{"id":271763,"date":"2026-02-01T03:55:00","date_gmt":"2026-02-01T08:55:00","guid":{"rendered":"https:\/\/milesopedia.com\/?p=271763"},"modified":"2026-04-07T17:00:30","modified_gmt":"2026-04-07T21:00:30","slug":"comparison-bmo-ascend-world-elite-mastercard-national-bank","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/avis\/cartes-credit\/comparison-bmo-ascend-world-elite-mastercard-national-bank\/","title":{"rendered":"Head-to-Head: BMO Ascend World Elite Mastercard vs. National Bank World Elite Mastercard"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p><a href=\"https:\/\/milesopedia.com\/en\/cards\/bmo\/\">BMO<\/a> and <a href=\"https:\/\/milesopedia.com\/en\/cards\/national-bank-of-canada\/\">National Bank<\/a> each offer a <strong>World Elite Mastercard credit card<\/strong> with travel rewards:<\/p>\n<ul>\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/bmo-ascend-world-elite-mastercard\/\">BMO Ascend\u2122 World Elite<sup>&reg;<\/sup>* Mastercard<sup>&reg;<\/sup>*<\/a><\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<\/a><\/li>\n<\/ul>\n<p>At first glance, they may seem to be identical, especially because of their name! But which one is the most advantageous?<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare-v'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='2'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare-v container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"401432,22672\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card-compare--offer-heading\">\n    <div class=\"card-compare-v-item-heading\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<div class=\"card-compare--value-heading\">\n    <div class=\"card-compare-v-item-heading\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<div class=\"card-compare--fee-heading\">\n    <div class=\"card-compare-v-item-heading\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-1\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer card-compare--offer-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Value -->\n<div class=\"card-compare--value card-compare--value-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Annual Fee -->\n<div class=\"card-compare--annual-fee card-compare--annual-fee-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-2\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer card-compare--offer-2\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Value -->\n<div class=\"card-compare--value card-compare--value-2\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Annual Fee -->\n<div class=\"card-compare--annual-fee card-compare--annual-fee-2\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text el_class=&#8221;links&#8221;]<\/p>\n<p>Let&#8217;s look at each of their features in detail, to distinguish these two credit cards.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Income&#8221;][vc_column][vc_custom_heading text=&#8221;Minimum Income&#8221; el_id=&#8221;minimum_income&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;341958&#8243; alignment=&#8221;center&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<\/a> requires:<\/p>\n<ul>\n<li>$80,000 individual income<\/li>\n<li>$150,000 household income<\/li>\n<li>or assets under management of $400,000 or more<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;478853&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/bmo-ascend-world-elite-mastercard\/\">BMO Ascend World Elite Mastercard<\/a> requires a minimum income of:<\/p>\n<ul>\n<li>$80,000 (individual)<\/li>\n<li>$150,000 (combined)<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579508645{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Draw&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;draw&#8221;][vc_column_text]<\/p>\n<p>Both World Elite Mastercard cards require the same criteria to qualify.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Bonus&#8221;][vc_column][vc_custom_heading text=&#8221;Welcome Bonus&#8221; el_id=&#8221;welcome_bonus&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;341958&#8243; alignment=&#8221;center&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Through Milesopedia, you can get up to 50,000 points with this <a href=\"https:\/\/milesopedia.com\/en\/offres\/cartes\/nbc-world-elite-mastercard-offer\/\">exclusive welcome offer<\/a> for the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<\/a>:<\/p>\n<ul>\n<li><strong>10,000 reward points<\/strong> upon enrollment in your credit card payment protection, for a minimum of 3 months of membership.<\/li>\n<li><strong>10,000 points<\/strong> when you make $5,000 in net purchases within the first 3 months.<\/li>\n<li><strong>20,000 points<\/strong> when you reach $20,000 in purchases within the first 12 months.<\/li>\n<li><strong>10,000 points<\/strong> when you combine your credit card with the opening of your first current account within 7 days of your credit card application.<\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"324829\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;478853&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>You can earn <strong>up to 100,000 BMO Rewards points<\/strong>, worth up to approximately <strong>$700 in travel<\/strong>, plus the <strong>first-year annual fee waiver of $150<\/strong> with this welcome offer for the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/bmo-ascend-world-elite-mastercard\/\">BMO Ascend World Elite Mastercard<\/a>.<\/p>\n<p>This offer is based on spending during the first year, allowing you to accumulate a significant number of points redeemable for travel, while enjoying excellent value in the first year thanks to the annual fee savings.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"193920\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579492398{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: BMO Ascend World Elite Mastercard Mastercard&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; css=&#8221;&#8221; el_id=&#8221;advantage_bmo_ascend_world_elite_mastercard_mastercard&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>Thanks to a welcome offer that can reach a higher value, along with the first-year annual fee waiver, the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/bmo-ascend-world-elite-mastercard\/\">BMO Ascend World Elite Mastercard<\/a> gains the advantage in this comparison.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;The Benefits&#8221; el_id=&#8221;the_benefits&#8221;][vc_custom_heading text=&#8221;Annual Travel Credit&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;annual_travel_credit&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;341958&#8243; alignment=&#8221;center&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p><strong>Each calendar year,<\/strong> the holder of a <a class=\"thirstylink\" title=\"The National Bank's World Elite Mastercard<sup>&reg;<\/sup>\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\" target=\"\" rel=\"noopener noreferrer\" data-linkid=\"26730\">National Bank World Elite Mastercard<\/a> has a total of $150 available on certain travel-related expenses:<\/p>\n<ul>\n<li>Airport parking<\/li>\n<li>Baggage fees<\/li>\n<li>Seat selection<\/li>\n<li><strong>Access to airport lounges<\/strong><\/li>\n<li><strong>Airline ticket upgrades<\/strong><\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"170863\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;478853&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>No annual travel credit for <a title=\"BMO Ascend\u2122 World Elite<sup>&reg;<\/sup>* Mastercard<sup>&reg;<\/sup>*\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-world-elite-mastercard\/\" rel=\"noindex\">BMO Ascend World Elite Mastercard holders .<\/a> However, as mentioned above, you can take advantage of an attractive <strong>$150 annual fee waiver for the first year<\/strong>.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579492398{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage&nbsp;: National Bank World Elite Mastercard&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;advantage_national_bank_world_elite_mastercard&#8221;][vc_column_text]<\/p>\n<p>With the reimbursement of up to $150 in travel expenses, the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<\/a> wins this round.<\/p>\n<p>It should be noted that these two cards share similar privileges, being <a href=\"https:\/\/milesopedia.com\/en\/rewards\/special-offers\/advantages-world-elite-mastercard\/\">Mastercard World Elite <\/a> cards:<\/p>\n<ul>\n<li>Membership of the <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/how-dragonpass-works\/\">DragonPass<\/a> program, which gives you access to over 1,000 airport lounges worldwide (admission fee of $32 USD per person; the <a title=\"BMO Ascend\u2122 World Elite<sup>&reg;<\/sup>* Mastercard<sup>&reg;<\/sup>*\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-world-elite-mastercard\/\" rel=\"noindex\">BMO Ascend World Elite Mastercard<\/a> comes with 4 free visits per year)<\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/flexiroam-esim-mastercard\/\" target=\"_blank\" rel=\"noopener\">Free Wi-Fi access on the move<\/a>, anywhere in the world, thanks to <a href=\"https:\/\/redeem.boingo.com\/mccan\/?lang=fc\" target=\"_blank\" rel=\"noopener\">Boingo<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Access to lounge airport VIP area Montreal-Trudeau&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;access_to_lounge_airport_vip_area_montreal-trudeau&#8221;][vc_column_text]<\/p>\n<p>Being able to access an airport lounge before a flight is a definite convenience.<\/p>\n<p>[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;341958&#8243; alignment=&#8221;center&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The National Bank card gives you <strong>unlimited<\/strong> free access to lounge National Bank.<\/p>\n<p>The cardholder, 1 guest and up to 2 children (under 12) are admitted to lounge on presentation of the card. <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\" target=\"_blank\" rel=\"noopener\">National Bank World Elite Mastercard<\/a>.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;478853&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>As with all Mastercard World Elite cards, you can purchase admission to the <a href=\"https:\/\/milesopedia.com\/en\/reviews\/airport-lounges\/national-bank-airport-lounge-montreal-trudeau\/\">Banque Nationale<\/a> and <a href=\"https:\/\/milesopedia.com\/en\/reviews\/airport-lounges\/air-france-lounge-montreal-trudeau-yul\/\">Air France<\/a> lounges, both members of the <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/how-dragonpass-works\/\">DragonPass network<\/a>.<\/p>\n<p>This card entitles you to 4 free visits a year to these lounges.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579508645{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage&nbsp;: National Bank World Elite Mastercard&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;advantage_national_bank_world_elite_mastercard-1&#8243;][vc_column_text]<\/p>\n<p>For unlimited access, the advantage is for the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<\/a>. This is especially convenient for the cardholder and their family.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Earning Points&#8221;][vc_column][vc_custom_heading text=&#8221;Earning Reward Points&#8221; el_id=&#8221;earning_reward_points&#8221;][vc_column_text]<\/p>\n<p>Both credit cards offer purchase categories that allow you to earn more rewards points.<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;Purchasing Categories&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;purchasing_categories&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;341958&#8243; alignment=&#8221;center&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<\/a>, you can earn <strong>up to 5 points per dollar<\/strong>:<\/p>\n<table style=\"border-collapse: collapse; width: 100%;\">\n<thead>\n<tr>\n<td style=\"width: 50%; text-align: center;\">Category<\/td>\n<td style=\"width: 50%; text-align: center;\">Points<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"width: 50%; text-align: center;\">Grocery and Restaurant<\/td>\n<td style=\"width: 50%; text-align: center;\">5*<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">Gas and electric recharging<\/td>\n<td style=\"width: 50%; text-align: center;\">2<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">Recurring invoices<\/td>\n<td style=\"width: 50%; text-align: center;\">2<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u00c0 la carte Travel<\/td>\n<td style=\"width: 50%; text-align: center;\">2<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>For the Grocery and Restaurant category, you can earn 5 points per dollar up to $2,500 in total monthly card purchases. Starting at $2,501, points are accumulated at a rate of 2 points per dollar for 5 X points categories.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;478853&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/bmo-ascend-world-elite-mastercard\/\">BMO Ascend World Elite Mastercard<\/a>, you can earn 5 BMO Rewards points per dollar spent on travel purchases.<\/p>\n<p>And you get <strong>3 points for every dollar you spend on: <\/strong><\/p>\n<ul>\n<li>Dining<\/li>\n<li>Entertainment<\/li>\n<li>Recurring Bill payments<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579508645{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;IT&#039;S A DRAW&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;it_039_s_a_draw&#8221;][vc_column_text]<\/p>\n<p>With an accumulation rate of up to 5 points per dollar, the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<\/a> has the edge over BMO&#8217;s Card for everyday spending.<\/p>\n<p>On the other hand, if you make a lot of travel purchases with your credit card, it will be more attractive to opt for the <a title=\"BMO Ascend\u2122 World Elite<sup>&reg;<\/sup>* Mastercard<sup>&reg;<\/sup>*\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-world-elite-mastercard\/\" rel=\"noindex\">BMO Ascend World Elite Mastercard<sup>&reg;<\/sup>*<\/a>.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Basic Earning Level&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;basic_earning_level&#8221;][vc_column_text]<\/p>\n<p>Outside of these accelerated purchase categories, the <a title=\"BMO Ascend\u2122 World Elite<sup>&reg;<\/sup>* Mastercard<sup>&reg;<\/sup>*\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-world-elite-mastercard\/\" rel=\"noindex\">BMO Ascend World Elite Mastercard and the BMO Ascend World Elite MasterCard<\/a> offer a basic rate of accumulation. <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<\/a> offer a basic accumulation rate.<\/p>\n<p>[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;341958&#8243; alignment=&#8221;center&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<\/a>you can earn <strong>1 point per dollar<\/strong> on all other purchases.<\/p>\n<p>This represents <strong>a value of approximately 1%<\/strong>.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;478853&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/bmo-ascend-world-elite-mastercard\/\">BMO Ascend World Elite Mastercard<\/a>, you can earn <strong>1 point per dollar <\/strong>on all other purchases.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579523801{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;IT&#039;S A DRAW&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;it_039_s_a_draw-1&#8243;][vc_column_text]<\/p>\n<p>For out-of-category purchases, both cards offer a similar return of approximately 1% per dollar of purchase.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;use&#8221;][vc_column][vc_custom_heading text=&#8221;Redeeming Points&#8221; el_id=&#8221;redeeming_points&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Both cards are <strong>reward point<\/strong> cards, mainly for travel.<\/p>\n<p>However, the loyalty programs are completely different:<\/p>\n<ul>\n<li><a href=\"https:\/\/milesopedia.com\/en\/reward-program\/bmo-rewards\/\">BMO Rewards<\/a> for the <a title=\"BMO Ascend\u2122 World Elite<sup>&reg;<\/sup>* Mastercard<sup>&reg;<\/sup>*\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-world-elite-mastercard\/\" rel=\"noindex\">BMO Ascend World Elite Mastercard<\/a><\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/reward-program\/nbc-a-la-carte-rewards\/\">\u00c0 La Carte Rewards Program<\/a> for <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<\/a><\/li>\n<\/ul>\n<p>This means that the ways you can redeem your points are different.<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;Points redeemed for trips purchased with the card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;points_redeemed_for_trips_purchased_with_the_card&#8221;][vc_column_text]<\/p>\n<p>You can use the points from both credit cards for travel.<\/p>\n<p>[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;341958&#8243; alignment=&#8221;center&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<\/a>, you can apply your points to travel purchases.<\/p>\n<p>The redemption rate is:<\/p>\n<ul>\n<li><strong>10,000 points = $100<\/strong> for purchases made through Travel \u00c0 la Carte<\/li>\n<li><strong>11,000 points = $100<\/strong> by redeeming at least 55,000 points for any travel purchase you&#8217;ve booked yourself with the \u00c0 la carte Travel card.<\/li>\n<li><strong>12,000 points = $100<\/strong> for any travel purchase you&#8217;ve booked yourself with the card<\/li>\n<\/ul>\n<p><strong>A minimum of 12,000 points must be applied<\/strong> (or 10,000 points via the \u00c0 la carte Travel Agency, i.e. a minimum of $100).<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"194706\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;478853&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/bmo-ascend-world-elite-mastercard\/\">BMO Ascend World Elite Mastercard<\/a>, you can redeem your points through the BMO Rewards portal.<\/p>\n<p>The redemption rate is <strong>10,000 points = $67<\/strong> for travel purchases via BMO Rewards.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"197629\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579539448{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage&nbsp;: National Bank World Elite Mastercard&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;advantage_national_bank_world_elite_mastercard-2&#8243;][vc_column_text]<\/p>\n<p>To achieve a good redemption rate, the <a title=\"National Bank World Elite Mastercard\" href=\"https:\/\/milesopedia.com\/en\/go\/world-elite-mastercard-from-national-bank\/\" rel=\"noindex\">National Bank World Elite Mastercard<\/a> does not require trading to a specific agency or redeeming a large number of points.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Points for Other Rewards&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;points_for_other_rewards&#8221;][vc_column_text]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/bmo-ascend-world-elite-mastercard\/\">BMO Ascend World Elite Mastercard<\/a> and the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<\/a> both allow you to use points for other rewards: everyday purchases, gift cards, products, investments.<\/p>\n<p>But we do not recommend these uses because of the low value.<\/p>\n<p>[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;341958&#8243; alignment=&#8221;center&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p class=\"p1\">To redeem your <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/travel-national-bank-world-elite-mastercard\/\" target=\"_blank\" rel=\"noopener\">National Bank World Elite Mastercard <\/a>Rewards points, you&#8217;ll need to log in to your online account at <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/nbc-a-la-carte-rewards\/\">NBC \u00e0 la carte Rewards<\/a>. You can contribute to an RRSP or TFSA, or pay off your all-in-one line of credit or mortgage: 12,000 points = $100.<\/p>\n<p>You can also get a gift card: 12,000 to 13,500 points for a $100 gift card.<\/p>\n<p>Finally, you can apply your points to everyday purchases for a Statement credit: 25,000 points = $100.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;478853&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/bmo-ascend-world-elite-mastercard\/\">BMO Ascend World Elite Mastercard<\/a>, you can redeem your points through the BMO Rewards portal.<\/p>\n<table style=\"width: 99.6856%; height: 168px;\">\n<thead>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.1447%; text-align: center; height: 24px;\"><strong>Use<\/strong><\/td>\n<td style=\"width: 31.0692%; text-align: center; height: 24px;\"><strong>10,000 points<\/strong><\/td>\n<td style=\"width: 35.4717%; text-align: center; height: 24px;\"><strong>Value of 1 point<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.1447%; text-align: center; height: 24px;\">Travel<\/td>\n<td style=\"width: 31.0692%; text-align: center; height: 24px;\"><strong>$67<\/strong><\/td>\n<td style=\"width: 35.4717%; text-align: center; height: 24px;\">0.67\u00a2<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.1447%; text-align: center; height: 24px;\">Investment<\/td>\n<td style=\"width: 31.0692%; text-align: center; height: 24px;\"><strong>$67<\/strong><\/td>\n<td style=\"width: 35.4717%; text-align: center; height: 24px;\">0.67\u00a2<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.1447%; text-align: center; height: 24px;\">Experiences<\/td>\n<td style=\"width: 31.0692%; text-align: center; height: 24px;\">$62 <\/td>\n<td style=\"width: 35.4717%; text-align: center; height: 24px;\">0.62\u00a2<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.1447%; text-align: center; height: 24px;\">Goods<\/td>\n<td style=\"width: 31.0692%; text-align: center; height: 24px;\">$60 <\/td>\n<td style=\"width: 35.4717%; text-align: center; height: 24px;\">0.60\u00a2<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.1447%; text-align: center; height: 24px;\">Gift cards<\/td>\n<td style=\"width: 31.0692%; text-align: center; height: 24px;\">$54 <\/td>\n<td style=\"width: 35.4717%; text-align: center; height: 24px;\">0.54\u00a2<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.1447%; text-align: center; height: 24px;\">Statement credit<\/td>\n<td style=\"width: 31.0692%; text-align: center; height: 24px;\">$33.30 <\/td>\n<td style=\"width: 35.4717%; text-align: center; height: 24px;\">0.33\u00a2<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579554674{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;IT&#039;S A DRAW&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;it_039_s_a_draw-2&#8243;][vc_column_text]<\/p>\n<p>It&#8217;s hard to tell the difference between the two cards in this respect: the utilization rate will be similar. Better to use the points for travel!<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Fees&#8221;][vc_column][vc_custom_heading text=&#8221;Annual Fee&#8221; el_id=&#8221;annual_fee&#8221;][vc_column_text]<\/p>\n<p>Both credit cards have similar annual fees.<\/p>\n<p>[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;341958&#8243; alignment=&#8221;center&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<\/a> has an annual fee of $150. However, this card offers <strong>an annual travel credit of $150<\/strong>, so it costs you almost nothing each year!<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;478853&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/bmo-ascend-world-elite-mastercard\/\">BMO Ascend World Elite Mastercard<\/a> has an annual fee of $150 (but has an annual fee waiver for the first year).<\/p>\n<p>However, it comes with <strong>4<\/strong> airport lounges, which may justify its cost.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579582156{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage&nbsp;: National Bank World Elite Mastercard&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;advantage_national_bank_world_elite_mastercard-3&#8243;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>By using the $150 annual travel credit, your <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<\/a> could be virtually &#8220;free&#8221; year after year.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Insurance&#8221;][vc_column][vc_custom_heading text=&#8221;Insurance&#8221; el_id=&#8221;insurance&#8221;][vc_column_text]<\/p>\n<p>Both credit cards offer extensive insurance.<\/p>\n<p>[\/vc_column_text][vc_row_inner][vc_column_inner][vc_column_text css=&#8221;&#8221;]<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 309px;\">\n<thead>\n<tr style=\"height: 24px;\">\n<td style=\"width: 23.3918%; height: 21px;\">Insurance<\/td>\n<td style=\"width: 21.5121%; height: 21px;\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-324545\" title=\"National Bank World Elite Mastercard exclusive offer\" src=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2023\/11\/carte-world-elite-de-la-banque-nationale-promo-exclusive.png\" alt=\"National Bank World Elite Mastercard exclusive offer\" width=\"201\" height=\"127\" srcset=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2023\/11\/carte-world-elite-de-la-banque-nationale-promo-exclusive.png 450w, https:\/\/milesopedia.com\/wp-content\/uploads\/2023\/11\/carte-world-elite-de-la-banque-nationale-promo-exclusive-200x126.png 200w\" sizes=\"auto, (max-width: 201px) 100vw, 201px\" \/><\/td>\n<td style=\"width: 21.7628%; height: 21px;\"><img class=\"wp-image-478852 size-thumbnail\" title=\"BMO Ascend\u2122 World Elite<sup>&reg;<\/sup>* Mastercard<sup>&reg;<\/sup>*\" src=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/03\/bmo-ascend-world-elite-mastercard-200x131.webp\" alt=\"bmo ascend world elite mastercard\" width=\"200\" height=\"131\"><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"width: 23.3918%; height: 24px;\">Trip Cancellation Insurance<\/td>\n<td style=\"width: 21.5121%; height: 24px;\">Up to<strong> $2,500 <\/strong>per person<\/td>\n<td style=\"width: 21.7628%; height: 24px;\">Up to $2,500 per person<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 23.3918%; height: 24px;\">Trip interruption insurance<\/td>\n<td style=\"width: 21.5121%; height: 24px;\">Up to <strong>$5,000 <\/strong>per person<\/td>\n<td style=\"width: 21.7628%; height: 24px;\">Up to $2,000 per person<\/td>\n<\/tr>\n<tr style=\"height: 48px;\">\n<td style=\"width: 23.3918%; height: 48px;\">Out-of-Province\/Country Emergency Medical Insurance<\/td>\n<td style=\"width: 21.5121%; height: 48px;\">Up to <strong>$5,000,000<\/strong> for up to <strong>60 days<\/strong><\/td>\n<td style=\"width: 21.7628%; height: 48px;\">Up to $2,000,000 for up to 21 days<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 23.3918%; height: 24px;\">Flight delay insurance<\/td>\n<td style=\"width: 21.5121%; height: 24px;\">Up to $500<br \/>\nafter 4 hours<\/td>\n<p><\/p>\n<td style=\"width: 21.7628%; height: 24px;\">Up to $500 per person<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 23.3918%; height: 24px;\">Baggage Delay Insurance<\/td>\n<td style=\"width: 21.5121%; height: 24px;\">Up to $500<br \/>\nafter 6 hours<\/td>\n<p><\/p>\n<td style=\"width: 21.7628%; height: 24px;\">Up to<strong> $500<\/strong> per person<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 23.3918%; height: 24px;\">Baggage loss or theft insurance<\/td>\n<td style=\"width: 21.5121%; height: 24px;\">up to<strong> $1,000<\/strong><\/td>\n<td style=\"width: 21.7628%; height: 24px;\">Up to $500 per person<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 23.3918%; height: 24px;\">Hotel burglary insurance<\/td>\n<td style=\"width: 21.5121%; height: 24px;\">&#8211;<\/td>\n<td style=\"width: 21.7628%; height: 24px;\">up to <strong>$1,000<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 23.3918%; height: 24px;\">Rental car theft and damage insurance<\/td>\n<td style=\"width: 21.5121%; height: 24px;\">up to $65,000<\/td>\n<td style=\"width: 21.7628%; height: 24px;\">up to $65,000<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 23.3918%; height: 24px;\">Travel accident insurance<\/td>\n<td style=\"width: 21.5121%; height: 24px;\"><strong>500&nbsp;000&nbsp;$<\/strong><\/td>\n<td style=\"width: 21.7628%; height: 24px;\"><strong> 500&nbsp;000&nbsp;$<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 23.3918%; height: 24px;\">Purchase Protection<\/td>\n<td style=\"width: 21.5121%; height: 24px;\"><strong>Up to 2 additional years<\/strong><\/td>\n<td style=\"width: 21.7628%; height: 24px;\"> Up to 1 additional year<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 23.3918%; height: 24px;\">Purchase Guarantee<\/td>\n<td style=\"width: 21.5121%; height: 24px;\">Up to $1,000<br \/>\n<strong>180 days<\/strong><\/td>\n<p><\/p>\n<td style=\"width: 21.7628%; height: 24px;\">90 days<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579508645{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage&nbsp;: National Bank World Elite Mastercard&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;advantage_national_bank_world_elite_mastercard-4&#8243;][vc_column_text]<\/p>\n<p>With its more generous insurance coverage, the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<\/a> has the edge over the BMO Card.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Bottom Line&#8221; el_id=&#8221;bottom_line&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>So? Which Card is the winner?<\/p>\n<p>First of all, it&#8217;s worth noting that both are excellent <a href=\"https:\/\/milesopedia.com\/en\/offers\/cards\/best-credit-cards-for-costco\/\" target=\"_blank\" rel=\"noopener\">credit cards to use at Costco<\/a>!<\/p>\n<p>With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard,<\/a> you&#8217;ll enjoy the following benefits:<\/p>\n<ul>\n<li>Best insurances for your trips&nbsp;;<\/li>\n<li>Best insurances for your purchases&nbsp;;<\/li>\n<li>High earning rate for certain spending categories, including groceries, restaurants, gas and electric vehicle charging, recurring bills, and purchases made through the Voyage \u00c0 La Carte agency;<\/li>\n<li>Free unlimited access to the <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/yul-montreal-trudeau\/\" target=\"_blank\" rel=\"noopener\">National Bank Lounge<\/a> at Montreal in the international zone;<\/li>\n<li>Annual Travel Credit up to $150.<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_single_image image=&#8221;234448&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Against it, the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/bmo-ascend-world-elite-mastercard\/\">BMO Ascend World Elite Mastercard<sup>&reg;<\/sup>*<\/a> stands out for:<\/p>\n<ul>\n<li>Earn 5 points per dollar for travel and 3 points for everyday purchases;<\/li>\n<li>Four annual airport lounge passes included;<\/li>\n<li>The card offers up to $150 in travel credit per year for expenses such as airport parking, seat selection, lounge access, upgrades, etc.<\/li>\n<\/ul>\n<p>This credit card is perfect for people who <strong>travel regularly<\/strong> and require extensive insurance.<\/p>\n<p>[\/vc_column_text][vc_single_image image=&#8221;207486&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Note that both cards offer interesting advantages; they are accepted at Costco and have excellent insurance coverage. It&#8217;s up to you to choose between these two excellent credit cards according to your needs!<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare-v'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='2'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare-v container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"401432,22672\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-3\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer card-compare--offer-3\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Value -->\n<div class=\"card-compare--value card-compare--value-3\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Annual Fee -->\n<div class=\"card-compare--annual-fee card-compare--annual-fee-3\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-1\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer card-compare--offer-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Value -->\n<div class=\"card-compare--value card-compare--value-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Annual Fee -->\n<div class=\"card-compare--annual-fee card-compare--annual-fee-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div><div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='l'\n\t\t\t\tdata-post_type='page'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_page container_template--l container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"page_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"90621\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\n    <div class=\"post-preview-thumbnail\">\n\t    <div class=\"shimmer shimmer-dark shimmer-image\"><\/div>\n    <\/div>\n\n    <div class=\"post-preview-content shimmer-post-preview-content\">\n        <div class=\"simmer-bar-group\">\n            <div class=\"shimmer shimmer-dark shimmer-bar\"><\/div>\n            <div class=\"shimmer shimmer-dark shimmer-bar\"><\/div>\n            <div class=\"shimmer shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n\n    <\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Here&#8217;s our detailed comparison of the BMO Ascend World Elite Mastercard and National Bank World Elite Mastercard\u00ae*.<\/p>","protected":false},"author":3,"featured_media":349101,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[45817,45831],"tags":[],"mc_loyalty_program":[],"class_list":["post-271763","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cartes-credit","category-credit-cards","mc_issuer-bmo-en","mc_issuer-national-bank-of-canada","mc_market-all-of-canada","tutorial-comparisons"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":"","mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Head-to-Head: BMO World Elite vs NBC World Elite Mastercard | Milesopedia<\/title>\n<meta name=\"description\" content=\"Here&#039;s our detailed comparison of the BMO Ascend World Elite Mastercard and National Bank World Elite Mastercard\u00ae*.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/milesopedia.com\/en\/avis\/cartes-credit\/comparison-bmo-ascend-world-elite-mastercard-national-bank\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Head-to-Head: BMO Ascend World Elite Mastercard vs. National Bank World Elite Mastercard\" \/>\n<meta property=\"og:description\" content=\"Here&#039;s our detailed comparison of the BMO Ascend World Elite Mastercard and National Bank World Elite Mastercard\u00ae*.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/milesopedia.com\/en\/avis\/cartes-credit\/comparison-bmo-ascend-world-elite-mastercard-national-bank\/\" \/>\n<meta property=\"og:site_name\" content=\"Milesopedia\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/milesopedia\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/milesopedia\" \/>\n<meta property=\"article:published_time\" content=\"2026-02-01T08:55:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-07T21:00:30+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/02\/Cartes-Comparatifs-MC-BMO-Ascend-World-Elite-vs-MC-World-Elite-BNC-ENG.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2400\" \/>\n\t<meta property=\"og:image:height\" content=\"1260\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jean-Maximilien Voisine\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@milesopedia\" \/>\n<meta name=\"twitter:site\" content=\"@milesopedia\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/avis\\\/cartes-credit\\\/comparison-bmo-ascend-world-elite-mastercard-national-bank\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/avis\\\/cartes-credit\\\/comparison-bmo-ascend-world-elite-mastercard-national-bank\\\/\"},\"author\":{\"name\":\"Jean-Maximilien Voisine\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#\\\/schema\\\/person\\\/910fb721150b290316f16836cc905cad\"},\"headline\":\"Head-to-Head: BMO Ascend World Elite Mastercard vs. National Bank World Elite Mastercard\",\"datePublished\":\"2026-02-01T08:55:00+00:00\",\"dateModified\":\"2026-04-07T21:00:30+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/avis\\\/cartes-credit\\\/comparison-bmo-ascend-world-elite-mastercard-national-bank\\\/\"},\"wordCount\":3202,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/avis\\\/cartes-credit\\\/comparison-bmo-ascend-world-elite-mastercard-national-bank\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2024\\\/02\\\/Cartes-Comparatifs-MC-BMO-Ascend-World-Elite-vs-MC-World-Elite-BNC-ENG.jpg\",\"articleSection\":[\"Cartes de cr\u00e9dit\",\"Credit Cards\"],\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/milesopedia.com\\\/en\\\/avis\\\/cartes-credit\\\/comparison-bmo-ascend-world-elite-mastercard-national-bank\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/avis\\\/cartes-credit\\\/comparison-bmo-ascend-world-elite-mastercard-national-bank\\\/\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/avis\\\/cartes-credit\\\/comparison-bmo-ascend-world-elite-mastercard-national-bank\\\/\",\"name\":\"Head-to-Head: BMO World Elite vs NBC World Elite Mastercard | Milesopedia\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/avis\\\/cartes-credit\\\/comparison-bmo-ascend-world-elite-mastercard-national-bank\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/avis\\\/cartes-credit\\\/comparison-bmo-ascend-world-elite-mastercard-national-bank\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2024\\\/02\\\/Cartes-Comparatifs-MC-BMO-Ascend-World-Elite-vs-MC-World-Elite-BNC-ENG.jpg\",\"datePublished\":\"2026-02-01T08:55:00+00:00\",\"dateModified\":\"2026-04-07T21:00:30+00:00\",\"description\":\"Here's our detailed comparison of the BMO Ascend World Elite Mastercard and National Bank World Elite Mastercard\u00ae*.\",\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/milesopedia.com\\\/en\\\/avis\\\/cartes-credit\\\/comparison-bmo-ascend-world-elite-mastercard-national-bank\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/avis\\\/cartes-credit\\\/comparison-bmo-ascend-world-elite-mastercard-national-bank\\\/#primaryimage\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2024\\\/02\\\/Cartes-Comparatifs-MC-BMO-Ascend-World-Elite-vs-MC-World-Elite-BNC-ENG.jpg\",\"contentUrl\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2024\\\/02\\\/Cartes-Comparatifs-MC-BMO-Ascend-World-Elite-vs-MC-World-Elite-BNC-ENG.jpg\",\"width\":2400,\"height\":1260,\"caption\":\"Card Comparison BMO Ascend World Elite Mastercard vs NBC World Elite Mastercard\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/\",\"name\":\"Milesopedia\",\"description\":\"Programmes de fid\u00e9lit\u00e9 et cartes de cr\u00e9dit au Canada\",\"publisher\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#organization\",\"name\":\"Milesopedia Canada\",\"alternateName\":\"Milesopedia\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/MILESOPEDIA-logo-cmjn-black-V3@4x.png\",\"contentUrl\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/MILESOPEDIA-logo-cmjn-black-V3@4x.png\",\"width\":1600,\"height\":261,\"caption\":\"Milesopedia Canada\"},\"image\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/milesopedia\",\"https:\\\/\\\/x.com\\\/milesopedia\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/milesopedia\",\"https:\\\/\\\/www.tiktok.com\\\/@milesopedia\",\"https:\\\/\\\/www.youtube.com\\\/milesopedia\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#\\\/schema\\\/person\\\/910fb721150b290316f16836cc905cad\",\"name\":\"Jean-Maximilien Voisine\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/Photo-Profil-rond-Jean-Maximilien-200x200.png\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/Photo-Profil-rond-Jean-Maximilien-200x200.png\",\"contentUrl\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/Photo-Profil-rond-Jean-Maximilien-200x200.png\",\"caption\":\"Jean-Maximilien Voisine\"},\"description\":\"Jean-Maximilien Voisine est le Pr\u00e9sident et Fondateur de Milesopedia, et l\u2019un des experts les plus reconnus en mati\u00e8re de programmes de r\u00e9compenses, de cartes de cr\u00e9dit et de voyage au Canada, en France et aux \u00c9tats-Unis. \u00c2g\u00e9 de 40 ans et p\u00e8re de deux enfants, il a explor\u00e9 plus de 100 pays, dont la moiti\u00e9 en famille avec sa conjointe Audrey. Sp\u00e9cialiste des programmes de fid\u00e9lit\u00e9 comme A\u00e9roplan, Points-Privil\u00e8ges d\u2019American Express et Marriott Bonvoy, Jean-Maximilien aide les voyageurs \u00e0 maximiser leurs avantages et \u00e0 transformer leurs points en exp\u00e9riences m\u00e9morables. Sa mission : permettre \u00e0 chacun de voyager mieux et plus intelligemment en Am\u00e9rique du Nord et en Europe.\",\"sameAs\":[\"https:\\\/\\\/milesopedia.com\",\"https:\\\/\\\/www.facebook.com\\\/milesopedia\",\"https:\\\/\\\/instagram.com\\\/milesopedia\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/milesopedia\",\"https:\\\/\\\/x.com\\\/milesopedia\",\"https:\\\/\\\/www.youtube.com\\\/milesopedia\"],\"knowsAbout\":[\"Credit Cards\"],\"knowsLanguage\":[\"English\",\"French\"],\"jobTitle\":\"Founding President\",\"worksFor\":\"Milesopedia\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/author\\\/jean-maximilien\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Head-to-Head: BMO World Elite vs NBC World Elite Mastercard | Milesopedia","description":"Here's our detailed comparison of the BMO Ascend World Elite Mastercard and National Bank World Elite Mastercard\u00ae*.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/milesopedia.com\/en\/avis\/cartes-credit\/comparison-bmo-ascend-world-elite-mastercard-national-bank\/","og_locale":"en_US","og_type":"article","og_title":"Head-to-Head: BMO Ascend World Elite Mastercard vs. National Bank World Elite Mastercard","og_description":"Here's our detailed comparison of the BMO Ascend World Elite Mastercard and National Bank World Elite Mastercard\u00ae*.","og_url":"https:\/\/milesopedia.com\/en\/avis\/cartes-credit\/comparison-bmo-ascend-world-elite-mastercard-national-bank\/","og_site_name":"Milesopedia","article_publisher":"https:\/\/www.facebook.com\/milesopedia","article_author":"https:\/\/www.facebook.com\/milesopedia","article_published_time":"2026-02-01T08:55:00+00:00","article_modified_time":"2026-04-07T21:00:30+00:00","og_image":[{"width":2400,"height":1260,"url":"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/02\/Cartes-Comparatifs-MC-BMO-Ascend-World-Elite-vs-MC-World-Elite-BNC-ENG.jpg","type":"image\/jpeg"}],"author":"Jean-Maximilien Voisine","twitter_card":"summary_large_image","twitter_creator":"@milesopedia","twitter_site":"@milesopedia","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/milesopedia.com\/en\/avis\/cartes-credit\/comparison-bmo-ascend-world-elite-mastercard-national-bank\/#article","isPartOf":{"@id":"https:\/\/milesopedia.com\/en\/avis\/cartes-credit\/comparison-bmo-ascend-world-elite-mastercard-national-bank\/"},"author":{"name":"Jean-Maximilien Voisine","@id":"https:\/\/milesopedia.com\/en\/#\/schema\/person\/910fb721150b290316f16836cc905cad"},"headline":"Head-to-Head: BMO Ascend World Elite Mastercard vs. National Bank World Elite Mastercard","datePublished":"2026-02-01T08:55:00+00:00","dateModified":"2026-04-07T21:00:30+00:00","mainEntityOfPage":{"@id":"https:\/\/milesopedia.com\/en\/avis\/cartes-credit\/comparison-bmo-ascend-world-elite-mastercard-national-bank\/"},"wordCount":3202,"commentCount":0,"publisher":{"@id":"https:\/\/milesopedia.com\/en\/#organization"},"image":{"@id":"https:\/\/milesopedia.com\/en\/avis\/cartes-credit\/comparison-bmo-ascend-world-elite-mastercard-national-bank\/#primaryimage"},"thumbnailUrl":"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/02\/Cartes-Comparatifs-MC-BMO-Ascend-World-Elite-vs-MC-World-Elite-BNC-ENG.jpg","articleSection":["Cartes de cr\u00e9dit","Credit Cards"],"inLanguage":"en-CA","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/milesopedia.com\/en\/avis\/cartes-credit\/comparison-bmo-ascend-world-elite-mastercard-national-bank\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/milesopedia.com\/en\/avis\/cartes-credit\/comparison-bmo-ascend-world-elite-mastercard-national-bank\/","url":"https:\/\/milesopedia.com\/en\/avis\/cartes-credit\/comparison-bmo-ascend-world-elite-mastercard-national-bank\/","name":"Head-to-Head: BMO World Elite vs NBC World Elite Mastercard | Milesopedia","isPartOf":{"@id":"https:\/\/milesopedia.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/milesopedia.com\/en\/avis\/cartes-credit\/comparison-bmo-ascend-world-elite-mastercard-national-bank\/#primaryimage"},"image":{"@id":"https:\/\/milesopedia.com\/en\/avis\/cartes-credit\/comparison-bmo-ascend-world-elite-mastercard-national-bank\/#primaryimage"},"thumbnailUrl":"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/02\/Cartes-Comparatifs-MC-BMO-Ascend-World-Elite-vs-MC-World-Elite-BNC-ENG.jpg","datePublished":"2026-02-01T08:55:00+00:00","dateModified":"2026-04-07T21:00:30+00:00","description":"Here's our detailed comparison of the BMO Ascend World Elite Mastercard and National Bank World Elite Mastercard\u00ae*.","inLanguage":"en-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/milesopedia.com\/en\/avis\/cartes-credit\/comparison-bmo-ascend-world-elite-mastercard-national-bank\/"]}]},{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/milesopedia.com\/en\/avis\/cartes-credit\/comparison-bmo-ascend-world-elite-mastercard-national-bank\/#primaryimage","url":"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/02\/Cartes-Comparatifs-MC-BMO-Ascend-World-Elite-vs-MC-World-Elite-BNC-ENG.jpg","contentUrl":"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/02\/Cartes-Comparatifs-MC-BMO-Ascend-World-Elite-vs-MC-World-Elite-BNC-ENG.jpg","width":2400,"height":1260,"caption":"Card Comparison BMO Ascend World Elite Mastercard vs NBC World Elite Mastercard"},{"@type":"WebSite","@id":"https:\/\/milesopedia.com\/en\/#website","url":"https:\/\/milesopedia.com\/en\/","name":"Milesopedia","description":"Programmes de fid\u00e9lit\u00e9 et cartes de cr\u00e9dit au Canada","publisher":{"@id":"https:\/\/milesopedia.com\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/milesopedia.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-CA"},{"@type":"Organization","@id":"https:\/\/milesopedia.com\/en\/#organization","name":"Milesopedia Canada","alternateName":"Milesopedia","url":"https:\/\/milesopedia.com\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/milesopedia.com\/en\/#\/schema\/logo\/image\/","url":"https:\/\/milesopedia.com\/wp-content\/uploads\/2023\/01\/MILESOPEDIA-logo-cmjn-black-V3@4x.png","contentUrl":"https:\/\/milesopedia.com\/wp-content\/uploads\/2023\/01\/MILESOPEDIA-logo-cmjn-black-V3@4x.png","width":1600,"height":261,"caption":"Milesopedia Canada"},"image":{"@id":"https:\/\/milesopedia.com\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/milesopedia","https:\/\/x.com\/milesopedia","https:\/\/www.linkedin.com\/company\/milesopedia","https:\/\/www.tiktok.com\/@milesopedia","https:\/\/www.youtube.com\/milesopedia"]},{"@type":"Person","@id":"https:\/\/milesopedia.com\/en\/#\/schema\/person\/910fb721150b290316f16836cc905cad","name":"Jean-Maximilien Voisine","image":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/12\/Photo-Profil-rond-Jean-Maximilien-200x200.png","url":"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/12\/Photo-Profil-rond-Jean-Maximilien-200x200.png","contentUrl":"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/12\/Photo-Profil-rond-Jean-Maximilien-200x200.png","caption":"Jean-Maximilien Voisine"},"description":"Jean-Maximilien Voisine est le Pr\u00e9sident et Fondateur de Milesopedia, et l\u2019un des experts les plus reconnus en mati\u00e8re de programmes de r\u00e9compenses, de cartes de cr\u00e9dit et de voyage au Canada, en France et aux \u00c9tats-Unis. \u00c2g\u00e9 de 40 ans et p\u00e8re de deux enfants, il a explor\u00e9 plus de 100 pays, dont la moiti\u00e9 en famille avec sa conjointe Audrey. Sp\u00e9cialiste des programmes de fid\u00e9lit\u00e9 comme A\u00e9roplan, Points-Privil\u00e8ges d\u2019American Express et Marriott Bonvoy, Jean-Maximilien aide les voyageurs \u00e0 maximiser leurs avantages et \u00e0 transformer leurs points en exp\u00e9riences m\u00e9morables. Sa mission : permettre \u00e0 chacun de voyager mieux et plus intelligemment en Am\u00e9rique du Nord et en Europe.","sameAs":["https:\/\/milesopedia.com","https:\/\/www.facebook.com\/milesopedia","https:\/\/instagram.com\/milesopedia","https:\/\/www.linkedin.com\/company\/milesopedia","https:\/\/x.com\/milesopedia","https:\/\/www.youtube.com\/milesopedia"],"knowsAbout":["Credit Cards"],"knowsLanguage":["English","French"],"jobTitle":"Founding President","worksFor":"Milesopedia","url":"https:\/\/milesopedia.com\/en\/author\/jean-maximilien\/"}]}},"_links":{"self":[{"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/posts\/271763","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/comments?post=271763"}],"version-history":[{"count":65,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/posts\/271763\/revisions"}],"predecessor-version":[{"id":491472,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/posts\/271763\/revisions\/491472"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/media\/349101"}],"wp:attachment":[{"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/media?parent=271763"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/categories?post=271763"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/tags?post=271763"},{"taxonomy":"mc_loyalty_program","embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/mc_loyalty_program?post=271763"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}