{"id":390081,"date":"2025-08-29T05:40:00","date_gmt":"2025-08-29T09:40:00","guid":{"rendered":"https:\/\/milesopedia.com\/?p=390081"},"modified":"2025-09-02T02:23:27","modified_gmt":"2025-09-02T06:23:27","slug":"niveau-expert-quelles-cartes-credit-souscrire","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/guide\/strategy\/niveau-expert-quelles-cartes-credit-souscrire\/","title":{"rendered":"Expert level: Which credit card(s) should I use?"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>This article is the last in the series for&nbsp;:<\/p>\n<ul>\n<li><a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/beginner-level-credit-card-recommendations\/\" target=\"_blank\" rel=\"noopener\">Cards to have&nbsp;: beginner level<\/a>;<\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/guides\/strategies\/intermediate-level-credit-card-recommendations\/\" target=\"_blank\" rel=\"noopener\">Cards to have&nbsp;: intermediate level<\/a>.<\/li>\n<\/ul>\n<p>Our reminders regarding the accumulation of points and rewards are as follows:<\/p>\n<ul>\n<li>It&#8217;s a marathon, not a sprint!<\/li>\n<li>In the beginning, it&#8217;s best to take out 1 or 2 credit cards every 6 months.<\/li>\n<li>When the experience sets in, you can subscribe to 2 cards, every 4 months.<\/li>\n<\/ul>\n<p>This list for future experts has been compiled based on our analysis, personal experience and that of Milesopedia readers.<\/p>\n<p>We assume that you already keep some cards from the <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/beginner-level-credit-card-recommendations\/\">Beginner <\/a>and <a href=\"https:\/\/milesopedia.com\/en\/guides\/strategies\/intermediate-level-credit-card-recommendations\/\" target=\"_blank\" rel=\"noopener\">Intermediate<\/a> Level items, such as the&nbsp;:<\/p>\n<ul>\n<li><a title=\"Marriott Bonvoy<sup>&reg;<\/sup> American Express<sup>&reg;<\/sup>* Card\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/marriott-bonvoy-american-express-card\/\" rel=\"noindex\">Marriott Bonvoy<sup>&reg;<\/sup> American Express<sup>&reg;<\/sup>* Card<\/a> (for its annual one-night free certificate)<\/li>\n<li><a title=\"National Bank World Elite Mastercard\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\" rel=\"noindex\">National Bank World Elite Mastercard<\/a> (for its $150 travel credit and excellent insurance)<\/li>\n<li><a title=\"American Express Cobalt<sup>&reg;<\/sup> Card\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-cobalt-card\/\" rel=\"noindex\">American Express Cobalt<sup>MD<\/sup> Card<\/a> (that much-loved card with 5 Membership Rewards points per dollar at grocery stores and restaurants)<\/li>\n<\/ul>\n<p>These best Expert level credit cards are for people who are used to juggling several credit cards according to their needs, or who travel frequently. They were chosen for&nbsp;:<\/p>\n<ul>\n<li>Several <strong>exclusive and distinctive benefits<\/strong> ;<\/li>\n<li>Obtain <strong>prestigious experiences and invitations; <\/strong><\/li>\n<li>Their ability to earn <strong>higher-level rewards<\/strong> that match a certain high travel lifestyle.<\/li>\n<\/ul>\n<p>To sum up, here are our picks for the best credit cards for this ultimate stage:<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 88px;\">\n<thead>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.1926%; height: 24px;\">Card<\/td>\n<td style=\"width: 58.6149%; height: 24px;\">Pattern<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 48px;\">\n<td style=\"width: 33.1926%; height: 18px;\"><a title=\"American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\" rel=\"noindex\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card<\/a><\/td>\n<td style=\"width: 58.6149%; height: 18px;\">Its advantages for getting ahead of everyone else on Air Canada flights and simplifying your travel life.<\/td>\n<\/tr>\n<tr style=\"height: 72px;\">\n<td style=\"width: 33.1926%; height: 22px;\"><a title=\"TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite Privilege* Credit Card\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/td-aeroplan-visa-infinite-privilege-card\/\" rel=\"noindex\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite Privilege* Credit Card<\/a><\/td>\n<td style=\"width: 58.6149%; height: 22px;\">For VIPs, thanks to the advantages of Visa Infinite Privil\u00e8ge and superior insurance.<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.1926%; height: 24px;\"><a title=\"Business Platinum Card<sup>&reg;<\/sup> from American Express\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-business-platinum-card\/\" rel=\"noindex\">Business Platinum Card<sup>&reg;<\/sup> from American Express<\/a><\/td>\n<td style=\"width: 58.6149%; height: 24px;\">For its various annual credits and large, luxurious benefits.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The annual fee for these cards is high, but it comes with even greater benefits!<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--4'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"108763,22613,22723,22745\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card&#8221; css=&#8221;&#8221; el_id=&#8221;american_express_aeroplan_reserve_card&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Why hold the <a title=\"American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card\" href=\"https:\/\/milesopedia.com\/en\/go\/amex-aeroplan-reserve\/\" rel=\"noindex\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card<\/a>? Here are the advantages:<\/p>\n<ul>\n<li><strong>Welcome bonus<\/strong> in Aeroplan points&nbsp;;<\/li>\n<li>Priority check-in, priority boarding (zone 2) and priority baggage handling;<\/li>\n<li>No minimum income required;<\/li>\n<li>Access to <a href=\"https:\/\/milesopedia.com\/guides\/strategies\/acces-salons-feuille-erable-air-canada\/\" target=\"_blank\" rel=\"noopener\">Maple Leaf Lounges in North America<\/a>;<\/li>\n<li>The highest accumulation of Aeroplan points with 3 points\/$1 of eligible Air Canada and Air Canada Vacations purchases;<\/li>\n<li>Free first checked baggage for you and up to 8 people travelling on the same reservation when travelling on an Air Canada flight;<\/li>\n<li>CA$ 100 credit towards <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/nexus-global-entry-fast-track-frontiers\/\" target=\"_blank\" rel=\"noopener\">NEXUS<\/a> membership fees&nbsp;;<\/li>\n<li>Receive an Annual Companion Pass &#8211; World each year when purchases over $25,000 are charged to the card;<\/li>\n<li>Carry forward unused Qualifying Miles and <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/aeroplan-eupgrades-business-class\/\"> eUpgrades credits<\/a> to the following year;<\/li>\n<li>VIP experience at Toronto Pearson International Airport;<\/li>\n<li>Outstanding customer service from American Express&nbsp;;<\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/comparison-preferred-pricing-aeroplan\/\" target=\"_blank\" rel=\"noopener\">Preferential rates<\/a> and lower prices when you book a flight with Aeroplan points;<\/li>\n<li>And for the pleasure of having a <strong>metal<\/strong> card in your wallet!<\/li>\n<\/ul>\n<p>Frequent flyers with Air Canada and its partners are particularly targeted and pampered with this card.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"108763\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div><div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--4'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"357754,228290,226849,247773\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite Privilege* Credit Card&#8221; css=&#8221;&#8221; el_id=&#8221;td_aeroplan_visa_infinite_privilege_credit_card&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Why subscribe to <a title=\"TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite Privilege* Credit Card\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/td-aeroplan-visa-infinite-privilege-card\/\" rel=\"noindex\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite Privilege* Credit Card<\/a>? Here are the advantages:<\/p>\n<ul>\n<li><strong>Welcome bonus<\/strong> in Aeroplan points&nbsp;;<\/li>\n<li>Access to <a href=\"https:\/\/milesopedia.com\/guides\/strategies\/acces-salons-feuille-erable-air-canada\/\" target=\"_blank\" rel=\"noopener\">Maple Leaf Lounges in North America<\/a>;<\/li>\n<li>6 additional free airport lounge accesses per year under the Visa and <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/how-dragonpass-works\/\" target=\"_blank\" rel=\"noopener\">DragonPass<\/a> Airport Companion Program;<\/li>\n<li>Priority check-in, priority boarding (zone 2) and priority baggage handling;<\/li>\n<li>Rapid passage through international and domestic security checkpoints (Toronto, Vancouver, Ottawa, Montreal-Trudeau)<\/li>\n<li>CA$ 100 credit towards <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/nexus-global-entry-fast-track-frontiers\/\" target=\"_blank\" rel=\"noopener\">NEXUS<\/a> membership fees&nbsp;;<\/li>\n<li>Receive an Annual Companion Pass &#8211; World each year when purchases over $25,000 are charged to the card;<\/li>\n<li>Carry forward unused Qualifying Miles and eUpgrades credits to the following year;<\/li>\n<li>Various promotions with Aeroplan, the <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/how-estore-aeroplan-works\/\" target=\"_blank\" rel=\"noopener\">eStore<\/a> and Starbucks&nbsp;;<\/li>\n<li>Avis President&#8217;s Club status granted automatically&nbsp;;<\/li>\n<li>Excellent travel insurance;<\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/comparison-preferred-pricing-aeroplan\/\" target=\"_blank\" rel=\"noopener\">Preferential rates<\/a> and lower prices when you book a flight with Aeroplan points;<\/li>\n<li>Exclusive benefits and experiences with <a href=\"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/advantages-visa-infinite-privilege-canada\/\" target=\"_blank\" rel=\"noopener\">Visa Infinite Privilege<\/a> (exclusive discounts for luxury hotels, culinary experiences, concierge and travel)&nbsp;;<\/li>\n<li>And for the pleasure of having a <strong>metal<\/strong> card in your wallet!<\/li>\n<\/ul>\n<p>This will enable you to arrive at the airport, check in your baggage free of charge, pass through security very quickly thanks to the NEXUS card, eat and drink free of charge in the Maple Leaf lounge before departure and be among the first people to board the plane.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--m container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"175297,213848,163032\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div><div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22723\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>At first glance, the <a title=\"TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite Privilege* Credit Card\" href=\"https:\/\/milesopedia.com\/en\/go\/td-aeroplan-visa-infinite-privilege-card-qc\/\" rel=\"noindex\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite Privilege* Credit Card<\/a> and the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card<\/a> look the same.<\/p>\n<p>See the <a href=\"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/comparing-amex-aeroplan-reserve-card-vs-td-aeroplan-visa-infinite-privilege-card\/\" target=\"_blank\" rel=\"noopener\">comparison<\/a> between the 2 to find out which is best for you and your needs.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"196807\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row disable_element=&#8221;yes&#8221;][vc_column][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>For an annual fee of $399, the <a title=\"RBC Avion Visa Infinite Privilege Card\" href=\"https:\/\/milesopedia.com\/offres\/cartes\/rbc-avion-visa-infinite-privilege\/\" rel=\"noindex\">RBC<sup>&reg;<\/sup> Avion<sup>&reg;<\/sup> Visa Infinite Privilege* Card<\/a> offers you these benefits:<\/p>\n<ul>\n<li><strong>Excellent welcome bonus<\/strong> in Avion points;<\/li>\n<li>6 additional free airport lounge accesses per year under the Visa and <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/how-dragonpass-works\/\" target=\"_blank\" rel=\"noopener\">DragonPass<\/a> Airport Companion Program;<\/li>\n<li>Fast passage through international and national security checkpoints (Toronto, Vancouver, Ottawa, Montreal-Trudeau);<\/li>\n<li>With Avion Rewards, book with what you want as airline, hotel stay, car rental or vacation packages&nbsp;;<\/li>\n<li>Exclusive benefits and experiences with <a href=\"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/advantages-visa-infinite-privilege-canada\/\" target=\"_blank\" rel=\"noopener\">Visa Infinite Privilege<\/a> (exclusive discounts for luxury hotels, culinary experiences, concierge and travel);<\/li>\n<li><a href=\"https:\/\/milesopedia.com\/guides\/tutoriels\/liste-principaux-programmes-transfert-points-canada\/\">Transfer your Avion points<\/a> to WestJet, British Airways, American Airlines and Cathay Pacific loyalty programs;<\/li>\n<li>One of the best insurances for mobile devices;<\/li>\n<li>Free 12-month subscription to DoorDash DashPass.<\/li>\n<\/ul>\n<p>So your precious points can go a long way, while enjoying the exclusive benefits of a Visa Infinite Privilege card.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22745\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div><div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"260359,260277\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Business Platinum Card<sup>&reg;<\/sup> from American Express&#8221; css=&#8221;&#8221; el_id=&#8221;business_platinum_card_from_american_express&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Indulge yourself with the <a title=\"Business Platinum Card<sup>&reg;<\/sup> from American Express\" href=\"https:\/\/milesopedia.com\/en\/go\/amex-business-platinum-card\/\" rel=\"noindex\">Business Platinum Card<sup>MD<\/sup> from American Express.<\/a> Take your travel to the next level and become a VIP wherever you go.<\/p>\n<ul>\n<li>Does not require a minimum income;<\/li>\n<li>Excellent welcome bonus (the best in a long time);<\/li>\n<li>Free, unlimited access for you and one additional traveler to over <span class=\"nowrap\">1,400<\/span> airport lounges in more than 130 countries;<\/li>\n<li>Access to the Fine Hotels &amp; Resorts program&nbsp;;<\/li>\n<li>Gold status for Hilton and Marriott Bonvoy&nbsp;;<\/li>\n<li>$100 credit for <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/nexus-global-entry-fast-track-frontiers\/\" target=\"_blank\" rel=\"noopener\">NEXUS<\/a>;<\/li>\n<li>$ 200 annual <a href=\"https:\/\/milesopedia.com\/en\/guides\/tutoriels\/american-express-annual-travel-credit\/\">travel credit<\/a>;<\/li>\n<li>Annual credit of up to $120 for mobile services;<\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/tutorial-transfer-membership-rewards\/\">Transfer points<\/a> to airline and hotel partners&nbsp;;<\/li>\n<li>Exclusive experiences, access to reserved events (such as the <a href=\"https:\/\/milesopedia.com\/recompenses\/offres-speciales\/maison-amex-lounge-grand-prix-f1-montreal\/\" target=\"_blank\" rel=\"noopener\">Amex House<\/a> during the Montreal Grand Prix or <a href=\"https:\/\/milesopedia.com\/actualites\/mtlatable-american-express\/\" target=\"_blank\" rel=\"noopener\">Montreal \u00e0 Table<\/a>) and gifts for cardholders&nbsp;;<\/li>\n<li>Very attractive travel insurance&nbsp;;<\/li>\n<li>Excellent customer service;<\/li>\n<li>And for the pleasure of having a <strong>metal<\/strong> card in your wallet!<\/li>\n<\/ul>\n<p>You may be an individual (self-employed) or a small business owner who needs a credit card. Find out more in our article on <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/application-process-amex-small-business-cards\/\" target=\"_blank\" rel=\"noopener\">How to apply for an American Express business card<\/a>.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22613\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div><div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"102616,311520\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Bottom Line&#8221; el_id=&#8221;bottom_line&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With these cards, you&#8217;ll be covered in every situation, depending on your objectives, insurance and the special benefits you want.<\/p>\n<p>But most importantly, whatever you choose, <strong>you must pay your credit card balances in full every month<\/strong>! Otherwise, all your profits will be wiped out by interest charges.<\/p>\n<p>Also, be sure to read all credit card terms and conditions carefully.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"228051,228046\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare-simple'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare-simple container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22723,22613,108763\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div 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