{"id":339228,"date":"2026-04-17T08:50:00","date_gmt":"2026-04-17T12:50:00","guid":{"rendered":"https:\/\/milesopedia.com\/?p=339228"},"modified":"2026-04-17T09:13:52","modified_gmt":"2026-04-17T13:13:52","slug":"comparison-visa-infinite-passport-bank-scotia-vs-td-first-class-travel","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/comparison-visa-infinite-passport-bank-scotia-vs-td-first-class-travel\/","title":{"rendered":"Comparison: TD First Class Travel Visa Infinite Card vs. Scotiabank Visa Infinite Passport Card"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Here are two Visa Infinite credit cards earning different types of points:<\/p>\n<ul>\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/td-first-class-travel-visa-infinite-card\/\">TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card<\/a><\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-passport-visa-infinite-card\/\">Scotiabank Passport\u2122 Visa Infinite* Card<\/a><\/li>\n<\/ul>\n<p>Their names are almost the same, and related to the points for cheaper travel, but their features are different. Let&#8217;s see which one is the best!<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare-v'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='2'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare-v container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22642,22724\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card-compare--offer-heading\">\n    <div class=\"card-compare-v-item-heading\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<div class=\"card-compare--value-heading\">\n    <div class=\"card-compare-v-item-heading\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<div class=\"card-compare--fee-heading\">\n    <div class=\"card-compare-v-item-heading\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-1\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer card-compare--offer-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Value -->\n<div class=\"card-compare--value card-compare--value-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Annual Fee -->\n<div class=\"card-compare--annual-fee card-compare--annual-fee-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-2\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer card-compare--offer-2\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Value -->\n<div class=\"card-compare--value card-compare--value-2\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Annual Fee -->\n<div class=\"card-compare--annual-fee card-compare--annual-fee-2\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text el_class=&#8221;links&#8221;]<\/p>\n<p>We will base our analysis on the major differences between these credit cards regarding:<\/p>\n<ul>\n<li><a href=\"#prime\">Welcome Bonus<\/a><\/li>\n<li><a href=\"#accumulation\">Earning Points<\/a><\/li>\n<li><a href=\"#utilisation\">Using Points<\/a><\/li>\n<li><a href=\"#frais\">Annual Fee<\/a><\/li>\n<li><a href=\"#revenu\">Minimum Income<\/a><\/li>\n<li><a href=\"#assurances\">Insurance<\/a><\/li>\n<li><a href=\"#avantages\">Benefits<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Bonus&#8221;][vc_column][vc_custom_heading el_id=&#8221;welcome_bonus&#8221; el_id=&#8221;welcome_bonus&#8221; el_id=&#8221;welcome_bonus&#8221; el_id=&#8221;welcome_bonus&#8221; text=&#8221;Welcome Bonus&#8221; el_id=&#8221;welcome_bonus&#8221;][vc_column_text]<\/p>\n<p>The welcome bonus offered by each of these credit cards varies depending on the promotions. However, there are some important differences between the two!<\/p>\n<p>[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;233603&#8243; alignment=&#8221;center&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With this offer for the <a title=\"TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/td-first-class-travel-visa-infinite-card-qc\/\" rel=\"noindex\">TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card<\/a>, get up to $1,400 in value, including up to 165,000 TD Rewards Points, and receive a first-year annual fee rebate. Here&#8217;s how:<\/p>\n<ul>\n<li><a href=\"https:\/\/milesopedia.com\/en\/avis\/produits\/8-reasons-td-first-class-travel-card\/\">Welcome bonus of 20,000 TD Rewards points<\/a> on your first card purchase (value up to $100);<\/li>\n<li><strong>145,000 TD Rewards points<\/strong> when you spend $7,500 within 180 days of account opening (value up to <strong>$725<\/strong>);<\/li>\n<\/ul>\n<p>What&#8217;s more, <strong>the annual fee is fully refunded in the first year<\/strong> (a value of $139).<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"177378\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;238842&#8243; alignment=&#8221;center&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With this welcome offer for the <a title=\"Scotiabank Passport\u2122 Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-passport-visa-infinite-card\/\" rel=\"noindex\">Scotiabank Passport Visa Infinite Card<\/a>, you can get up to $1,500 in rewards and savings in the first year, including up to 60,000 bonus Scene+ points:<\/p>\n<ul>\n<li><strong>40,000 points<\/strong> after $2,000 in purchases in the first three months<\/li>\n<li><strong>10,000 points<\/strong> after $10,000 in purchases in the first six months<\/li>\n<li><strong>10,000 points<\/strong> after $40,000 in purchases in the first year<\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"80520\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579492398{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading el_id=&#8221;advantage_td_first_class_travel_visa_infinite_card&#8221; el_id=&#8221;advantage_td_first_class_travel_visa_infinite_card&#8221; el_id=&#8221;advantage_td_first_class_travel_visa_infinite_card&#8221; el_id=&#8221;advantage_td_first_class_travel_visa_infinite_card&#8221; text=&#8221;Advantage&nbsp;: TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;advantage_td_first_class_travel_visa_infinite_card&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>If you are looking for a credit card with points that are easy to accumulate quickly, the <a title=\"Scotiabank Passport\u2122 Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-passport-visa-infinite-card\/\" rel=\"noindex\">Scotiabank Passport Visa Infinite Card<\/a> is perfect, as you can earn <span class=\"nowrap\">40,000<\/span> points for only <span class=\"nowrap\">$2,000<\/span> in spending within the first 3 months.<\/p>\n<p>But in the long term, the <a title=\"TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/td-first-class-travel-visa-infinite-card-qc\/\" rel=\"noindex\">TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card<\/a> offers much more! If a diligent person spends an average of <span class=\"nowrap\">$1,250<\/span> per month on this credit card for 6 months, they will be rewarded with <span class=\"nowrap\">165,000<\/span> TD Rewards points. <\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Earning Points&#8221;][vc_column][vc_custom_heading el_id=&#8221;earning_points&#8221; el_id=&#8221;earning_points&#8221; el_id=&#8221;earning_points&#8221; el_id=&#8221;earning_points&#8221; text=&#8221;Earning Points&#8221; el_id=&#8221;earning_points&#8221;][vc_column_text]<\/p>\n<p>The <a title=\"TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/td-first-class-travel-visa-infinite-card-qc\/\" rel=\"noindex\">TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card<\/a> and <a title=\"Scotiabank Passport\u2122 Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-passport-visa-infinite-card\/\" rel=\"noindex\">ScotiaBank Passport Visa Infinite<\/a> cards each offer different levels of point accumulation.<\/p>\n<p>[\/vc_column_text][vc_custom_heading el_id=&#8221;earnings_levels&#8221; el_id=&#8221;earnings_levels&#8221; el_id=&#8221;earnings_levels&#8221; el_id=&#8221;earnings_levels&#8221; text=&#8221;Earnings Levels&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;earnings_levels&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;233603&#8243; alignment=&#8221;center&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Whereas with the <a title=\"TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/td-first-class-travel-visa-infinite-card-qc\/\" rel=\"noindex\">TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card<\/a>you accumulate&nbsp;:<\/p>\n<ul>\n<li><strong>8 TD Rewards points<sup>.<\/sup><\/strong> \/ $1 purchase when you book with<a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/expedia-for-td-guide\/\" target=\"_blank\" rel=\"noopener\">Expedia for TD<\/a>;<\/li>\n<li><strong>6 TD Rewards points<\/strong> \/ $1 grocery and restaurant purchase (3% value)&nbsp;;<\/li>\n<li><strong>4 TD Rewards points<\/strong> \/ $1 purchase on recurring bill payments set up in your account&nbsp;;<\/li>\n<li><strong>2 TD Rewards points<\/strong> \/ $1 purchase on all other purchases.<\/li>\n<\/ul>\n<p>Plus, every year, you&#8217;ll receive a bonus <strong>on your birthday<\/strong> ! This bonus gives you the equivalent of 10% of the total number of TD Rewards points accumulated in the 12 months preceding your birthday. This payment can be up to a maximum of <strong>10,000 TD Rewards points<\/strong>.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;238842&#8243; alignment=&#8221;center&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With the <a title=\"Scotiabank Passport\u2122 Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-passport-visa-infinite-card\/\" rel=\"noindex\">Scotia Passport Visa Infinite Card<\/a>, you earn <strong>3 Scene+ points per dollar<\/strong> (or 3%) for purchases at:<\/p>\n<ul>\n<li>IGA<\/li>\n<li>Rachelle B\u00e9ry<\/li>\n<li>Les March\u00e9s Tradition<\/li>\n<li>Voi\u00e0 by IGA \/ Safeway \/ Sobeys<\/li>\n<li>Sobeys and Safeway<\/li>\n<li>Foodland and Thrifty Foods<\/li>\n<li>FreshCo and Chalo! FreshCo<\/li>\n<\/ul>\n<p>Then you earn:<\/p>\n<ul>\n<li><strong>2 Scene+ points<\/strong> \/ $1 purchase in restaurants, entertainment, grocery stores and travel<\/li>\n<li><strong>2 Scene+ points<\/strong> \/ $1 purchase in restaurants, entertainment, grocery stores and travel outside Canada<\/li>\n<li><strong>1 Scene+ point<\/strong> \/ $1 purchase on everything else<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579508645{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading el_id=&#8221;advantage_td_first_class_travel_visa_infinite_card-1&#8243; el_id=&#8221;advantage_td_first_class_travel_visa_infinite_card-1&#8243; el_id=&#8221;advantage_td_first_class_travel_visa_infinite_card-1&#8243; el_id=&#8221;advantage_td_first_class_travel_visa_infinite_card-1&#8243; text=&#8221;Advantage: TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;advantage_td_first_class_travel_visa_infinite_card-1&#8243;][vc_column_text]<\/p>\n<p>The <a title=\"TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/td-first-class-travel-visa-infinite-card-qc\/\" rel=\"noindex\">TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card<\/a> is the best of the two! Whatever the supermarket banner, it has fewer constraints and adds 3% value to any <a href=\"https:\/\/milesopedia.com\/en\/guides\/tutoriels\/savings-supermarket-comparison-programs-rewards\/\" target=\"_blank\" rel=\"noopener\">grocery store<\/a>.<\/p>\n<p>In fact, it&#8217;s as high as 6.6 TD Rewards points, if you count the 10% bonus on the cardholder&#8217;s birthday.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;use&#8221;][vc_column][vc_custom_heading el_id=&#8221;redeeming_points&#8221; el_id=&#8221;redeeming_points&#8221; el_id=&#8221;redeeming_points&#8221; el_id=&#8221;redeeming_points&#8221; text=&#8221;Redeeming Points&#8221; el_id=&#8221;redeeming_points&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The two cards are linked to different loyalty programs, and the ways of using them are not the same.<\/p>\n<p>[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;233603&#8243; alignment=&#8221;center&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>TD Rewards points and travel&nbsp;:<\/p>\n<p>You can apply them to travel purchases in two ways:<\/p>\n<ul>\n<li><strong>200 points = $1<\/strong> of credit on flights, hotels, car rentals and all-inclusive packages booked through <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/expedia-for-td-guide\/\" target=\"_blank\" rel=\"noopener\">Expedia for TD<\/a>;<\/li>\n<li><strong>250 points = $1<\/strong> of credit on the first $1,200 of any travel purchase you make yourself, the way you want it, with the <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/expedia-for-td-guide\/#comment_changer_des_points_primes_td_avec_r_servez_comme_bon_vous_semble\" target=\"_blank\" rel=\"noopener\">Book Your Way<\/a> option. Then, starting at $1,201 for the same trip, the rate is 200 points = $1. This can be for airline tickets, a cruise, a theme park ticket(<a href=\"https:\/\/milesopedia.com\/en\/guide\/experiences\/cost-walt-disney-world\/\" target=\"_blank\" rel=\"noopener\">Disney<\/a>, <a href=\"https:\/\/milesopedia.com\/en\/guide\/universal-studios-ultimate-guide\/\" target=\"_blank\" rel=\"noopener\">Universal<\/a>, etc.), a camping site, a hotel or Airbnb, guided tour, etc.<\/li>\n<\/ul>\n<p>It can also be used to&nbsp;:<\/p>\n<ul>\n<li>Pay for purchases at Amazon.ca with Amazon Shop with points&nbsp;;<\/li>\n<li>Buy gift cards;<\/li>\n<li>Buy merchandise;<\/li>\n<li>Cash back applied to the card (400 points = $1 cash back).<\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"214598\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;238842&#8243; alignment=&#8221;center&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Scene+ points and travel:<\/p>\n<p>You can apply them to travel purchases in two ways, thanks to the <strong>fixed<\/strong> redemption rate where <strong>10,000 points = $100 credit<\/strong>:<\/p>\n<ul>\n<li>Redeem points directly when booking travel with Scene+ Travel, administered by Expedia.<\/li>\n<li>Make your own travel arrangements and use your points to pay off the balance on the card<\/li>\n<\/ul>\n<p>It also lets you apply your points to everyday purchases.<\/p>\n<p>You can redeem <strong>1,000 Scene+ points for a $10 discount<\/strong> at the IGA\/Sobeys checkout.<\/p>\n<p>Points can also be used to purchase gift cards on the Scotiabank\/Scene+ website, from 1,000 to 1,400 points for a $10 discount.<\/p>\n<p>Scene+ points can also be redeemed for:<\/p>\n<ul>\n<li>500 points for a $5 discount at selected restaurants (Harvey&#8217;s, Swiss Chalet, etc.);<\/li>\n<li>100 points for $1 off movie tickets at Cineplex;<\/li>\n<li>500 points for $5 off food and beverages at Cineplex, Rec Room and tokens for Playdium&nbsp;;<\/li>\n<li>At least 3,000 points for a Statement credit of between $6.67 and $8 on any card expense.<\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"248186\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579539448{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading el_id=&#8221;advantage_scotiabank_passport_visa_infinite_card&#8221; el_id=&#8221;advantage_scotiabank_passport_visa_infinite_card&#8221; el_id=&#8221;advantage_scotiabank_passport_visa_infinite_card&#8221; el_id=&#8221;advantage_scotiabank_passport_visa_infinite_card&#8221; text=&#8221;Advantage: Scotiabank Passport\u2122 Visa Infinite* Card&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;advantage_scotiabank_passport_visa_infinite_card&#8221;][vc_column_text]<\/p>\n<p>The <a title=\"Scotiabank Passport\u2122 Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-passport-visa-infinite-card\/\" rel=\"noindex\">Scotia Passport Visa Infinite Card<\/a> wins this round. Scene+ points are flexible and easy to exchange, whether for grocery needs or for treating yourself when travelling.<\/p>\n<p>Accumulate your <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/sceneplus\/\" target=\"_blank\" rel=\"noopener\">Scene+ points<\/a> throughout the year and indulge in a big grocery basket for a festive feast during the holidays. Or keep them to pay for a plane ticket or hotel for a nice escapade.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Fees&#8221;][vc_column][vc_custom_heading el_id=&#8221;annual_fee&#8221; el_id=&#8221;annual_fee&#8221; el_id=&#8221;annual_fee&#8221; el_id=&#8221;annual_fee&#8221; text=&#8221;Annual Fee&#8221; el_id=&#8221;annual_fee&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;233603&#8243; alignment=&#8221;center&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a title=\"TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/td-first-class-travel-visa-infinite-card-qc\/\" rel=\"noindex\">TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card<\/a> has an annual fee of $139. It&#8217;s charged on the first statement, and at the time of renewal.<\/p>\n<p>However, for a limited time, <strong>the first year is free<\/strong>!<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;238842&#8243; alignment=&#8221;center&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a class=\"thirstylink\" title=\"Scotiabank Passport\u2122 Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-passport-visa-infinite-card\/\">Scotiabank Passport\u2122 Visa Infinite* Card<\/a> has an annual fee of $150. At the moment, there&#8217;s a promotion that refunds these costs for the first year.<\/p>\n<p>If you have the <a class=\"thirstylink\" title=\"Scotiabank Ultimate Package\" href=\"https:\/\/milesopedia.com\/en\/go\/scotia-ultimate-package\/\">Scotiabank Ultimate Package<\/a>, you&#8217;ll get the <strong>annual fee waived<\/strong>. <a href=\"https:\/\/milesopedia.com\/en\/offers\/bank-accounts\/forfaits-bancaires-scotia\/#Le_Forfait_Ultime_de_la_Banque_Scotia\">Learn more about this here<\/a>.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579582156{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading el_id=&#8221;advantage_td_first_class_travel_visa_infinite_card-2&#8243; el_id=&#8221;advantage_td_first_class_travel_visa_infinite_card-2&#8243; el_id=&#8221;advantage_td_first_class_travel_visa_infinite_card-2&#8243; el_id=&#8221;advantage_td_first_class_travel_visa_infinite_card-2&#8243; text=&#8221;Advantage&nbsp;: TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;advantage_td_first_class_travel_visa_infinite_card-2&#8243;][vc_column_text]<\/p>\n<p>The <a title=\"TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/td-first-class-travel-visa-infinite-card-qc\/\" rel=\"noindex\">TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card<\/a> has lower annual fees.<\/p>\n<p>However, with current promotions, both of these cards have their annual fees fully refunded in the first year. You can&#8217;t go wrong!<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Income&#8221;][vc_column][vc_custom_heading el_id=&#8221;minimum_income&#8221; el_id=&#8221;minimum_income&#8221; el_id=&#8221;minimum_income&#8221; el_id=&#8221;minimum_income&#8221; text=&#8221;Minimum Income&#8221; el_id=&#8221;minimum_income&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;233603&#8243; alignment=&#8221;center&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a title=\"TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/td-first-class-travel-visa-infinite-card-qc\/\" rel=\"noindex\">TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card<\/a> requires&nbsp;:<\/p>\n<ul>\n<li>$60,000 individual income;<\/li>\n<li>or $100,000 household income.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;238842&#8243; alignment=&#8221;center&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a title=\"Scotiabank Passport\u2122 Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-passport-visa-infinite-card\/\" rel=\"noindex\">Scotiabank Passport\u2122 Visa Infinite* Card<\/a> requires:<\/p>\n<ul>\n<li>$60,000 (individual income)<\/li>\n<li>or $100,000 (household income)<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579539448{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading el_id=&#8221;advantage_tie&#8221; el_id=&#8221;advantage_tie&#8221; el_id=&#8221;advantage_tie&#8221; el_id=&#8221;advantage_tie&#8221; text=&#8221;Advantage: Tie&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;advantage_tie&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>It&#8217;s all the same, because a <a href=\"https:\/\/milesopedia.com\/en\/avis\/produits\/8-reasons-td-first-class-travel-card\/\">Visa Infinite card<\/a> requires the same conditions for all financial institutions.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Insurance&#8221;][vc_column][vc_custom_heading el_id=&#8221;insurance&#8221; el_id=&#8221;insurance&#8221; el_id=&#8221;insurance&#8221; el_id=&#8221;insurance&#8221; text=&#8221;Insurance&#8221; el_id=&#8221;insurance&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;233603&#8243; alignment=&#8221;center&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a title=\"TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/td-first-class-travel-visa-infinite-card-qc\/\" rel=\"noindex\">TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card<\/a> offers <a href=\"https:\/\/www.td.com\/ca\/fr\/services-bancaires-personnels\/comment-faire\/gerer-ma-carte-de-credit\/pour-commencer\/contrat-du-titulaire-de-carte\/quebec\" target=\"_blank\" rel=\"noopener\">various types of insurance<\/a>, and its <a href=\"https:\/\/www.td.com\/content\/dam\/tdct\/document\/pdf\/personal-banking\/12281-4b-fct-infinite-roc-single-f-01-a2-final-fr.pdf\" target=\"_blank\" rel=\"noopener\">certificate of insurance can be found here<\/a>:<\/p>\n<table style=\"border-collapse: collapse; width: 79.9247%; height: 255px;\">\n<tbody>\n<tr style=\"height: 48px;\">\n<td style=\"width: 34.431%; height: 48px;\">Worldwide Travel Medical Emergency Insurance<\/td>\n<td style=\"width: 45.4937%; height: 48px;\">2,000,000, age 64 and under, for 21 consecutive days<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 34.431%; height: 24px;\">Baggage Delay or Loss insurance<\/td>\n<td style=\"width: 45.4937%; height: 24px;\">Up to $1,000 per insured person for loss of baggage. 6-hour delay.<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 34.431%; height: 24px;\">Flight delay insurance<\/td>\n<td style=\"width: 45.4937%; height: 24px;\">Up to $500, for a 4-hour delay<\/td>\n<\/tr>\n<tr style=\"height: 96px;\">\n<td style=\"width: 34.431%; height: 16px;\">Trip Cancellation and Trip Interruption Insurance<\/td>\n<td style=\"width: 45.4937%; height: 16px;\">\n<p>Cancellation: Up to $1,500 per insured person<\/p>\n<p>Interruption: Up to <strong>$5,000<\/strong> per insured person<\/p>\n<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 34.431%; height: 24px;\">Vehicle rental insurance<\/td>\n<td style=\"width: 45.4937%; height: 24px;\">Up to 48 consecutive days, up to $65,000<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 34.431%; height: 24px;\">Hotel or motel theft insurance<\/td>\n<td style=\"width: 45.4937%; height: 24px;\">Up to <strong>$2,500<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 23px;\">\n<td style=\"width: 34.431%; height: 23px;\">Public transport accident insurance<\/td>\n<td style=\"width: 45.4937%; height: 23px;\">Up to $500,000 per person<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 34.431%; height: 24px;\">Purchase insurance<\/td>\n<td style=\"width: 45.4937%; height: 24px;\">90 days<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 34.431%; height: 24px;\">Mobile Device Insurance<\/td>\n<td style=\"width: 45.4937%; height: 24px;\">up to <strong>$1,000<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 34.431%; height: 24px;\">Extended warranty insurance<\/td>\n<td style=\"width: 45.4937%; height: 24px;\">Up to one additional year<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"261477\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;238842&#8243; alignment=&#8221;center&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The Scotiabank Passport\u2122 Visa Infinite* Card offers various insurances. The <a href=\"https:\/\/www.scotiabank.com\/content\/dam\/scotiabank\/canada\/common\/documents\/pdf\/credit_card\/Scotiabank_Passport_Infinite_Visa-FRE-Ekit.pdf\" target=\"_blank\" rel=\"noopener\">certificate of insurance can be found here<\/a>:<\/p>\n<table style=\"border-collapse: collapse; width: 79.9247%; height: 288px;\">\n<tbody>\n<tr style=\"height: 48px;\">\n<td style=\"width: 37.2568%; height: 48px;\">Global Travel Medical Emergency Insurance<\/td>\n<td style=\"width: 42.6679%; height: 48px;\">2,000,000 and <strong>25 days<\/strong> (age 64 and under)<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 37.2568%; height: 24px;\">Baggage Delay or Loss insurance<\/td>\n<td style=\"width: 42.6679%; height: 24px;\">Up to $1,000 per trip. <strong>4-hour<\/strong> delay.<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 37.2568%; height: 24px;\">Flight delay insurance<\/td>\n<td style=\"width: 42.6679%; height: 24px;\">Up to $500 per insured person, for a 4-hour delay.<\/td>\n<\/tr>\n<tr style=\"height: 48px;\">\n<td style=\"width: 37.2568%; height: 48px;\">Trip cancellation and interruption insurance<\/td>\n<td style=\"width: 42.6679%; height: 48px;\">Up to $1,500 (cancellation) and <strong>$2,500<\/strong> (interruption) per insured person<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 37.2568%; height: 24px;\">Vehicle rental insurance<\/td>\n<td style=\"width: 42.6679%; height: 24px;\">Up to 48 days, maximum $65,000<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 37.2568%; height: 24px;\">Hotel\/motel theft insurance<\/td>\n<td style=\"width: 42.6679%; height: 24px;\">up to $1,000<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 37.2568%;\">Public Transport Accident Insurance<\/td>\n<td style=\"width: 42.6679%;\">Up to $500,000 per insured person<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 37.2568%; height: 24px;\">Purchase insurance<\/td>\n<td style=\"width: 42.6679%; height: 24px;\">90 days<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 37.2568%; height: 24px;\">Mobile device insurance<\/td>\n<td style=\"width: 42.6679%; height: 24px;\">&#8212;<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 37.2568%; height: 24px;\">Extended warranty insurance<\/td>\n<td style=\"width: 42.6679%; height: 24px;\">Doubles warranty up to an additional year<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"258298\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579597080{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading el_id=&#8221;advantage_tie-1&#8243; el_id=&#8221;advantage_tie-1&#8243; el_id=&#8221;advantage_tie-1&#8243; el_id=&#8221;advantage_tie-1&#8243; text=&#8221;Advantage: Tie&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;advantage_tie-1&#8243;][vc_column_text]<\/p>\n<p>Some insurance amounts on the <a title=\"Scotiabank Passport\u2122 Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-passport-visa-infinite-card\/\" rel=\"noindex\">Scotiabank Passport Visa Infinite card<\/a> are slightly higher than those of its competitor for certain coverages.<\/p>\n<p>Please note that<strong>at least 75% of the cost of the trip<\/strong> or tickets must be charged to these two cards for certain insurances to apply. We <strong>strongly<\/strong> advise you to read each insurance brochure carefully, to find out which one is best for your situation.<\/p>\n<p>If this is important to you, the <a title=\"TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/td-first-class-travel-visa-infinite-card-qc\/\" rel=\"noindex\">TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card<\/a> is the best, with the advantage of being the only one with mobile device insurance. This comes in handy if you have an unfortunate accident with your phone or tablet.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Advantage&#8221;][vc_column][vc_custom_heading el_id=&#8221;the_benefits&#8221; el_id=&#8221;the_benefits&#8221; el_id=&#8221;the_benefits&#8221; el_id=&#8221;the_benefits&#8221; text=&#8221;The Benefits&#8221; el_id=&#8221;the_benefits&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;233603&#8243; alignment=&#8221;center&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>In addition to the above benefits, the <a title=\"TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/td-first-class-travel-visa-infinite-card-qc\/\" rel=\"noindex\">TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card<\/a> offers other advantages:<\/p>\n<ul>\n<li><b>Annual TD travel credit of $100 <\/b>on a purchase of $500 or more (including taxes) made through Expedia for TD for an accommodation or vacation package including accommodation and transportation;<\/li>\n<li>Free Visa Airport Companion membership + 4 free lounge visits per year<\/li>\n<li><a href=\"https:\/\/www.visainfinite.ca\/infinite\/en\/indice.html\" target=\"_blank\" rel=\"noopener\">Visa Infinite<\/a> privileges .<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;238842&#8243; alignment=&#8221;center&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a title=\"Scotiabank Passport\u2122 Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-passport-visa-infinite-card\/\" rel=\"noindex\">Scotiabank Visa Infinite Passport<\/a> offers a number of advantages:<\/p>\n<ul>\n<li>No foreign currency conversion fees on purchases made in foreign currencies;<\/li>\n<li>2 points per $1 spent abroad on dining, entertainment, groceries, and travel;<\/li>\n<li><strong>6 complimentary visits<\/strong> to VIP airport lounges per year;<\/li>\n<li>Earn double Scene+ points with your Scene+ membership card with their partners;<\/li>\n<li><a href=\"https:\/\/www.visainfinite.ca\/infinite\/en\/indice.html\" target=\"_blank\" rel=\"noopener\">Visa Infinite<\/a> privileges .<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579610554{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading el_id=&#8221;advantage_scotiabank_passport_visa_infinite_card-1&#8243; el_id=&#8221;advantage_scotiabank_passport_visa_infinite_card-1&#8243; el_id=&#8221;advantage_scotiabank_passport_visa_infinite_card-1&#8243; el_id=&#8221;advantage_scotiabank_passport_visa_infinite_card-1&#8243; text=&#8221;Advantage&nbsp;: Scotiabank Passport\u2122 Visa Infinite* Card&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;advantage_scotiabank_passport_visa_infinite_card-1&#8243;][vc_column_text]<\/p>\n<p>The <a title=\"Scotiabank Passport\u2122 Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-passport-visa-infinite-card\/\" rel=\"noindex\">Scotiabank Passport Visa Infinite card<\/a> has a big advantage, as it allows you to lounge in airport VIP lounges with 6 free accesses and avoids the 2.5% <a href=\"https:\/\/milesopedia.com\/en\/avis\/cartes-credit\/best-no-foreign-transaction-fees-cards\/\" target=\"_blank\" rel=\"noopener\">conversion fee<\/a> outside Canada.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=&#8221;bottom_line&#8221; el_id=&#8221;bottom_line&#8221; el_id=&#8221;bottom_line&#8221; el_id=&#8221;bottom_line&#8221; text=&#8221;Bottom Line&#8221; el_id=&#8221;bottom_line&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>So? Which card wins this duel?<\/p>\n<p>For those on a tight grocery budget, this is the place to be! <a title=\"TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/td-first-class-travel-visa-infinite-card-qc\/\" rel=\"noindex\">TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card<\/a> !<\/p>\n<p>It stands out for:<\/p>\n<ul>\n<li>Its <a href=\"https:\/\/milesopedia.com\/en\/offers\/cards\/new-td-first-class-travel-offer\/\">welcome offer<\/a> up to <strong>165,000 TD Rewards points<\/strong>;<\/li>\n<li>The 6 points\/dollar earning rate in any grocery store (3% in return)&nbsp;;<\/li>\n<li>Its annual $100 TD travel credit&nbsp;;<\/li>\n<li>Bonus equal to 10% of the total number of TD Rewards points earned annually (or up to 10,000 TD Rewards points) as a gift on the cardholder&#8217;s birthday;<\/li>\n<li>Pay for your Amazon.ca purchases with TD Rewards points&nbsp;;<\/li>\n<li>Its mobile device insurance.<\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='2'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22549,22724\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>In contrast, the <a title=\"Scotiabank Passport\u2122 Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-passport-visa-infinite-card\/\" rel=\"noindex\">Scotiabank Passport Visa Infinite Card<\/a> will be perfect for people who travel a lot thanks to:<\/p>\n<ul>\n<li>With its attractive <a href=\"https:\/\/milesopedia.com\/en\/offers\/cards\/scotia-passport-visa-infinite-offer\/\">welcome offer<\/a>;<\/li>\n<li>6 free accesses to <a href=\"https:\/\/milesopedia.com\/en\/guides\/strategies\/free-airport-lounge-access\/\" target=\"_blank\" rel=\"noopener\">airport lounges<\/a>;<\/li>\n<li>The elimination of foreign exchange conversion charges on purchases in foreign currencies;<\/li>\n<li>To the possibilities of simply paying for groceries with your points at IGA, Sobeys, etc.<\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='2'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22549,22642\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Anyway, these are two cards that we recommend in many of our rankings:<\/p>\n<ul>\n<li><a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/forex\/\">The Best No Foreign Transaction Fee Credit Cards<\/a><\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/travel\/\" target=\"_blank\" rel=\"noopener\">The Best Travel Credit Cards<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"88339,261477\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p class=\"ai-optimize-6\">Let&#8217;s compare two credit cards for better travel: the Scotiabank Passport Visa Infinite Card and the TD First Class Travel Visa Infinite Card. 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