{"id":232172,"date":"2025-11-29T05:00:00","date_gmt":"2025-11-29T10:00:00","guid":{"rendered":"https:\/\/milesopedia.com\/?p=232172"},"modified":"2025-12-13T13:12:59","modified_gmt":"2025-12-13T18:12:59","slug":"save-holiday-time","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/personal-finance\/save-holiday-time\/","title":{"rendered":"How to Save Money During the Holiday Season"},"content":{"rendered":"

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This is the time of year when you start planning for the holiday season. We all know it\u2019s a time of year that can get very expensive. Expenses can rise quickly, especially when it comes to shopping, with events like Black Friday<\/strong> starting as early as November. There are also gifts to buy for your family and loved ones, and meals to prepare. Plus, with the magic of the holidays, it\u2019s easy to spend a little extra. We want to make others happy and be great hosts, and so on. However, it\u2019s possible to enjoy plenty of love and joy without breaking the bank or going into debt. In this article, discover our top tips<\/strong> for saving money during the holiday season<\/strong>.<\/p>\n

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First of all, to save money at the end of the year, consumers need to make a holiday budget<\/a> to visualize all expenses and target those that are ultimately superfluous.<\/p>\n

Then, it’s easy to see if you can take the opportunity to unlock a credit card welcome bonus<\/a>. Indeed, several cards offer a cashback<\/a> of 10% for the first three months, such as the ®<\/sup> Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/cibc-dividend-visa-infinite-card\/\" rel=\"noindex\">CIBC Dividend Visa Infinite* Card<\/a>.<\/p>\n

On the other hand, you could also choose a travel rewards<\/a> card like the TD First Class Travel®<\/sup> Visa Infinite* Card<\/a>. This is a great way to save during the holiday season while putting aside points for a spring break<\/a> or summer vacation.<\/p>\n

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Then, review your current credit cards<\/a>; with your budget well-established, you can plan your holiday spending to optimize each card’s categories<\/a> for the best return. For example, the American Express Cobalt®<\/sup> Card <\/a>allows you to earn 5 Membership Rewards points<\/a> per dollar at grocery stores<\/a> and restaurants<\/a>. So choosing the right card to pay for your expenses is a great way to save during the holiday season<\/strong>.<\/p>\n

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It’s tempting to want to give gifts<\/strong> to your friends and family members, but sometimes it’s not possible without planning: it’s the thought that counts!<\/p>\n

So make a list of all the people you want to give something to. Then, determine how much money you are willing to spend on each person instead of starting by choosing the gift. If the total is too high, you can further restrict your budget or remove people from your list to save money over the holiday season<\/strong>. When you set boundaries for yourself, it’s easier to store rationally.<\/p>\n

For young children<\/a>, go around the house in November and gather some toys; most children will be just as surprised and delighted to unwrap gifts they had forgotten about!<\/p>\n

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November is a big month for shopping. Indeed, opportunities abound both at the source with in-store prices, but also through shopping portals<\/a> and promotional offers<\/a>!<\/p>\n

The best-known portals are:<\/p>\n