{"id":261477,"date":"2023-04-06T09:38:00","date_gmt":"2023-04-06T13:38:00","guid":{"rendered":"https:\/\/milesopedia.com\/?p=261477"},"modified":"2024-06-18T15:53:02","modified_gmt":"2024-06-18T19:53:02","slug":"insurance-td-first-class-travel-visa-infinite-card","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/insurance-td-first-class-travel-visa-infinite-card\/","title":{"rendered":"The TD First Class Travel Visa Infinite Card and its travel insurance benefits"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_custom_heading text=&#8221;Insurance Coverage&#8221; el_id=&#8221;insurance_coverage&#8221;][vc_column_text]<\/p>\n<p>First, it is very important to read the most recent version of the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/td-first-class-travel-visa-infinite-card\/\" target=\"_blank\" rel=\"noopener\">TD First Class Travel Visa Infinite Card<\/a> <a href=\"https:\/\/www.td.com\/content\/dam\/tdct\/document\/pdf\/personal-banking\/12281-4b-fct-infinite-roc-single-f-01-a2-final-fr.pdf\" target=\"_blank\" rel=\"noopener\">Benefits Coverage Guide<\/a>.<\/p>\n<p>They can change at any time and it is your responsibility to be aware of these <a href=\"https:\/\/www.td.com\/ca\/fr\/services-bancaires-personnels\/comment-faire\/gerer-ma-carte-de-credit\/pour-commencer\/contrat-du-titulaire-de-carte\/quebec\" target=\"_blank\" rel=\"noopener\">insurance benefits<\/a>.<\/p>\n<p>If you have any questions, please contact TD Customer Service at <strong>1-866-374-1129<\/strong>. It is strongly recommended that you call them <strong>before booking<\/strong> travel with your card and <strong>before you leave<\/strong> on your trip.<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;Eligibility&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;eligibility&#8221;][vc_column_text]<\/p>\n<p>Travel insurance coverage is only available to&nbsp;:<\/p>\n<ul>\n<li>Primary cardholder<\/li>\n<li>Spouse and dependent children of the primary cardholder<\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/how-to-add-supplementary-credit-card\/\" target=\"_blank\" rel=\"noopener\">Additional cardholder<\/a><\/li>\n<li>Spouse and dependent children of the additional holder<\/li>\n<\/ul>\n<p>In addition, the card account must be <strong>in good standing<\/strong>. This means:<\/p>\n<ul>\n<li>The Primary Cardholder has not asked TD to close the Account<\/li>\n<li>TD has not suspended and revoked credit privileges or closed the account<\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"251339\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_custom_heading text=&#8221;Eligibility Tool&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;eligibility_tool&#8221;][vc_column_text]<\/p>\n<p>To make it easier to understand the insurance coverage of its credit cards, <a href=\"https:\/\/outils.td.com\/Outildassurancevoyagedecartedecredit\/\" target=\"_blank\" rel=\"noopener\">TD has put together an interactive tool on travel insurance<\/a>. In 6 questions, you can quickly find out if you qualify or not, when you pay in full for the trip in cash.<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;TD First Class Travel Visa Infinite Card Description&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;td_first_class_travel_visa_infinite_card_description&#8221;]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22724\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Travel Medical Insurance&#8221; el_id=&#8221;travel_medical_insurance&#8221;][vc_column_text]<\/p>\n<p>The maximum benefit for emergency medical care is $2,000,000. To be eligible, you only need to have the card, as per the <strong>Eligibility<\/strong> section above. This includes the following inclusions:<\/p>\n<ul>\n<li>Hospitalization<\/li>\n<li>Physician&#8217;s fees<\/li>\n<li>Private nursing<\/li>\n<li>Diagnostic services<\/li>\n<li>Ambulance and air ambulance services<\/li>\n<li>Prescription drugs<\/li>\n<li>Accidental dental and emergency relief of dental pain<\/li>\n<li>Medical Appliances<\/li>\n<li>Emergency return home<\/li>\n<li>Transportation to the bedside and compensation for the bedside companion<\/li>\n<li>Compensation for the travel companion<\/li>\n<li>Meals and accommodation<\/li>\n<li>Incidental hospital expenses<\/li>\n<li>Vehicle return<\/li>\n<li>Repatriation of deceased<\/li>\n<li>Baggage return<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Trip cancellation and trip interruption insurance&#8221; el_id=&#8221;trip_cancellation_and_trip_interruption_insurance&#8221;][vc_column_text]<\/p>\n<p>To receive the benefits of this insurance coverage, the <strong>full cost of your trip<\/strong> must be paid with your <a title=\"TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/td-first-class-travel-visa-infinite-card-qc\/\" rel=\"noindex\">TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card<\/a> and\/or TD Rewards points.<\/p>\n<p>A trip <strong>cancellation<\/strong> occurs <strong>before departure<\/strong>.<\/p>\n<p>A trip <strong>interruption<\/strong> occurs <strong>on or after the departure date when the trip has begun<\/strong>.<\/p>\n<table style=\"border-collapse: collapse; width: 100%;\">\n<tbody>\n<tr>\n<td style=\"width: 29.4228%;\">Flight Cancellation<\/td>\n<td style=\"width: 70.5772%;\">Up to <strong>$1,500 per person<\/strong>, to a maximum of $5,000 for all persons on the trip<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 29.4228%;\">Trip Interruption Insurance<\/td>\n<td style=\"width: 70.5772%;\">Up to <strong>$5,000 per person<\/strong>, to a maximum of $25,000 for all persons on the trip<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Eligible reasons may be:<\/p>\n<ul>\n<li>The death of an insured person or an immediate family member<\/li>\n<li>A sudden, unexpected illness or accidental injury to a person or a member of his or her immediate family<\/li>\n<li>A natural disaster at the insured person&#8217;s principal residence<\/li>\n<li>Weather conditions during the trip<\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"74980\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Common Carrier Travel Accident Insurance&#8221; el_id=&#8221;common_carrier_travel_accident_insurance&#8221;][vc_column_text]<\/p>\n<p>To be eligible for this insurance, you must:<\/p>\n<ul>\n<li>Privileges under your account have not ceased or been suspended<\/li>\n<li>The account is not more than 90 days past due<\/li>\n<li>And the TD credit card must be in good standing<\/li>\n<\/ul>\n<p>A common carrier is a land, air or water conveyance that is authorized to carry passengers for compensation. This can be a&nbsp;:<\/p>\n<ul>\n<li>Avion<\/li>\n<li>Ferry or Cruise ship<\/li>\n<li>Bus or Train<\/li>\n<li>Cab or Limousine<\/li>\n<\/ul>\n<p>If there is an accidental death or dismemberment, the maximum benefit is <strong>$500,000<\/strong>.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Delayed and Lost Baggage Insurance&#8221; el_id=&#8221;delayed_and_lost_baggage_insurance&#8221;][vc_column_text]<\/p>\n<p>In order to benefit from this insurance, the credit card must have been used to <strong>pay 100% of the airfare<\/strong>.<\/p>\n<table style=\"border-collapse: collapse; width: 56.9636%;\">\n<tbody>\n<tr>\n<td style=\"width: 19.5107%;\">Baggage insurance in case of delay<\/td>\n<td style=\"width: 37.4529%; text-align: center;\"><strong>More than 6 hours<\/strong>: $1,000 maximum for the purchase of basic necessities<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 19.5107%;\">Lost luggage<\/td>\n<td style=\"width: 37.4529%; text-align: center;\">Up to $1,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"247858\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Flight and travel delay insurance&#8221; el_id=&#8221;flight_and_travel_delay_insurance&#8221;][vc_column_text]<\/p>\n<p>To benefit from this insurance, at least <strong>75% of the cost of your trip must be<\/strong> charged to the <a title=\"TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/td-first-class-travel-visa-infinite-card-qc\/\" rel=\"noindex\">TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card<\/a>.<\/p>\n<p>The reason for the delay may be due to weather, an outage or a strike for example.<\/p>\n<p>This flight or travel delay insurance can be up to <strong>$500<\/strong>, for a <strong>delay of 4 hours or more<\/strong>.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"74980\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Hotel\/Motel Burglary Insurance&#8221; el_id=&#8221;hotel_motel_burglary_insurance&#8221;][vc_column_text]<\/p>\n<p>This is for hotel and motel reservations in Canada and the United States only. <strong>At least 75% of the total cost<\/strong> of the stay must be charged to the card. The use of TD Rewards points is also valid under certain conditions.<\/p>\n<p>The maximum amount is <strong>$2,500<\/strong>.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Collision and damage insurance for rental vehicles&#8221; el_id=&#8221;collision_and_damage_insurance_for_rental_vehicles&#8221;][vc_column_text]<\/p>\n<p>To be eligible for this insurance, you must:<\/p>\n<ul>\n<li>Pay for the car rental at the rental agency with the <a title=\"TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/td-first-class-travel-visa-infinite-card-qc\/\" rel=\"noindex\">TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card<sup>MD<\/sup><\/a> (payment with TD Rewards points is accepted, under certain conditions).<\/li>\n<li><strong>Refuse to purchase<\/strong> the Collision Damage Waiver (CDW ) or an equivalent coverage from the rental agency and have it written into the contract<\/li>\n<\/ul>\n<p>The car rental covers up to <strong>48 consecutive days<\/strong> and the manufacturer&#8217;s suggested retail price (MSRP) of the car must be <strong>under $65,000<\/strong>. Some types of vehicles are not insured.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22724\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Purchase Assurance and Extended Warranty Protection&#8221; el_id=&#8221;purchase_assurance_and_extended_warranty_protection&#8221;][vc_column_text]<\/p>\n<p><strong>Purchase insurance<\/strong> covers items purchased with the <a title=\"TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/td-first-class-travel-visa-infinite-card\/\" rel=\"noindex\">TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card<\/a> for <strong>90 days from the date of purchase<\/strong>. If the item is lost, stolen or damaged, it will be replaced or repaired with this insurance.<\/p>\n<p>Extended warranty protection extends the manufacturer&#8217;s warranty <strong>up to one year<\/strong>. It begins after the manufacturer&#8217;s warranty expires and the item must be purchased with the Card.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Mobile Device Insurance&#8221; el_id=&#8221;mobile_device_insurance&#8221;][vc_column_text]<\/p>\n<p>Did your new smartphone or tablet have a major accident and stop working? Mobile device insurance can come to the rescue, up to a maximum of $1,000 in reimbursement!<\/p>\n<p>To qualify, <strong>at least 75% of the total cost<\/strong> of the device must be charged to the TD First Class Travel Visa Infinite Card. Under certain conditions, insurance is also eligible if the total cost of the device is financed through a <strong>plan with monthly payments<\/strong>.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Emergency travel assistance services&#8221; el_id=&#8221;emergency_travel_assistance_services&#8221;][vc_column_text]<\/p>\n<p>It is not really an insurance, but rather a help to solve a problem during a trip in unknown land. They do not offer payment or refunds. They are more of a medical second opinion or will tell you what to do if you don&#8217;t know what to do when you are in total panic.<\/p>\n<p>The phone number is <strong>1-800-871-8334<\/strong> for Canada or the United States. Or if you are in another country: <strong>1-416-977-8297<\/strong> (collect).<\/p>\n<p>This phone line can be useful for the following situations:<\/p>\n<ul>\n<li>Medical consultation and follow-up<\/li>\n<li>Medical emergency travel and medical referrals<\/li>\n<li>Payment to medical service providers<\/li>\n<li>Assistance in case of lost luggage<\/li>\n<li>Legal assistance<\/li>\n<li>Replacement of lost tickets and documents<\/li>\n<li>Translation Services<\/li>\n<li>Emergency transfer of funds<\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22724\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;What to do if you have an insurance claim with the TD First Class Travel Visa Infinite Card&#8221; el_id=&#8221;what_to_do_if_you_have_an_insurance_claim_with_the_td_first_class_travel_visa_infinite_card&#8221;][vc_column_text]<\/p>\n<p>You must call <strong>1-866-374-1129<\/strong>, within the time frame following the date the event occurred.<\/p>\n<table style=\"border-collapse: collapse; width: 65.1172%;\">\n<tbody>\n<tr>\n<td style=\"width: 46.0295%;\"><strong>Insurance<\/strong><\/td>\n<td style=\"width: 15.3979%; text-align: center;\"><strong>Duration<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 46.0295%;\">Travel Medical Insurance<\/td>\n<td style=\"width: 15.3979%; text-align: center;\">Immediately<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 46.0295%;\">Trip cancellation and trip interruption insurance<\/td>\n<td style=\"width: 15.3979%; text-align: center;\">Immediately<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 46.0295%;\">Flight and travel delay insurance<\/td>\n<td style=\"width: 15.3979%; text-align: center;\">45 hours<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 46.0295%;\">Common Carrier Travel Accident Insurance<\/td>\n<td style=\"width: 15.3979%; text-align: center;\">30 days<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 46.0295%;\">Delayed and Lost Baggage Insurance<\/td>\n<td style=\"width: 15.3979%; text-align: center;\">45 days<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Summary&#8221; el_id=&#8221;summary&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>In summary, here are the various insurance coverages of the <a title=\"TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/td-first-class-travel-visa-infinite-card-qc\/\" rel=\"noindex\">TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card <\/a>:<\/p>\n<table style=\"border-collapse: collapse; width: 76.2861%; height: 264px;\">\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"width: 43.9774%; text-align: center; height: 24px;\"><strong>Insurance<\/strong><\/td>\n<td style=\"width: 32.3087%; text-align: center; height: 24px;\"><strong>Maximum coverage<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 43.9774%; height: 24px;\">Travel Medical Insurance<\/td>\n<td style=\"width: 32.3087%; text-align: center; height: 24px;\">$2,000,000<\/td>\n<\/tr>\n<tr style=\"height: 48px;\">\n<td style=\"width: 43.9774%; height: 48px;\">Common Carrier Travel Accident Insurance<\/td>\n<td style=\"width: 32.3087%; text-align: center; height: 48px;\">$500,000<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 43.9774%; height: 24px;\">Trip Cancellation Insurance<\/td>\n<td style=\"width: 32.3087%; text-align: center; height: 24px;\">$1,500<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 43.9774%; height: 24px;\">Trip Interruption Insurance<\/td>\n<td style=\"width: 32.3087%; text-align: center; height: 24px;\">$5,000<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 43.9774%; height: 24px;\">Delayed or lost luggage insurance<\/td>\n<td style=\"width: 32.3087%; text-align: center; height: 24px;\">$1,000<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 43.9774%; height: 24px;\">Flight and travel delay insurance<\/td>\n<td style=\"width: 32.3087%; text-align: center; height: 24px;\">$500<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 43.9774%; height: 24px;\">Hotel or motel theft insurance<\/td>\n<td style=\"width: 32.3087%; text-align: center; height: 24px;\">$2,500<\/td>\n<\/tr>\n<tr style=\"height: 48px;\">\n<td style=\"width: 43.9774%; height: 48px;\">Collision and damage insurance for rental vehicles<\/td>\n<td style=\"width: 32.3087%; text-align: center; height: 48px;\">Less than $65,000 and 48 consecutive days<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 43.9774%;\">Purchase Insurance<\/td>\n<td style=\"width: 32.3087%; text-align: center;\">90 days<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 43.9774%;\">Extended warranty protection<\/td>\n<td style=\"width: 32.3087%; text-align: center;\">One year old<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 43.9774%;\"><a href=\"https:\/\/milesopedia.com\/en\/finances-personnelles\/assurances\/insurance-mobile-devices\/\" target=\"_blank\" rel=\"noopener\">Mobile Device Insurance<\/a><\/td>\n<td style=\"width: 32.3087%; text-align: center;\">$1,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Bottom Line&#8221; el_id=&#8221;bottom_line&#8221;][vc_column_text]<\/p>\n<p>In addition to all this insurance to prevent inconvenience, the <a title=\"TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/td-first-class-travel-visa-infinite-card-qc\/\" rel=\"noindex\">TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card<\/a> has a very profitable welcome offer from <a href=\"https:\/\/milesopedia.com\/en\/cards\/td\/\">TD Bank<\/a>.<\/p>\n<p>With all these points, you can afford to get a stay that will not cost much. This is in addition to his annual TD Travel Credit of $100 for <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/expedia-for-td-guide\/\">Expedia for TD<\/a> bookings of $500 or more.<\/p>\n<p>To save on travel and insurance, this is a secret card to have in your wallet!<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"214598\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div><div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22724\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Here are the hidden benefits of travel and mobile device insurance with the TD First Class Travel Visa Infinite Card.<\/p>","protected":false},"author":127,"featured_media":261387,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[46377],"tags":[],"mc_loyalty_program":[710],"class_list":["post-261477","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","mc_issuer-td-en","mc_loyalty_program-td-rewards","mc_market-all-of-canada","tutorial-insurance"],"acf":{"mc_approved_badge":false,"mc_card_used":22724,"mc_featured_card_specific":null,"mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- 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