{"id":202085,"date":"2023-01-25T11:20:00","date_gmt":"2023-01-25T16:20:00","guid":{"rendered":"https:\/\/milesopedia.com\/news\/book-singapore-airlines-hsbc-rewards\/"},"modified":"2024-05-31T14:25:09","modified_gmt":"2024-05-31T18:25:09","slug":"book-singapore-airlines-hsbc-rewards","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/guide\/tutorials\/book-singapore-airlines-hsbc-rewards\/","title":{"rendered":"How can I travel First Class on Singapore Airlines with HSBC Points?"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_message message_box_color=&#8221;warning&#8221;]<\/p>\n<p>As of February 29, 2024, it is no longer possible to transfer HSBC Rewards points to Singapore Airlines KrisFlyer.<\/p>\n<p>[\/vc_message][vc_custom_heading text=&#8221;HSBC Rewards and Singapore Airlines KrisFlyer&#8221; el_id=&#8221;hsbc_rewards_and_singapore_airlines_krisflyer&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p><a href=\"https:\/\/milesopedia.com\/en\/go\/singapore-airlines\/\">Singapore Airlines<\/a> is one of the largest airlines in the world. Although the majority of these flights are in the Asia-Pacific region and to Europe, several destinations are served in North America, including Vancouver.<\/p>\n<p>[\/vc_column_text][vc_single_image image=&#8221;201933&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Singapore Airlines is part of <a href=\"https:\/\/milesopedia.com\/en\/guide\/star-alliance-network-airlines\/\">Star Alliance<\/a>, so you can already use your <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/aeroplan\/\">Aeroplan points<\/a> to book flights on Singapore Airlines in <strong>Economy Class.<\/strong><\/p>\n<p>However, Singapore Airlines rarely opens business class availability to airline partners (except for <a href=\"https:\/\/milesopedia.com\/en\/reviews\/flights\/flight-singapore-ho-chi-minh-city-singapore-airlines-business-class\/\">regional flights<\/a>).<\/p>\n<p>However, before COVID-19, we were lucky enough to be able to book four business-class tickets between <a href=\"https:\/\/milesopedia.com\/en\/reviews\/flights\/singapore-airlines-a350-business\/\">Johannesburg and Singapore<\/a> with Aeroplan.<\/p>\n<p>[\/vc_column_text][vc_single_image image=&#8221;77985&#8243; img_size=&#8221;large&#8221; add_caption=&#8221;yes&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>But the Holy Grail with Singapore Airlines is to <a href=\"https:\/\/milesopedia.com\/en\/reviews\/flights\/singapore-airlines-a380-first-class-suites\/\">travel in First Class<\/a> onboard one of its Airbus A380s (especially in the <a target=\"_blank\" href=\"https:\/\/www.singaporeair.com\/en_UK\/us\/flying-withus\/cabins\/suites\/new-a380-suites\/\">new Suites<\/a>).<\/p>\n<p>And for this, using <a target=\"_blank\" href=\"\/?p=118998\">KrisFlyer miles<\/a> from the Singapore Airlines rewards program is mandatory. In Canada, KrisFlyer has only one partner: the <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/hsbc-rewards\/\">HSBC Rewards<\/a> program.<\/p>\n<p>[\/vc_column_text][vc_single_image image=&#8221;170466&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221;][vc_single_image image=&#8221;118994&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221;][vc_custom_heading text=&#8221;Earn Singapore Airlines KrisFlyer Miles&#8221; el_id=&#8221;earn_singapore_airlines_krisflyer_miles&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With the <strong>HSBC World Elite Mastercard<\/strong>, you can earn:<\/p>\n<ul>\n<li>6 points for every dollar in travel purchases (a 3% value of travel rewards)<\/li>\n<li>4 points for every dollar spent at grocery stores, gas stations and drugstores (worth 2% in travel rewards)<\/li>\n<li>2 points for every dollar in other purchases (worth 1% in travel rewards)<\/li>\n<\/ul>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-passport-visa-infinite-card\/\">HSBC World Elite<sup>&reg;<\/sup> Mastercard<sup>&reg;<\/sup><\/a> is one of the best credit cards for travel purchases, but also everyday purchases. Few cards offer 3% on travel and 2% on everyday purchases such as groceries, gas stations and pharmacies.<\/p>\n<p>[\/vc_column_text][vc_message]<\/p>\n<p>Following the <a target=\"_blank\" href=\"\/?p=241732\">acquisition of HSBC Bank by RBC<\/a>, the HSBC World Elite<sup>MD<\/sup> Mastercard<sup>&reg;<\/sup> has now been discontinued since October 2023. For another great card with <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/forex\/\">no conversion fees<\/a>, consider the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-passport-visa-infinite-card\/\">Scotiabank Passport\u2122 Visa Infinite* Card.<\/a><\/p>\n<p>[\/vc_message][vc_single_image image=&#8221;179556&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<table style=\"border-collapse: collapse; width: 100%;\">\n<thead>\n<tr>\n<td style=\"width: 28.8505%; text-align: center;\">Program<\/td>\n<td style=\"width: 24.7126%; text-align: center;\">Travel<\/td>\n<td style=\"width: 29.7702%; text-align: center;\">Grocery, Gas, Drugstore<\/td>\n<td style=\"width: 16.6667%; text-align: center;\">Other purchases<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 22px;\">\n<td style=\"width: 28.8505%; height: 22px; text-align: center;\">Asia Miles<\/td>\n<td style=\"width: 24.7126%; height: 22px; text-align: center;\">1.92 miles\/dollar<\/td>\n<td style=\"width: 29.7702%; text-align: center;\">1.28 miles\/dollar<\/td>\n<td style=\"width: 16.6667%; text-align: center;\">0.64 miles\/dollar<\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"width: 28.8505%; height: 22px; text-align: center;\"><strong>Krisflyer<\/strong><\/td>\n<td style=\"width: 24.7126%; height: 22px; text-align: center;\">2.16 miles \/ dollar<\/td>\n<td style=\"width: 29.7702%; text-align: center;\">1.44 miles\/dollar<\/td>\n<td style=\"width: 16.6667%; text-align: center;\">0.72 miles\/dollar<\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"width: 28.8505%; height: 22px; text-align: center;\">Executive Club<\/td>\n<td style=\"width: 24.7126%; height: 22px; text-align: center;\">2.4 miles per dollar<\/td>\n<td style=\"width: 29.7702%; text-align: center;\">1.6 miles\/dollar<\/td>\n<td style=\"width: 16.6667%; text-align: center;\">0.8 miles\/dollar<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>So, if you collect HSBC Rewards points with a view to transferring them into KrisFlyer miles, it&#8217;s as if you were earning:<\/p>\n<ul>\n<li>2.16 AVIOS per dollar for your travel purchases<\/li>\n<li>1.44 AVIOS per dollar for purchases at grocery stores, gas stations and pharmacies<\/li>\n<li>0.72 AVIOS per dollar for all other purchases<\/li>\n<\/ul>\n<p>And once a year (usually at the end of the year), KrisFlyer offers a <a target=\"_blank\" href=\"\/?p=118998\">conversion bonus<\/a>: you can earn between 10 and 15% bonus miles.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\"><\/div>[vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>You can&#8217;t transfer points to the KrisFlyer program from <strong>another credit card in Canada<\/strong>.<\/p>\n<p>While you can find alternative solutions with <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/membership-rewards\/\">American Express<\/a> and <a href=\"https:\/\/milesopedia.com\/en\/cards\/rbc\/\">RBC<\/a> for the other two programs.<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;Redeem Singapore Airlines KrisFlyer Miles&#8221; el_id=&#8221;redeem_singapore_airlines_krisflyer_miles&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>I have been transferring my HSBC Rewards points to KrisFlyer for two years now whenever a <a target=\"_blank\" href=\"\/?p=118998\">redemption bonus<\/a> comes up.<\/p>\n<p>The danger: Miles expire, no matter what, after 36 months. So, have a specific goal in mind when transferring your HSBC Rewards points to KrisFlyer.<\/p>\n<p>My goal? <strong>Flying First Class on the A380<\/strong>. First Class cabins are becoming extinct, as are A380s.<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;First Class flight options with Singapore Airlines&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;first_class_flight_options_with_singapore_airlines&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The most exciting options are the following &#8211; provided you can find availability in Saver Award, which is rare (outside COVID-19):<\/p>\n<table style=\"border-collapse: collapse; width: 100%;\">\n<thead>\n<tr>\n<td style=\"width: 50%; text-align: center;\">Flight<\/td>\n<td style=\"width: 50%; text-align: center;\">KrisFlyer Miles (Saver)<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"width: 50%; text-align: center;\">Singapore &#8211; London<\/td>\n<td style=\"width: 50%; text-align: center;\">125&nbsp;000<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">Singapore &#8211; Zurich<\/td>\n<td style=\"width: 50%; text-align: center;\">125&nbsp;000<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\"><strong>Frankfurt &#8211; New York<\/strong><\/td>\n<td style=\"width: 50%; text-align: center;\"><strong>86&nbsp;000<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">Singapore &#8211; Sydney<\/td>\n<td style=\"width: 50%; text-align: center;\">85&nbsp;000<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">Singapore &#8211; Tokyo<\/td>\n<td style=\"width: 50%; text-align: center;\">70&nbsp;000<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">Singapore &#8211; Shanghai<\/td>\n<td style=\"width: 50%; text-align: center;\">53&nbsp;000<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">Singapore &#8211; Mumbai<\/td>\n<td style=\"width: 50%; text-align: center;\">53&nbsp;000<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\"><strong>Singapore &#8211; Hong Kong<\/strong><\/td>\n<td style=\"width: 50%; text-align: center;\"><strong>40&nbsp;500<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>This means that <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/convert-hsbc-points-miles\/\">transferring<\/a> 100,000 HSBC Rewards points to KrisFlyer during a promotion will earn you 40,300 KrisFlyer miles, enough for a one-way First Class flight from Singapore to Hong Kong.<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;First Class flight booking with Singapore Airlines&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;first_class_flight_booking_with_singapore_airlines&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Recently, a unique opportunity arose: availability appeared on the flight from Frankfurt to New York. What&#8217;s more, with an Airbus A380 offering the new Suite.<\/p>\n<p>This availability did not last, but I was able to book this flight thanks to the HSBC Rewards points previously transferred to KrisFlyer&nbsp;:<\/p>\n<p>[\/vc_column_text][vc_single_image image=&#8221;201969&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>This ticket cost 86,000 KrisFlyer Miles and 117 euros in taxes, which I paid with the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-passport-visa-infinite-card\/\">HSBC World Elite<sup>MD<\/sup> Mastercard<sup>&reg;<\/sup><\/a> for several reasons:<\/p>\n<ul>\n<li><strong>No transaction fees<\/strong> for <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/forex\/\">foreign currency<\/a> transactions<\/li>\n<li>Ability to use the <a target=\"_blank\" href=\"\/?p=170492\">$100 Annual Travel Credit<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_single_image image=&#8221;201967&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>And I earn 1,022 HSBC Rewards points or 6 points per dollar with this purchase:<\/p>\n<ul>\n<li>511 regular points<\/li>\n<li>511 bonus points (travel purchase)<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_single_image image=&#8221;201975&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>It would also be possible to use HSBC Rewards points on this travel purchase (but I prefer to transfer my points to airline partners as in this case).<\/p>\n<p>Under normal circumstances, it would have taken 245,000 HSBC Rewards points to earn 88,200 KrisFlyer miles (HSBC points are redeemed in 10,000 point increments starting at 25,000 points transferred).<\/p>\n<p>But as I mentioned earlier, it&#8217;s best to wait for a <a target=\"_blank\" href=\"\/?p=118998\">transfer promotion<\/a> to maximize your HSBC Rewards points. So I only transferred <strong>215,000 HSBC Rewards points<\/strong> to earn 89,010 miles. That&#8217;s enough to book this First Class flight experience costing 86,000 KrisFlyer miles.<\/p>\n<p>To give you an idea, 215,000 HSBC Rewards points could also have been redeemed for any travel booking, such as an <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/save-money-airbnb\/\">Airbnb bookings<\/a>, worth <strong>$1,075<\/strong>.<\/p>\n<p>So it&#8217;s like I bought this ticket from Frankfurt to New York at this price. A great deal for this type of experience and an 8:35 flight! <a target=\"_blank\" href=\"https:\/\/instagram.com\/milesopedia\">Follow Milesopedia on Instagram<\/a> to see the experience!<\/p>\n<p><a href=\"https:\/\/milesopedia.com\/en\/reviews\/flights\/singapore-airlines-a380-first-class-suites\/\">Here is my complete review on this flight<\/a>.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"203519\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Find out how to book Singapore Airlines (up to First Class) with your HSBC Rewards points!<\/p>","protected":false},"author":3,"featured_media":201994,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[48139],"tags":[],"mc_loyalty_program":[],"class_list":["post-202085","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tutorials","tutorial-hsbc-rewards"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":null,"mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How can I travel First Class on Singapore Airlines with HSBC Points? | Milesopedia<\/title>\n<meta name=\"description\" content=\"Find out how to book Singapore Airlines (up to First Class) with your HSBC Rewards points!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/book-singapore-airlines-hsbc-rewards\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How can I travel First Class on Singapore Airlines with HSBC Points?\" \/>\n<meta property=\"og:description\" content=\"Find out how to book Singapore Airlines (up to First Class) with your HSBC Rewards points!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/book-singapore-airlines-hsbc-rewards\/\" \/>\n<meta property=\"og:site_name\" content=\"Milesopedia\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/milesopedia\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/milesopedia\" \/>\n<meta property=\"article:published_time\" content=\"2023-01-25T16:20:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-05-31T18:25:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2022\/03\/Singapore-Airlines-Premiere-Classe.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"900\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jean-Maximilien Voisine\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@milesopedia\" \/>\n<meta name=\"twitter:site\" content=\"@milesopedia\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/guide\\\/tutorials\\\/book-singapore-airlines-hsbc-rewards\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/guide\\\/tutorials\\\/book-singapore-airlines-hsbc-rewards\\\/\"},\"author\":{\"name\":\"Jean-Maximilien Voisine\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#\\\/schema\\\/person\\\/910fb721150b290316f16836cc905cad\"},\"headline\":\"How can I travel First Class on Singapore Airlines with HSBC Points?\",\"datePublished\":\"2023-01-25T16:20:00+00:00\",\"dateModified\":\"2024-05-31T18:25:09+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/guide\\\/tutorials\\\/book-singapore-airlines-hsbc-rewards\\\/\"},\"wordCount\":1192,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/guide\\\/tutorials\\\/book-singapore-airlines-hsbc-rewards\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2022\\\/03\\\/Singapore-Airlines-Premiere-Classe.jpeg\",\"articleSection\":[\"Tutorials\"],\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/milesopedia.com\\\/en\\\/guide\\\/tutorials\\\/book-singapore-airlines-hsbc-rewards\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/guide\\\/tutorials\\\/book-singapore-airlines-hsbc-rewards\\\/\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/guide\\\/tutorials\\\/book-singapore-airlines-hsbc-rewards\\\/\",\"name\":\"How can I travel First Class on Singapore Airlines with HSBC Points? 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