on your spending habits and rewards priorities, there may be better credit card options available for your Walmart purchases (more on this coming up!).<\/p>\n

[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=”-5″ el_id=”-5″ el_id=”-5″ el_id=”-5″ text=”Should you get a Walmart Mastercard?” font_container=”tag:h3|text_align:left” css=”” el_id=”should_you_get_a_walmart_mastercard_”][vc_column_text css=””]<\/p>\n

Okay, so all things considered, should you get either the Walmart Rewards Mastercard or the Walmart Rewards World Mastercard?<\/p>\n

Ultimately, the most important thing when deciding this is to consider your personal and financial preferences and whether either of the cards suits your needs.<\/p>\n

That said, if you shop frequently at Walmart, the 3% return on Walmart purchases can make either card a solid option.<\/p>\n

However, if you tend to shop at multiple different stores, you may be better off with one of the alternatives that we discuss in the next section.<\/p>\n

[\/vc_column_text]

\t\t\n\t\t
\n\n
\n\t
<\/div>\n<\/div>\n\n
\n\t
\n\t\t
<\/div>\n\t\t
<\/div>\n\t\t
<\/div>\n\t<\/div>\n<\/div>\n<\/article>
\n\n
\n\t
<\/div>\n<\/div>\n\n
\n\t
\n\t\t
<\/div>\n\t\t
<\/div>\n\t\t
<\/div>\n\t<\/div>\n<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=”-6″ el_id=”-6″ el_id=”-6″ el_id=”-6″ text=”Other Cards for Shopping at Walmart” css=”” el_id=”other_cards_for_shopping_at_walmart”][vc_column_text css=””]<\/p>\n

Let\u2019s first remember that most Walmarts are not considered grocery stores by your credit card\u2019s category system. This means that the best card for your Walmart purchases is one that has a good earning rate in the \u201ceverything else\u201d category.<\/p>\n

Now, if the Walmart you shop at is an eligible Walmart Supercentre, some Visas and Mastercards will categorize these locations as grocery stores. In this case, your best bet is to choose a credit card that has a high earning rate in the grocery category.<\/p>\n

Our guide to the best credit cards for grocery stores is a great resource if you have a Walmart Supercentre nearby or if you\u2019re just looking to maximize your rewards at other grocery stores.<\/p>\n

[\/vc_column_text]

\t\t\n\t\t
\n\t
\n\t\t
<\/div>\n\t<\/div>\n\t
\n\t\t
\n\t\t\t
<\/div>\n\t\t\t
<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text css=””]<\/p>\n

Let\u2019s look at the best cash back and reward points cards for your Walmart purchases.<\/p>\n

[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=”-7″ el_id=”-7″ el_id=”-7″ el_id=”-7″ text=”Best cash back cards” font_container=”tag:h3|text_align:left” css=”” el_id=”best_cash_back_cards”][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=”-8″ el_id=”-8″ el_id=”-8″ el_id=”-8″ text=”Rogers Red World Elite Mastercard” font_container=”tag:h4|text_align:left” css=”” el_id=”rogers_red_world_elite_mastercard”][vc_column_text css=””]<\/p>\n

If you\u2019re a Rogers, Fido, or Shaw customer, the Rogers Red World Elite Mastercard gets you 2% cash back on all your purchases (or 1.5% cash back if you’re not a Rogers, Fido, or Shaw customer).<\/p>\n

This earning rate is twice the 1% that most cards offer in this category and is competitive with the earnings rates offered by the Walmart Mastercards.<\/p>\n

This card also comes with an array of travel perks and benefits, like 5 free Roam Like Home days and solid travel insurance coverage.<\/p>\n

[\/vc_column_text]

\t\t\n\t\t
\n\t
\n\n\t\t
\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t
\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t\t
<\/div>\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t
\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=”-9″ el_id=”-9″ el_id=”-9″ el_id=”-9″ text=”BMO CashBack World Elite Mastercard” font_container=”tag:h4|text_align:left” css=”” el_id=”bmo_cashback_world_elite_mastercard”][vc_column_text css=”” el_class=”checkmarks”]<\/p>\n

The BMO CashBack World Elite Mastercard earns 5% cash back on groceries, which is the highest cash back rate on groceries in Canada.<\/p>\n

With this card, you can earn 5% on your purchases at eligible Walmart Supercentres that qualify within the grocery spending category. If your local Walmart isn’t catgorized as “grocery,” you’ll still enjoy 1% back on your purchases, plus you’ll enjoy the following earning rates elsewhere:<\/p>\n

4% on transit
\n3% on gas
\n2% on recurring bill payments
\n1% on everything else<\/p>\n

[\/vc_column_text]

\t\t\n\t\t
\n\t
\n\n\t\t
\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t
\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t\t
<\/div>\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t
\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=”-10″ el_id=”-10″ el_id=”-10″ el_id=”-10″ text=”BMO CashBack Mastercard” font_container=”tag:h4|text_align:left” css=”” el_id=”bmo_cashback_mastercard”][vc_column_text css=””]<\/p>\n

While the BMO CashBack World Elite Mastercard mentioned above has an annual fee of $120, the BMO CashBack Mastercard has no annual fee!<\/p>\n

This card lets you earn 3% cash back on grocery purchases, including at eligible Walmart Supercentres, plus 1% cash back on recurring bill payments, and 0.5% back on everything else.<\/p>\n

While the “everything else” category isn’t as strong as the earning rates offered by the Walmart Mastercards, the cash back earned with this card lets you redeem against all your purhcases, not just those made at Walmart.<\/p>\n

[\/vc_column_text]

\t\t\n\t\t
\n\t
\n\n\t\t
\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t
\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t\t
<\/div>\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t
\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=”-11″ el_id=”-11″ el_id=”-11″ el_id=”-11″ text=”SimplyCash Card by American Express” font_container=”tag:h4|text_align:left” css=”” el_id=”simplycash_card_by_american_express”][vc_column_text css=”” el_class=”checkmarks”]<\/p>\n

The SimplyCash Card by American Express has no annual fee, no minimum income requirement, and earns cash back on all your purchases.<\/p>\n

The card’s earning rates are:<\/p>\n

2% back on groceries
\n2% back on gas
\n1.25% back on everything else<\/p>\n

These rates are in line or better than the Walmart Mastercards, making this a solid choice for Walmart purchases and beyond.<\/p>\n

[\/vc_column_text]

\t\t\n\t\t
\n\t
\n\n\t\t
\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t
\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t\t
<\/div>\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t
\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=”-12″ el_id=”-12″ el_id=”-12″ el_id=”-12″ text=”Best reward credit cards” font_container=”tag:h3|text_align:left” css=”” el_id=”best_reward_credit_cards”][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=”-13″ el_id=”-13″ el_id=”-13″ el_id=”-13″ text=”Scotiabank Gold American Express” font_container=”tag:h4|text_align:left” css=”” el_id=”scotiabank_gold_american_express”][vc_column_text css=”” el_class=”checkmarks”]<\/p>\n

The Scotiabank Gold American Express Card earns valuable and flexible Scene+ points on all purchases.<\/p>\n

Since American Express doesn’t categorize Walmart or Walmart Supercentres as “grocery,” your spending there will only earn the base rate of 1 point per $1 spent; however, the card also earns up to 6 points per $1 spent in other categories, making it very lucrative and a crowd favourite.<\/p>\n

Scene+ points can be used for free groceries, entertainment, travel, and more, with each Scene+ point being worth 1 cent.<\/p>\n

[\/vc_column_text]

\t\t\n\t\t
\n\t
\n\n\t\t
\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t
\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t\t
<\/div>\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t
\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=”-14″ el_id=”-14″ el_id=”-14″ el_id=”-14″ text=”American Express Cobalt Card” font_container=”tag:h4|text_align:left” css=”” el_id=”american_express_cobalt_card”][vc_column_text css=””]<\/p>\n

The American Express Cobalt Card is similar to the Scotiabank Gold American Express Card in that you’ll only earn the base rate of 1 Membership Reward (MR) point per $1 spent at Walmart.<\/p>\n

The difference is that we value MR points at 1.7 cents, so this is one of the better earning rates available on Walmart purchases. Additionally, with the right strategy you can get even more out of your points by transferring to airline and hotel loyalty programs and finding the right redemption.<\/p>\n

The American Express Cobalt Card also offers up to 5 points per $1 spent in other categories and is widely considered to be one of the best credit cards in Canada.<\/p>\n

[\/vc_column_text]

\t\t\n\t\t
\n\t
\n\n\t\t
\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t
\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t\t
<\/div>\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t
\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=”-15″ el_id=”-15″ el_id=”-15″ el_id=”-15″ text=”MBNA Rewards World Elite Mastercard” font_container=”tag:h4|text_align:left” css=”” el_id=”mbna_rewards_world_elite_mastercard”][vc_column_text css=””]<\/p>\n

The MBNA Rewards World Elite Mastercard earns 5 points per $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases, and 1 point per $1 spent on everything else.<\/p>\n

Once you’ve accumulated some points, you can redeem them for cash back, merchandise, gift cards, travel, and more. Not only that, but your points will never expire as long as your account is open and in good standing.<\/p>\n

Alternatively, if you’d prefer a card with no annual fee, you could also consider the MBNA Rewards Platinum Plus Mastercard, which offers similar but slightly lower earning rates.<\/p>\n

[\/vc_column_text]

\t\t\n\t\t
\n\t
\n\n\t\t
\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t
\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t\t
<\/div>\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t
\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=”-16″ el_id=”-16″ el_id=”-16″ el_id=”-16″ text=”Bottom Line” css=”” el_id=”bottom_line”][vc_column_text css=””]<\/p>\n

The Walmart Rewards Mastercard and the Walmart Rewards World Mastercard offer a simple way to earn 3% back on purchases at Walmart, with no annual fee.<\/p>\n

If Walmart is your go-to store for groceries, personal care items, or clothes, these two Mastercards could be your ticket to saving money on your frequent purchases.<\/p>\n

If your shopping habits are fairly diverse, you might be better off considering one of the alternative cards we mentioned above or exploring our other guides to find the right card for you.<\/p>\n

[\/vc_column_text]

\t\t\n\t\t
\n\n
\n\t
<\/div>\n<\/div>\n\n
\n\t
\n\t\t
<\/div>\n\t\t
<\/div>\n\t\t
<\/div>\n\t<\/div>\n<\/div>\n<\/article>
\n\n
\n\t
<\/div>\n<\/div>\n\n
\n\t
\n\t\t
<\/div>\n\t\t
<\/div>\n\t\t
<\/div>\n\t<\/div>\n<\/div>\n<\/article>
\n\n
\n\t
<\/div>\n<\/div>\n\n
\n\t
\n\t\t
<\/div>\n\t\t
<\/div>\n\t\t
<\/div>\n\t<\/div>\n<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

Walmart Mastercards let you earn Walmart Rewards Dollars on all your purchases, helping you save money on essentials and more.<\/p>","protected":false},"author":2499,"featured_media":439122,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[45831],"tags":[],"mc_loyalty_program":[],"class_list":["post-437624","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","mc_market-all-of-canada"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":182058,"mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"\nIs It Worth Getting a Walmart Mastercard? | Milesopedia<\/title>\n<meta name=\"description\" content=\"Walmart Mastercards lets you earn Walmart Rewards Dollars on all your purchases, helping you save money on essentials and more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/walmart-mastercards\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Is It Worth Getting a Walmart Mastercard?\" \/>\n<meta property=\"og:description\" content=\"Walmart Mastercards lets you earn Walmart Rewards Dollars on all your purchases, helping you save money on essentials and more.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/walmart-mastercards\/\" \/>\n<meta property=\"og:site_name\" content=\"Milesopedia\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/milesopedia\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-23T09:00:55+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-24T19:59:52+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2025\/03\/Walmart-1024x538-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"538\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Erin Partridge\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@milesopedia\" \/>\n<meta name=\"twitter:site\" content=\"@milesopedia\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/credit-cards\\\/walmart-mastercards\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/credit-cards\\\/walmart-mastercards\\\/\"},\"author\":{\"name\":\"Erin Partridge\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#\\\/schema\\\/person\\\/633ed64ce568b5a88c481c0f1e5c8863\"},\"headline\":\"Is It Worth Getting a Walmart Mastercard?\",\"datePublished\":\"2026-03-23T09:00:55+00:00\",\"dateModified\":\"2026-03-24T19:59:52+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/credit-cards\\\/walmart-mastercards\\\/\"},\"wordCount\":2568,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/credit-cards\\\/walmart-mastercards\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/Walmart-1024x538-1.jpg\",\"articleSection\":[\"Credit Cards\"],\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/credit-cards\\\/walmart-mastercards\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/credit-cards\\\/walmart-mastercards\\\/\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/credit-cards\\\/walmart-mastercards\\\/\",\"name\":\"Is It Worth Getting a Walmart Mastercard? | Milesopedia\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/credit-cards\\\/walmart-mastercards\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/credit-cards\\\/walmart-mastercards\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/Walmart-1024x538-1.jpg\",\"datePublished\":\"2026-03-23T09:00:55+00:00\",\"dateModified\":\"2026-03-24T19:59:52+00:00\",\"description\":\"Walmart Mastercards lets you earn Walmart Rewards Dollars on all your purchases, helping you save money on essentials and more.\",\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/credit-cards\\\/walmart-mastercards\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/credit-cards\\\/walmart-mastercards\\\/#primaryimage\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/Walmart-1024x538-1.jpg\",\"contentUrl\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/Walmart-1024x538-1.jpg\",\"width\":1024,\"height\":538,\"caption\":\"Walmart\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/\",\"name\":\"Milesopedia\",\"description\":\"Programmes de fid\u00e9lit\u00e9 et cartes de cr\u00e9dit au Canada\",\"publisher\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#organization\",\"name\":\"Milesopedia Canada\",\"alternateName\":\"Milesopedia\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/MILESOPEDIA-logo-cmjn-black-V3@4x.png\",\"contentUrl\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/MILESOPEDIA-logo-cmjn-black-V3@4x.png\",\"width\":1600,\"height\":261,\"caption\":\"Milesopedia Canada\"},\"image\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/milesopedia\",\"https:\\\/\\\/x.com\\\/milesopedia\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/milesopedia\",\"https:\\\/\\\/www.tiktok.com\\\/@milesopedia\",\"https:\\\/\\\/www.youtube.com\\\/milesopedia\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#\\\/schema\\\/person\\\/633ed64ce568b5a88c481c0f1e5c8863\",\"name\":\"Erin Partridge\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/Erin-Partridge-Hamayda-Author-Page-Photo-200x160.jpeg\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/Erin-Partridge-Hamayda-Author-Page-Photo-200x160.jpeg\",\"contentUrl\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/Erin-Partridge-Hamayda-Author-Page-Photo-200x160.jpeg\",\"caption\":\"Erin Partridge\"},\"description\":\"Erin Partridge enjoys travelling slowly and taking her time to get to know each new place. \\u2028She\u2019s had the opportunity to live in Canada and South Korea, with shorter stints in Vietnam, Malaysia, Mexico, Spain, and more.\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/author\\\/erin-partridge\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Is It Worth Getting a Walmart Mastercard? | Milesopedia","description":"Walmart Mastercards lets you earn Walmart Rewards Dollars on all your purchases, helping you save money on essentials and more.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/walmart-mastercards\/","og_locale":"en_US","og_type":"article","og_title":"Is It Worth Getting a Walmart Mastercard?","og_description":"Walmart Mastercards lets you earn Walmart Rewards Dollars on all your purchases, helping you save money on essentials and more.","og_url":"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/walmart-mastercards\/","og_site_name":"Milesopedia","article_publisher":"https:\/\/www.facebook.com\/milesopedia","article_published_time":"2026-03-23T09:00:55+00:00","article_modified_time":"2026-03-24T19:59:52+00:00","og_image":[{"width":1024,"height":538,"url":"https:\/\/milesopedia.com\/wp-content\/uploads\/2025\/03\/Walmart-1024x538-1.jpg","type":"image\/jpeg"}],"author":"Erin Partridge","twitter_card":"summary_large_image","twitter_creator":"@milesopedia","twitter_site":"@milesopedia","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/walmart-mastercards\/#article","isPartOf":{"@id":"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/walmart-mastercards\/"},"author":{"name":"Erin Partridge","@id":"https:\/\/milesopedia.com\/en\/#\/schema\/person\/633ed64ce568b5a88c481c0f1e5c8863"},"headline":"Is It Worth Getting a Walmart Mastercard?","datePublished":"2026-03-23T09:00:55+00:00","dateModified":"2026-03-24T19:59:52+00:00","mainEntityOfPage":{"@id":"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/walmart-mastercards\/"},"wordCount":2568,"commentCount":0,"publisher":{"@id":"https:\/\/milesopedia.com\/en\/#organization"},"image":{"@id":"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/walmart-mastercards\/#primaryimage"},"thumbnailUrl":"https:\/\/milesopedia.com\/wp-content\/uploads\/2025\/03\/Walmart-1024x538-1.jpg","articleSection":["Credit Cards"],"inLanguage":"en-CA","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/walmart-mastercards\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/walmart-mastercards\/","url":"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/walmart-mastercards\/","name":"Is It Worth Getting a Walmart Mastercard? | Milesopedia","isPartOf":{"@id":"https:\/\/milesopedia.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/walmart-mastercards\/#primaryimage"},"image":{"@id":"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/walmart-mastercards\/#primaryimage"},"thumbnailUrl":"https:\/\/milesopedia.com\/wp-content\/uploads\/2025\/03\/Walmart-1024x538-1.jpg","datePublished":"2026-03-23T09:00:55+00:00","dateModified":"2026-03-24T19:59:52+00:00","description":"Walmart Mastercards lets you earn Walmart Rewards Dollars on all your purchases, helping you save money on essentials and more.","inLanguage":"en-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/walmart-mastercards\/"]}]},{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/walmart-mastercards\/#primaryimage","url":"https:\/\/milesopedia.com\/wp-content\/uploads\/2025\/03\/Walmart-1024x538-1.jpg","contentUrl":"https:\/\/milesopedia.com\/wp-content\/uploads\/2025\/03\/Walmart-1024x538-1.jpg","width":1024,"height":538,"caption":"Walmart"},{"@type":"WebSite","@id":"https:\/\/milesopedia.com\/en\/#website","url":"https:\/\/milesopedia.com\/en\/","name":"Milesopedia","description":"Programmes de fid\u00e9lit\u00e9 et cartes de cr\u00e9dit au Canada","publisher":{"@id":"https:\/\/milesopedia.com\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/milesopedia.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-CA"},{"@type":"Organization","@id":"https:\/\/milesopedia.com\/en\/#organization","name":"Milesopedia Canada","alternateName":"Milesopedia","url":"https:\/\/milesopedia.com\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/milesopedia.com\/en\/#\/schema\/logo\/image\/","url":"https:\/\/milesopedia.com\/wp-content\/uploads\/2023\/01\/MILESOPEDIA-logo-cmjn-black-V3@4x.png","contentUrl":"https:\/\/milesopedia.com\/wp-content\/uploads\/2023\/01\/MILESOPEDIA-logo-cmjn-black-V3@4x.png","width":1600,"height":261,"caption":"Milesopedia Canada"},"image":{"@id":"https:\/\/milesopedia.com\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/milesopedia","https:\/\/x.com\/milesopedia","https:\/\/www.linkedin.com\/company\/milesopedia","https:\/\/www.tiktok.com\/@milesopedia","https:\/\/www.youtube.com\/milesopedia"]},{"@type":"Person","@id":"https:\/\/milesopedia.com\/en\/#\/schema\/person\/633ed64ce568b5a88c481c0f1e5c8863","name":"Erin Partridge","image":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/milesopedia.com\/wp-content\/uploads\/2025\/02\/Erin-Partridge-Hamayda-Author-Page-Photo-200x160.jpeg","url":"https:\/\/milesopedia.com\/wp-content\/uploads\/2025\/02\/Erin-Partridge-Hamayda-Author-Page-Photo-200x160.jpeg","contentUrl":"https:\/\/milesopedia.com\/wp-content\/uploads\/2025\/02\/Erin-Partridge-Hamayda-Author-Page-Photo-200x160.jpeg","caption":"Erin Partridge"},"description":"Erin Partridge enjoys travelling slowly and taking her time to get to know each new place. \u2028She\u2019s had the opportunity to live in Canada and South Korea, with shorter stints in Vietnam, Malaysia, Mexico, Spain, and more.","url":"https:\/\/milesopedia.com\/en\/author\/erin-partridge\/"}]}},"_links":{"self":[{"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/posts\/437624","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/users\/2499"}],"replies":[{"embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/comments?post=437624"}],"version-history":[{"count":24,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/posts\/437624\/revisions"}],"predecessor-version":[{"id":488972,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/posts\/437624\/revisions\/488972"}],"acf:post":[{"embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/card\/182058"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/media\/439122"}],"wp:attachment":[{"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/media?parent=437624"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/categories?post=437624"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/tags?post=437624"},{"taxonomy":"mc_loyalty_program","embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/mc_loyalty_program?post=437624"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}