{"id":211368,"date":"2022-05-10T03:21:00","date_gmt":"2022-05-10T07:21:00","guid":{"rendered":"https:\/\/milesopedia.com\/news\/educfinance-application-management-finances\/"},"modified":"2024-09-18T17:01:58","modified_gmt":"2024-09-18T21:01:58","slug":"educfinance-application-management-finances","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/reviews\/products\/educfinance-application-management-finances\/","title":{"rendered":"Educfinance: an application that simplifies your personal financial management"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p><strong>The <a target=\"_blank\" href=\"https:\/\/educfinance.ca\/\">Educfinance<\/a><\/strong> application stands out as an excellent, simple, yet comprehensive tool for tracking your finances without having to link bank accounts. With the data leaks and the risks of hacking, some people will prefer to analyze their numbers &#8220;offline&#8221; on an Excel file.<\/p>\n<p>The program responds well to this desire. In addition to making financial management easier thanks to its very simple interface; it also allows you to save a lot of time compared to an Excel document.<\/p>\n<p>[\/vc_column_text][vc_custom_heading el_id=&#8221;educfinance_application&#8221; text=&#8221;Educfinance Application&#8221; google_fonts=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The best way to manage your finances is to know where your money is going. <a target=\"_blank\" href=\"https:\/\/educfinance.ca\/\"><strong>Educfinance<\/strong><\/a> is a great tool to track&nbsp;:<\/p>\n<ul>\n<li>your income<\/li>\n<li>your expenses<\/li>\n<li>your assets<\/li>\n<li>your liabilities<\/li>\n<li>your projects<\/li>\n<li>the growth of your savings<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The program can be downloaded <a target=\"_blank\" href=\"https:\/\/apps.apple.com\/ca\/app\/educfinance\/id1584978928?l=fr\">on IOS<\/a> and <a target=\"_blank\" href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.educfinance.app&amp;hl=fr_CA&amp;gl=US\">Android<\/a>. The annual subscription to use Educfinance costs $39.99, but you have a free 7-day trial.<\/p>\n<p>You can track your finances with <a target=\"_blank\" href=\"https:\/\/educfinance.ca\/\"><strong>Educfinance<\/strong><\/a> on your phone, on a tablet, or on a computer as the system syncs well from one platform to another. So no matter your preference, it&#8217;s a great app!<\/p>\n<p>[\/vc_column_text][vc_single_image image=&#8221;207754&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=&#8221;educfinance_s_various_management_components&#8221; text=&#8221;Educfinance&#8217;s various management components&#8221; google_fonts=&#8221;&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=&#8221;the_projects&#8221; text=&#8221;The projects&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; google_fonts=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>As soon as you launch the <strong>Educfinance<\/strong> application, you are asked to register a financial project that you would like to work towards. Plus you can add several different projects.<\/p>\n<p>[\/vc_column_text][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<table style=\"width: 100%\">\n<thead>\n<tr>\n<td width=\"148\">Staff<\/td>\n<td width=\"148\">Financial<\/td>\n<td width=\"148\">Other<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td width=\"148\">Going on a trip<\/td>\n<td width=\"148\">Retiring<\/td>\n<td width=\"148\">Going into business<\/td>\n<\/tr>\n<tr>\n<td width=\"148\">Buying a property<\/td>\n<td width=\"148\">Paying off debts<\/td>\n<td width=\"148\">Undergo renovations<\/td>\n<\/tr>\n<tr>\n<td width=\"148\">Buy a car<\/td>\n<td width=\"148\">Building an emergency fund<\/td>\n<td width=\"148\">Other<\/td>\n<\/tr>\n<tr>\n<td width=\"148\"> <\/td>\n<td width=\"148\">Saving for education<\/td>\n<td width=\"148\"> <\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>This step is crucial. Just like <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/management-expenses-credit-cards\/\">managing and accumulating credit card points<\/a>, the first step is always to set one or more goals to work towards as well as a deadline. By doing so, we can better plan a strategy to achieve these goals.<\/p>\n<p><strong>Educfinance<\/strong> allows you to visualize the amount of money you need to raise to reach your goal at the time you want. You can also select your savings frequency preference to get the right plan for your situation.<\/p>\n<p>For example, many families have the goal of making a trip to <a href=\"https:\/\/milesopedia.com\/en\/guide\/disney-world-guide-ultimate-to-save-with-points\/\">Disney World<\/a>. So you can watch your &#8220;Disney Savings&#8221; account grow. This is an integral part of the <a href=\"https:\/\/milesopedia.com\/en\/guide\/disney-world-strategies-save\/\">new points accumulation strategy for Disney<\/a>.<\/p>\n<p>It&#8217;s not like the <a href=\"https:\/\/milesopedia.com\/en\/?p=178438\">now defunct gift card strategy<\/a>, but the result will be the same and the trip just as magical.<\/p>\n<p>[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;207766&#8243; img_size=&#8221;large&#8221; add_caption=&#8221;yes&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;207768&#8243; img_size=&#8221;large&#8221; add_caption=&#8221;yes&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;207770&#8243; img_size=&#8221;large&#8221; add_caption=&#8221;yes&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221;][\/vc_column_inner][\/vc_row_inner][vc_message]<\/p>\n<p>If you find that the amount you need to save each month is too high for your project, check out our <a href=\"https:\/\/milesopedia.com\/guide-du-debutant\/\">beginner&#8217;s guide<\/a> to credit card rewards. <a href=\"https:\/\/milesopedia.com\/guides\/strategies\/strategies-accumuler-points-voyages\/\">Travel points<\/a> and <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/strategies-earn-cash-back\/\">cashback<\/a> could take care of a good portion of the cost of your project!<\/p>\n<p>[\/vc_message][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Similarly, if your ambition is to reach <a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/investing\/movement-fire-different-types\/\">FIRE<\/a> by age 40, you can see your progress with <strong>Educfinance<\/strong>. Additionally, the savings rate is clearly displayed on the home page to motivate you to beat it!<\/p>\n<p>[\/vc_column_text][vc_single_image image=&#8221;207758&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221;]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"183232,183240\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Whatever your savings goals are, it is important to define and prioritize each. This is called &#8220;paying yourself first&#8221;. <strong>Educfinance<\/strong> allows you to add as many projects as you want and the application will calculate the total amount of money you need to put aside to accomplish all your projects.<\/p>\n<p>This way, you can see if it&#8217;s feasible with your salary and readjust by increasing your income, decreasing certain expenses to <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/how-to-save-money-every-day\/\">save money<\/a> or venturing into the world of credit cards. Credit card rewards offer huge savings and you can even <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/invest-reward-points\/\">invest with the points<\/a>!<\/p>\n<p>[\/vc_column_text][vc_single_image image=&#8221;207764&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221;]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"188635,185630\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=&#8221;the_numbers_revenues_assets_and_liabilities&#8221; text=&#8221;The numbers: revenues, assets, and liabilities&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; google_fonts=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p><strong>Educfinance<\/strong> takes you through a portrait of your sources of income, your assets and your fixed financial obligations (expenses and debts).<\/p>\n<p>In the expenses tab, the fixed and variable costs are clearly separated. Plus, by entering data on annual recurring payments, you can see the monthly implication of these expenses in the budget!<\/p>\n<p>[\/vc_column_text][vc_single_image image=&#8221;207760&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>For example, driver&#8217;s licenses and registration are paid on a one-time basis, but <strong>Educfinance<\/strong> identifies the amount to be set aside each month. You can therefore set aside these monthly amounts in anticipation of these payments.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"134416\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>This way, you can have a balanced budget throughout the year. These expenses are one-time, but they come back every year. So, setting aside a monthly stipend for these outliers will help you avoid budget fluctuations.<\/p>\n<p>When you can easily visualize your fixed expenses, you can quickly identify where your money is going.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22687\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=&#8221;budget_calculator_and_financial_statement&#8221; text=&#8221;Budget calculator and financial statement&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; google_fonts=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>You can then assign a certain amount for variable expenses and <strong>Educfinance<\/strong> will calculate the remaining amount for each category as the month progresses. By recording your spending in this way, you can identify the <a href=\"https:\/\/milesopedia.com\/en\/offers\/cards\/best-offers-this-month\/\">best credit cards<\/a> based on your spending habits to maximize your rewards!<\/p>\n<p>Then, you will be able to take note of the different expense items and, over time, readjust yourself if you often exceed your budget.<\/p>\n<p>[\/vc_column_text][vc_single_image image=&#8221;207772&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221;][vc_column_text]<\/p>\n<p>The financial balance sheet allows you to know your net worth and to visualize the debts to be eliminated if necessary. This is an excellent tool to update when aiming for <a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/investing\/movement-fire-different-types\/\">financial independence<\/a>.<\/p>\n<p>[\/vc_column_text][vc_single_image image=&#8221;207756&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=&#8221;the_calendar&#8221; text=&#8221;The calendar&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; google_fonts=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>People usually know when their payday is. However, deadlines for various financial obligations are scattered throughout the month and having a calendar can go a long way in keeping track of them.<\/p>\n<p>Personally, I schedule automatic debits for most amounts due, but viewing it all on a calendar makes sure I have plenty of money in the account the day before payment!<\/p>\n<p>[\/vc_column_text][vc_single_image image=&#8221;207762&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=&#8221;other_essential_tools_by_educfinance&#8221; text=&#8221;Other essential tools by Educfinance&#8221; google_fonts=&#8221;&#8221;][vc_column_text]<\/p>\n<p>The founder of <strong>Educfinance<\/strong>, Mr. Youcef Ghellache, also offers<\/p>\n<ul>\n<li>an excellent <a target=\"_blank\" href=\"https:\/\/educfinance.teachable.com\/\">webinar<\/a> on financial literacy<\/li>\n<li>an essential <a target=\"_blank\" href=\"https:\/\/formation.educfinance.ca\/outils\">toolkit<\/a> for building a solid foundation in finance<\/li>\n<li>a great <a target=\"_blank\" href=\"https:\/\/www.facebook.com\/groups\/l.argent.ne.dort.jamais\/\">community<\/a> that helps each other out with all things money-related<\/li>\n<\/ul>\n<p>Finally, Youcef is organizing Quebec&#8217;s <a target=\"_blank\" href=\"https:\/\/www.eventbrite.com\/e\/billets-journee-liberte-financiere-329090557717\">largest event on financial freedom<\/a> on May 29, 2022!<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=&#8221;conclusion&#8221; text=&#8221;Conclusion&#8221; google_fonts=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p><a target=\"_blank\" href=\"https:\/\/educfinance.ca\/\"><strong>Educfinance<\/strong><\/a> is an excellent tool for managing and tracking your finances. Its simplicity allows you to spend less time monitoring and more time finding other sources of income!<\/p>\n<p>Finally, don&#8217;t forget to enable notifications; <a target=\"_blank\" href=\"https:\/\/educfinance.ca\/\">Educfinance<\/a> will send you weekly reminders to keep you up to date!<\/p>\n<p>And if you want to save money on your travels or in your daily life, <a href=\"https:\/\/milesopedia.com\/en\/newsletter\/\">subscribe to our free newsletter<\/a>.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"401432\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div><div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"125850\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Here&#8217;s our review of the <strong>Educfinance<\/strong> app: a great tool to keep your numbers in order and manage your finances!<\/p>","protected":false},"author":1237,"featured_media":407816,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[619],"tags":[],"mc_loyalty_program":[],"class_list":["post-211368","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-products"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":null,"mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Educfinance: an application that simplifies your personal financial management<\/title>\n<meta name=\"description\" content=\"Here&#039;s our review of the Educfinance app: a great tool to keep your numbers in order and manage your finances!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/milesopedia.com\/en\/reviews\/products\/educfinance-application-management-finances\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Educfinance: an application that simplifies your personal financial management\" \/>\n<meta property=\"og:description\" content=\"Here&#039;s our review of the Educfinance app: a great tool to keep your numbers in order and manage your finances!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/milesopedia.com\/en\/reviews\/products\/educfinance-application-management-finances\/\" \/>\n<meta property=\"og:site_name\" content=\"Milesopedia\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/milesopedia\" \/>\n<meta property=\"article:published_time\" content=\"2022-05-10T07:21:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-09-18T21:01:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/09\/Finances-personnelles-02-2400x1260-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2400\" \/>\n\t<meta property=\"og:image:height\" content=\"1260\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Aline Nguyen\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@milesopedia\" \/>\n<meta name=\"twitter:site\" content=\"@milesopedia\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/products\\\/educfinance-application-management-finances\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/products\\\/educfinance-application-management-finances\\\/\"},\"author\":{\"name\":\"Aline Nguyen\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#\\\/schema\\\/person\\\/a8dc90fb39c7963641ba5ffe7b869efc\"},\"headline\":\"Educfinance: an application that simplifies your personal financial management\",\"datePublished\":\"2022-05-10T07:21:00+00:00\",\"dateModified\":\"2024-09-18T21:01:58+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/products\\\/educfinance-application-management-finances\\\/\"},\"wordCount\":1581,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/products\\\/educfinance-application-management-finances\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2024\\\/09\\\/Finances-personnelles-02-2400x1260-1.jpg\",\"articleSection\":[\"Products\"],\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/products\\\/educfinance-application-management-finances\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/products\\\/educfinance-application-management-finances\\\/\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/products\\\/educfinance-application-management-finances\\\/\",\"name\":\"Educfinance: an application that simplifies your personal financial management\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/products\\\/educfinance-application-management-finances\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/products\\\/educfinance-application-management-finances\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2024\\\/09\\\/Finances-personnelles-02-2400x1260-1.jpg\",\"datePublished\":\"2022-05-10T07:21:00+00:00\",\"dateModified\":\"2024-09-18T21:01:58+00:00\",\"description\":\"Here's our review of the Educfinance app: a great tool to keep your numbers in order and manage your finances!\",\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/products\\\/educfinance-application-management-finances\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/products\\\/educfinance-application-management-finances\\\/#primaryimage\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2024\\\/09\\\/Finances-personnelles-02-2400x1260-1.jpg\",\"contentUrl\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2024\\\/09\\\/Finances-personnelles-02-2400x1260-1.jpg\",\"width\":2400,\"height\":1260,\"caption\":\"Finances personnelles - Adobe Stock\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/\",\"name\":\"Milesopedia\",\"description\":\"Programmes de fid\u00e9lit\u00e9 et cartes de cr\u00e9dit au Canada\",\"publisher\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#organization\",\"name\":\"Milesopedia Canada\",\"alternateName\":\"Milesopedia\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/MILESOPEDIA-logo-cmjn-black-V3@4x.png\",\"contentUrl\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/MILESOPEDIA-logo-cmjn-black-V3@4x.png\",\"width\":1600,\"height\":261,\"caption\":\"Milesopedia Canada\"},\"image\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/milesopedia\",\"https:\\\/\\\/x.com\\\/milesopedia\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/milesopedia\",\"https:\\\/\\\/www.tiktok.com\\\/@milesopedia\",\"https:\\\/\\\/www.youtube.com\\\/milesopedia\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#\\\/schema\\\/person\\\/a8dc90fb39c7963641ba5ffe7b869efc\",\"name\":\"Aline Nguyen\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/Photo-Profil-rond-Aline-200x200.png\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/Photo-Profil-rond-Aline-200x200.png\",\"contentUrl\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/Photo-Profil-rond-Aline-200x200.png\",\"caption\":\"Aline Nguyen\"},\"description\":\"Aline, an experienced traveler and avid photographer, is an Avgeek, a foodie at heart and a mother to two children. An expert in credit cards &amp; rewards programs, including Aeroplan, Marriott Bonvoy, American Express Membership Rewards, CIBC Aventura, and RBC Avion, she uses points to travel affordably and save in daily life. Having explored all 7 continents and 83 countries, Aline shares her travel passion and insights to help others make the most of loyalty programs.\",\"sameAs\":[\"https:\\\/\\\/www.instagram.com\\\/wanderingaline\\\/\"],\"url\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/author\\\/wanderingaline\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Educfinance: an application that simplifies your personal financial management","description":"Here's our review of the Educfinance app: a great tool to keep your numbers in order and manage your finances!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/milesopedia.com\/en\/reviews\/products\/educfinance-application-management-finances\/","og_locale":"en_US","og_type":"article","og_title":"Educfinance: an application that simplifies your personal financial management","og_description":"Here's our review of the Educfinance app: a great tool to keep your numbers in order and manage your finances!","og_url":"https:\/\/milesopedia.com\/en\/reviews\/products\/educfinance-application-management-finances\/","og_site_name":"Milesopedia","article_publisher":"https:\/\/www.facebook.com\/milesopedia","article_published_time":"2022-05-10T07:21:00+00:00","article_modified_time":"2024-09-18T21:01:58+00:00","og_image":[{"width":2400,"height":1260,"url":"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/09\/Finances-personnelles-02-2400x1260-1.jpg","type":"image\/jpeg"}],"author":"Aline Nguyen","twitter_card":"summary_large_image","twitter_creator":"@milesopedia","twitter_site":"@milesopedia","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/milesopedia.com\/en\/reviews\/products\/educfinance-application-management-finances\/#article","isPartOf":{"@id":"https:\/\/milesopedia.com\/en\/reviews\/products\/educfinance-application-management-finances\/"},"author":{"name":"Aline Nguyen","@id":"https:\/\/milesopedia.com\/en\/#\/schema\/person\/a8dc90fb39c7963641ba5ffe7b869efc"},"headline":"Educfinance: an application that simplifies your personal financial management","datePublished":"2022-05-10T07:21:00+00:00","dateModified":"2024-09-18T21:01:58+00:00","mainEntityOfPage":{"@id":"https:\/\/milesopedia.com\/en\/reviews\/products\/educfinance-application-management-finances\/"},"wordCount":1581,"commentCount":0,"publisher":{"@id":"https:\/\/milesopedia.com\/en\/#organization"},"image":{"@id":"https:\/\/milesopedia.com\/en\/reviews\/products\/educfinance-application-management-finances\/#primaryimage"},"thumbnailUrl":"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/09\/Finances-personnelles-02-2400x1260-1.jpg","articleSection":["Products"],"inLanguage":"en-CA","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/milesopedia.com\/en\/reviews\/products\/educfinance-application-management-finances\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/milesopedia.com\/en\/reviews\/products\/educfinance-application-management-finances\/","url":"https:\/\/milesopedia.com\/en\/reviews\/products\/educfinance-application-management-finances\/","name":"Educfinance: an application that simplifies your personal financial management","isPartOf":{"@id":"https:\/\/milesopedia.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/milesopedia.com\/en\/reviews\/products\/educfinance-application-management-finances\/#primaryimage"},"image":{"@id":"https:\/\/milesopedia.com\/en\/reviews\/products\/educfinance-application-management-finances\/#primaryimage"},"thumbnailUrl":"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/09\/Finances-personnelles-02-2400x1260-1.jpg","datePublished":"2022-05-10T07:21:00+00:00","dateModified":"2024-09-18T21:01:58+00:00","description":"Here's our review of the Educfinance app: a great tool to keep your numbers in order and manage your finances!","inLanguage":"en-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/milesopedia.com\/en\/reviews\/products\/educfinance-application-management-finances\/"]}]},{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/milesopedia.com\/en\/reviews\/products\/educfinance-application-management-finances\/#primaryimage","url":"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/09\/Finances-personnelles-02-2400x1260-1.jpg","contentUrl":"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/09\/Finances-personnelles-02-2400x1260-1.jpg","width":2400,"height":1260,"caption":"Finances personnelles - Adobe Stock"},{"@type":"WebSite","@id":"https:\/\/milesopedia.com\/en\/#website","url":"https:\/\/milesopedia.com\/en\/","name":"Milesopedia","description":"Programmes de fid\u00e9lit\u00e9 et cartes de cr\u00e9dit au Canada","publisher":{"@id":"https:\/\/milesopedia.com\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/milesopedia.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-CA"},{"@type":"Organization","@id":"https:\/\/milesopedia.com\/en\/#organization","name":"Milesopedia Canada","alternateName":"Milesopedia","url":"https:\/\/milesopedia.com\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/milesopedia.com\/en\/#\/schema\/logo\/image\/","url":"https:\/\/milesopedia.com\/wp-content\/uploads\/2023\/01\/MILESOPEDIA-logo-cmjn-black-V3@4x.png","contentUrl":"https:\/\/milesopedia.com\/wp-content\/uploads\/2023\/01\/MILESOPEDIA-logo-cmjn-black-V3@4x.png","width":1600,"height":261,"caption":"Milesopedia Canada"},"image":{"@id":"https:\/\/milesopedia.com\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/milesopedia","https:\/\/x.com\/milesopedia","https:\/\/www.linkedin.com\/company\/milesopedia","https:\/\/www.tiktok.com\/@milesopedia","https:\/\/www.youtube.com\/milesopedia"]},{"@type":"Person","@id":"https:\/\/milesopedia.com\/en\/#\/schema\/person\/a8dc90fb39c7963641ba5ffe7b869efc","name":"Aline Nguyen","image":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/12\/Photo-Profil-rond-Aline-200x200.png","url":"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/12\/Photo-Profil-rond-Aline-200x200.png","contentUrl":"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/12\/Photo-Profil-rond-Aline-200x200.png","caption":"Aline Nguyen"},"description":"Aline, an experienced traveler and avid photographer, is an Avgeek, a foodie at heart and a mother to two children. An expert in credit cards &amp; rewards programs, including Aeroplan, Marriott Bonvoy, American Express Membership Rewards, CIBC Aventura, and RBC Avion, she uses points to travel affordably and save in daily life. Having explored all 7 continents and 83 countries, Aline shares her travel passion and insights to help others make the most of loyalty programs.","sameAs":["https:\/\/www.instagram.com\/wanderingaline\/"],"url":"https:\/\/milesopedia.com\/en\/author\/wanderingaline\/"}]}},"_links":{"self":[{"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/posts\/211368","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/users\/1237"}],"replies":[{"embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/comments?post=211368"}],"version-history":[{"count":0,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/posts\/211368\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/media\/407816"}],"wp:attachment":[{"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/media?parent=211368"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/categories?post=211368"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/tags?post=211368"},{"taxonomy":"mc_loyalty_program","embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/mc_loyalty_program?post=211368"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}