{"id":431635,"date":"2025-02-13T11:30:00","date_gmt":"2025-02-13T16:30:00","guid":{"rendered":"https:\/\/milesopedia.com\/?p=431635"},"modified":"2025-12-01T04:09:02","modified_gmt":"2025-12-01T09:09:02","slug":"minimum-age-teenager-additional-credit-card","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/guide\/strategy\/minimum-age-teenager-additional-credit-card\/","title":{"rendered":"Minimum Age for a Teenager to Have an Additional Credit Card"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row el_class=&#8221;checkmarks&#8221;][vc_column][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>Adding your teenager as an additional cardholder can be very practical. He or she can use it to make certain expenses in an emergency, simply to buy a missing pint of milk at the grocery store, or when away from home and parents on a <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/best-cards-school-trip\/\" target=\"_blank\" rel=\"noopener\">school trip<\/a>. <\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"251339,442061\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text css=&#8221;&#8221;]<\/p>\n<p>However, the rules vary from bank to bank as to the minimum age required. I recommend that you read the article on <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/how-to-add-supplementary-credit-card\/\">How adding an additional credit card works<\/a>. You&#8217;ll see that:  <\/p>\n<ul>\n<li data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">Parents need to keep an eye on their children&#8217;s spending, since they&#8217;re the ones who pay the balance;<\/li>\n<li data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">An additional card is unnecessary if you want to build your child&#8217;s credit history or improve their credit score.<\/li>\n<\/ul>\n<p>A student or young adult can only take out a credit card in their own name when they reach the age of majority in their province of residence. See our article on the <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/best-first-credit-card-young-adutls-students\/\">best first card for young adults and students<\/a>. <\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"252943\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row el_class=&#8221;checkmarks&#8221;][vc_column][vc_custom_heading text=&#8221;Annual Fee&#8221; css=&#8221;&#8221; el_id=&#8221;annual_fee&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">There may be an annual fee for an additional credit card application. For example, the annual fee is: <\/p>\n<ul>\n<li data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">$50 for the <a title=\"National Bank World Elite Mastercard\" href=\"https:\/\/milesopedia.com\/en\/go\/world-elite-mastercard-from-national-bank\/\" rel=\"noindex\">National Bank World Elite Mastercard<\/a>;<\/li>\n<li data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">$0 for a <a title=\"Tangerine Money-Back World Mastercard\" href=\"https:\/\/milesopedia.com\/en\/go\/tangerine-world-mastercard\/\" rel=\"noindex\">Tangerine Money-Back World Mastercard<\/a>;<\/li>\n<li data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">$0 for the first additional card, then $50 for the second and subsequent <a title=\"Scotiabank Passport<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-passport-visa-infinite-card\/\" rel=\"noindex\">Scotiabank Visa Infinite Passport<\/a> cards<\/li>\n<li data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">$75 for a <a title=\"TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/td-aeroplan-visa-infinite-card\/\" rel=\"noindex\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card<\/a> or $0 when fees are fully refunded in the first year as part of certain welcome offers.<\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--4'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"71355,401432,100492,22642\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row el_class=&#8221;checkmarks&#8221;][vc_column][vc_custom_heading text=&#8221;How to Apply for an Additional Credit Card&#8221; css=&#8221;&#8221; el_id=&#8221;how_to_apply_for_an_additional_credit_card&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">This varies from one financial institution to another.<\/p>\n<p>For example, an application for an additional credit card can be made directly online in your Tangerine and American Express accounts. Desjardins, on the other hand, requires you to bring your child to the branch with you, so bring your child&#8217;s ID with you. National Bank, on the other hand, allows you to do this over the phone.  <\/p>\n<p>[\/vc_column_text][vc_message color=&#8221;warning&#8221; message_box_color=&#8221;warning&#8221; icon_fontawesome=&#8221;fas fa-exclamation-triangle&#8221; css=&#8221;&#8221;]<\/p>\n<h4>Warning &#8211; Prohibited Practice<\/h4>\n<p>Above all, be careful with your credit card, as there may be a breach of your agreement governing the use of your credit card and can have serious consequences if:<\/p>\n<ul>\n<li>You give your child your credit card in your name for them to use on your behalf.<\/li>\n<li>You install your own credit card in your child&#8217;s cell phone and in their mobile wallet (Apple Pay or Google Pay).<\/li>\n<\/ul>\n<p>So if you ever have a problem with an unauthorized expense or fraud on your card, the financial institution won&#8217;t be able to help you, and you&#8217;ll have no recourse.<\/p>\n<p>That&#8217;s why an additional credit card in your child&#8217;s name can be useful.<\/p>\n<p>[\/vc_message][\/vc_column][\/vc_row][vc_row el_class=&#8221;checkmarks&#8221;][vc_column][vc_custom_heading text=&#8221;Additional Card Request&#8221; css=&#8221;&#8221; el_id=&#8221;additional_card_request&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">When applying for a card, you will be asked to provide the following information:<\/p>\n<ul>\n<li data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">Name<\/li>\n<li data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">Address<\/li>\n<li data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">Phone number<\/li>\n<li data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">Additional cardholder&#8217;s date of birth<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Minimum Age for Obtaining an Additional Credit Card&#8221; css=&#8221;&#8221; el_id=&#8221;minimum_age_for_obtaining_an_additional_credit_card&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>Banks allow you to add an additional minor holder, and here is a list of requirements:<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;American Express&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;american_express&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>13 years old and over<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;Scotiabank&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;scotiabank&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>No minimum age<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;National Bank&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;national_bank&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>16years old and over<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;BMO Bank of Montreal&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;bmo_bank_of_montreal&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>13 years old and over<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;CIBC&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;cibc&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>No minimum age<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22689\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[vc_custom_heading text=&#8221;Desjardins&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;desjardins&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>12 years old and over<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;MBNA&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;mbna&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>No minimum age<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;PC Financial&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;pc_financial&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>14 years old and over<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;RBC Royal Bank&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;rbc_royal_bank&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>14 years old and over<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;Rogers&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;rogers&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>16years old and over<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;Tangerine&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;tangerine&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>16years old and over<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;TD&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;td&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>No minimum age<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Practical Advice on Your Child\u2019s Credit Card&#8221; css=&#8221;&#8221; el_id=&#8221;practical_advice_on_your_child_s_credit_card&#8221;][vc_custom_heading text=&#8221;Free Baggage Tip&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;free_baggage_tip&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>If you give them an additional Aeroplan card that offers a <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/aeroplan-credit-card-free-checked-bag\/\" target=\"_blank\" rel=\"noopener\">free baggage allowance <\/a>(like the <a title=\"TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/td-aeroplan-visa-infinite-card\/\" rel=\"noindex\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card<\/a> or the <a title=\"TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite Privilege* Credit Card\" href=\"https:\/\/milesopedia.com\/en\/go\/td-aeroplan-visa-infinite-privilege-card-qc\/\" rel=\"noindex\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite Privilege* Credit Card<\/a>), your child will be able to take advantage of this privilege. You&#8217;ll need to ensure that their personal Aeroplan number is linked to their Aeroplan credit card account. <\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"175297\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_custom_heading text=&#8221;Access to an Airport Lounge&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;access_to_an_airport_lounge&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">Please note that if your main credit card gives access to an <a href=\"https:\/\/milesopedia.com\/en\/guides\/strategies\/free-airport-lounge-access\/\" target=\"_blank\" rel=\"noopener\">airport lounge <\/a>, the additional card may also grant lounge access. Please consult the information on this card, as this may vary from one financial institution to another. <\/p>\n<p>Additionally, if your child is a minor and has an additional card that grants access to airport lounges, they will not be able to enter alone because alcohol is served in those lounges.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"49443\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_custom_heading text=&#8221;Credit Limit for Your Dear Student&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;credit_limit_for_your_dear_student&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">CIBC allows you to set a credit limit on your child&#8217;s additional credit card.<\/p>\n<p data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">You could have your own credit limit of $10,000 as the primary cardholder, but you could set another limit specifically for your child, such as $250. This can be a good idea to avoid over-spending when using the additional card. <\/p>\n<p>I advise you to check this with your financial institution because, usually, the primary cardholder&#8217;s limit is the only valid one.<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;Reward Programs&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;reward_programs&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">Every purchase your child makes earns points in your account. It can be a great way to earn points faster in your rewards programs or to <a href=\"https:\/\/milesopedia.com\/en\/guides\/strategies\/tips-unlock-bonus\/\" target=\"_blank\" rel=\"noopener\">unlock a bonus<\/a>! <\/p>\n<p>Also, check with your financial institution for promotions. Sometimes it&#8217;s possible to get discounts, cash back or extra points when you add someone to your account. <\/p>\n<p>For example, American Express currently gives <a href=\"https:\/\/milesopedia.com\/en\/rewards\/special-offers\/american-express-additional-cards-bonus-points\/\" target=\"_blank\" rel=\"noopener\">additional points when an additional cardholder is added<\/a>.<\/p>\n<p>[\/vc_column_text][vc_single_image image=&#8221;430740&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221; css=&#8221;&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;For Practicality&#8221; css=&#8221;&#8221; el_id=&#8221;for_practicality&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">When used properly, the extra card gives the youngster a sense of responsibility and offers peace of mind for mom and dad.<\/p>\n<p>More and more, I&#8217;m asking my youngster to run small emergency errands for the family, or to pay for certain purchases with his additional card when he&#8217;s alone at grandma&#8217;s (instead of grandma paying and me reimbursing her afterwards). It&#8217;s more efficient and, at the same time, he&#8217;s learning to be independent. <\/p>\n<p>Then, when he has his <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/best-first-credit-card-young-adutls-students\/\" target=\"_blank\" rel=\"noopener\">first credit card<\/a> all to himself, he&#8217;ll know how it works.<\/p>\n<p>Adding your child as an additional cardholder is an option with many advantages. All you need to do is take the time to explain the rules to your child! For more tips, see our <a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/children-personal-finance\/\">guide to introducing your children to personal finance<\/a>.  <\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"370036\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_toggle title=&#8221;How to get a credit card at 12 years old? Or at 14 years old? &#8221; open=&#8221;true&#8221; css=&#8221;&#8221;]<\/p>\n<p>To own a credit card, you must be of legal age in your province of residence. However, a child can be an additional cardholder on a parent&#8217;s credit card. The minimum age depends on the financial institution, and you can see the conditions in the article above.  <\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;How old do you have to be to get a credit card in Quebec or in Canada?&#8221; open=&#8221;true&#8221; css=&#8221;&#8221;]<\/p>\n<p>You must be of legal age in your province of residence.<\/p>\n<p>For example, the age of majority is 18 in Quebec, Ontario and Manitoba, and 19 in New Brunswick and British Columbia.<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;Can I get a credit card before I&apos;m 18?&#8221; open=&#8221;true&#8221; css=&#8221;&#8221;]<\/p>\n<p>Not as a primary cardholder. But a person aged 17 and under can be associated with a parent&#8217;s credit card account, thanks to an additional card. <\/p>\n<p>[\/vc_toggle]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22621\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Here is a list of banks and the minimum age at which your child can have an additional credit card linked to your account.<\/p>","protected":false},"author":127,"featured_media":430980,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[48137],"tags":[],"mc_loyalty_program":[741,690],"class_list":["post-431635","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-strategy","mc_loyalty_program-aeroplan-en","mc_loyalty_program-american-express-membership-rewards","mc_market-all-of-canada","post_region-canada-en","travel_type-family"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":"","mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Minimum Age for a Teenager to Have an Additional Credit Card | Milesopedia<\/title>\n<meta name=\"description\" content=\"Here is a list of banks and the minimum age at which your child can have an additional credit card linked to your account.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/minimum-age-teenager-additional-credit-card\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Minimum Age for a Teenager to Have an Additional Credit Card\" \/>\n<meta property=\"og:description\" content=\"Here is a list of banks and the minimum age at which your child can have an additional credit card linked to your account.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/minimum-age-teenager-additional-credit-card\/\" \/>\n<meta property=\"og:site_name\" content=\"Milesopedia\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/milesopedia\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/groups\/milesopedia\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-02-13T16:30:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-01T09:09:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2025\/02\/Jeunes-1024x538-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"538\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Caroline Tremblay\" \/>\n<meta name=\"twitter:card\" 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