{"id":393549,"date":"2024-10-08T09:40:00","date_gmt":"2024-10-08T13:40:00","guid":{"rendered":"https:\/\/milesopedia.com\/?p=393549"},"modified":"2024-10-30T10:39:12","modified_gmt":"2024-10-30T14:39:12","slug":"cobalt-multiplier-travel-drop","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/news\/programs\/cobalt-multiplier-travel-drop\/","title":{"rendered":"Amex Cobalt Card: Travel Multiplier Reduced to 1 Membership Rewards Point per Dollar"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_custom_heading text=&#8221;American Express Cobalt Card &#8211; From 2 Points per Dollar for Travel to 1 Point per Dollar&#8221; css=&#8221;&#8221; el_id=&#8221;american_express_cobalt_card_-_from_2_points_per_dollar_for_travel_to_1_point_per_dollar&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>The point accumulation rate for travel purchases is changing on the American Express <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-cobalt-card\/\">Cobalt<sup>&reg;<\/sup> Card<\/a>. Until now, this card earned 2 points per dollar on qualifying gas station, transit and travel transactions. <\/p>\n<p>As of today, October 8, 2024, <strong>travel purchases now earn only 1 point per dollar spent, instead of 2 points<\/strong>.<\/p>\n<p>It&#8217;s sad news, and a slight devaluation for <a href=\"https:\/\/milesopedia.com\/en\/avis\/cartes-credit\/cobalt-card-best-card-canada\/\">one of Canada&#8217;s best credit cards<\/a>.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"64086\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_custom_heading text=&#8221;2X Multiplier Maintained for Gas and Transit Expenses&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;2x_multiplier_maintained_for_gas_and_transit_expenses&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The drop in the multiplier only affects travel expenses, i.e. bookings for:<\/p>\n<ul>\n<li>Flights;<\/li>\n<li>Hotels and accommodation;<\/li>\n<li>Ferries and cruises;<\/li>\n<li>Train;<\/li>\n<li>Vacations and other travel packages.<\/li>\n<\/ul>\n<p>These transactions now earn <strong>only one <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/membership-rewards-american-express\/\">Reward Point<\/a> per dollar<\/strong>.<\/p>\n<p><strong>However, gasoline and transportation purchases still earn 2 Membership Rewards points per dollar<\/strong>. Eligible expenses include:<\/p>\n<ul>\n<li>Autonomous automobile service stations in Canada;<\/li>\n<li>Local public transit in Canada, including subways, streetcars, cabs, limousines, and online car-sharing services.<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_single_image image=&#8221;234348&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221; css=&#8221;&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;American Express Cobalt Card &#8211; Alternatives for Travel Expenses&#8221; css=&#8221;&#8221; el_id=&#8221;american_express_cobalt_card_-_alternatives_for_travel_expenses&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With this devaluation, the <a title=\"American Express Cobalt<sup>&reg;<\/sup> Card\" href=\"https:\/\/milesopedia.com\/en\/go\/amex-cobalt-card\/\" rel=\"noindex\">Cobalt<sup>&reg;<\/sup> Card<\/a> becomes less attractive to use for travel expenses. If you&#8217;re looking for an alternative, check out <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/best-card-travel-purchase\/\">our selection of the best cards for this type of purchase.<\/a> <\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"195768\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-gold-rewards-card\/\">American Express Gold Rewards<sup>&reg;<\/sup> Card<\/a> continues to offer <strong>2 Membership Rewards points per dollar for travel, transportation, grocery, and drugstore expenses in Canada.<\/strong> In addition, it offers:<\/p>\n<ul>\n<li>Excellent travel insurance;<\/li>\n<li>An <a href=\"https:\/\/milesopedia.com\/en\/guides\/tutoriels\/american-express-annual-travel-credit\/\">annual $100 travel credit<\/a> on the American Express Travel platform;<\/li>\n<li>4 annual passes for <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/plaza-premium-salons-aeroport\/\">Plaza Premium lounges<\/a> at Canadian airports and;<\/li>\n<li>A $50 credit towards the <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/nexus-global-entry-fast-track-frontiers\/\">NEXUS<\/a> membership fee.<\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22620\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With all these benefits, the <a title=\"American Express<sup>&reg;<\/sup> Gold Rewards Card\" href=\"https:\/\/milesopedia.com\/en\/go\/amex-gold-rewards-card\/\" rel=\"noindex\">American Express Gold Rewards<sup>&reg;<\/sup> Card<\/a> is the perfect companion to the <a title=\"American Express Cobalt<sup>&reg;<\/sup> Card\" href=\"https:\/\/milesopedia.com\/en\/go\/amex-cobalt-card\/\" rel=\"noindex\">Cobalt<sup>&reg;<\/sup> Card <\/a> in your wallet to earn even more Membership Rewards points on your everyday purchases.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"300697\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Bottom Line&#8221; el_id=&#8221;bottom_line&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>As of October 8, 2024, the <a title=\"American Express Cobalt<sup>&reg;<\/sup> Card\" href=\"https:\/\/milesopedia.com\/en\/go\/amex-cobalt-card\/\" rel=\"noindex\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a> now earns only <strong>one Membership Rewards point per dollar for travel expenses, instead of 2 points<\/strong>. Gasoline and public transit purchases continue to generate 2 points per dollar. <\/p>\n<p>Even so, it&#8217;s a card we recommend keeping year after year because of its other advantages: <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/tutorial-transfer-membership-rewards\/\">flexible points that can be transferred to other programs<\/a>, 5 points per dollar earned at grocery stores and restaurants, and <a href=\"https:\/\/milesopedia.com\/en\/rewards\/special-offers\/american-express-offers\/\">American Express&#8217;s various online offers<\/a>.<\/p>\n<p>To maximize the accumulation of Membership Rewards points on a daily basis, also consider the <a title=\"American Express<sup>&reg;<\/sup> Gold Rewards Card\" href=\"https:\/\/milesopedia.com\/en\/go\/amex-gold-rewards-card\/\" rel=\"noindex\">American Express Gold Rewards<sup>&reg;<\/sup> Card<\/a>. This offers numerous travel benefits, as well as attractive multipliers for transportation, grocery and pharmacy expenses.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22621\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>On October 8, 2024, the accumulation rate for travel expenses made with the American Express Cobalt card was reduced from 2 points per dollar to 1 point per dollar.<\/p>","protected":false},"author":2468,"featured_media":393482,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[48419],"tags":[],"mc_loyalty_program":[690],"class_list":["post-393549","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-programs","mc_loyalty_program-american-express-membership-rewards","mc_market-all-of-canada"],"acf":{"mc_approved_badge":false,"mc_card_used":22621,"mc_featured_card_specific":22621,"mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Amex Cobalt Card: Travel Multiplier Reduced to 1 Membership Rewards Point per Dollar | Milesopedia<\/title>\n<meta name=\"description\" content=\"As of October 8, 2024, the accumulation rate for travel expenses made with the American Express Cobalt Card will be reduced from 2 points per dollar to 1 point per dollar.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/milesopedia.com\/en\/news\/programs\/cobalt-multiplier-travel-drop\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Amex Cobalt Card: Travel Multiplier Reduced to 1 Membership Rewards Point per Dollar\" \/>\n<meta property=\"og:description\" content=\"As of October 8, 2024, the accumulation rate for travel expenses made with the American Express Cobalt Card will be reduced from 2 points per dollar to 1 point per dollar.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/milesopedia.com\/en\/news\/programs\/cobalt-multiplier-travel-drop\/\" \/>\n<meta property=\"og:site_name\" content=\"Milesopedia\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/milesopedia\" \/>\n<meta property=\"article:published_time\" content=\"2024-10-08T13:40:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-10-30T14:39:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/06\/Amex-Cobalt-voyage-2400x1260-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2400\" \/>\n\t<meta property=\"og:image:height\" content=\"1260\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Alexandrine Bertrand\" 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Canada\"},\"image\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/milesopedia\",\"https:\\\/\\\/x.com\\\/milesopedia\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/milesopedia\",\"https:\\\/\\\/www.tiktok.com\\\/@milesopedia\",\"https:\\\/\\\/www.youtube.com\\\/milesopedia\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#\\\/schema\\\/person\\\/11435f41b936206e1821bb087d2865bb\",\"name\":\"Alexandrine 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