{"id":329340,"date":"2023-12-01T11:30:00","date_gmt":"2023-12-01T16:30:00","guid":{"rendered":"https:\/\/milesopedia.com\/?p=329340"},"modified":"2025-03-06T10:55:23","modified_gmt":"2025-03-06T15:55:23","slug":"new-credit-card-pc-insiders-world-elite-mastercard","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/news\/finance\/new-credit-card-pc-insiders-world-elite-mastercard\/","title":{"rendered":"New PC Optimum Credit Card: PC Insiders World Elite Mastercard"},"content":{"rendered":"

[vc_row][vc_column][vc_custom_heading text=”Features of the new PC Insiders World Elite Mastercard” google_fonts=”” el_id=”features_of_the_new_pc_insiders_world_elite_mastercard”][vc_custom_heading text=”A few more points” font_container=”tag:h3|text_align:left” google_fonts=”” el_id=”a_few_more_points”][vc_column_text]<\/p>\n

PC Financial has launched its first credit card with an annual fee. This new PC Insiders World Elite Mastercard<\/a> card costs $120 per year and, in return, earns more points than other PC Financial cards.<\/p>\n

It looks just like the PC Financial World Elite Mastercard.<\/a> Predictably, there may be some confusion between the two. So, here are the characteristics of each to differentiate them:<\/p>\n\n\n\n\n\n\n\n\n\n\n\n
<\/td>\n\n
PC Financial World Elite Mastercard<\/strong><\/div>\n<\/td>\n
New PC Insiders World Elite Mastercard<\/strong><\/td>\n<\/tr>\n<\/thead>\n
Annual fee<\/strong><\/td>\n$0<\/td>\n$120<\/td>\n<\/tr>\n
Optimum Points<\/a> earned at Loblaws stores (points \/ $1 purchase)<\/strong><\/td>\n\n

30 points<\/p>\n

at Wholesale Club, Maxi<\/a> and Provigo only<\/p>\n<\/td>\n

\n

40 points<\/p>\n

(everywhere)<\/p>\n<\/td>\n<\/tr>\n

Optimum points accumulated at Shoppers Drug Mart (points \/ $1 purchase)<\/strong><\/td>\n45 points<\/td>\n50 points<\/td>\n<\/tr>\n
Optimum points earned at Esso and Mobil (points\/litre of purchase)<\/strong><\/td>\n30 points<\/td>\n50 points per liter + 20 extra points if 150 liters purchased in a month<\/td>\n<\/tr>\n
Everywhere else (points \/ $1 purchase)<\/strong><\/td>\n10 points<\/td>\n10 points<\/td>\n<\/tr>\n
Minimum annual income required<\/strong><\/td>\n$80,000 individual income or $150,000 household income<\/td>\n$80,000 individual income or $150,000 household income<\/td>\n<\/tr>\n
PC Express Pass subscription<\/strong><\/td>\n–<\/td>\nFree<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Please note that the Optimum points accumulated above already include<\/strong> the base points accumulated at Shoppers Drug Mart (15 points \/ $1 purchase) and at Esso and Mobil (10 points per \/ $1 purchase).<\/p>\n

[\/vc_column_text]

\t\t\n\t\t
\n\t
\n\n\t\t
\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t
\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t\t
<\/div>\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t
\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>
\t\t\n\t\t
\n\t
\n\t\t
<\/div>\n\t<\/div>\n\t
\n\t\t
\n\t\t\t
<\/div>\n\t\t\t
<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_custom_heading text=”Free subscription to the PC Express Pass” font_container=”tag:h3|text_align:left” google_fonts=”” el_id=”free_subscription_to_the_pc_express_pass”][vc_column_text]<\/p>\n

The best thing about the new PC Insiders World Elite Mastercard<\/strong> is that you get the PC Express Pass<\/a> for free.<\/p>\n

This pass costs $99.99 plus tax (or $114.96 including tax in Quebec, for example). This is almost equivalent to the $120 annual fee for the PC Insiders World Elite Mastercard<\/strong>. <\/p>\n

People using this benefit get free pickup and delivery on orders of $35 or more. This can be advantageous for people who already use this pass.<\/p>\n

If you already have a PC Express Pass<\/a> and are taking out this new card, you will receive a prorated refund of your PC Express Pass subscription fees on the credit card after a few business days.<\/p>\n

However, your subscription to the PC Insiders program<\/a> will be cancelled<\/strong> if you take this card, and you will not be able to re-register (as this subscription is no longer available as of September 2022). You will then receive a pro rata refund. We must consider it carefully.<\/p>\n

[\/vc_column_text][vc_custom_heading text=”Other features of the new PC Insiders World Elite Mastercard” font_container=”tag:h3|text_align:left” google_fonts=”” el_id=”other_features_of_the_new_pc_insiders_world_elite_mastercard”][vc_column_text]<\/p>\n

In addition to all this, it offers, among other things:<\/p>\n