{"id":205149,"date":"2025-02-11T08:00:00","date_gmt":"2025-02-11T13:00:00","guid":{"rendered":"https:\/\/milesopedia.com\/news\/save-travel-use-points-pay-flights-hotels\/"},"modified":"2025-07-28T10:19:28","modified_gmt":"2025-07-28T14:19:28","slug":"save-travel-flights-hotels","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/guide\/save-travel-flights-hotels\/","title":{"rendered":"Save On Travel: Use Points to Pay for Flights and Hotels"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>On Milesopedia, we give you strategies to travel more and travel better. However, the term &#8220;travel better&#8221; can also be defined as &#8220;travel without coming back broke&#8221;.<\/p>\n<p>In the <a href=\"https:\/\/www.facebook.com\/groups\/milesopedia\" target=\"_blank\" rel=\"noopener\">Milesopedia Facebook community<\/a>, we often see questions about step-by-step strategies. All this to simply <strong>save money on travel,<\/strong> without having <a href=\"https:\/\/milesopedia.com\/en\/guide\/destination\/marriott-bonvoy-5-dream-destinations-to-consider\/\" target=\"_blank\" rel=\"noopener\">high-end hotels<\/a> or <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/aeroplan-eupgrades-business-class\/\" target=\"_blank\" rel=\"noopener\">business-class flights<\/a> in our sights. <\/p>\n<p>[\/vc_column_text][vc_single_image image=&#8221;201961&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The strategies in this article are for anyone who just wants a seat on the plane and to travel as cheaply as possible.<\/p>\n<ul>\n<li>students<\/li>\n<li>backpacker<\/li>\n<li>solo<\/li>\n<li>with friends<\/li>\n<li>in family<\/li>\n<li>weekend getaway<\/li>\n<li>world tour over several months<\/li>\n<li>etc.<\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\"><\/div>[vc_custom_heading text=&#8221;How Can I Save Money When I Travel?&#8221; css=&#8221;&#8221; el_id=&#8221;how_can_i_save_money_when_i_travel_&#8221;][vc_custom_heading text=&#8221;Where to Travel on a Budget?&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;where_to_travel_on_a_budget_&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Planning a trip on a budget starts with a realistic estimate of expenses, including transportation, accommodation, food and activities. Some destinations, such as Southeast Asia, <a href=\"https:\/\/milesopedia.com\/en\/guide\/destination\/budget-travel\/\">are more affordable<\/a> than Western Europe. To save money on flights, it&#8217;s a good idea to use price comparison sites and keep an eye out for promotions.  <\/p>\n<p>When it comes to accommodation, youth hostels, independent hotels and home-stays (Airbnb) offer options to suit different budgets. Eating locally or cooking for yourself can also cut costs. Free activities, such as free museums, festivals or hiking, enrich the experience without weighing down your wallet. Finally, using loyalty programs and tracking expenses in real time helps you maximize your budget while enjoying your trip to the fullest.   <\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"268204\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_custom_heading text=&#8221;The World of Credit Card Points for Travel Savings&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;the_world_of_credit_card_points_for_travel_savings&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The objective will be to earn mainly reward points for travel and make up the difference with what you&#8217;re saving. It seems that most people do the opposite since it seems more logical.<\/p>\n<p>But the hunt for points is a very lucrative game when you&#8217;ve mastered it! Additionally, with the Canadian dollar plummeting, points could be even more attractive to travel with, as you&#8217;re likely to get a better valuation.<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/beginners-guide\/\" target=\"_blank\" rel=\"noopener\">Beginner&#8217;s Guide<\/a> is a must-have for people who want to <strong>save money on travel<\/strong> simply by optimizing their spending habits.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\"><\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;What&#039;s the best way to save on travel with credit cards that are easily accessible to everyone?&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;what_039_s_the_best_way_to_save_on_travel_with_credit_cards_that_are_easily_accessible_to_everyone_&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The range of <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/students\/\" target=\"_blank\" rel=\"noopener\">credit card choices for students<\/a> is not huge, since your credit history and income are limited. However, with the right strategy, you can quickly climb the ladder to become an expert in the world of points.<\/p>\n<p>[\/vc_column_text][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Students and people with low incomes are eligible for a variety of credit cards that do not require a minimum income. On Milesopedia, we have a <a href=\"https:\/\/milesopedia.com\/en\/?p=131131\" target=\"_blank\" rel=\"noopener\">card comparison tool<\/a> that allows us to filter credit cards according to our situation.<\/p>\n<p>By indicating a zero personal income, many credit cards are available.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"136815\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>For example, the <a title=\"National Bank Platinum Mastercard<sup>&reg;<\/sup>\" href=\"https:\/\/milesopedia.com\/en\/go\/platinum-mastercard-from-national-bank\/\" rel=\"noindex\">National Bank Platinum Mastercard<sup>&reg;<\/sup><\/a> requires no income.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22652\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>On the other hand, the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/td-aeroplan-visa-platinum-card\/\" target=\"_blank\" rel=\"noopener\">TD<sup><sup>&reg;<\/sup><\/sup> Aeroplan<sup><sup>&reg;<\/sup> <\/sup>Visa Platinum* Credit Card<\/a> and the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-cobalt-card\/\" target=\"_blank\" rel=\"noopener\">American Express Cobalt<sup><sup>&reg;<\/sup><\/sup> Card <\/a>are also very accessible for people who want to easily accumulate points for <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/save-money-flights\/\" target=\"_blank\" rel=\"noopener\">flights<\/a>.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"64086\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div><div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22722,22621\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[vc_message]<\/p>\n<p>Too many credit cards = bad credit rating?<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/credit-score\/101-credit-score\/\" target=\"_blank\" rel=\"noopener\">credit score is calculated based on several factors<\/a>, but having multiple credit cards does not negatively affect the credit score <strong>if used properly<\/strong>.<\/p>\n<p>However, credit card applications will <strong>temporarily<\/strong> lower the score; it will recover after a while if you keep up with your payments.<\/p>\n<p>However, you should keep that in mind if you have a loan application (mortgage, line of credit, etc.) coming up. Finally, you should keep an eye on your debt limit, as you may be turned down if you have access to too much credit despite a great score.<\/p>\n<p>[\/vc_message][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;The Points Accumulation Strategy and Tips for Saving Money When Travelling&#8221; css=&#8221;&#8221; el_id=&#8221;the_points_accumulation_strategy_and_tips_for_saving_money_when_travelling&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Before choosing a credit card, you must make a budget. Then, figure out your consumption habits and <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/management-expenses-credit-cards\/\" target=\"_blank\" rel=\"noopener\">ensure a sound management of your expenses<\/a>: this is how you can optimize the return in points on each purchase.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"166044\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;The Objective and Types of Reward Points to Prioritize&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;the_objective_and_types_of_reward_points_to_prioritize&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>During my college summers, I was able to take several backpacking trips; these trips lasted on average 3 to 4 months.<\/p>\n<p>The goal was always the same: to travel longer and experience more in the most economical way. Luxury and business class were not a priority at all.<\/p>\n<p>So, the strategy for accumulating reward points was almost identical for all these journeys; the focus was on <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/strategies-earn-travel-points\/\" target=\"_blank\" rel=\"noopener\">travel points<\/a>.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"249968\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Saving Money on Your Travels &#8211; Low-Cost Lodging and Accommodation&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;saving_money_on_your_travels_-_low-cost_lodging_and_accommodation&#8221;][vc_custom_heading text=&#8221;Independent Hotels&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; el_id=&#8221;independent_hotels&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>To travel the world in the most economical way possible, you should mainly turn to travel points that can be applied to your purchases.<\/p>\n<p>In short, using this type of points is very simple. You book the least expensive <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/save-money-hotels\/\">hotel<\/a> (or bed) with your credit card.<\/p>\n<p>Then, since the expense is <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/how-points-work\/\" target=\"_blank\" rel=\"noopener\">categorized as &#8220;travel&#8221;,<\/a> the points can be used to reduce the balance owing on the credit card statement, and save money on travel.<\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Basically, the lowest prices for accommodation will be found on <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/independent-hotels\/\">independent hotel<\/a> platforms.<\/p>\n<ul>\n<li>Hostelworld<\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/booking-com-genius\/\" target=\"_blank\" rel=\"noopener\">Booking.com<\/a><\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/how-to-use-hotels-com-rewards\/\" target=\"_blank\" rel=\"noopener\">Hotels.ca<\/a><\/li>\n<li>Expedia<\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/save-money-airbnb\/\" target=\"_blank\" rel=\"noopener\">AirBnB<\/a><\/li>\n<li>etc.<\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"354257\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text]<\/p>\n<p>The following cards should be on your radar for saving on travel accommodation expenses, as they are accessible to everyone.<\/p>\n<ul>\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-platinum-mastercard\/\" target=\"_blank\" rel=\"noopener\">National Bank Platinum Mastercard<\/a><\/li>\n<li><a title=\"CIBC Aventura<sup>&reg;<\/sup> Gold Visa* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/cibc-aventura-gold-visa-card\/\" rel=\"noindex\">CIBC Aventura<sup>&reg;<\/sup> Gold Visa* Card<\/a><\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/td-platinum-travel-visa-card\/\" target=\"_blank\" rel=\"noopener\">TD Platinum Travel Visa* Card<\/a><\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-cobalt-card\/\" target=\"_blank\" rel=\"noopener\">and the American Express Cobalt<sup><sup>&reg;<\/sup><\/sup> Card<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Youth Hostels: A Goldmine for Travel Savings&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;youth_hostels_a_goldmine_for_travel_savings&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Youth hostels or <em>hostels<\/em> should always be an option when you want to <strong>save money when travelling<\/strong>.<\/p>\n<p>These facilities are not just for backpackers. Indeed, this false image can lead you to overlook them, but it is an excellent opportunity to <strong>save money on your <a target=\"_blank\" href=\"\/?p=332724\">trip<\/a><\/strong>.<\/p>\n<p><em>Hostels<\/em> offer mostly dormitory-type beds that can accommodate up to twenty people in the same room. You pay for each bed you use, so if you are travelling alone, it won&#8217;t be very expensive. Shared lounge areas and kitchens are usually available, and bathrooms are also shared.<\/p>\n<p>[\/vc_column_text][vc_single_image image=&#8221;391893&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221; css=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Youth hostels sometimes have private rooms too: these may or may not share a bathroom. These rooms are an excellent compromise between privacy, comfort and economy. You will have to pay a little more than for a bed in a dormitory, but the rate is still interesting even if you are alone.<\/p>\n<p>Plus, hostels often offer low-cost social activities and excursions. So it&#8217;s easy to meet new people too! <\/p>\n<p>[\/vc_column_text][vc_message]<\/p>\n<p><a href=\"https:\/\/www.couchsurfing.com\/\" target=\"_blank\" rel=\"noopener\">Couchsurfing<\/a> is also a good option to save money on travel and accommodation costs by staying with a local.<\/p>\n<p>[\/vc_message][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Marriott Hotels&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; el_id=&#8221;marriott_hotels&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Although a Marriott hotel is much more comfortable than a youth hostel, the latter will always be cheaper.<\/p>\n<p>However, the welcome bonuses on <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/marriott-bonvoy-points\/\" target=\"_blank\" rel=\"noopener\">Marriott Bonvoy credit cards<\/a> are quite generous. This way, you can easily earn points to <strong>save on travel<\/strong> with these hotels!<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"267909\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text css=&#8221;&#8221;]<\/p>\n<p>In fact, there are several <em>sweetspot<\/em> destinations for the <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/marriott-bonvoy\/\" target=\"_blank\" rel=\"noopener\">Marriott Bonvoy<\/a> program where a credit card can give you several free nights!<\/p>\n<p>A good strategy would be to integrate the Marriott Bonvoy <em>sweetspots<\/em> into our itinerary, then complement with independent hotels at other locations.<\/p>\n<p>What better way to <strong>save on travel<\/strong> than with free <a href=\"https:\/\/milesopedia.com\/en\/reviews\/hotels\/al-maha-luxury-collection-dubai-suite-emirates\/\" target=\"_blank\" rel=\"noopener\">luxury<\/a>!<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='6'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--4'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"70820,66037,135369,171182\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Save On Travel &#8211; The Cheapest Flights Possible&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;save_on_travel_-_the_cheapest_flights_possible&#8221;][vc_custom_heading text=&#8221;International Flights&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; el_id=&#8221;international_flights&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>When it comes to <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/save-money-flights\/\" target=\"_blank\" rel=\"noopener\">flights<\/a> don&#8217;t overlook airline points <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/aeroplan\/\" target=\"_blank\" rel=\"noopener\">(Aeroplan<\/a>, <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/avios-miles-canada\/\" target=\"_blank\" rel=\"noopener\">Avios<\/a>, etc.) for international flights in favour of travel points. Airline points are very easy to accumulate in Canada.<\/p>\n<p>There are several credit cards available to earn airline points. The following two cards stand out for <strong>saving money on airfare when travelling.<\/strong><\/p>\n<p><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/td-aeroplan-visa-platinum-card\/\" target=\"_blank\" rel=\"noopener\">TD<sup><sup>&reg;<\/sup><\/sup> Aeroplan<sup><sup>&reg;<\/sup><\/sup> Visa Platinum* Credit Card<\/a><sup> <\/sup>:Earn 1 point<sup>\u2020<\/sup> per dollar on all eligible gas and grocery purchases. (If your income allows it, its big sisters offer more points per dollar spent).<\/p>\n<p><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-cobalt-card\/\" target=\"_blank\" rel=\"noopener\">American Express Cobalt<sup>TM<\/sup> Card<\/a>: earn 5 times points on eligible food and beverage purchases made in Canada. This includes grocery stores and food delivery services. <\/p>\n<p>In fact, they allow you to earn more points on the main expense item for most people: <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/grocery\/\" target=\"_blank\" rel=\"noopener\">groceries<\/a>.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"162805\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Although the dilemma between <a href=\"https:\/\/milesopedia.com\/en\/guide\/pay-points-or-cash\/\" target=\"_blank\" rel=\"noopener\">using points or paying in cash<\/a> remains, money saved is money that could <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/invest-reward-points\/\" target=\"_blank\" rel=\"noopener\">be used elsewhere<\/a>.<\/p>\n<p>So even if your <a href=\"https:\/\/milesopedia.com\/en\/news\/points-value-target\/\">valuation calculation<\/a> isn&#8217;t optimal, the points you have can help you get a plane ticket that would otherwise be difficult to pay for.<\/p>\n<p><a href=\"https:\/\/milesopedia.com\/en\/guide\/pay-points-or-cash\/\">If you&#8217;re paying for a ticket in cash<\/a>, think again about the travel points applicable on the purchase to save on travel!<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"48206\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>In addition, some programs (<a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/avios\/\" target=\"_blank\" rel=\"noopener\">Avios<\/a>, <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/ultimate-guide-asia-miles-cathay-pacific\/\" target=\"_blank\" rel=\"noopener\">Asia Miles<\/a>, <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/finding-aeroplan-sweetspots\/\" target=\"_blank\" rel=\"noopener\">Aeroplan<\/a>, etc.) allow you to build complex itineraries such as a &#8220;round the world&#8221; trip or to make the most of your points and <strong>save on travel<\/strong>.<\/p>\n<p>In fact, accumulating enough airline points for a round-the-world trip will be much easier than collecting $5,000 to pay for all the plane tickets.<\/p>\n<p>[\/vc_column_text][vc_message]<\/p>\n<p>The main advantage of travelling in business class is being able to lie down to sleep. However, tools such as <a href=\"https:\/\/milesopedia.com\/go\/expertflyer-3\/\" target=\"_blank\" rel=\"noopener\">Expert Flyer<\/a> can tell you whether a flight is at capacity or not.<\/p>\n<p>If necessary, you can strategically <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/nbc-annual-travel-credit\/\" target=\"_blank\" rel=\"noopener\">select seats<\/a> and sit in empty rows in economy class! Be alert for the &#8220;<em>boarding complete<\/em>&#8221; announcement.<\/p>\n<p>[\/vc_message][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;201950&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;201948&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221;][\/vc_column_inner][\/vc_row_inner]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"170863\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Domestic Flights&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; el_id=&#8221;domestic_flights&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Then, turning to travel points applicable on expenses will be preferable when low-cost airlines serve your destination. Especially in Europe and Asia, <em>lowcosts<\/em> are hard to beat.<\/p>\n<p>However, if you run out of travel points and still have airline points left over, you can still use them in the same way as above.<\/p>\n<p>Avios miles can cover the majority of your <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/australia-japan\/\" target=\"_blank\" rel=\"noopener\">domestic flights, in Australia and Japan<\/a> for example, and surpass the savings of <em>low-cost<\/em> airfares.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"201738\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row disable_element=&#8221;yes&#8221;][vc_column][vc_custom_heading text=&#8221;Example of a credit card strategy available to everyone to save money when travelling&#8221; el_id=&#8221;example_of_a_credit_card_strategy_available_to_everyone_to_save_money_when_travelling&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>When you venture into the world of credit card rewards, you quickly realize that the most profitable strategy is to apply for credit cards for <a href=\"https:\/\/milesopedia.com\/en\/offers\/cards\/best-offers-this-month\/\" target=\"_blank\" rel=\"noopener\">welcome bonuses<\/a>.<\/p>\n<p>For <a href=\"https:\/\/milesopedia.com\/en\/beginners-guide\/\" target=\"_blank\" rel=\"noopener\">beginners<\/a>, we recommend starting with one. Then, space out the applications by at least 6-9 months, depending on your ability to reach the spending required to unlock the welcome bonuses.<\/p>\n<p>Then, once you&#8217;re more comfortable with <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/management-expenses-credit-cards\/\" target=\"_blank\" rel=\"noopener\">credit card management<\/a>, you can increase the number of credit card subscriptions and bring them closer together over time.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"114659,66049\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text]<\/p>\n<table width=\"644\">\n<thead>\n<tr>\n<td width=\"135\">CREDIT CARD<\/td>\n<td width=\"117\">BONUS<\/td>\n<td width=\"111\">MINIMUM EXPENSES<\/td>\n<td width=\"116\">REWARDS<\/td>\n<td width=\"83\">ANNUAL FEES<\/td>\n<td width=\"82\">FINAL POINTS TOTAL<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td width=\"135\"><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/td-aeroplan-visa-platinum-card\/\" target=\"_blank\" rel=\"noopener\">TD<sup><sup>&reg;<\/sup><\/sup> Aeroplan<sup><sup>&reg;<\/sup><\/sup> Visa Platinum* Credit Card<\/a><\/td>\n<td width=\"117\">20,000 Aeroplan points<\/td>\n<td width=\"111\">$1,000 during the first 90 days<\/td>\n<td width=\"116\">1,000 Aeroplan points<\/td>\n<td width=\"83\">0 (no annual fee<br \/>for the 1st year)<\/td>\n<td width=\"82\"><strong>21,000 points<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"135\"><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-cobalt-card\/\" target=\"_blank\" rel=\"noopener\">American Express Cobalt<sup><sup>&reg;<\/sup><\/sup> Card<\/a><\/td>\n<td width=\"117\">30,000 <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/membership-rewards-american-express\/\" target=\"_blank\" rel=\"noopener\">Membership Rewards<\/a><\/td>\n<td width=\"111\">6,000<br \/>spread over the first year<\/td>\n<td width=\"116\">30,000 Membership Rewards<\/td>\n<td width=\"83\">$155.88<\/td>\n<td width=\"82\"><strong>60,000 points<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"135\"><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-platinum-mastercard\/\" target=\"_blank\" rel=\"noopener\">National Bank Platinum Mastercard<\/a><\/td>\n<td width=\"117\">35,000 NBC reward points<\/td>\n<td width=\"111\">$3,000 over 3 months<\/td>\n<td width=\"116\">3,000 reward points NBC<\/td>\n<td width=\"83\">0 (no annual fee<br \/>for the 1st year)<\/td>\n<td width=\"82\"><strong>38,000 points<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"135\"><strong>TOTAL<\/strong><\/td>\n<td width=\"117\"> 85,000 points<\/td>\n<td width=\"111\">$10,000<\/td>\n<td width=\"116\">34,000 points<\/td>\n<td width=\"83\">$155.88<\/td>\n<td width=\"82\"><strong>119,000 points<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text][vc_message]<\/p>\n<h6>Tip<\/h6>\n<p>Some cards require you to charge $3,000 in purchases in 3 months which may be impossible for some. Instead of inventing unnecessary expenses, buy grocery store gift cards. This way, you will prepay your future expenses to unlock a welcome bonus.<\/p>\n<p>[\/vc_message]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22722,22621,22652\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Paying tuition, taxes and fees with credit card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;paying_tuition_taxes_and_fees_with_credit_card&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>By default, tuition fees are payable by cheque or bank transfer. However, some institutions allow payment of these fees by credit card with or without additional fees. Just ask!<\/p>\n<p>Otherwise, there are ways to <a href=\"https:\/\/milesopedia.com\/en\/reviews\/products\/pay-bills-paysimply\/\" target=\"_blank\" rel=\"noopener\">pay bills of all kinds by credit card <\/a>(school and municipal taxes, Hydro-Quebec, etc.) with Plastiq and PaySimply. Sure, there are fees to consider for using this service, but to unlock a bonus, it may be worth it!<\/p>\n<p>[\/vc_column_text][vc_message]<\/p>\n<p>In my case, it was impossible to pay my tuition fees by credit card. However, you can pay <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/pay-municipal-taxes-credit-card\/\" target=\"_blank\" rel=\"noopener\">municipal taxes<\/a>, tax debts and other charges by credit card.<\/p>\n<p>My parents aren&#8217;t points hunters because of a lack of interest in management. So I asked them to pay my tuition by check and I paid the same amount for their taxes with my credit card. An interesting barter!<\/p>\n<p>[\/vc_message]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"130176,130217\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;How to Save for a Trip With Friends and Family?&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;how_to_save_for_a_trip_with_friends_and_family_&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Take a look at the people you know and trust, and target those who have no interest in joining the world of points and rewards. Their expenses can help unlock your welcome bonuses. Then, to compensate for the points or discount they couldn&#8217;t earn themselves on their purchases, you can give them a discount to make it fair.<\/p>\n<p>For example, I have a friend who does her grocery shopping at IGA and gets 3% <a href=\"\/?p=106272\" target=\"_blank\" rel=\"noopener\">cash back<\/a> with her <a href=\"https:\/\/milesopedia.com\/en\/offers\/cards\/bmo-cash-back-offer\/\" target=\"_blank\" rel=\"noopener\">BMO CashBack<sup>&reg;<\/sup> Mastercard<sup>&reg;<\/sup>*<\/a>, because depending on her needs and goals, it&#8217;s the ideal card for her.<\/p>\n<p>In fact, it doesn&#8217;t collect enough rewards to justify the annual fee of a card with a better accumulation rate. Also, she is not interested in managing it all.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"126405\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>So I buy her a $100 <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/points-gift-cards-strategy\/\" target=\"_blank\" rel=\"noopener\">gift card<\/a> to IGA with my <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-cobalt-card\/\" target=\"_blank\" rel=\"noopener\">American Express Cobalt<sup><sup>&reg;<\/sup><\/sup> Card<\/a>. Then she transfers me $97, while this amount helps me reach expenses to unlock a welcome bonus. So I&#8217;m not taking anything away from her that she would have achieved without me.<\/p>\n<p>This is comparable to using services for bill payment or <a href=\"https:\/\/milesopedia.com\/en\/offers\/buy-points\/advantage-purchase-points\/\" target=\"_blank\" rel=\"noopener\">buying points<\/a>. To unlock a bonus or to use those points at a higher value, it might be worth it.<\/p>\n<p>Similarly, when I&#8217;m at a restaurant with friends, I always grab the bill if they pull out cash\u2026 No need to disown these friends, they&#8217;re actually helping you save on travel!<\/p>\n<p>[\/vc_column_text][vc_message]<\/p>\n<p>Additional cards for loyalty programs such as <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/airmiles\/\" target=\"_blank\" rel=\"noopener\">AIR MILES<\/a>, <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/pc-optimum\/\" target=\"_blank\" rel=\"noopener\">PC Optimum points<\/a>, <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/metromoi\/\" target=\"_blank\" rel=\"noopener\">M\u00e9tro et Moi<\/a>, etc. are free of charge, so hand them out to friends and family who aren&#8217;t interested!<\/p>\n<p>[\/vc_message]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"143408\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22621\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer 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