{"id":194222,"date":"2026-02-01T09:12:00","date_gmt":"2026-02-01T14:12:00","guid":{"rendered":"https:\/\/milesopedia.com\/?p=194222"},"modified":"2026-02-03T07:42:35","modified_gmt":"2026-02-03T12:42:35","slug":"national-bank-platinum-mastercard-offer","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/offers\/cards\/national-bank-platinum-mastercard-offer\/","title":{"rendered":"National Bank Platinum Mastercard<sup>&reg;<\/sup>: No Minimum Income Required!"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>National Bank offers a great product accessible to all travellers with the <a href=\"https:\/\/milesopedia.com\/cartes-de-credit\/carte-platine-mastercard-de-banque-nationale\/\">National Bank Platinum Mastercard<sup>&reg;<\/sup><\/a>. Plus the purchase protection offered is some of the best on the market!<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"345349\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;National Bank Platinum Mastercard<sup>&reg;<\/sup> &#8211; Welcome offer&#8221; css=&#8221;&#8221; el_id=&#8221;national_bank_platinum_mastercard_-_welcome_offer&#8221;]<p>With the <strong>National Bank Platinum Mastercard\u00ae<\/strong>, you can earn <strong>2 points per dollar<\/strong> on grocery and restaurant purchases, and <strong>1.5 points per dollar<\/strong> on gas, EV charging, recurring bills and \u00c0 la carte Travel.<\/p>\n<p>Since it is an NBC mycredit <strong>Mastercard<\/strong>, you can use it at Costco.<\/p>\n<p>Unlike the other two National Bank travel rewards cards, the National Bank Platinum Mastercard\u00ae <strong>does not require a minimum income<\/strong>.<\/p>\n<p>What&rsquo;s more, you can take advantage of <strong>a wide range of insurances<\/strong> usually reserved for high-end credit cards:<\/p>\n<ul>\n<li>180-day Purchase protection in the event of theft or damage<\/li>\n<li>Possibility of tripling the manufacturer\u2019s warranty (up to 2 additional years)<\/li>\n<li>Trip Cancellation Insurance<\/li>\n<li>Trip Interruption Insurance<\/li>\n<li>Out-of-province hospital insurance<\/li>\n<li>Flight Delay Insurance<\/li>\n<li>Baggage insurance in case of delay, theft or loss<\/li>\n<li>Car rental insurance<\/li>\n<li>Mobile Device Insurance<\/li>\n<\/ul>\n<p>We voted the National Bank Platinum Mastercard\u00ae as the <strong>best credit card for young professionals in 2024<\/strong>.<\/p>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22652\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;National Bank Platinum Mastercard &#8211; Rewards&#8221; el_id=&#8221;national_bank_platinum_mastercard_-_rewards&#8221;][vc_custom_heading text=&#8221;Accumulating NBC Reward Points&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;accumulating_nbc_reward_points&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>With the <a href=\"https:\/\/milesopedia.com\/cartes-de-credit\/carte-platine-mastercard-de-banque-nationale\/\">National Bank Platinum Mastercard<sup>&reg;<\/sup><\/a>, you can earn <strong>up to 2 points per dollar<\/strong>:<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 144px;\">\n<thead>\n<tr style=\"height: 24px;\">\n<td style=\"width: 50%; text-align: center; height: 24px;\">Category<\/td>\n<td style=\"width: 50%; text-align: center; height: 24px;\">Earning rate<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"width: 50%; text-align: center; height: 24px;\">Grocery and restaurant<\/td>\n<td style=\"width: 50%; text-align: center; height: 24px;\">2 points per dollar<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 50%; text-align: center; height: 24px;\">Gas and EV charging<\/td>\n<td style=\"width: 50%; text-align: center; height: 24px;\">1.5 points per dollar<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 50%; text-align: center; height: 24px;\">Recurring bill<\/td>\n<td style=\"width: 50%; text-align: center; height: 24px;\">1.5 points per dollar<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 50%; text-align: center; height: 24px;\">\u00c0 la carte Travel<\/td>\n<td style=\"width: 50%; text-align: center; height: 24px;\">1.5 points per dollar<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 50%; text-align: center; height: 24px;\">Other purchase<\/td>\n<td style=\"width: 50%; text-align: center; height: 24px;\">1 point per $1.50 purchase<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>*For the Grocery &amp; Restaurant category, you can earn <strong>2 points per dollar up to $1,000 in total monthly card purchases<\/strong>.<\/p>\n<p>Once you&#8217;ve reached $1,000 in monthly purchases, you&#8217;ll earn 1.5 points per dollar on the Grocery &amp; Restaurant category. This is still very good compared with other cards that offer only one point per dollar after the threshold is reached. <\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;How to Use Your NBC Reward Points&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;how_to_use_your_nbc_reward_points&#8221;][vc_column_text]<\/p>\n<p>To redeem your rewards points NBC, log on to the National Bank&#8217;s <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/nbc-a-la-carte-rewards\/\">\u00c0 la carte Rewards<\/a> portal.<\/p>\n<p>Then, you can use your points to book a trip (+ cash if needed ) through the &#8220;\u00c0 la Carte&#8221; Travel agency. The rates are the same<strong> <\/strong>to those you&#8217;ll find at any travel agency.<\/p>\n<p>What&#8217;s more, you can also earn NBC rewards points through this agency. This is the best use of points at a rate of 10,000 points per $100 of credit. <\/p>\n<p>[\/vc_column_text][vc_single_image image=&#8221;194228&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221; css=&#8221;&#8221;]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"194706\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>You can also use your <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/nbc-a-la-carte-rewards\/\"> NBC rewards points<\/a> as a statement credit for all travel expenses charged to your credit card (redemption must be made within 60 days of the expense being charged to the credit card account).<\/p>\n<p>This gives you the freedom to book as you see fit, for example with <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/save-money-airbnb\/\">Airbnb<\/a>, <a href=\"https:\/\/milesopedia.com\/en\/reviews\/products\/dream-adventure-travel\/\">organized tours<\/a>, <a title=\"GetYourGuide\" href=\"https:\/\/milesopedia.com\/en\/go\/getyourguide\/\" rel=\"noindex\">excursions<\/a> and so on.<\/p>\n<p>The exchange rate for this type of redemption is<\/p>\n<ul>\n<li>12,000 points for a $100 credit or;<\/li>\n<li>11,000 points for a $100 credit when redeeming over 55,000 points in the same transaction<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_single_image image=&#8221;194225&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221;][vc_message]<\/p>\n<h6>Other Products<\/h6>\n<p>You can also shop for a product in the catalogue offered by NBC \u00c0 la carte. However, this is not an optimal use of points.<\/p>\n<p>[\/vc_message][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>The best way to use your points is to book your trip through the online travel agency Plan \u00e0 la carte NBC: you&#8217;ll earn a $100 credit for every 10,000 points redeemed. Here are the details of your other options: <\/p>\n<table style=\"border-collapse: collapse; width: 100%;\">\n<thead>\n<tr>\n<td style=\"width: 69.469%; text-align: center;\">Rewards<\/td>\n<td style=\"width: 30.531%; text-align: center;\">Points for $100<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"text-align: center; width: 69.469%;\"><span style=\"font-size: 12pt;\"><strong>Exchange with dedicated \u00c0 la carte Travel agency NBC<\/strong><\/span><\/td>\n<td style=\"text-align: center; width: 30.531%;\"><span style=\"font-size: 12pt;\"><strong>10,000<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 69.469%;\"><span style=\"font-size: 12pt;\">Flexible travel discount<\/span><br \/>\n<span style=\"font-size: 12pt;\"><em>(from 55,000 points redeemed)<\/em><\/span><\/td>\n<p><\/p>\n<td style=\"text-align: center; width: 30.531%;\"><span style=\"font-size: 12pt;\">11,000<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 69.469%;\"><span style=\"font-size: 12pt;\">Flexible travel discount<\/span><\/td>\n<td style=\"text-align: center; width: 30.531%;\"><span style=\"font-size: 12pt;\">12,000<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 69.469%;\"><span style=\"font-size: 12pt;\"><strong>Extras \u00e0 la carte<\/strong><\/span><br \/>\n<span style=\"font-size: 12pt;\">RRSP or TFSA contribution<\/span><br \/><span style=\"font-size: 12pt;\">Repayment of all-in-one line of mortgage or mortgage loan<\/span><\/td>\n<p><\/p>\n<td style=\"text-align: center; width: 30.531%;\"><span style=\"font-size: 12pt;\">12,000<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 69.469%;\"><span style=\"font-size: 12pt;\">Gift card<\/span><\/td>\n<td style=\"text-align: center; width: 30.531%;\"><span style=\"font-size: 12pt;\">12,000 &#8211; 13,500<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 69.469%;\"><span style=\"font-size: 12pt;\">Statement credit<\/span><\/td>\n<td style=\"text-align: center; width: 30.531%;\"><span style=\"font-size: 12pt;\">25,000<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22652\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;National Bank Platinum Mastercard &#8211; Insurance&#8221; el_id=&#8221;national_bank_platinum_mastercard_-_insurance&#8221;][vc_column_text]<\/p>\n<p>In terms of protection, the <a href=\"https:\/\/milesopedia.com\/cartes-de-credit\/carte-platine-mastercard-de-banque-nationale\/\">National Bank Platinum Mastercard<sup>&reg;<\/sup><\/a> stands out when compared with other cards of the same type.<\/p>\n<p>You can find <a target=\"_blank\" href=\"https:\/\/www.bnc.ca\/content\/dam\/bnc\/particuliers\/pdf\/assurance\/certificat-713705-6.pdf\">the insurance contract here<\/a>.<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;Travel medical insurance (outside province of residence)&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;travel_medical_insurance_outside_province_of_residence_&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/cartes-de-credit\/carte-platine-mastercard-de-banque-nationale\/\">National Bank Platinum Mastercard<sup>&reg;<\/sup><\/a> offers $5,000,000 in <a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/medical-emergency-credit-card-insurance\/\">emergency travel medical<\/a> coverage.<\/p>\n<table style=\"width: 100%;\" width=\"100%\">\n<thead>\n<tr>\n<td style=\"text-align: center;\" width=\"325\">Age<\/td>\n<td style=\"text-align: center;\" width=\"325\">Maximum trip duration<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"text-align: center;\" width=\"325\">76 years or less<\/td>\n<td style=\"text-align: center;\" width=\"325\"><strong>10 days<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;Trip Cancellation \/ Trip Interruption Insurance&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;trip_cancellation_trip_interruption_insurance&#8221;][vc_column_text]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/cartes-de-credit\/carte-platine-mastercard-de-banque-nationale\/\">National Bank Platinum Mastercard<sup>&reg;<\/sup><\/a> is one of the only credit cards in Canada to cover most of the cost of your trip, even if you only carry a portion of it.<\/p>\n<blockquote>\n<p>The coverage will reimburse expenses (&#8230;) if at least<strong> part of the cost of<\/strong> the trip has been charged to the account.<\/p>\n<pre>National Bank of Canada<\/pre>\n<\/blockquote>\n<p>[\/vc_column_text][vc_column_text css=&#8221;&#8221;]<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 72px;\">\n<thead>\n<tr style=\"height: 24px;\">\n<td style=\"width: 41.8138%; height: 24px; text-align: center;\">Insurance<\/td>\n<td style=\"width: 58.1862%; height: 24px; text-align: center;\">Coverage<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"width: 41.8138%; height: 24px; text-align: center;\">Trip cancellation (prior to departure)<\/td>\n<td style=\"width: 58.1862%; height: 24px; text-align: center;\">Up to $1,000 per insured person<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 41.8138%; height: 24px; text-align: center;\">Trip interruption (after departure)<\/td>\n<td style=\"width: 58.1862%; height: 24px; text-align: center;\">Up to $1,500 per insured person<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text][vc_column_text]<\/p>\n<p>The main differences in coverage with the <a href=\"https:\/\/milesopedia.com\/cartes-de-credit\/carte-platine-mastercard-de-banque-nationale\/\">National Bank Platinum Mastercard<\/a> are the length of trip covered and the eligible amounts for trip cancellation and interruption insurance.<\/p>\n<p>When we analyze this data, we can see that this card is perfect for people who like to make several short trips.<\/p>\n<p>For a family of 3, the cost of equivalent travel insurance for a week&#8217;s All-inclusive holiday can rise to over $200!<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;Insurance in Case of Theft or Loss of Luggage&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;insurance_in_case_of_theft_or_loss_of_luggage&#8221;][vc_column_text]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/cartes-de-credit\/carte-platine-mastercard-de-banque-nationale\/\">National Bank Platinum Mastercard<sup>&reg;<\/sup><\/a> covers you if at least part of the cost of your trip has been charged to your account.<\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;&#8221;]<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 72px;\">\n<thead>\n<tr style=\"height: 24px;\">\n<td style=\"width: 41.8138%; height: 24px; text-align: center;\">Insurance<\/td>\n<td style=\"width: 58.1862%; height: 24px; text-align: center;\">Coverage<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"width: 41.8138%; height: 24px; text-align: center;\">Lost or stolen baggage<\/td>\n<td style=\"width: 58.1862%; height: 24px; text-align: center;\">Up to $1,000 per person<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;Flight Delay Insurance&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;flight_delay_insurance&#8221;][vc_column_text]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/cartes-de-credit\/carte-platine-mastercard-de-banque-nationale\/\">National Bank Platinum Mastercard<sup>&reg;<\/sup><\/a> covers you if at least part of the cost of your trip has been charged to your account.<\/p>\n<p>[\/vc_column_text][vc_column_text]<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 72px;\">\n<thead>\n<tr style=\"height: 24px;\">\n<td style=\"width: 41.8138%; height: 24px; text-align: center;\">Insurance<\/td>\n<td style=\"width: 58.1862%; height: 24px; text-align: center;\">Coverage<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"width: 41.8138%; height: 24px; text-align: center;\">Flight delay of more than 4 hours<\/td>\n<td style=\"width: 58.1862%; height: 24px; text-align: center;\">$250 per day (maximum of $500 per insured person)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;Insurance in Case of Baggage Delay&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;insurance_in_case_of_baggage_delay&#8221;][vc_column_text]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/cartes-de-credit\/carte-platine-mastercard-de-banque-nationale\/\">National Bank Platinum Mastercard<sup>&reg;<\/sup><\/a> covers you if the full cost of travel on a common carrier has been charged to your account.<\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;&#8221;]<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 72px;\">\n<thead>\n<tr style=\"height: 24px;\">\n<td style=\"width: 41.8138%; height: 24px; text-align: center;\">Insurance<\/td>\n<td style=\"width: 58.1862%; height: 24px; text-align: center;\">Coverage<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"width: 41.8138%; text-align: center;\">Baggage delay<\/td>\n<td style=\"width: 58.1862%; text-align: center;\">Up to $500 per person (more than 6 hours)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;Car Rental Insurance&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;car_rental_insurance&#8221;][vc_column_text]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/cartes-de-credit\/carte-platine-mastercard-de-banque-nationale\/\">National Bank Platinum Mastercard<sup>&reg;<\/sup><\/a> covers you if you use your card (or your NBC Rewards points) to pay for your car rental in full.<\/p>\n<p>Similarly, personal belongings in the vehicle are protected.<\/p>\n<p>[\/vc_column_text][vc_column_text]<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 72px;\">\n<thead>\n<tr style=\"height: 24px;\">\n<td style=\"width: 41.8138%; height: 24px; text-align: center;\">Insurance<\/td>\n<td style=\"width: 58.1862%; height: 24px; text-align: center;\">Coverage<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"width: 41.8138%; height: 24px; text-align: center;\">Vehicle rental (48 days or less)<\/td>\n<td style=\"width: 58.1862%; height: 24px; text-align: center;\">Vehicle value up to $65,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;Insurance for Your Purchases&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;insurance_for_your_purchases&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/cartes-de-credit\/carte-platine-mastercard-de-banque-nationale\/\">National Bank Platinum Mastercard<\/a> is one of the only credit cards in Canada to <strong>offer purchase protection for 180 days<\/strong> (6 months from the date of purchase). Other credit cards offer only 90 days (3 months) of purchase protection.<\/p>\n<p>What&#8217;s more, the <a href=\"https:\/\/milesopedia.com\/cartes-de-credit\/carte-platine-mastercard-de-banque-nationale\/\">National Bank Platinum Mastercard<sup>&reg;<\/sup><\/a> is one of the only credit cards in Canada <strong>to triple the coverage period <\/strong>on new items covered by an original manufacturer&#8217;s warranty valid in Canada.<\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;&#8221;]<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 72px;\">\n<thead>\n<tr style=\"height: 24px;\">\n<td style=\"width: 41.8138%; height: 24px; text-align: center;\">Insurance<\/td>\n<td style=\"width: 58.1862%; height: 24px; text-align: center;\">Coverage<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"width: 41.8138%; height: 24px; text-align: center;\">Against theft or breakage for 180 days<\/td>\n<td style=\"width: 58.1862%; height: 24px; text-align: center;\">up to $60,000<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 41.8138%; height: 24px; text-align: center;\"><strong>Triple<\/strong> extended warranty<\/td>\n<td style=\"width: 58.1862%; height: 24px; text-align: center;\">Up to 2 additional years<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Bottom Line&#8221; el_id=&#8221;bottom_line&#8221;][vc_column_text]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/cartes-de-credit\/carte-platine-mastercard-de-banque-nationale\/\">National Bank Platinum Mastercard<sup>&reg;<\/sup><\/a> is a great card to have, especially if you don&#8217;t qualify for the high-end National Bank cards.<\/p>\n<p>Actually, the insurance offered for short trips is excellent, and the purchase insurance is identical to its big sister, the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<\/a>.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare-simple'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='2'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare-simple container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22652,401432\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Get the National Bank Platinum Mastercard! No minimum income is required.<\/p>","protected":false},"author":1237,"featured_media":401955,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[48126],"tags":[],"mc_loyalty_program":[],"class_list":["post-194222","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cards","mc_issuer-national-bank-of-canada","mc_market-all-of-canada","tutorial-nbc"],"acf":{"mc_approved_badge":false,"mc_card_used":22652,"mc_featured_card_specific":22652,"mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>National Bank Platinum Mastercard\u00ae: No Minimum Income Required! | Milesopedia<\/title>\n<meta name=\"description\" content=\"Get the National Bank Platinum Mastercard! 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