{"id":396944,"date":"2026-01-02T04:35:00","date_gmt":"2026-01-02T09:35:00","guid":{"rendered":"https:\/\/milesopedia.com\/?p=396944"},"modified":"2026-01-05T08:12:24","modified_gmt":"2026-01-05T13:12:24","slug":"comparison-card-gold-american-express-vs-card-american-express-gold-scotia","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/comparison-card-gold-american-express-vs-card-american-express-gold-scotia\/","title":{"rendered":"Comparison: American Express Gold Rewards Card vs Scotiabank Gold American Express<sup>&reg;<\/sup> Card"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Scotiabank and American Express offer 2 gold credit cards: one from Scotia in collaboration with American Express, the other directly from American Express.<\/p>\n<ul>\n<li><a title=\"American Express<sup>&reg;<\/sup> Gold Rewards Card\" href=\"https:\/\/milesopedia.com\/en\/go\/amex-gold-rewards-card\/\" rel=\"noindex\">American Express<sup>&reg;<\/sup> Gold Rewards Card<\/a><\/li>\n<li><a title=\"Scotiabank Gold American Express Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-gold-american-express-card\/\" rel=\"noindex\">Scotiabank Gold American Express Card<\/a><\/li>\n<\/ul>\n<p>They have almost the same name, but different characteristics. Let&#8217;s see which one is the best!<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare-v'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='2'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare-v container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22640,22620\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card-compare--offer-heading\">\n    <div class=\"card-compare-v-item-heading\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<div class=\"card-compare--value-heading\">\n    <div class=\"card-compare-v-item-heading\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<div class=\"card-compare--fee-heading\">\n    <div class=\"card-compare-v-item-heading\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-1\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer card-compare--offer-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Value -->\n<div class=\"card-compare--value card-compare--value-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Annual Fee -->\n<div class=\"card-compare--annual-fee card-compare--annual-fee-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-2\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer card-compare--offer-2\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Value -->\n<div class=\"card-compare--value card-compare--value-2\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Annual Fee -->\n<div class=\"card-compare--annual-fee card-compare--annual-fee-2\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text el_class=&#8221;links&#8221;]<\/p>\n<p>We will base our analysis on the major differences between these credit cards regarding:<\/p>\n<ul>\n<li><a href=\"#prime\">Welcome Bonus<\/a><\/li>\n<li><a href=\"#accumulation\">Earning Points<\/a><\/li>\n<li><a href=\"#utilisation\">Using Points<\/a><\/li>\n<li><a href=\"#frais\">Annual Fee<\/a><\/li>\n<li><a href=\"#revenu\">Minimum Income<\/a><\/li>\n<li><a href=\"#assurances\">Travel insurance<\/a><\/li>\n<li><a href=\"#avantages\">Benefits<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Bonus&#8221;][vc_column][vc_custom_heading text=&#8221;Welcome Bonus&#8221; el_id=&#8221;welcome_bonus&#8221;][vc_column_text]<\/p>\n<p>The welcome bonus offered by each of these credit cards varies depending on the promotions. However, there are some important differences between the two!<\/p>\n<p>[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;167271&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With this welcome offer for the <a title=\"American Express<sup>&reg;<\/sup> Gold Rewards Card\" href=\"https:\/\/milesopedia.com\/en\/go\/amex-gold-rewards-card\/\" rel=\"noindex\">American Express<sup>MD<\/sup> Gold Rewards Card,<\/a> you can earn up to <span class=\"nowrap\">60,000<\/span> Membership Rewards points:<\/p>\n<ul>\n<li>5,000 Membership Rewards points for each monthly statement period in which you charge $1,000 in net purchases to your card (12 months X 5,000 points), for a total of <strong>60,000 Membership Rewards points<\/strong>.<\/li>\n<\/ul>\n<p>This is worth up to $600.<\/p>\n<p>What&#8217;s more, when you apply, you have the choice of requesting this card in &#8220;gold&#8221; or &#8220;rose gold&#8221;.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"196879\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;185856&#8243; alignment=&#8221;center&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With the <a class=\"thirstylink\" title=\"Scotiabank Gold American Express Card\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank American Express<sup>&reg;<\/sup> Gold Card<\/a>, you can earn up to 45,000 Scene+ points:<\/p>\n<ul>\n<li>25,000 points after <span class=\"nowrap\">$2,000<\/span> in purchases within the first three months<\/li>\n<li>20,000 points after <span class=\"nowrap\">$7,500<\/span> in purchases in the first year<\/li>\n<\/ul>\n<p>This has a <strong>$450<\/strong> value.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"470736\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579492398{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: American Express Gold Rewards Card&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; css=&#8221;&#8221; el_id=&#8221;advantage_american_express_gold_rewards_card&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>In terms of value, it&#8217;s worth taking the <a title=\"American Express<sup>&reg;<\/sup> Gold Rewards Card\" href=\"https:\/\/milesopedia.com\/en\/go\/amex-gold-rewards-card\/\" rel=\"noindex\">American Express<sup>MD<\/sup> Gold Rewards Card<\/a> to earn Membership Rewards points worth up to $600.<\/p>\n<p>For less effort, with $7,500 in spending over 12 months, you will get $450 in value with the <a title=\"Scotiabank Gold American Express Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-gold-american-express-card\/\" rel=\"noindex\">Scotiabank American Express Gold Card<\/a>.<\/p>\n<p>It all depends on whether you want to maintain a constant level of purchases over the course of a year in order to earn more points, or whether you want to earn fewer points faster.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Earning Points&#8221;][vc_column][vc_custom_heading text=&#8221;Earning Points&#8221; el_id=&#8221;earning_points&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>The <a class=\"thirstylink\" title=\"Scotiabank Gold American Express Card\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank American Express<sup>&reg;<\/sup> Gold Card<\/a> and the Scotiabank American Express<sup>&reg;<\/sup> Card each offer different levels of point accumulation. <a title=\"American Express<sup>&reg;<\/sup> Gold Rewards Card\" href=\"https:\/\/milesopedia.com\/en\/go\/amex-gold-rewards-card\/\" rel=\"noindex\">American Express<sup>&reg;<\/sup> Gold Rewards Card<\/a> each offer different levels of point accumulation.<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;Earnings Levels&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;earnings_levels&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;167271&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With American Express<sup>&reg;<\/sup> Gold Rewards Card, you get&nbsp;:<\/p>\n<ul>\n<li><strong>2 Membership Rewards points per dollar<\/strong> (i.e. 2%) on travel purchases<\/li>\n<li><strong>2 Membership Rewards points per dollar<\/strong> (i.e. 2%) on gas, grocery and drugstore purchases<\/li>\n<li><strong>1 privilege point per dollar<\/strong> (i.e. 1%) for the remainder<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;185856&#8243; alignment=&#8221;center&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With the Scotiabank Gold American Express<sup>&reg;<\/sup> Card, you earn <strong>6 Scene+ points per dollar<\/strong> (or 6%) on purchases at:<\/p>\n<ul>\n<li>IGA<\/li>\n<li>Rachelle B\u00e9ry<\/li>\n<li>Les March\u00e9s Tradition<\/li>\n<li>Voi\u00e0 by IGA \/ Safeway \/ Sobeys<\/li>\n<li>Sobeys and Safeway<\/li>\n<li>Foodland and Thrifty Foods<\/li>\n<li>FreshCo and Chalo! FreshCo<\/li>\n<\/ul>\n<p>Then you earn:<\/p>\n<ul>\n<li><strong>5 points<\/strong> <strong>Scene+<\/strong> \/ $1 in purchases (5%) for groceries, home food delivery, restaurants, bars and entertainment venues;<\/li>\n<li><strong>3 Scene+ points <\/strong>\/ $1 purchases (3%) at local transportation, gas stations and streaming services;<\/li>\n<li><strong>1 Scene+ point<\/strong> (1%) for the remainder.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579508645{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: Scotiabank Gold American Express Card&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;advantage_scotiabank_gold_american_express_card&#8221;][vc_column_text]<\/p>\n<p>The <strong>Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/strong> is simply the best of the two.<\/p>\n<p>It stands out for its value received when used to pay in Empire Group grocery stores (IGA, Sobeys, Foodland, etc.) with its <strong>6 points<\/strong> per dollar of purchase. And it&#8217;s the best accumulation of points in a grocery store, among all the credit cards in Canada!<\/p>\n<p>Otherwise, its <strong>5 points\/$1<\/strong> in other grocery stores and dinning venues making it in one of the best cards for food-related spending.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;use&#8221;][vc_column][vc_custom_heading text=&#8221;Redeeming Points&#8221; el_id=&#8221;redeeming_points&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The two cards are linked to different programs and are not used in the same way.<\/p>\n<p>[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;167271&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Membership Rewards points and travel&nbsp;:<\/p>\n<p>You can apply them to travel purchases in three ways, thanks to the redemption rate where <strong>1,000 points = $10 credit<\/strong>:<\/p>\n<ul>\n<li>Redeem points directly when booking travel on the American Express Travel Services portal;<\/li>\n<li>Make your own travel arrangements and use your points to pay off the card balance.<\/li>\n<\/ul>\n<p>And the third is to transfer them to other partners (Aeroplan, Marriott Bonvoy, Flying Blue, Hilton Honors, etc) to obtain more value. The number of points to be transferred varies according to the partner.<\/p>\n<p>Also, Membership Rewards points can be applied to everyday purchases of all kinds, with 1,000 Membership Rewards points for a $10 refund on the card balance.<\/p>\n<p>Points can also be used to purchase merchandise and gift cards on the American Express website.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;185856&#8243; alignment=&#8221;center&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Scene+ points and travel:<\/p>\n<p>You can apply them to travel purchases in two ways, thanks to the <strong>fixed<\/strong> redemption rate where <strong>10,000 points = $100 credit<\/strong>:<\/p>\n<ul>\n<li>Redeem points directly when booking travel with Scene+ Travel, administered by Expedia.<\/li>\n<li>Make your own travel arrangements and use your points to pay off the balance on the card<\/li>\n<\/ul>\n<p>It also lets you apply your points to everyday purchases.<\/p>\n<p>You can redeem <strong>1,000 Scene+ points for a $10 discount<\/strong> at the IGA\/Sobeys checkout.<\/p>\n<p>Points can also be used to purchase gift cards on the Scotiabank\/Scene+ website, from 1,000 to 1,400 points for a $10 discount.<\/p>\n<p>Scene+ points can also be redeemed for:<\/p>\n<ul>\n<li>500 points for a $5 discount at selected restaurants (Harvey&#8217;s, Swiss Chalet, etc.);<\/li>\n<li>100 points for $1 off movie tickets at Cineplex;<\/li>\n<li>500 points for $5 off food and beverages at Cineplex, Rec Room and tokens for Playdium&nbsp;;<\/li>\n<li>At least 3,000 points for a Statement credit of between $6.67 and $8 on any card expense.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"248186,299436\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579539448{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: American Express Gold Rewards Card&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; css=&#8221;&#8221; el_id=&#8221;advantage_american_express_gold_rewards_card&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>Whatever you want to do, Privilege Points are extremely flexible and can be used in any way you like. These are the best points to hold for any situation.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Fees&#8221;][vc_column][vc_custom_heading text=&#8221;Annual Fee&#8221; el_id=&#8221;annual_fee&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;167271&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a title=\"American Express<sup>&reg;<\/sup> Gold Rewards Card\" href=\"https:\/\/milesopedia.com\/en\/go\/amex-gold-rewards-card\/\" rel=\"noindex\">American Express<sup>&reg;<\/sup> Gold Rewards Card<\/a> has an annual fee of $250.<\/p>\n<p>If used properly, the $100 annual travel credit allows you to book this annual expense at $150 net.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;185856&#8243; alignment=&#8221;center&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a class=\"thirstylink\" title=\"Scotiabank Gold American Express Card\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a> has an annual fee of $120. It&#8217;s charged on the first statement, and at the time of renewal.<\/p>\n<p>However, for a limited time, <strong>the first year is free<\/strong>!<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579582156{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: Scotiabank Gold American Express<sup>&reg;<\/sup> Card&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;advantage_scotiabank_gold_american_express_card&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>The <a class=\"thirstylink\" title=\"Scotiabank Gold American Express Card\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a> has a lower annual fee.<\/p>\n<p>What&#8217;s more, for a limited time, the first year is free, unlike American Express<sup>&reg;<\/sup> Gold Rewards Card.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Income&#8221;][vc_column][vc_custom_heading text=&#8221;Minimum Income&#8221; el_id=&#8221;minimum_income&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;167271&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a title=\"American Express<sup>&reg;<\/sup> Gold Rewards Card\" href=\"https:\/\/milesopedia.com\/en\/go\/amex-gold-rewards-card\/\" rel=\"noindex\">American Express<sup>&reg;<\/sup> Gold Rewards Card<\/a> simply asks&#8230; $0 individual income.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;185856&#8243; alignment=&#8221;center&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a class=\"thirstylink\" title=\"Scotiabank Gold American Express Card\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a> requires a minimum income of $12,000.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579539448{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: American Express Gold Rewards Card&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; css=&#8221;&#8221; el_id=&#8221;advantage_american_express_gold_rewards_card&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>It&#8217;s easy! American Express<sup>&reg;<\/sup> Gold Rewards Card has no minimum income requirements.<\/p>\n<p>Even the level for the Scotiabank Gold American Express<sup>&reg;<\/sup> Card is quite low.<\/p>\n<p>This is typical of American Express cards, which are not demanding in this aspect.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Insurance&#8221;][vc_column][vc_custom_heading text=&#8221;Insurance&#8221; el_id=&#8221;insurance&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;167271&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a title=\"American Express<sup>&reg;<\/sup> Gold Rewards Card\" href=\"https:\/\/milesopedia.com\/en\/go\/amex-gold-rewards-card\/\" rel=\"noindex\">American Express<sup>&reg;<\/sup> Gold Rewards Card<\/a> offers a range of insurance products. The <a href=\"https:\/\/www.americanexpress.com\/content\/dam\/amex\/fr-ca\/assurance\/pdfs\/certificats-d-assurance\/Gold-Rewards-Card-COI-FR.pdf\" target=\"_blank\" rel=\"noopener\">certificate of insurance can be found here<\/a>:<\/p>\n<table style=\"border-collapse: collapse; width: 79.9247%; height: 288px;\">\n<tbody>\n<tr style=\"height: 48px;\">\n<td style=\"width: 45.734%; height: 48px;\">Global Travel Medical Emergency Insurance<\/td>\n<td style=\"width: 34.1907%; height: 48px;\"><strong>5,000,000<\/strong> and 15 days (age 64 and under)<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 45.734%; height: 24px;\">Baggage delay or loss insurance<\/td>\n<td style=\"width: 34.1907%; height: 24px;\">Up to $500 per trip<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 45.734%; height: 24px;\">Flight delay insurance<\/td>\n<td style=\"width: 34.1907%; height: 24px;\">Up to $500 per person<\/td>\n<\/tr>\n<tr style=\"height: 48px;\">\n<td style=\"width: 45.734%; height: 48px;\">Trip cancellation, interruption and delay insurance<\/td>\n<td style=\"width: 34.1907%; height: 48px;\">Up to $1,500 for each coverage<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 45.734%; height: 24px;\">Vehicle rental insurance<\/td>\n<td style=\"width: 34.1907%; height: 24px;\">Up to 48 days, maximum <strong>$85,000<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 45.734%; height: 24px;\">Hotel\/motel theft insurance<\/td>\n<td style=\"width: 34.1907%; height: 24px;\">up to $500<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 45.734%;\">Public transport accident insurance<\/td>\n<td style=\"width: 34.1907%;\">Up to $500,000 per person<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 45.734%; height: 24px;\">Purchase insurance<\/td>\n<td style=\"width: 34.1907%; height: 24px;\">90 days<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 45.734%; height: 24px;\">Mobile device insurance<\/td>\n<td style=\"width: 34.1907%; height: 24px;\">&#8212;<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 45.734%; height: 24px;\">Extended warranty insurance<\/td>\n<td style=\"width: 34.1907%; height: 24px;\">Doubles warranty up to an additional year<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;185856&#8243; alignment=&#8221;center&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a class=\"thirstylink\" title=\"Scotiabank Gold American Express Card\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a> offers various types of insurance, and you can find its <a href=\"https:\/\/www.scotiabank.com\/content\/dam\/scotiabank\/canada\/fr\/documents\/SCOTIABANK-GOLD-Amex-Fre-Ekit.pdf\" target=\"_blank\" rel=\"noopener\">certificate of insurance here<\/a>:<\/p>\n<table style=\"border-collapse: collapse; width: 79.9247%; height: 255px;\">\n<tbody>\n<tr style=\"height: 48px;\">\n<td style=\"width: 45.734%; height: 48px;\">Global Travel Medical Emergency Insurance<\/td>\n<td style=\"width: 34.1907%; height: 48px;\">1,000,000, age 64 and under, for 25 days<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 45.734%; height: 24px;\">Baggage delay or loss insurance<\/td>\n<td style=\"width: 34.1907%; height: 24px;\">up to <strong>$1,000<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 45.734%; height: 24px;\">Flight delay insurance<\/td>\n<td style=\"width: 34.1907%; height: 24px;\">up to $500<\/td>\n<\/tr>\n<tr style=\"height: 96px;\">\n<td style=\"width: 45.734%; height: 16px;\">Trip cancellation, interruption and delay insurance<\/td>\n<td style=\"width: 34.1907%; height: 16px;\">Up to $1,500 for each coverage<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 45.734%; height: 24px;\">Vehicle rental insurance<\/td>\n<td style=\"width: 34.1907%; height: 24px;\">Up to 48 days, up to $65,000<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 45.734%; height: 24px;\">Hotel\/motel theft insurance<\/td>\n<td style=\"width: 34.1907%; height: 24px;\">up to <strong>$1,000<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 23px;\">\n<td style=\"width: 45.734%; height: 23px;\">Public transport accident insurance<\/td>\n<td style=\"width: 34.1907%; height: 23px;\">Up to $500,000 per person<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 45.734%; height: 24px;\">Purchase insurance<\/td>\n<td style=\"width: 34.1907%; height: 24px;\">90 days<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 45.734%; height: 24px;\">Mobile Device Insurance<\/td>\n<td style=\"width: 34.1907%; height: 24px;\">up to <strong>$1,000<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 45.734%; height: 24px;\">Extended warranty insurance<\/td>\n<td style=\"width: 34.1907%; height: 24px;\">Doubles warranty up to an additional year<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579597080{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Small benefit: Scotiabank Gold American Express<sup>&reg;<\/sup> Card&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; css=&#8221;&#8221; el_id=&#8221;small_benefit_scotiabank_gold_american_express_card&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>Some insurance amounts on the Scotiabank Gold American Express<sup>&reg;<\/sup> Card are slightly higher than on its competitor. Please note that <strong>at least 75% of the cost of the trip<\/strong> or 100% of the cost of the trip must be charged to this card for certain insurances to apply.<\/p>\n<p>The latter has the advantage of being the only one with mobile device insurance, in case you have an unfortunate incident with your phone or tablet.<\/p>\n<p>Please note that the <strong>total price of the trip<\/strong> must be indicated on the American Express<sup>&reg;<\/sup> Gold Rewards Card. However, this card will give you unrivalled medical cover in the event of a medical emergency abroad.<\/p>\n<p>We <strong>strongly<\/strong> advise you to read the insurance brochures of both cards carefully, to find out which one is best for your situation.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Advantage&#8221;][vc_column][vc_custom_heading text=&#8221;The Benefits&#8221; el_id=&#8221;the_benefits&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;167271&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>American Express<sup>&reg;<\/sup> Gold Rewards Card offers a number of advantages:<\/p>\n<ul>\n<li><a href=\"https:\/\/milesopedia.com\/en\/rewards\/special-offers\/american-express-offers\/\" target=\"_blank\" rel=\"noopener\">Promotional offers<\/a> in the form of Statement credit at several retailers;<\/li>\n<li>$ 100 annual travel credit on American Express Online Travel Services;<\/li>\n<li>4 free admissions to Plaza Premium airport lounges in Canada per year;<\/li>\n<li>Statement credit 50 NEXUS membership fee;<\/li>\n<li>Free subscription to Priority Pass (after that, admission is charged);<\/li>\n<li>Special benefits (upgrade and free additional driver) for car rental with Hertz;<\/li>\n<li>Book with <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/the-hotel-collection-american-express\/\" target=\"_blank\" rel=\"noopener\">The Hotel Collection<\/a> for upgrades and credits at unique hotels;<\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/guide\/book-best-concerts-shows-credit-cards\/\" target=\"_blank\" rel=\"noopener\">Exclusive Front Of The Line<sup><sup>&reg;<\/sup> <\/sup>Presale Access<\/a> to concerts and shows through American Express<sup>&reg;<\/sup> Experiences;<\/li>\n<li>The American <sup>Express<sup>&reg;<\/sup><\/sup> Gold Rewards Card is made of metal;<\/li>\n<li>And you can decide the color of your card! Do you prefer it in Gold or Rose Gold?<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;185856&#8243; alignment=&#8221;center&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>In addition, the <a class=\"thirstylink\" title=\"Scotiabank Gold American Express Card\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a> offers a range of benefits:<\/p>\n<ul>\n<li><strong>No conversion fees<\/strong> for purchases in foreign currencies;<\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/rewards\/special-offers\/american-express-offers\/\" target=\"_blank\" rel=\"noopener\">Promotional offers<\/a> in the form of Statement credit at several retailers;<\/li>\n<li><strong>1 point \/ $1<\/strong> foreign purchase;<\/li>\n<li>Earn double Scene+ points with your Scene+ membership card with their partners;<\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/guide\/book-best-concerts-shows-credit-cards\/\" target=\"_blank\" rel=\"noopener\">Exclusive Front Of The Line<sup><sup>&reg;<\/sup> <\/sup>Presale Access<\/a> to concerts and shows through American Express<sup>&reg;<\/sup> Experiences;<\/li>\n<li>Concierge Service<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579610554{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: American Express Gold Rewards Card&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; css=&#8221;&#8221; el_id=&#8221;advantage_american_express_gold_rewards_card&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>Many of their benefits apply to travel. Depending on each traveller&#8217;s needs, one or the other may be appropriate.<\/p>\n<p>The Scotiabank Gold American Express<sup>&reg;<\/sup> Card avoids the <a href=\"https:\/\/milesopedia.com\/en\/offers\/no-foreign-transaction-fee\/\" target=\"_blank\" rel=\"noopener\">2.5% foreign exchange conversion fee<\/a>.<\/p>\n<p>While American Express<sup>&reg;<\/sup> Gold Rewards Card gives you free access to 4 airport lounges, a $100 annual credit and other benefits to make your trip even more special.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Bottom Line&#8221; el_id=&#8221;bottom_line&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>So? Which card wins this duel?<\/p>\n<p>For those with a big grocery budget, it&#8217;s the <a class=\"thirstylink\" title=\"Scotiabank Gold American Express Card\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a>!<\/p>\n<p>It stands out for:<\/p>\n<ul>\n<li>An attractive welcome offer (especially with the rare annual fee refund);<\/li>\n<li>Travel insurance;<\/li>\n<li>Its unbeatable accumulation of 5 or 6 points at the grocery store;<\/li>\n<li>Its lowest annual fee.<\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='2'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22549,22640\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Opposite it, the <a title=\"American Express<sup>&reg;<\/sup> Gold Rewards Card\" href=\"https:\/\/milesopedia.com\/en\/go\/amex-gold-rewards-card\/\" rel=\"noindex\">American Express<sup>&reg;<\/sup> Gold Rewards Card <\/a>will be perfect for people who travel a lot, thanks to&nbsp;:<\/p>\n<ul>\n<li>4 free accesses to Canadian airport lounges;<\/li>\n<li>The number of points offered by its welcome offer;<\/li>\n<li>The great flexibility of Membership Rewards points, which can easily be used in a variety of ways;<\/li>\n<li>No minimum annual income required;<\/li>\n<li>Its $100 annual travel credit.<\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='2'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22549,22620\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div><div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"88339,232179\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Let&#8217;s compare two gold credit cards: the American Express Gold Rewards Card and the Scotiabank Gold American Express\u00ae Card.<\/p>","protected":false},"author":127,"featured_media":396343,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[45831],"tags":[],"mc_loyalty_program":[697],"class_list":["post-396944","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","mc_issuer-american-express-canada-en","mc_issuer-scotiabank","mc_loyalty_program-sceneplus","mc_market-all-of-canada","tutorial-comparisons"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":"","mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- 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the American Express Gold Rewards Card and the Scotiabank Gold American Express\u00ae Card.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/comparison-card-gold-american-express-vs-card-american-express-gold-scotia\/\" \/>\n<meta property=\"og:site_name\" content=\"Milesopedia\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/milesopedia\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/groups\/milesopedia\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-02T09:35:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-05T13:12:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/07\/Cartes-Comparatifs-02-Amex-Or-Scotia-vs-Amex-Or-ENG.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2400\" \/>\n\t<meta property=\"og:image:height\" content=\"1260\" \/>\n\t<meta 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