{"id":334165,"date":"2026-02-21T08:00:00","date_gmt":"2026-02-21T13:00:00","guid":{"rendered":"https:\/\/milesopedia.com\/?p=334165"},"modified":"2025-10-21T09:15:32","modified_gmt":"2025-10-21T13:15:32","slug":"bmo-rewards-bmo-eclipse-rise-visa-card","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/offres\/cartes\/bmo-rewards-bmo-eclipse-rise-visa-card\/","title":{"rendered":"Earn up to 25,000 BMO Rewards points with the BMO eclipse rise Visa* Card (no annual fee)"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p><a href=\"https:\/\/milesopedia.com\/en\/cards\/bmo\/\">BMO<\/a> offers a credit card as part of its <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/bmo-rewards\/\">BMO Rewards<\/a> program: the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/bmo-eclipse-rise-visa-card\/\">BMO eclipse rise Visa* Card<\/a>.<\/p>\n<p>This credit card is ideal for Generation Z and millennials, with the following features:<\/p>\n<ul>\n<li>no annual fee<\/li>\n<li>no minimum income requirement<\/li>\n<li>Rewarding good financial habits by awarding points each year when the credit card balance is paid in full on time each month<\/li>\n<\/ul>\n<p>Before analyzing this card in detail, here&#8217;s the current welcome offer:<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;BMO eclipse rise Visa Card &#8211; Welcome offer&#8221; el_id=&#8221;bmo_eclipse_rise_visa_card_-_welcome_offer&#8221;][vc_custom_heading text=&#8221;BMO eclipse rise Visa* Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;bmo_eclipse_rise_visa_card&#8221;]<p>The new BMO eclipse rise Visa* Card is a <strong>no-annual-fee<\/strong> credit card with travel points, requiring <strong>no minimum income<\/strong>.<\/p>\n<p>With this offer, you can earn up to <span class=\"nowrap\"><strong>25,000 points<\/strong><\/span> as a welcome bonus:<\/p>\n<ul>\n<li><strong>20,000 points<\/strong> after <span class=\"nowrap\">$1,500<\/span> in purchases in the first 3 months<\/li>\n<li><strong>2,500 points<\/strong> when you redeem 12,000 points with the Pay with Points option over a 12-month period<\/li>\n<li><strong>2,500 points<\/strong> when you pay the balance on time for 12 months<\/li>\n<\/ul>\n<p>What&rsquo;s more, you can benefit from an <strong>interest rate of <span class=\"nowrap\">0.99%<\/span> on balance transfers for nine months<\/strong> (a 2% balance transfer fee applies).<\/p>\n<p>With the new BMO eclipse rise Visa* Card, you earn&nbsp;:<\/p>\n<ul>\n<li><strong>5 points<\/strong> for every two dollars spent on recurring bill payments<\/li>\n<li><strong>5 points<\/strong> for every two dollars spent at the grocery store<\/li>\n<li><strong>5 points<\/strong> for every two dollars spent at restaurant and for takeaway<\/li>\n<li><strong>1 point<\/strong> per two dollars of purchases for all other purchase categories<\/li>\n<\/ul>\n<p>You can use BMO Rewards points for all travel purchases made through the <strong>agency or website of your choice<\/strong> (plane tickets, hotels, rental cars, all-inclusive packages, Airbnb, etc.) or for rewards and gift cards on the BMO Rewards platform.<\/p>\n<p>The new BMO eclipse rise Visa* Card also offers:<\/p>\n<ul>\n<li>Mobile Device Insurance<\/li>\n<li>Purchase Protection<\/li>\n<li>Extended warranty insurance<\/li>\n<\/ul>\n<p>Finally, enjoy <strong>three months of Instacart+ membership<\/strong> and a $5 monthly Instacart credit when you sign up with your eligible BMO credit card.<\/p>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"334052\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;BMO eclipse rise Visa Card &#8211; Features&#8221; el_id=&#8221;bmo_eclipse_rise_visa_card_-_features&#8221;][vc_custom_heading text=&#8221;Earn BMO Rewards Points&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;earn_bmo_rewards_points&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With the <a title=\"BMO eclipse rise Visa* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-eclipse-rise-visa-card\/\" rel=\"noindex\">BMO eclipse rise Visa* Card <\/a>you can earn <strong>5 points for every $2 spent on:<\/strong><\/p>\n<ul>\n<li>Groceries<\/li>\n<li>Restaurants and takeaways<\/li>\n<li>Recurring bills payments (<a href=\"https:\/\/milesopedia.com\/en\/reviews\/products\/chexy-earn-rewards-rent-payments\/\">such as rent via Chexy<\/a>)<\/li>\n<\/ul>\n<p>BMO obviously wanted to stick to the &#8220;<em>5X points<\/em>&#8221; marketing pitch already used for its other products such as the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/bmo-eclipse-visa-infinite-card\/\">BMO eclipse Visa Infinite* Card, <\/a><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/bmo-eclipse-visa-infinite-privilege-card\/\">BMO eclipse Visa Infinite Privilege* Card<\/a> or the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/bmo-ascend-world-elite-mastercard\/\">BMO Ascend World Elite Mastercard<\/a>.<\/p>\n<p>However, here, unlike these other three products, the 5x points are not per dollar, but <span style=\"text-decoration: underline;\"><strong>per two dollars of purchases<\/strong><\/span>. So 5 points per $2 is equivalent to <strong>2.5 points per dollar<\/strong>.<\/p>\n<p>The same applies to all other purchases, where you can earn 1 point for every $2 spent. This amounts to <strong>0.5 points per dollar<\/strong>.<\/p>\n<p>[\/vc_column_text][vc_single_image image=&#8221;334188&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221;][vc_column_text]<\/p>\n<p>In addition to earning BMO Rewards points through your purchases with the <a title=\"BMO eclipse rise Visa* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-eclipse-rise-visa-card\/\" rel=\"noindex\">BMO eclipse rise Visa* Card <\/a>you can also earn <strong>up to 5,000 bonus points each year, in two ways:<\/strong><\/p>\n<ul>\n<li><strong>2,500 bonus points<\/strong> for using at least 12,000 points per year to pay off your credit card statement balance<\/li>\n<li><strong>2,500 bonus points<\/strong> when the credit card balance is paid in full on time each month<\/li>\n<\/ul>\n<p>While we do not recommend the first option, as it does not offer good value for your points (compared to travel or BMO investment financial products), we do encourage you to pay off your credit card balance in full every month, on time.<\/p>\n<p>Not only will you <a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/credit-score\/improve-your-credit-score\/\">improve your credit score<\/a>, but BMO will give you 2,500 bonus BMO Rewards points (a $16 value <a href=\"https:\/\/milesopedia.com\/en\/points-miles-value-canada\/\">according to our estimate<\/a>).<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;Redeeming BMO Rewards Points&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;redeeming_bmo_rewards_points&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>As mentioned in our <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/bmo-rewards\/\">guide to the BMO Rewards program<\/a>, here&#8217;s a chart of your options:<\/p>\n<table style=\"width: 99.6856%; height: 168px;\">\n<thead>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.1447%; text-align: center; height: 24px;\"><strong>Use<\/strong><\/td>\n<td style=\"width: 31.0692%; text-align: center; height: 24px;\"><strong>10,000 points<\/strong><\/td>\n<td style=\"width: 35.4717%; text-align: center; height: 24px;\"><strong>Value of 1 point<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.1447%; text-align: center; height: 24px;\">Travel<\/td>\n<td style=\"width: 31.0692%; text-align: center; height: 24px;\"><strong>$66.70 <\/strong><\/td>\n<td style=\"width: 35.4717%; text-align: center; height: 24px;\">0.67\u00a2<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.1447%; text-align: center; height: 24px;\">Investment<\/td>\n<td style=\"width: 31.0692%; text-align: center; height: 24px;\"><strong>$66.70 <\/strong><\/td>\n<td style=\"width: 35.4717%; text-align: center; height: 24px;\">0.67\u00a2<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.1447%; text-align: center; height: 24px;\">Experiences<\/td>\n<td style=\"width: 31.0692%; text-align: center; height: 24px;\">$62<\/td>\n<td style=\"width: 35.4717%; text-align: center; height: 24px;\">0.62\u00a2<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.1447%; text-align: center; height: 24px;\">Goods<\/td>\n<td style=\"width: 31.0692%; text-align: center; height: 24px;\">$60<\/td>\n<td style=\"width: 35.4717%; text-align: center; height: 24px;\">0.60\u00a2<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.1447%; text-align: center; height: 24px;\">Gift cards<\/td>\n<td style=\"width: 31.0692%; text-align: center; height: 24px;\">$54<\/td>\n<td style=\"width: 35.4717%; text-align: center; height: 24px;\">0.54\u00a2<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.1447%; text-align: center; height: 24px;\">Statement credit<\/td>\n<td style=\"width: 31.0692%; text-align: center; height: 24px;\">$33.30<\/td>\n<td style=\"width: 35.4717%; text-align: center; height: 24px;\">0.33\u00a2<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>As you can see, the value of your BMO Rewards points can vary greatly.<\/p>\n<p>One thing&#8217;s for sure: <strong>don&#8217;t use them for Statement credit &#8211; it&#8217;s the worst possible use<\/strong>!<\/p>\n<p>If you don&#8217;t travel, you may prefer to put these points in an investment account, or exchange them for experiences or even merchandise\/gift cards!<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;Fees and Balance Transfer Option&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;fees_and_balance_transfer_option&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a title=\"BMO eclipse rise Visa* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-eclipse-rise-visa-card\/\" rel=\"noindex\">BMO eclipse rise Visa* Card<\/a> <strong>has no annual fees<\/strong>.<\/p>\n<p>This makes this credit card an excellent starting point for your <a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/credit-score\/101-credit-score\/\">credit history<\/a>. Keep it year after year to improve your credit score. However, once you have a more substantial income, consider a <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/\">credit card offering more rewards and benefits\/insurance<\/a>.<\/p>\n<p>The <a title=\"BMO eclipse rise Visa* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-eclipse-rise-visa-card\/\" rel=\"noindex\">BMO eclipse rise Visa* Card<\/a> may also be of interest to those wishing to <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/credit-card-balance-transfer-tuto\/\">transfer their credit card balance<\/a> and benefit from a low interest rate for several months on the transferred balance. In fact, by subscribing to the <a title=\"BMO eclipse rise Visa* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-eclipse-rise-visa-card\/\" rel=\"noindex\">BMO eclipse rise Visa* Card <\/a>you can benefit from a <strong>rate of 0.99% on <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/transfer\/\">balance transfers<\/a><\/strong> (with a 2% transfer fee).<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;Insurance&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;insurance&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Although the <a title=\"BMO eclipse rise Visa* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-eclipse-rise-visa-card\/\" rel=\"noindex\">BMO eclipse rise Visa* Card<\/a> has no annual fee, it does come with insurance for your purchases, including <strong>mobile device insurance<\/strong>. This insurance will provide you with up to $1,000 of protection.<\/p>\n<p>[\/vc_column_text][vc_single_image image=&#8221;334172&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;BMO eclipse rise Visa Card &#8211; Our Review&#8221; el_id=&#8221;bmo_eclipse_rise_visa_card_-_our_review&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;links&#8221;]<\/p>\n<p>The <a title=\"BMO eclipse rise Visa* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-eclipse-rise-visa-card\/\" rel=\"noindex\">BMO eclipse rise Visa* Card<\/a> targets a specific audience: young Canadians of Generation Z (18 &#8211; 24) and millennials (25 &#8211; 34).<\/p>\n<p>In this sense, we include targeted purchase categories such as <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/grocery\/\">groceries<\/a>, <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/restaurants\/\">restaurants<\/a>, takeaway food or recurring payments.<\/p>\n<p>[\/vc_column_text][vc_single_image image=&#8221;334186&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;links&#8221;]<\/p>\n<p>However, it&#8217;s unfortunate that BMO used the <strong>5x points<\/strong> marketing pitch, which can be misleading compared to other cards that truly offer <strong>5x points <span style=\"text-decoration: underline;\">per dollar of purchase<\/span><\/strong>, such as the <a title=\"American Express Cobalt<sup>&reg;<\/sup> Card\" href=\"https:\/\/milesopedia.com\/en\/go\/amex-cobalt-card\/\" rel=\"noindex\">American Express Cobalt<sup>&reg;<\/sup> Card <\/a>the <a title=\"National Bank World Elite Mastercard\" href=\"https:\/\/milesopedia.com\/en\/go\/world-elite-mastercard-from-national-bank\/\" rel=\"noindex\">National Bank World Elite Mastercard<\/a>the <a title=\"MBNA Rewards World Elite<sup>&reg;<\/sup> Mastercard<sup>&reg;<\/sup>\" href=\"https:\/\/milesopedia.com\/en\/go\/mbna-rewards-world-elite-mastercard-qc\/\" rel=\"noindex\">MBNA Rewards World Elite<sup>&reg;<\/sup> Mastercard<sup>&reg;<\/sup><\/a> and the <a title=\"Scotiabank Gold American Express<sup>&reg;<\/sup> Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-gold-american-express-card\/\" rel=\"noindex\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a>. Where this <a title=\"BMO eclipse rise Visa* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-eclipse-rise-visa-card\/\" rel=\"noindex\">BMO eclipse rise Visa* Card<\/a> offers only 5 points per <strong><span style=\"text-decoration: underline;\">two<\/span><\/strong> dollars in purchases. That&#8217;s 2.5 points per dollar.<\/p>\n<p>Also, given that the value of BMO Rewards points is lower than that of the cards mentioned above, <strong>2.5 points per dollar corresponds to an effective return of 1.67%<\/strong> &#8211; when BMO points are used optimally. In the end, this is still a good deal for a card <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/no-fee\/\">with no annual fee<\/a> (fees are often a disincentive to take out a credit card &#8211; even though some high-end credit cards <a target=\"_blank\" href=\"\/?p=247141\">have no fees in the first year<\/a>).<\/p>\n<p>On the other hand, by offering only 1 point per $2 of purchases for all other purchases, this corresponds to an effective return of 0.33%. Many other no-annual-fee credit cards offer better returns, such as:<\/p>\n<ul>\n<li><a title=\"CIBC Dividend<sup>&reg;<\/sup> Visa* Card for Students\" href=\"https:\/\/milesopedia.com\/en\/go\/cibc-dividend-visa-card-for-students\/\" rel=\"noindex\">CIBC Dividend<sup>&reg;<\/sup> Visa* Card for Students<\/a><\/li>\n<li><a title=\"Tangerine Money-Back Credit Card\" href=\"https:\/\/milesopedia.com\/en\/go\/tangerine-money-back-credit-card\/\" rel=\"noindex\">Tangerine Money-Back Credit Card<\/a><\/li>\n<li><a title=\"MBNA Rewards Platinum Plus<sup>&reg;<\/sup> Mastercard<sup>&reg;<\/sup>\" href=\"https:\/\/milesopedia.com\/en\/go\/mbna-rewards-platinum-plus-mastercard-qc\/\" rel=\"noindex\">MBNA Rewards Platinum Plus<sup>&reg;<\/sup> Mastercard<sup>&reg;<\/sup><\/a><\/li>\n<li><a title=\"Scotiabank<sup>&reg;<\/sup> Scene+\u2122 Visa* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scene-visa-card\/\" rel=\"noindex\">Scotiabank<sup>&reg;<\/sup> Scene+\u2122 Visa* Card<\/a><\/li>\n<li><a title=\"SimplyCash<sup>&reg;<\/sup> Card from American Express\" href=\"https:\/\/milesopedia.com\/en\/go\/amex-simplycash\/\" rel=\"noindex\">SimplyCash<sup>&reg;<\/sup> Card from American Express<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='5'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--5 container_count--lots'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22687,22638,22681,22625,22700\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer 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