{"id":193920,"date":"2026-04-01T11:05:00","date_gmt":"2026-04-01T15:05:00","guid":{"rendered":"https:\/\/milesopedia.com\/news\/mastercard-bmo-world-elite-offer\/"},"modified":"2026-04-01T11:35:55","modified_gmt":"2026-04-01T15:35:55","slug":"bmo-ascend-world-elite-mastercard-offer","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/offres\/cartes\/bmo-ascend-world-elite-mastercard-offer\/","title":{"rendered":"Up to 100,000 Points with the BMO Ascend World Elite Mastercard"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_custom_heading el_id=&#8221;welcome_offer&#8221; el_id=&#8221;welcome_offer&#8221; el_id=&#8221;welcome_offer&#8221; text=&#8221;Welcome Offer&#8221; el_id=&#8221;welcome_offer&#8221;]<p data-start=\"530\" data-end=\"773\">The BMO Ascend World Elite Mastercard is one of the best World Elite Mastercard credit cards with travel points in Canada. With our exclusive welcome offer, you can earn <strong data-start=\"730\" data-end=\"772\">up to 100,000 BMO Rewards points<\/strong>.<\/p>\n<p data-start=\"775\" data-end=\"905\">These points have a value of approximately <strong data-start=\"811\" data-end=\"828\">$650 to $700<\/strong>, according to our estimate, and can be applied to your travel expenses.<\/p>\n<p data-start=\"907\" data-end=\"1040\">Plus, there is <strong data-start=\"925\" data-end=\"967\">no annual fee for the first year<\/strong> for the primary cardholder and additional cardholders.<\/p>\n<p data-start=\"1042\" data-end=\"1210\">You can also take advantage of a <strong data-start=\"1078\" data-end=\"1160\">0% introductory interest rate on balance transfers for 12 months<\/strong>, with a <strong data-start=\"1171\" data-end=\"1209\">2% balance transfer fee<\/strong>.<\/p>\n<p data-start=\"1212\" data-end=\"1275\">With the BMO Ascend World Elite Mastercard, you get:<\/p>\n<ul data-start=\"1277\" data-end=\"1503\">\n<li data-section-id=\"1t336rf\" data-start=\"1277\" data-end=\"1333\"><strong data-start=\"1279\" data-end=\"1302\">5 points per dollar<\/strong> on eligible travel*<\/li>\n<li data-section-id=\"1j4zfha\" data-start=\"1334\" data-end=\"1448\"><strong data-start=\"1336\" data-end=\"1359\">3 points per dollar<\/strong> on eligible dining, entertainment, and recurring bill payments*<\/li>\n<li data-section-id=\"1t815i1\" data-start=\"1449\" data-end=\"1503\"><strong data-start=\"1451\" data-end=\"1473\">1 point per dollar<\/strong> on all other purchases*<\/li>\n<\/ul>\n<p data-start=\"1505\" data-end=\"1700\">You can use BMO Rewards points for your travel (flights, hotels, car rentals, packages, etc.) or for rewards and gift cards on the BMO Rewards platform.<\/p>\n<p data-start=\"1702\" data-end=\"1728\">The card also offers:<\/p>\n<ul data-start=\"1729\" data-end=\"1967\">\n<li data-section-id=\"1p68z13\" data-start=\"1729\" data-end=\"1834\"><strong data-start=\"1731\" data-end=\"1783\">4 complimentary airport lounge accesses per year<\/strong> via Mastercard Travel Pass provided by DragonPass*<\/li>\n<li data-section-id=\"13aj19\" data-start=\"1835\" data-end=\"1967\"><strong data-start=\"1837\" data-end=\"1872\">comprehensive travel insurance<\/strong>, including emergency medical coverage up to <strong data-start=\"1925\" data-end=\"1967\">$5 million for 21 days*<\/strong><\/li>\n<\/ul>\n<p data-start=\"1969\" data-end=\"2132\">Finally, enjoy six months of Instacart+ membership and a $10 monthly Instacart credit when you sign up with your eligible BMO credit card.*<\/p>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22672\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=&#8221;bmo_ascend_world_elite_card_our_review&#8221; el_id=&#8221;bmo_ascend_world_elite_card_our_review&#8221; el_id=&#8221;bmo_ascend_world_elite_card_our_review&#8221; text=&#8221;BMO Ascend World Elite Card \u2013 Our review&#8221; el_id=&#8221;bmo_ascend_world_elite_card_our_review&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/go\/bmo-world-elite-mastercard\/\">BMO Ascend World Elite Mastercard<\/a> is an attractive option for travellers looking for a balanced combination of points earning, airport lounge access, and strong insurance coverage.<\/p>\n<p>Its main appeal lies in the overall value of the offer, which is not limited to points alone, but also includes tangible benefits such as airport lounge passes, a NEXUS credit, and a first-year annual fee waiver.<\/p>\n<p>It is also a relevant card for those who regularly spend on travel, since this category lets you earn 5 points per dollar spent.<\/p>\n<p>Finally, the fact that the first-year annual fee waiver also applies to authorized users adds a welcome benefit for households looking to maximize the card\u2019s value from the first year.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22672\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=&#8221;bmo_rewards_points&#8221; el_id=&#8221;bmo_rewards_points&#8221; el_id=&#8221;bmo_rewards_points&#8221; text=&#8221;BMO Rewards Points&#8221; el_id=&#8221;bmo_rewards_points&#8221;][vc_custom_heading el_id=&#8221;earning_points&#8221; el_id=&#8221;earning_points&#8221; el_id=&#8221;earning_points&#8221; text=&#8221;Earning Points&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;earning_points&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Points accumulation is the main strength of the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/bmo-ascend-world-elite-mastercard\/\">BMO Ascend World Elite Mastercard<sup>&reg;<\/sup>*<\/a> .<\/p>\n<p>You will earn <strong>5 points per dollar<\/strong> for your travel purchases. It&#8217;s one of the best credit cards in Canada for this type of purchase.<\/p>\n<p>Next, you will earn <strong>3 points per dollar<\/strong> spent on restaurant and bar purchases, entertainment, or recurring bill payments. Everywhere else, you&#8217;ll earn 1 point per dollar, including at Costco.<\/p>\n<p>[\/vc_column_text][vc_custom_heading el_id=&#8221;points_value&#8221; el_id=&#8221;points_value&#8221; el_id=&#8221;points_value&#8221; text=&#8221;Points Value&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;points_value&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>BMO Rewards points have a fixed value when redeemed for travel rewards:<\/p>\n<p>1 point = $0.0067<br \/>100 points = $0.67<br \/>10,000 points = $67<br \/>40,000 points = $268<br \/>60,000 points = $402<br \/>80,000 points = $536<br \/>100,000 points = $670<\/p>\n<p>[\/vc_column_text][vc_custom_heading el_id=&#8221;redeeming_points&#8221; el_id=&#8221;redeeming_points&#8221; el_id=&#8221;redeeming_points&#8221; text=&#8221;Redeeming Points&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;redeeming_points&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>You can redeem your BMO Rewards points on the dedicated <a target=\"_blank\" href=\"https:\/\/www.bmorewards.com\/fr\/landing.html\" rel=\"noopener noreferrer\">BMO Rewards<\/a> portal. As always, the best return you can get from your points will be on travel: flights, hotels, car rental, etc.<\/p>\n<p>Especially since you can redeem your BMO Rewards points for <a href=\"https:\/\/milesopedia.com\/en\/news\/programs\/bmo-rewards-cards-use-travel-points\/\">any travel purchase<\/a> made with your credit card. And this at the same exchange rate as if you had made the reservation with BMO Rewards!<\/p>\n<p>You can redeem any number of points and top it off with a payment on your credit card.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"10520,1552,197629,271811\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=&#8221;insurance&#8221; el_id=&#8221;insurance&#8221; el_id=&#8221;insurance&#8221; text=&#8221;Insurance&#8221; el_id=&#8221;insurance&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/bmo-ascend-world-elite-mastercard\/\">BMO Ascend World Elite Mastercard<\/a> covers you from the moment you use it to pay for your trip <strong>and\/or<\/strong> use BMO points.<\/p>\n<p>Here are the main features the insurance offers (as always, we invite you to check the details of the coverage in the insurance booklet that will be provided to you at the time of application or available on the BMO website).<\/p>\n<div class=\"table-scroll\">\n<table style=\"width: 100%;\">\n<thead>\n<tr>\n<td style=\"text-align: center;\"><strong>Insurance<\/strong><\/td>\n<td style=\"text-align: center;\"><strong>Coverage<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"text-align: center;\">Public transport accident<\/td>\n<td style=\"text-align: center;\">$500,000<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">Medical care<\/td>\n<td style=\"text-align: center;\">\n<p>Yes &#8211; $5,000,000<\/p>\n<p>&nbsp;<\/p>\n<p>Under 65 years old<\/p>\n<p>Over 65: age-based option<\/p>\n<p>Maximum 21 days (extension possible)<\/p>\n<p>Optional 31-day insurance for people aged 65 to 74<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">Interruption<\/td>\n<td style=\"text-align: center;\">Yes<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">Cancellation<\/td>\n<td style=\"text-align: center;\">Yes<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">Flight delay<\/td>\n<td style=\"text-align: center;\">Yes<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">Delay or loss of luggage<\/td>\n<td style=\"text-align: center;\">Yes<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">Collision\/loss and damage to rental vehicle<\/td>\n<td style=\"text-align: center;\">\n<p> Yes (less than 48 days rental)<\/p>\n<p>&nbsp;<\/p>\n<p>The vehicle must be worth less than $65,000.<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">Theft from a hotel<\/td>\n<td style=\"text-align: center;\">Yes<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">Purchase Protection<\/td>\n<td style=\"text-align: center;\">Yes (90 days)<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">Extended warranty<\/td>\n<td style=\"text-align: center;\">Yes (1 year)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p style=\"text-align: center;\"><strong><a target=\"_blank\" href=\"https:\/\/www.bmo.com\/pdf\/World_Elite_Cardholder_Agreement_FR.pdf\">Insurance booklet link BMO Ascend World Elite Mastercard<sup>&reg;<\/sup>* link<\/a><\/strong><\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=&#8221;benefits&#8221; el_id=&#8221;benefits&#8221; el_id=&#8221;benefits&#8221; text=&#8221;Benefits&#8221; el_id=&#8221;benefits&#8221;][vc_custom_heading el_id=&#8221;access_to_vip_lounges&#8221; el_id=&#8221;access_to_vip_lounges&#8221; el_id=&#8221;access_to_vip_lounges&#8221; text=&#8221;Access to VIP Lounges&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;access_to_vip_lounges&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/bmo-ascend-world-elite-mastercard\/\">BMO Ascend World Elite Mastercard<\/a>, you can benefit from <strong>4 annual accesses<\/strong> to <a href=\"https:\/\/milesopedia.com\/en\/guides\/strategies\/free-airport-lounge-access\/\">airport lounges<\/a>. You will need to register your BMO Mastercard credit card <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/how-dragonpass-works\/\">with DragonPass<\/a>.<\/p>\n<p>This will give you, for example, access to the <a href=\"https:\/\/milesopedia.com\/en\/reviews\/airport-lounges\/national-bank-airport-lounge-montreal-trudeau\/\">National Bank<\/a> or <a href=\"https:\/\/milesopedia.com\/en\/reviews\/airport-lounges\/air-france-lounge-montreal-trudeau-yul\/\">Air France<\/a> lounge at <a href=\"https:\/\/milesopedia.com\/en\/airport-guides\/montreal-trudeau-yul\/\">Montreal-Trudeau Airport<\/a>.<\/p>\n<p>[\/vc_column_text][vc_custom_heading el_id=&#8221;nexus_credit&#8221; el_id=&#8221;nexus_credit&#8221; el_id=&#8221;nexus_credit&#8221; text=&#8221;NEXUS Credit&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;nexus_credit&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>You can receive a refund for NEXUS application fees up to a value of $200. However, this credit is only applicable during your first year as a cardholder. <\/p>\n<p>To do this, simply charge your NEXUS membership or renewal fees to your <a title=\"BMO Ascend\u2122 World Elite<sup>&reg;<\/sup>* Mastercard<sup>&reg;<\/sup>*\" href=\"https:\/\/milesopedia.com\/en\/go\/bmo-world-elite-mastercard\/\" rel=\"noindex\">BMO Ascend World Elite Mastercard<\/a>. You will then see this credit appear on your credit card account. <\/p>\n<p>[\/vc_column_text][vc_custom_heading el_id=&#8221;world_elite_concierge_service&#8221; el_id=&#8221;world_elite_concierge_service&#8221; el_id=&#8221;world_elite_concierge_service&#8221; text=&#8221;World Elite Concierge Service&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;world_elite_concierge_service&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>As a <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/bmo-ascend-world-elite-mastercard\/\">BMO Ascend World Elite Mastercard<\/a> holder, you have access to this concierge service offered by Mastercard. It can be useful, especially when you are abroad and do not speak the language well.<\/p>\n<p>[\/vc_column_text][vc_custom_heading el_id=&#8221;instacart&#8221; el_id=&#8221;instacart&#8221; el_id=&#8221;instacart&#8221; text=&#8221;Instacart&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;instacart&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Enjoy six months of Instacart+ membership and a $10 monthly Instacart credit when you sign up with your eligible BMO credit card.<\/p>\n<p>[\/vc_column_text][vc_custom_heading el_id=&#8221;accepted_at_costco&#8221; el_id=&#8221;accepted_at_costco&#8221; el_id=&#8221;accepted_at_costco&#8221; text=&#8221;Accepted at Costco&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;accepted_at_costco&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Since it is a Mastercard, the card is accepted at Costco.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading el_id=&#8221;bottom_line&#8221; el_id=&#8221;bottom_line&#8221; el_id=&#8221;bottom_line&#8221; text=&#8221;Bottom Line&#8221; el_id=&#8221;bottom_line&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/bmo-ascend-world-elite-mastercard\/\">BMO Ascend World Elite Mastercard<\/a> is perfect if you have a lot of travel expenses and would like to benefit from solid insurance. What&#8217;s more, you get 4 annual airport lounge passes.<\/p>\n<p>If you do not yet have this card, take advantage of this exclusive welcome offer while also enjoying the first year free!<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22672\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Get up to 100,000 points and the first year free with this offer for the BMO Ascend World Elite 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