{"id":185685,"date":"2026-03-02T05:10:00","date_gmt":"2026-03-02T10:10:00","guid":{"rendered":"https:\/\/milesopedia.com\/?p=185685"},"modified":"2026-03-02T10:11:15","modified_gmt":"2026-03-02T15:11:15","slug":"credit-card-comparison-td-national-bank-platinum-card","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/credit-card-comparison-td-national-bank-platinum-card\/","title":{"rendered":"Head-to-Head: TD Platinum Travel Visa* Card and National Bank Platinum Mastercard<sup>&reg;<\/sup> Card"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p><a href=\"https:\/\/milesopedia.com\/en\/cards\/td\/\">TD<\/a> and <a href=\"https:\/\/milesopedia.com\/en\/cards\/national-bank-of-canada\/\">National Bank<\/a> each offer a <strong>credit card<\/strong> called Platinum:<\/p>\n<ul>\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/td-platinum-travel-visa-card\/\">TD Platinum Travel Visa* Card<\/a><\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-platinum-mastercard\/\">National Bank Platinum Mastercard<sup>&reg;<\/sup><\/a><\/li>\n<\/ul>\n<p>At first glance, <a href=\"\/?p=314658\" target=\"_blank\" rel=\"noopener\">Visa and Mastercard<\/a> may appear to be identical, especially since their names are almost identical! But which one is the most advantageous?<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare-v'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='2'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare-v container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22652,22725\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card-compare--offer-heading\">\n    <div class=\"card-compare-v-item-heading\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<div class=\"card-compare--value-heading\">\n    <div class=\"card-compare-v-item-heading\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<div class=\"card-compare--fee-heading\">\n    <div class=\"card-compare-v-item-heading\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-1\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer card-compare--offer-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Value -->\n<div class=\"card-compare--value card-compare--value-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Annual Fee -->\n<div class=\"card-compare--annual-fee card-compare--annual-fee-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-2\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer card-compare--offer-2\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Value -->\n<div class=\"card-compare--value card-compare--value-2\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Annual Fee -->\n<div class=\"card-compare--annual-fee card-compare--annual-fee-2\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text el_class=&#8221;links&#8221;]<\/p>\n<p>Let&#8217;s look at each of their features in detail, to distinguish these two credit cards.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Bonus&#8221;][vc_column][vc_custom_heading text=&#8221;Welcome bonus and annual benefits&#8221; el_id=&#8221;welcome_bonus_and_annual_benefits&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;233609&#8243; alignment=&#8221;center&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>You can earn up to 50,000 TD Rewards points (worth $370), distributed as follows:<\/p>\n<ul>\n<li>15,000 TD Rewards points on your first purchase with your Card<\/li>\n<li>35,000 TD Rewards points after $3,000 in purchases within the first 6 months<\/li>\n<\/ul>\n<p>What&#8217;s more, there&#8217;s no annual fee ($89) for the first year on this <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/td-platinum-travel-visa-card\/\">TD Platinum Travel Visa* Card<\/a>.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;130000&#8243; alignment=&#8221;center&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>There is no welcome offer for the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-platinum-mastercard\/\">National Bank Platinum Mastercard<\/a> at the moment.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579492398{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;TD Platinum Travel Visa* Card&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; css=&#8221;&#8221; el_id=&#8221;td_platinum_travel_visa_card&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>It&#8217;s the TD Platinum Travel Visa* Card that&#8217;s the best, both for the value it provides and the low level of expenditure required to get all the points.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Income&#8221;][vc_column][vc_custom_heading text=&#8221;Minimum Income&#8221; el_id=&#8221;minimum_income&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;233609&#8243; alignment=&#8221;center&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>There is no minimum annual income for this card.<\/p>\n<p>To be eligible, you must:<\/p>\n<ul>\n<li>Be of the age of majority in your province or territory of residence<\/li>\n<li>Be a legal resident of Canada,<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;130000&#8243; alignment=&#8221;center&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>No minimum annual income is required.<\/p>\n<p>The eligibility criteria for the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-platinum-mastercard\/\">National Bank Platinum Mastercard<sup>&reg;<\/sup><\/a> are&nbsp;:<\/p>\n<ul>\n<li>Have reached the age of majority in your province\/territory<\/li>\n<li>Be a legal resident of Canada,<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579508645{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;It&#039;s a tie&nbsp;!&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;it_039_s_a_tie_&#8221;][vc_column_text]<\/p>\n<p>Both are exactly the same!<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Fees&#8221;][vc_column][vc_custom_heading text=&#8221;The accumulation of points&#8221; el_id=&#8221;the_accumulation_of_points&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;233609&#8243; alignment=&#8221;center&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/td-platinum-travel-visa-card\/\">TD Platinum Travel Visa* Card<\/a> rewards the cardholder with&nbsp;:<\/p>\n<ul>\n<li>5 TD Rewards points per dollar when booking a trip online at <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/expedia-for-td-guide\/\">ExpediaForTD.com<\/a><\/li>\n<li>3 TD Rewards points per dollar on groceries and pre-authorized recurring bill payments<\/li>\n<li>2 TD Rewards points per dollar spent on other purchases<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;130000&#8243; alignment=&#8221;center&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-platinum-mastercard\/\">National Bank Platinum Mastercard<sup>&reg;<\/sup><\/a>, you can accumulate&nbsp;:<\/p>\n<ul>\n<li><strong>2 points per dollar<\/strong> on grocery store and restaurant purchases,<\/li>\n<li><strong>1.5 points per dollar<\/strong> for gas, electric recharges, recurring bills and \u00c0 la Carte Travel<\/li>\n<li>1 point per $1.5 for all other purchases<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579508645{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Benefit: TD Platinum Travel Visa Card&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;benefit_td_platinum_travel_visa_card&#8221;][vc_column_text]<\/p>\n<p>The accumulation rate of the TD card is higher than that of the NBC card. Let&#8217;s analyze the most advantageous ways to redeem your points.<\/p>\n<p>Every 200 TD Rewards points redeemed is worth $1 in savings on travel purchases made through Expedia for TD.<\/p>\n<p>Every 10,000 NBC Rewards points redeemed are worth $100 in savings through Plan \u00e0 la carte&#8217;s online travel agency NBC. This is the equivalent of 100 points for every $1 saved.<\/p>\n<p>Let&#8217;s look at what it would take to save a dollar:<\/p>\n<table style=\"border-collapse: collapse; width: 100%;\">\n<thead>\n<tr>\n<td style=\"width: 33.3333%;\"> <\/td>\n<td style=\"width: 33.3333%; text-align: center;\">Grocery purchases and payment of recurring bills<\/td>\n<td style=\"width: 33.3333%; text-align: center;\">Other purchases<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"width: 33.3333%;\">TD Platinum Travel Visa<\/td>\n<td style=\"width: 33.3333%; text-align: center;\">66,67$<\/td>\n<td style=\"width: 33.3333%; text-align: center;\">100&nbsp;$<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.3333%;\">National Bank Mastercard Platinum<\/td>\n<td style=\"width: 33.3333%; text-align: center;\">100&nbsp;$<\/td>\n<td style=\"width: 33.3333%; text-align: center;\">100&nbsp;$<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-platinum-mastercard\/\">National Bank Platinum Mastercard<sup>&reg;<\/sup><\/a> is easy to remember!<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Earning Points&#8221;][vc_column][vc_custom_heading text=&#8221;Redeeming Points&#8221; el_id=&#8221;redeeming_points&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;233609&#8243; alignment=&#8221;center&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/td-platinum-travel-visa-card\/\">TD Platinum Travel Visa* Card<\/a>, the best use of TD Rewards points is to redeem them when booking directly on the Expedia site for TD.<\/p>\n<p>You can use your points to reimburse taxes, golf fees or resort tours.<\/p>\n<table style=\"border-collapse: collapse; width: 100.169%; height: 240px;\">\n<thead>\n<tr style=\"height: 24px;\">\n<td style=\"width: 69.469%; text-align: center; height: 24px;\">Rewards<\/td>\n<td style=\"width: 30.6999%; text-align: center; height: 24px;\">Points for $100<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"text-align: center; width: 69.469%; height: 24px;\"><span style=\"font-size: 10pt;\">Exchange with Expedia<\/span><span style=\"font-size: 10pt;\">for TD<\/span><\/td>\n<td style=\"text-align: center; width: 30.6999%; height: 24px;\"><span style=\"font-size: 10pt;\">20&nbsp;000<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"text-align: center; width: 69.469%; height: 24px;\"><span style=\"font-size: 10pt;\">Flexible travel discount<\/span><\/td>\n<td style=\"text-align: center; width: 30.6999%; height: 24px;\"><span style=\"font-size: 10pt;\">25&nbsp;000<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"text-align: center; width: 69.469%; height: 24px;\"><span style=\"font-size: 10pt;\">Store with TD Points at Amazon.ca<\/span><\/td>\n<td style=\"text-align: center; width: 30.6999%; height: 24px;\"><span style=\"font-size: 10pt;\">33&nbsp;303<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"text-align: center; width: 69.469%; height: 24px;\"><span style=\"font-size: 10pt;\">Gift card<\/span><\/td>\n<td style=\"text-align: center; width: 30.6999%; height: 24px;\"><span style=\"font-size: 10pt;\">40&nbsp;000<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"text-align: center; width: 69.469%; height: 24px;\"><span style=\"font-size: 10pt;\">Statement credit<\/span><\/td>\n<td style=\"text-align: center; width: 30.6999%; height: 24px;\"><span style=\"font-size: 10pt;\">40&nbsp;000<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;130000&#8243; alignment=&#8221;center&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-platinum-mastercard\/\">National Bank Platinum Mastercard<\/a>, you can use your points for various rewards, including travel discounts such as an apartment rental on <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/airbnb\/\">Airbnb<\/a>, or SAQ gift cards.<\/p>\n<table style=\"border-collapse: collapse; width: 100.169%; height: 240px;\">\n<thead>\n<tr style=\"height: 24px;\">\n<td style=\"width: 69.469%; text-align: center; height: 24px;\">Rewards<\/td>\n<td style=\"width: 30.6999%; text-align: center; height: 24px;\">Points for $100<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"text-align: center; width: 69.469%; height: 24px;\"><span style=\"font-size: 10pt;\"><strong>Exchange with dedicated \u00c0 la carte Travel agency NBC<\/strong><\/span><\/td>\n<td style=\"text-align: center; width: 30.6999%; height: 24px;\"><span style=\"font-size: 10pt;\"><strong>10,000<\/strong><\/span><\/td>\n<\/tr>\n<tr style=\"height: 48px;\">\n<td style=\"text-align: center; width: 69.469%; height: 48px;\"><span style=\"font-size: 10pt;\">Flexible travel discount<\/span><br \/>\n<span style=\"font-size: 10pt;\"><em><strong>(from 55,000 points redeemed)<\/strong><\/em><\/span><\/td>\n<p><\/p>\n<td style=\"text-align: center; width: 30.6999%; height: 48px;\"><span style=\"font-size: 10pt;\">11,000<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"text-align: center; width: 69.469%; height: 24px;\"><span style=\"font-size: 10pt;\">Flexible travel discount<\/span><\/td>\n<td style=\"text-align: center; width: 30.6999%; height: 24px;\"><span style=\"font-size: 10pt;\">12,000<\/span><\/td>\n<\/tr>\n<tr style=\"height: 72px;\">\n<td style=\"text-align: center; width: 69.469%; height: 72px;\"><span style=\"font-size: 10pt;\">Extras \u00e0 la carte, <\/span><span style=\"font-size: 10pt;\">RRSP or TFSA contribution, <\/span><span style=\"font-size: 10pt;\">Repayment of all-in-one line of mortgage or mortgage loan<\/span><\/td>\n<td style=\"text-align: center; width: 30.6999%; height: 72px;\"><span style=\"font-size: 10pt;\">12&nbsp;000<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"text-align: center; width: 69.469%; height: 24px;\"><span style=\"font-size: 10pt;\">Gift card<\/span><\/td>\n<td style=\"text-align: center; width: 30.6999%; height: 24px;\"><span style=\"font-size: 10pt;\">12,000 &#8211; 13,500<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"text-align: center; width: 69.469%; height: 24px;\"><span style=\"font-size: 10pt;\">Statement credit<\/span><\/td>\n<td style=\"text-align: center; width: 30.6999%; height: 24px;\"><span style=\"font-size: 10pt;\">25,000<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579508645{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: National Bank Platinum Mastercard&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;advantage_national_bank_platinum_mastercard&#8221;][vc_column_text]<\/p>\n<p>To compare the two fairly, here are the grocery expenses you&#8217;d need to make to get $300 in travel credit.<\/p>\n<table style=\"width: 100%; border-collapse: collapse;\">\n<tbody>\n<tr>\n<td style=\"width: 47.1284%;\">Card<\/td>\n<td style=\"width: 19.4257%;\">Expenses<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 47.1284%;\">TD Visa Platinum Card<\/td>\n<td style=\"width: 19.4257%;\">20&nbsp;001&nbsp;$<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 47.1284%;\">National Bank Platinum Mastercard<sup>&reg;<\/sup> card<\/td>\n<td style=\"width: 19.4257%;\">15&nbsp;000&nbsp;$<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Insurance&#8221;][vc_column][vc_custom_heading text=&#8221;Insurance&#8221; el_id=&#8221;insurance&#8221;][vc_row_inner][vc_column_inner][vc_column_text css=&#8221;&#8221;]<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 298px;\">\n<thead>\n<tr style=\"height: 24px;\">\n<td style=\"width: 23.3918%; height: 11px;\">Insurance<\/td>\n<td style=\"width: 18.3753%; height: 11px;\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-218724 \" title=\"National Bank World Elite Mastercard exclusive offer\" src=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2022\/07\/carte-visa-td-platine-voyages-fr-450x253.png\" alt=\"Td Platinum Travel Visa Card En\" width=\"276\" height=\"155\" srcset=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2022\/07\/carte-visa-td-platine-voyages-fr-450x253.png 450w, https:\/\/milesopedia.com\/wp-content\/uploads\/2022\/07\/carte-visa-td-platine-voyages-fr-200x112.png 200w, https:\/\/milesopedia.com\/wp-content\/uploads\/2022\/07\/carte-visa-td-platine-voyages-fr-768x432.png 768w, https:\/\/milesopedia.com\/wp-content\/uploads\/2022\/07\/carte-visa-td-platine-voyages-fr.png 879w\" sizes=\"auto, (max-width: 276px) 100vw, 276px\" \/><\/td>\n<td style=\"width: 24.8996%; height: 11px;\"><img class=\"wp-image-129999 \" title=\"BMO Ascend\u2122 World Elite<sup>&reg;<\/sup>* Mastercard<sup>&reg;<\/sup>*\" src=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2020\/09\/carte-bnc-platine-mastercard-450x284.png\" alt=\"NBC Platinum Mastercard\" width=\"190\" height=\"120\"><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"width: 23.3918%; height: 24px;\">Travel cancellation insurance<\/td>\n<td style=\"width: 18.3753%; height: 24px;\">No<\/td>\n<td style=\"width: 24.8996%; height: 24px;\">Up to <strong>$1,250<\/strong> per person<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 23.3918%; height: 24px;\">Trip interruption insurance<\/td>\n<td style=\"width: 18.3753%; height: 24px;\">No<\/td>\n<td style=\"width: 24.8996%; height: 24px;\">Up to <strong>$2,500<\/strong> per person<\/td>\n<\/tr>\n<tr style=\"height: 48px;\">\n<td style=\"width: 23.3918%; height: 48px;\">Out-of-province\/country emergency medical coverage<\/td>\n<td style=\"width: 18.3753%; height: 48px;\">No<\/td>\n<td style=\"width: 24.8996%; height: 48px;\">Up to <strong>$5,000,000<\/strong> for up to 10 days (age 76 and under)<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 23.3918%; height: 24px;\">Flight delay insurance<\/td>\n<td style=\"width: 18.3753%; height: 24px;\">Up to $500<br \/>\nafter 4 hours<\/td>\n<p><\/p>\n<td style=\"width: 24.8996%; height: 24px;\">Up to $500 after 4 hours<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 23.3918%; height: 24px;\">Baggage Delay Insurance<\/td>\n<td style=\"width: 18.3753%; height: 24px;\">Up to <strong>$1,000<\/strong><br \/>after 6 hours<\/td>\n<td style=\"width: 24.8996%; height: 24px;\">Up to<strong> $500<\/strong> after 6 hours (up to $1,000 for lost, damaged or stolen baggage)<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 23.3918%; height: 24px;\">Hotel burglary insurance<\/td>\n<td style=\"width: 18.3753%; height: 24px;\">up to <strong>$2,500<\/strong><\/td>\n<td style=\"width: 24.8996%; height: 24px;\">No<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 23.3918%; height: 24px;\">Rental car theft and damage insurance<\/td>\n<td style=\"width: 18.3753%; height: 24px;\">up to $65,000<\/td>\n<td style=\"width: 24.8996%; height: 24px;\">up to $65,000<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 23.3918%; height: 24px;\">Travel accident insurance (common carrier)<\/td>\n<td style=\"width: 18.3753%; height: 24px;\">up to <strong>$500,000<\/strong><\/td>\n<td style=\"width: 24.8996%; height: 24px;\">No<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 23.3918%; height: 24px;\">Insurance &#8211; Purchase<\/td>\n<td style=\"width: 18.3753%; height: 24px;\">Up to 90 days<\/td>\n<td style=\"width: 24.8996%; height: 24px;\">Up to <strong>2<\/strong> additional <strong>years<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 23.3918%; height: 24px;\">Extended warranty &#8211; Purchase<\/td>\n<td style=\"width: 18.3753%; height: 24px;\">Up to 1 additional year<\/td>\n<td style=\"width: 24.8996%; height: 24px;\"><strong>180 days<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 23px;\">\n<td style=\"width: 23.3918%; height: 23px;\">Mobile Device Insurance<\/td>\n<td style=\"width: 18.3753%; height: 23px;\">Up to $1,000<\/td>\n<td style=\"width: 24.8996%; height: 23px;\">up to $1,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Here are all the details and conditions in&nbsp;:<\/p>\n<ul>\n<li><a href=\"https:\/\/www.td.com\/content\/dam\/tdct\/document\/pdf\/personal-banking\/plattrav-fr.pdf\" target=\"_blank\" rel=\"noopener\">TD Platinum Travel Visa* Card Insurance Booklet <\/a><\/li>\n<li>And the <a href=\"https:\/\/www.bnc.ca\/content\/dam\/bnc\/particuliers\/pdf\/assurance\/certificat-713705-6.pdf\" target=\"_blank\" rel=\"noopener\">National Bank Platinum Mastercard<sup>&reg;<\/sup> insurance booklet<\/a>.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579523801{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: National Bank Platinum Mastercard&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;advantage_national_bank_platinum_mastercard&#8221;][vc_column_text]<\/p>\n<p>For insurance, the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-platinum-mastercard\/\">National Bank Platinum Mastercard<sup>&reg;<\/sup><\/a> is excellent.<\/p>\n<p>It offers generous insurance of all kinds. In addition, it requires that only a <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/insurance\/\" target=\"_blank\" rel=\"noopener\">portion of the travel expenses be charged to the account<\/a>. This is quite rare, as the issuer usually requires the entire trip to be charged.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Bottom Line&#8221; el_id=&#8221;bottom_line&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>So? Which Card is the winner?<\/p>\n<p>In general, the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-platinum-mastercard\/\">National Bank Platinum Mastercard<sup>&reg;<\/sup><\/a> has a head start for&nbsp;:<\/p>\n<ul>\n<li>Excellent insurance coverage even if you only charge a portion of the trip to your credit card<\/li>\n<li>The fact that it can be used<strong> at Costco<\/strong>!<\/li>\n<\/ul>\n<p>On the other hand, the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/td-platinum-travel-visa-card\/\">TD Platinum Travel Visa* Card<\/a> is gaining ground with&nbsp;:<\/p>\n<ul>\n<li>Easy-to-obtain welcome bonus<\/li>\n<li>Its higher accumulation rate means less spending to earn rewards<\/li>\n<\/ul>\n<p>All in all, both cards are a good way to get started in the world of travel rewards, but the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-platinum-mastercard\/\">National Bank Platinum Mastercard<sup>&reg;<\/sup><\/a> may be better suited to accompanying you abroad, thanks to its insurance benefits.<\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;&#8221; el_class=&#8221;links&#8221;]<\/p>\n<p>If you&#8217;ve ever had one of these two cards, what are your comments? Come and point them out in the <a href=\"https:\/\/www.facebook.com\/groups\/milesopedia\" target=\"_blank\" rel=\"noopener\">Milesopedia Facebook group<\/a>.<\/p>\n<p>To see the other cards, check out our ranking of the <a href=\"https:\/\/milesopedia.com\/en\/?p=107986\" target=\"_blank\" rel=\"noopener\">best travel credit card offers in Canada<\/a>.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare-v'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='2'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare-v container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22652,22725\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-3\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title 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Card.<\/p>","protected":false},"author":2455,"featured_media":349086,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[45831],"tags":[],"mc_loyalty_program":[],"class_list":["post-185685","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","mc_issuer-national-bank-of-canada","mc_issuer-td-en","mc_market-all-of-canada","tutorial-comparisons"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":"","mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- 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