{"id":194091,"date":"2024-08-21T12:07:00","date_gmt":"2024-08-21T16:07:00","guid":{"rendered":"https:\/\/milesopedia.com\/news\/manulife-bank-financial-products\/"},"modified":"2024-08-30T10:18:36","modified_gmt":"2024-08-30T14:18:36","slug":"manulife-bank-financial-products","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/reviews\/products\/manulife-bank-financial-products\/","title":{"rendered":"Manulife Bank: Our review of their financial products"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row el_id=&#8221;newsletter&#8221;][vc_column][vc_column_text css=&#8221;&#8221;]<\/p>\n<p><strong>Manulife Bank<\/strong> is a Canadian online bank offering financial products for individuals and businesses. These include all-in bank accounts, high-interest savings accounts and credit cards. But it also offers other products, such as investments and mortgages (including Manulife One).<\/p>\n<p>This article explores the main financial products offered by <strong>Manulife Bank<\/strong>.<b> <\/b>and compared with those of other Canadian banks. Then we share our Review so you can make an informed decision.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;What is Manulife Bank?&#8221; css=&#8221;&#8221; el_id=&#8221;what_is_manulife_bank_&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p><a target=\"_blank\" href=\"https:\/\/www.banquemanuvie.ca\/services-bancaires-aux-particuliers.html\">Manulife Bank of Canada<\/a> (simply, <span class=\"c19\"><strong>Manulife Bank<\/strong>), a subsidiary of Manulife, is a federally chartered online bank founded in 1993. It&#8217;s <\/span>head office is in Waterloo, Ontario.<\/p>\n<p>Manulife Bank has no physical branches. Instead, it distributes its financial products and services through independent financial advisors and brokers. Customers can then access their accounts via online services and the mobile application, as well as using THE EXCHANGE network ATMs, at no extra cost.<\/p>\n<p><span class=\"c19\">Manulife Bank&#8217;s products include chequing accounts, high-interest savings accounts, credit cards, investments and mortgages (including Manulife One). It is a member of <a href=\"https:\/\/www.cdic.ca\/\" target=\"_blank\" rel=\"noopener\">CDIC<\/a> (Canada Deposit Insurance Corporation), so <\/span><span class=\"c4\">deposits in their savings products (savings accounts, GICs, etc.) are eligible for deposit insurance.<\/span><\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Manulife Bank&#8217;s Financial Products&#8221; css=&#8221;&#8221; el_id=&#8221;manulife_bank_s_financial_products&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>As previously mentioned, <strong>Manulife Bank<\/strong> offers a wide variety of financial products for individuals and businesses. However, this analysis focuses mainly on bank accounts and credit cards for individuals.<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;Manulife Bank&#8217;s Accounts&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;manulife_bank_s_accounts&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p class=\"c16\"><span class=\"c4\"> <strong>Manulife Bank<\/strong> offers 3 bank accounts: <\/span>All-in Package, Advantage Account and U.S. Advantage Account. Here&#8217;s more information on each of these 3 accounts.<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;All-in Package Bank Account&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;all-in_package_bank_account&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p><span class=\"c4\"> <strong>Manulife Bank<\/strong>&#8216;s all-in package account is<\/span>a high-interest savings account that <span class=\"c4\">encourages people to save. Here are its main features:<\/span><\/p>\n<ul>\n<li>Bank account with unlimited day-to-day banking <span class=\"c4\">(<\/span>purchases, withdrawals, Interac transfers, bill payments, etc.)<\/li>\n<li>High Interest Savings Account<\/li>\n<li>Travel insurance<\/li>\n<li class=\"c16\"><span class=\"c4\">$10 monthly fee (no fee when you save $100 a month)<\/span><\/li>\n<li>Deposits insured by the Canada Deposit Insurance Corporation (<a href=\"https:\/\/www.cdic.ca\/\" target=\"_blank\" rel=\"noopener\">CDIC<\/a>)<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;Avantage Account&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;avantage_account&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p class=\"c16\"><span class=\"c4\"><strong>Manulife Bank<\/strong>&#8216;s &#8220;Advantage&#8221; account is a high-interest savings account that also includes the features of a chequing account. Here are its main features:<\/span><\/p>\n<ul>\n<li>No monthly fee (with a minimum balance of $1,000)<\/li>\n<li>No minimum balance required<\/li>\n<li>High interest rates<\/li>\n<li>Includes all the functions of a chequing account (send or receive Interac transfers, make Interac debit card purchases, pay bills, etc.).<\/li>\n<li>Deposits insured by the Canada Deposit Insurance Corporation (<a href=\"https:\/\/www.cdic.ca\/\" target=\"_blank\" rel=\"noopener\">CDIC<\/a>)<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;US Advantage Account&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;us_advantage_account&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p><span class=\"c4\"><strong>Manulife Bank<\/strong>&#8216;s U.S. Advantage Account is a high-interest savings account in U.S. dollars. Here are its main features:<\/span><\/p>\n<ul>\n<li>No monthly fees<\/li>\n<li>Unlimited interbank transfers, free of charge<\/li>\n<li>Deposits insured by the Canada Deposit Insurance Corporation (<a href=\"https:\/\/www.cdic.ca\/\" target=\"_blank\" rel=\"noopener\">CDIC<\/a>)<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Manulife Bank Credit Cards&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;manulife_bank_credit_cards&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p><span class=\"c4\"><strong>Manulife Bank<\/strong> offers two credit cards: the <a class=\"thirstylink\" title=\"ManulifeMONEY+ Visa Infinite Card\" href=\"https:\/\/milesopedia.com\/cartes-de-credit\/carte-visa-infinite-manuviecomptant\/\" rel=\"nofollow sponsored\">ManulifeMONEY+ Visa Platinum Card<\/a> and the <a class=\"thirstylink\" title=\"ManulifeMONEY+ Visa Platinum Card\" href=\"https:\/\/milesopedia.com\/cartes-de-credit\/carte-visa-platine-manuviecomptant\/\" rel=\"nofollow sponsored\">ManulifeMONEY+ Visa Infinite Card<\/a>. Here are the main features of each of these credit cards.<\/span><\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"209805,209806\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div><div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Other financial products from Manulife Bank&#8221; css=&#8221;&#8221; el_id=&#8221;other_financial_products_from_manulife_bank&#8221;][vc_custom_heading text=&#8221;Investing&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;investing&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p class=\"c16\"><span class=\"c4\">Several investment options are available to <strong>Manulife Bank<\/strong> customers. First, you can invest in high-interest savings accounts in both registered (<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/investing\/tax-free-savings-account-tutorial\/\">TFSAs<\/a>, <a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/investing\/registered-retirement-savings-plan-rrsp-101\/\">RRSPs<\/a> and RRIFs) and non-registered accounts. <\/span>Then, with the help of an advisor, you can invest in Guaranteed Investment Certificates (GICs), with terms of 30 days to 5 years, and Investment Savings Accounts (ISAs).<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;Mortgages&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;mortgages&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p><strong>Manulife Bank<\/strong> offers a personalized choice of mortgages based on your financial situation, both for new mortgages and mortgage renewals.<\/p>\n<p>First of all, Manulife One is an all-in-one mortgage and banking account that allows you to reduce your interest costs and pay off your debts faster. However, this product is only available if you have a 20% down payment (or at least 20% equity in your current home if you wish to refinance or transfer your existing mortgage with Manulife).<\/p>\n<p>Then, with Manulife Bank Select, you can customize your mortgage to suit your needs. For example, you can divide your mortgage into portions with different interest rates and terms. To obtain this product, you need a minimum 5% down payment.<\/p>\n<p>[\/vc_column_text][vc_message css=&#8221;&#8221;]<\/p>\n<p>Tip: On the <strong>Manulife Bank<\/strong> website, you can use a simulator to compare the Manulife One product with a conventional mortgage.<\/p>\n<p>[\/vc_message][vc_custom_heading text=&#8221;Other loans&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;other_loans&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p><strong>Manulife Bank<\/strong> offers other types of loans:<\/p>\n<ul>\n<li>RRSP loans<\/li>\n<li>Investment loans<\/li>\n<li>Lines of credit<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Comparison with other banks&#8221; css=&#8221;&#8221; el_id=&#8221;comparison_with_other_banks&#8221;][vc_custom_heading text=&#8221;Banking Accounts&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;banking_accounts&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>In our Review, <strong>Manulife Bank<\/strong> &#8216;s bank accounts are good choices. Firstly, because it&#8217;s a bank account with no monthly fees (certain conditions apply). But also, because they combine the advantages of a chequing and savings account. However, other Canadian banks also offer high-interest chequing accounts (hybrid accounts). Here are some of these accounts, in addition to traditional bank accounts:<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare-simple'\n\t\t\t\tdata-post_type='bank_account'\n\t\t\t\tdata-per_page='10'\n\t\t\t\tclass='deferred_container--preload container_bank_account container_template--compare-simple container_count--6 container_count--lots'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"bank_account_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"393798,368877,397065,394405,393797,368992\"\n\t\t\t\t\t\t\t>\n\t\t\n\t<div class=\"card card-list card-list-header\">\n\t\t<div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n\t<\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n\t\t<\/div>\n\n\t\t<\/div>[vc_column_text css=&#8221;&#8221;]<\/p>\n<p>To compare other chequing accounts, use our <a href=\"https:\/\/milesopedia.com\/en\/?p=393505\">bank account comparator<\/a>.<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;Credit Cards&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;credit_cards&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>In our Review, <strong>Manulife Bank<\/strong> credit cards are attractive, especially for cash back on groceries. However, other Canadian financial institutions and credit card issuers offer more attractive rewards and welcome bonuses. To compare credit cards, use our <a href=\"https:\/\/milesopedia.com\/en\/?p=131131\">credit card comparator<\/a>.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Our review of Manulife Bank&#8217;s financial products&#8221; css=&#8221;&#8221; el_id=&#8221;our_review_of_manulife_bank_s_financial_products&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>Overall, <strong>Manulife Bank<\/strong>&#8216;s financial product offering is attractive, especially when it comes to all-in bank accounts and all-in-one mortgages (Manulife One).<\/p>\n<p>However, the &#8220;high&#8221; interest rates on their high-interest savings account are lower than those of many of their competitors, such as <a href=\"https:\/\/milesopedia.com\/en\/reviews\/products\/eq-bank-financial-products\/\">EQ Bank<\/a> (Current Account), <a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/wealthsimple-chequing-account\/\">Wealthsimple<\/a> (Cash Account) or <a href=\"https:\/\/milesopedia.com\/en\/reviews\/products\/tangerine-a-case-study\/\">Tangerine<\/a> (Savings Account).<\/p>\n<p>As far as investments are concerned, the range of financial products is quite limited: <a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/real-estate\/fhsa-everything-you-need-to-know\/\">TFSAs<\/a>, <a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/investing\/registered-retirement-savings-plan-rrsp-101\/\">RRSPs<\/a> and GICs. However, the <a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/real-estate\/fhsa-everything-you-need-to-know\/\">FHSA<\/a> is not offered, nor are self-managed investments.<\/p>\n<p>Finally, we end on a high note. <strong>Manulife Bank<\/strong>&#8216;s mortgages, in particular Manulife One, are among the best financial products on the Canadian market. With this product, you can reduce your interest costs and pay off your debts faster. Provided, of course, that you are disciplined with your finances.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"247124\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>In this article, we explore the financial products offered by Manulife Bank, such as their high-interest savings account and credit cards.<\/p>","protected":false},"author":2488,"featured_media":400104,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[619],"tags":[],"mc_loyalty_program":[],"class_list":["post-194091","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-products","mc_market-all-of-canada"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":null,"mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Manulife Bank: Our review of their financial products | Milesopedia<\/title>\n<meta name=\"description\" content=\"In this article, we explore the financial products offered by Manulife Bank, such as their high-interest savings account.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/milesopedia.com\/en\/reviews\/products\/manulife-bank-financial-products\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Manulife Bank: Our review of their financial products\" \/>\n<meta property=\"og:description\" content=\"In this article, we explore the financial products offered by Manulife Bank, such as their high-interest savings account.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/milesopedia.com\/en\/reviews\/products\/manulife-bank-financial-products\/\" \/>\n<meta property=\"og:site_name\" content=\"Milesopedia\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/milesopedia\" \/>\n<meta property=\"article:published_time\" content=\"2024-08-21T16:07:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-08-30T14:18:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/08\/Manuvie-Banque-2400x1260-ENG.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2400\" \/>\n\t<meta property=\"og:image:height\" content=\"1260\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Vincent Morin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@milesopedia\" \/>\n<meta name=\"twitter:site\" content=\"@milesopedia\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/products\\\/manulife-bank-financial-products\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/products\\\/manulife-bank-financial-products\\\/\"},\"author\":{\"name\":\"Vincent Morin\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#\\\/schema\\\/person\\\/37a68e7a77f09265c60e10254d4bdd27\"},\"headline\":\"Manulife Bank: Our review of their financial products\",\"datePublished\":\"2024-08-21T16:07:00+00:00\",\"dateModified\":\"2024-08-30T14:18:36+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/products\\\/manulife-bank-financial-products\\\/\"},\"wordCount\":1383,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/products\\\/manulife-bank-financial-products\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2024\\\/08\\\/Manuvie-Banque-2400x1260-ENG.jpg\",\"articleSection\":[\"Products\"],\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/products\\\/manulife-bank-financial-products\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/products\\\/manulife-bank-financial-products\\\/\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/products\\\/manulife-bank-financial-products\\\/\",\"name\":\"Manulife Bank: Our review of their financial products | Milesopedia\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/products\\\/manulife-bank-financial-products\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/products\\\/manulife-bank-financial-products\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2024\\\/08\\\/Manuvie-Banque-2400x1260-ENG.jpg\",\"datePublished\":\"2024-08-21T16:07:00+00:00\",\"dateModified\":\"2024-08-30T14:18:36+00:00\",\"description\":\"In this article, we explore the financial products offered by Manulife Bank, such as their high-interest savings account.\",\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/products\\\/manulife-bank-financial-products\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/reviews\\\/products\\\/manulife-bank-financial-products\\\/#primaryimage\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2024\\\/08\\\/Manuvie-Banque-2400x1260-ENG.jpg\",\"contentUrl\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2024\\\/08\\\/Manuvie-Banque-2400x1260-ENG.jpg\",\"width\":2400,\"height\":1260,\"caption\":\"Manulife Bank\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/\",\"name\":\"Milesopedia\",\"description\":\"Programmes de fid\u00e9lit\u00e9 et cartes de cr\u00e9dit au Canada\",\"publisher\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#organization\",\"name\":\"Milesopedia Canada\",\"alternateName\":\"Milesopedia\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/MILESOPEDIA-logo-cmjn-black-V3@4x.png\",\"contentUrl\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/MILESOPEDIA-logo-cmjn-black-V3@4x.png\",\"width\":1600,\"height\":261,\"caption\":\"Milesopedia Canada\"},\"image\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/milesopedia\",\"https:\\\/\\\/x.com\\\/milesopedia\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/milesopedia\",\"https:\\\/\\\/www.tiktok.com\\\/@milesopedia\",\"https:\\\/\\\/www.youtube.com\\\/milesopedia\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#\\\/schema\\\/person\\\/37a68e7a77f09265c60e10254d4bdd27\",\"name\":\"Vincent Morin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/PXL-20251211-142555297-3-150x200.jpg\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/PXL-20251211-142555297-3-150x200.jpg\",\"contentUrl\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/PXL-20251211-142555297-3-150x200.jpg\",\"caption\":\"Vincent Morin\"},\"description\":\"Vincent a atteint l'ind\u00e9pendance financi\u00e8re et pris sa retraite anticip\u00e9e (FIRE) \u00e0 l'\u00e2ge de 35 ans. Apr\u00e8s une carri\u00e8re en technologies financi\u00e8res pour une grande banque d\u2019investissement am\u00e9ricaine, il a fond\u00e9 Retraite101, un site de finances personnelles qui rejoint plus de 350 000 visiteurs uniques par ann\u00e9e et qui a plus de 40 000 abonn\u00e9s sur les r\u00e9seaux sociaux. Passionn\u00e9 par la finance, la lecture, le v\u00e9lo, les randonn\u00e9es et les voyages, il continue d\u2019\u00e9crire sur plusieurs m\u00e9dias qu\u00e9b\u00e9cois pour inspirer et motiver celles et ceux qui veulent prendre leurs finances en main.\",\"sameAs\":[\"https:\\\/\\\/retraite101.com\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/in\\\/mvincentmorin\\\/\"],\"url\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/author\\\/vincent\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Manulife Bank: Our review of their financial products | Milesopedia","description":"In this article, we explore the financial products offered by Manulife Bank, such as their high-interest savings account.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/milesopedia.com\/en\/reviews\/products\/manulife-bank-financial-products\/","og_locale":"en_US","og_type":"article","og_title":"Manulife Bank: Our review of their financial products","og_description":"In this article, we explore the financial products offered by Manulife Bank, such as their high-interest savings account.","og_url":"https:\/\/milesopedia.com\/en\/reviews\/products\/manulife-bank-financial-products\/","og_site_name":"Milesopedia","article_publisher":"https:\/\/www.facebook.com\/milesopedia","article_published_time":"2024-08-21T16:07:00+00:00","article_modified_time":"2024-08-30T14:18:36+00:00","og_image":[{"width":2400,"height":1260,"url":"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/08\/Manuvie-Banque-2400x1260-ENG.jpg","type":"image\/jpeg"}],"author":"Vincent Morin","twitter_card":"summary_large_image","twitter_creator":"@milesopedia","twitter_site":"@milesopedia","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/milesopedia.com\/en\/reviews\/products\/manulife-bank-financial-products\/#article","isPartOf":{"@id":"https:\/\/milesopedia.com\/en\/reviews\/products\/manulife-bank-financial-products\/"},"author":{"name":"Vincent Morin","@id":"https:\/\/milesopedia.com\/en\/#\/schema\/person\/37a68e7a77f09265c60e10254d4bdd27"},"headline":"Manulife Bank: Our review of their financial products","datePublished":"2024-08-21T16:07:00+00:00","dateModified":"2024-08-30T14:18:36+00:00","mainEntityOfPage":{"@id":"https:\/\/milesopedia.com\/en\/reviews\/products\/manulife-bank-financial-products\/"},"wordCount":1383,"commentCount":0,"publisher":{"@id":"https:\/\/milesopedia.com\/en\/#organization"},"image":{"@id":"https:\/\/milesopedia.com\/en\/reviews\/products\/manulife-bank-financial-products\/#primaryimage"},"thumbnailUrl":"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/08\/Manuvie-Banque-2400x1260-ENG.jpg","articleSection":["Products"],"inLanguage":"en-CA","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/milesopedia.com\/en\/reviews\/products\/manulife-bank-financial-products\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/milesopedia.com\/en\/reviews\/products\/manulife-bank-financial-products\/","url":"https:\/\/milesopedia.com\/en\/reviews\/products\/manulife-bank-financial-products\/","name":"Manulife Bank: Our review of their financial products | Milesopedia","isPartOf":{"@id":"https:\/\/milesopedia.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/milesopedia.com\/en\/reviews\/products\/manulife-bank-financial-products\/#primaryimage"},"image":{"@id":"https:\/\/milesopedia.com\/en\/reviews\/products\/manulife-bank-financial-products\/#primaryimage"},"thumbnailUrl":"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/08\/Manuvie-Banque-2400x1260-ENG.jpg","datePublished":"2024-08-21T16:07:00+00:00","dateModified":"2024-08-30T14:18:36+00:00","description":"In this article, we explore the financial products offered by Manulife Bank, such as their high-interest savings account.","inLanguage":"en-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/milesopedia.com\/en\/reviews\/products\/manulife-bank-financial-products\/"]}]},{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/milesopedia.com\/en\/reviews\/products\/manulife-bank-financial-products\/#primaryimage","url":"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/08\/Manuvie-Banque-2400x1260-ENG.jpg","contentUrl":"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/08\/Manuvie-Banque-2400x1260-ENG.jpg","width":2400,"height":1260,"caption":"Manulife Bank"},{"@type":"WebSite","@id":"https:\/\/milesopedia.com\/en\/#website","url":"https:\/\/milesopedia.com\/en\/","name":"Milesopedia","description":"Programmes de fid\u00e9lit\u00e9 et cartes de cr\u00e9dit au Canada","publisher":{"@id":"https:\/\/milesopedia.com\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/milesopedia.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-CA"},{"@type":"Organization","@id":"https:\/\/milesopedia.com\/en\/#organization","name":"Milesopedia Canada","alternateName":"Milesopedia","url":"https:\/\/milesopedia.com\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/milesopedia.com\/en\/#\/schema\/logo\/image\/","url":"https:\/\/milesopedia.com\/wp-content\/uploads\/2023\/01\/MILESOPEDIA-logo-cmjn-black-V3@4x.png","contentUrl":"https:\/\/milesopedia.com\/wp-content\/uploads\/2023\/01\/MILESOPEDIA-logo-cmjn-black-V3@4x.png","width":1600,"height":261,"caption":"Milesopedia Canada"},"image":{"@id":"https:\/\/milesopedia.com\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/milesopedia","https:\/\/x.com\/milesopedia","https:\/\/www.linkedin.com\/company\/milesopedia","https:\/\/www.tiktok.com\/@milesopedia","https:\/\/www.youtube.com\/milesopedia"]},{"@type":"Person","@id":"https:\/\/milesopedia.com\/en\/#\/schema\/person\/37a68e7a77f09265c60e10254d4bdd27","name":"Vincent Morin","image":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/milesopedia.com\/wp-content\/uploads\/2026\/01\/PXL-20251211-142555297-3-150x200.jpg","url":"https:\/\/milesopedia.com\/wp-content\/uploads\/2026\/01\/PXL-20251211-142555297-3-150x200.jpg","contentUrl":"https:\/\/milesopedia.com\/wp-content\/uploads\/2026\/01\/PXL-20251211-142555297-3-150x200.jpg","caption":"Vincent Morin"},"description":"Vincent a atteint l'ind\u00e9pendance financi\u00e8re et pris sa retraite anticip\u00e9e (FIRE) \u00e0 l'\u00e2ge de 35 ans. Apr\u00e8s une carri\u00e8re en technologies financi\u00e8res pour une grande banque d\u2019investissement am\u00e9ricaine, il a fond\u00e9 Retraite101, un site de finances personnelles qui rejoint plus de 350 000 visiteurs uniques par ann\u00e9e et qui a plus de 40 000 abonn\u00e9s sur les r\u00e9seaux sociaux. Passionn\u00e9 par la finance, la lecture, le v\u00e9lo, les randonn\u00e9es et les voyages, il continue d\u2019\u00e9crire sur plusieurs m\u00e9dias qu\u00e9b\u00e9cois pour inspirer et motiver celles et ceux qui veulent prendre leurs finances en main.","sameAs":["https:\/\/retraite101.com\/","https:\/\/www.linkedin.com\/in\/mvincentmorin\/"],"url":"https:\/\/milesopedia.com\/en\/author\/vincent\/"}]}},"_links":{"self":[{"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/posts\/194091","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/users\/2488"}],"replies":[{"embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/comments?post=194091"}],"version-history":[{"count":0,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/posts\/194091\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/media\/400104"}],"wp:attachment":[{"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/media?parent=194091"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/categories?post=194091"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/tags?post=194091"},{"taxonomy":"mc_loyalty_program","embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/mc_loyalty_program?post=194091"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}